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Journal : TSAQAFAH

Corporate Ethical Identity Perbankan Syariah di Indonesia Budi Sukardi Taufiq Wijaya
TSAQAFAH Vol 9, No 2 (2013): Islamic Ethics
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (384.021 KB) | DOI: 10.21111/tsaqafah.v9i2.56

Abstract

This article describes the extent of Islamic Banking in Indonesia in function as an agent of development through ethical identity disclosure in annual reports of Islamic Banking. The importance ethical identity of the company as a part of the personality in the achievement of business objectives, has the purpose to describe the manifestations and uniqueness in order to operate well and success in the market, able to provide recognition and distinction between banks, as an important aspect of the bank’s market competitiveness of sustainable, which includes an understanding of the ethical and social culture of the bank. Islamic banking as a financial institution which different with conventional banks, have a view applies fundamental concepts of property rights and contracts that govern behavior, ethical, moral and social economy, both individuals, institutions, communities and countries. Fundamental perspective above, will be able to belief in religion (Islam), as well as support for Islamic Banks to be integral and system economic of Islam will be applicable in all times and in particular contribute for national economy, as well as being an alternative system for the development of the world economy.
Corporate Governance Engineering of Islamic Banking and Finance: Tantangan Globalisasi Sistem Ekonomi dan Pasar Bebas Budi Sukardi
TSAQAFAH Vol 9, No 1 (2013): Islamic Economics
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (418.21 KB) | DOI: 10.21111/tsaqafah.v9i1.42

Abstract

The development of Islamic banking indicated dynamic changes and rapid growth. Some countries such United States, United Kingdom, European Union, Canada, Singapore implemented the Islamic financial system. However, economic globalization, laissez-faire, and financial crisis that engulf Indonesia as consequence the lack of bankers commitment to corporate governance, regulation and supervision of the government,business climate of banking do not prioritize business ethics between investors and bankers. Emerging debate that the models of corporate governance developed in western countries can not applicable in Muslim countries, even countries with high levels of corruption. Both models oscillated to find solution in fulfill stakeholders which the principles of morality have been ignored. The Implementation of corporate governance became part of social responsibility, values, ethics and norms must be possessed by Islamic banking due to highly correlated with the organizational readiness and the alignment of management actions to satisfy and ser ve stakeholder needs ,giving an exclusive deals in compliance the justice of morality ,social welfare,economic and political system, corporate image and accountability in keeping the identity of Islam as a religion. Corporate governance became a value system in Islamic financial institutions which giving same legal protections to all stakeholders, it would have an impact the effectiveness, the sustainability of institutions and generate trust with security sense of the community ,financial efficiency ,fiscal and monetary policies resulting in financial equilibrium.
Inklusivisme Maqâsid Syarî’ah Menuju Pembangunan Berkelanjutan Bank Syariah di Indonesia Budi Sukardi
TSAQAFAH Vol 12, No 1 (2016): Islamic Economics
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (600.614 KB) | DOI: 10.21111/tsaqafah.v12i1.375

Abstract

This paper review to assess the performance of Islamic Bank of Devisa on syarî’ah maqâsid index and its inclusive contribution to sustainable development of Islamic Bank in Indonesia. This paper was an exploratory study with survey eksperience, using the analysis of secondary datas and the pilot studies of the population of Islamic Bank in Indonesia with sample of Islamic Bank of Devisa, such as Bank Muamalat Indonesia, BNI Syariah, Bank Syariah Mandiri, and Bank Syariah Mega Indonesia. Research lowered concept of maqâsid syarî’ah index into three main dimensions; individual education, establishing justice and the public interest. The results showed the syarî’ah maqâsid index of Islamic Bank of Devisa in 2012-2014; Bank Muamalat Indonesia scored of 24,9209, Bank Syariah Mandiri scored of 25.4773, Bank Negara Indonesia Syariah scored of 25.6511 and Bank Mega Syariah Indonesia scored of 16.5110. The inclusive contribution of maqâṣid syarî’ah to sustainable development Islamic Bank in Indonesia is an attempt to reduce the lack of access to financial services, such as providing access to the community and a focus on risk sharing and redistribution of wealth. Islamic financial innovation needed to provide appropriate products and financial services for the community to increase their income and social welfare. Their access to financial services for the sustainability of economic, environmental and religious order Islamic Bank can contribute to the public and become a leading industry in achieving the highest aim of sharia-focused and oriented to the survival of human, natural, economic resources creative, and all aspects of life.
Corporate Governance Engineering of Islamic Banking and Finance: Tantangan Globalisasi Sistem Ekonomi dan Pasar Bebas Budi Sukardi
TSAQAFAH Vol. 9 No. 1 (2013): Islamic Economics
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tsaqafah.v9i1.42

Abstract

The development of Islamic banking indicated dynamic changes and rapid growth. Some countries such United States, United Kingdom, European Union, Canada, Singapore implemented the Islamic financial system. However, economic globalization, laissez-faire, and financial crisis that engulf Indonesia as consequence the lack of bankers commitment to corporate governance, regulation and supervision of the government,business climate of banking do not prioritize business ethics between investors and bankers. Emerging debate that the models of corporate governance developed in western countries can not applicable in Muslim countries, even countries with high levels of corruption. Both models oscillated to find solution in fulfill stakeholders which the principles of morality have been ignored. The Implementation of corporate governance became part of social responsibility, values, ethics and norms must be possessed by Islamic banking due to highly correlated with the organizational readiness and the alignment of management actions to satisfy and ser ve stakeholder needs ,giving an exclusive deals in compliance the justice of morality ,social welfare,economic and political system, corporate image and accountability in keeping the identity of Islam as a religion. Corporate governance became a value system in Islamic financial institutions which giving same legal protections to all stakeholders, it would have an impact the effectiveness, the sustainability of institutions and generate trust with security sense of the community ,financial efficiency ,fiscal and monetary policies resulting in financial equilibrium.
Corporate Ethical Identity Perbankan Syariah di Indonesia Budi Sukardi Taufiq Wijaya
TSAQAFAH Vol. 9 No. 2 (2013): Islamic Ethics
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tsaqafah.v9i2.56

Abstract

This article describes the extent of Islamic Banking in Indonesia in function as an agent of development through ethical identity disclosure in annual reports of Islamic Banking. The importance ethical identity of the company as a part of the personality in the achievement of business objectives, has the purpose to describe the manifestations and uniqueness in order to operate well and success in the market, able to provide recognition and distinction between banks, as an important aspect of the bank’s market competitiveness of sustainable, which includes an understanding of the ethical and social culture of the bank. Islamic banking as a financial institution which different with conventional banks, have a view applies fundamental concepts of property rights and contracts that govern behavior, ethical, moral and social economy, both individuals, institutions, communities and countries. Fundamental perspective above, will be able to belief in religion (Islam), as well as support for Islamic Banks to be integral and system economic of Islam will be applicable in all times and in particular contribute for national economy, as well as being an alternative system for the development of the world economy.
Inklusivisme Maqâsid Syarî’ah Menuju Pembangunan Berkelanjutan Bank Syariah di Indonesia Budi Sukardi
TSAQAFAH Vol. 12 No. 1 (2016): Islamic Economics
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tsaqafah.v12i1.375

Abstract

This paper review to assess the performance of Islamic Bank of Devisa on syarî’ah maqâsid index and its inclusive contribution to sustainable development of Islamic Bank in Indonesia. This paper was an exploratory study with survey eksperience, using the analysis of secondary datas and the pilot studies of the population of Islamic Bank in Indonesia with sample of Islamic Bank of Devisa, such as Bank Muamalat Indonesia, BNI Syariah, Bank Syariah Mandiri, and Bank Syariah Mega Indonesia. Research lowered concept of maqâsid syarî’ah index into three main dimensions; individual education, establishing justice and the public interest. The results showed the syarî’ah maqâsid index of Islamic Bank of Devisa in 2012-2014; Bank Muamalat Indonesia scored of 24,9209, Bank Syariah Mandiri scored of 25.4773, Bank Negara Indonesia Syariah scored of 25.6511 and Bank Mega Syariah Indonesia scored of 16.5110. The inclusive contribution of maqâṣid syarî’ah to sustainable development Islamic Bank in Indonesia is an attempt to reduce the lack of access to financial services, such as providing access to the community and a focus on risk sharing and redistribution of wealth. Islamic financial innovation needed to provide appropriate products and financial services for the community to increase their income and social welfare. Their access to financial services for the sustainability of economic, environmental and religious order Islamic Bank can contribute to the public and become a leading industry in achieving the highest aim of sharia-focused and oriented to the survival of human, natural, economic resources creative, and all aspects of life.