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All Journal Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Perisai : Islamic Banking and Finance Journal Economica: Jurnal Ekonomi Islam Jurnal Riset Keuangan dan Akuntansi (JRKA) Shirkah: Journal of Economics and Business TSAQAFAH FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Journal of Enterprise and Development (JED) Jurnal Ilmu Perbankan dan Keuangan Syariah JPS (Jurnal Perbankan Syariah) Ulumuna Etihad: Journal of Islamic Banking and Finance Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Jurnal Ekonomika dan Bisnis Islam Jurnal Perbankan Syariah Darussalam (JPSDa) AT-TIJARAH: Journal Islamic Banking and Finance Research Ziswaf Asfa Journal Jurnal Perbankan Syariah
Budi Sukardi
UIN Raden Mas Said Surakarta
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Jurnal Perbankan Syariah

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LITERACY, TRUST, AND RISK AFFECT SHARIA FINTECH FINANCING INTENTIONS ON UMKM ACTORS IN CENTRAL JAVA Luluk Mu'afifah; Budi Sukardi
Jurnal Perbankan Syariah Vol. 2 No. 2 (2023): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

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Abstract

This study aims to determine and analyse the effect of literacy, trust, and risk on financing intentions through Sharia Fintech on MSME players in Boyolali district, Central Java. The sampling technique used is purposive sampling with predetermined respondent criteria. This study uses a quantitative research method using a questionnaire through Google Forms as an online data collection material. The sample used in this study was 226 respondents of MSME players in Boyolali Regency. The test results with SEM-PLS prove that several factors have a positive and significant effect, namely the variables of trust and risk. On the other hand, there are variables that do not affect the literacy variable on Islamic fintech financing intentions.
Co-Authors Abdullah, Agung Ana Fidatul Qulub Anggi Puspita Sari Anggi Puspita Sari Dwi Surya Atmaja Fachrurazi Fadzkhul Jannah Febtika Budiya Elsasari Fourika Dela Putriana Fuad Dhiya Ul Husaen Fuad Dhiya Ul Husaen Fuad Dhiya Ul Husaen Indah Selsapagita Lalu Agus Satriawan Luluk Mu'afifah Mohammad Albizar Putra Riyadi Muhammad Alan Nur Muhammad Alan Nur Muhammad Alan Nur Muhammad Kurnia Rahman Abadi Supriyanto Supriyanto Widiatmini Widiatmini