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Bank Wakaf: Solusi Pemberdayaan Sosial Ekonomi Indonesia Medias, Fahmi
Indonesian Journal of Islamic Literature and Muslim Society Vol 2, No 1 (2017)
Publisher : IAIN Surakarta

This article attempts to identify the strategic role of cash waqf as an alternative financial instrument in the economic development of Indonesia in the field of social, religious, educational, and health, as well as to identify the problems faced by the social institution that has existed in Indonesia in the management of cash waqf. After the economic crisis hit Indonesia in 1998, the existence of cash waqf becomes very strategic and is deemed appropriate to give the mutual fund model that very potential in real sector to empower and strengthen the social economy Indonesia. However, cash waqf as one of the most potential sources of funds which have not been used optimally in Indonesia. This is due to a large number of waqfs are managed in a traditional consumer. On the other hand, Islamic finance institutions which manage the Waqf money haven't been able to manifest cash waqf benefits for socio-economic empowerment. At the end of the discussion, this article emphasizes the importance of the cash waqf funds mobilization of society through the creation of waqf bank to expand the potential of cash waqf in improving the social and economic welfare of society in Indonesia.

PENYELESAIAN SENGKETA NASABAH WANPRESTASI EKONOMI SYARIAH DI PENGADILAN AGAMA MAGELANG Fatchurohman, Fatchurohman; Nugraismia, Wilda; Wahyuni, Tri; Medias, Fahmi
Indonesian Journal of Islamic Literature and Muslim Society Vol 3, No 1 (2018)
Publisher : IAIN Surakarta

This research is conducted to analyze the implementation of Law no. 50 of 2009 on Religious Court. Based on Supreme Court Regulation (PERMA) Nu. 14 the Year 2016 on Procedures of dispute completion in sharia economic, PERMA Nu. 1 the Year 2014 on Mediation of dispute completion process between sharia financial institution and breach of contract at the Religious Court of Magelang. This research uses the descriptive qualitative method with an empirical juridical approach that is by comparing the rules that have been established with the reality. The result of this research indicates that the Religious Court of Magelang in the process of dispute completion of sharia economic has been in accordance with the mandate of Law Nu. 50 the Year 2009, PERMA Nu. 14 the Year 2016, and PERMA No.1 Year 2014. Until early 2018 the Religious Court of Magelang has been handled 20 cases of dispute breach in sharia economic with the result of 17 cases revoked; 1 case granted, 1 case crossed out, and 1 case still running. The cases handled by the Religious Courts of Magelang are majority dealing with trade with markup (murabah}ah) of the breach of contract with the reason of problematic financing.

The Evaluation of Muhammadiyah Waqf Assets Utilization in Magelang Medias, Fahmi; Pratiwi, Eko Kurniasih
IQTISHADIA Vol 12, No 1 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i1.3208

This article aims to evaluate the utilization of Muhammadiyah waqf assets in Magelang Regency and to analyze the supporting and inhibiting factors in utilizing the assets. This research is expected to become a framework or model for nazhir waqf, which in this case are Muhammadiyah Leaders in Magelang Regency, either from regional/regency level, branch/district level, village, and Muhammadiyah business, in managing and utilizing the waqf assets. The data for this research was collected by in-depth interview, observation on the waqf assets and documentation study, which was then analyzed qualitatively. The result showed that Muhammadiyah leaders of Magelang regency were able to collect waqf assets in form cash of Rp. 156.000.000, - and 415 plots of land spread over 21 sub districts in Magelang regency. The collected assets then were used in developing the field of worship by 20.75%, health by 3.6% and education by 49.55% and social by 26.13%. Â The utilization of waqf assets had not been aimed at productive sector in the communityâ€™s economy and most of them were led to consumptive sector. It was caused by the lack of socialization of nazhir waqf to the community and the communityâ€™s perspective that considers waqf was only in consumptive form.

The Evaluation of Muhammadiyah Waqf Assets Utilization in Magelang Medias, Fahmi; Pratiwi, Eko Kurniasih
IQTISHADIA Vol 12, No 1 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i1.3208

This article aims to evaluate the utilization of Muhammadiyah waqf assets in Magelang Regency and to analyze the supporting and inhibiting factors in utilizing the assets. This research is expected to become a framework or model for nazhir waqf, which in this case are Muhammadiyah Leaders in Magelang Regency, either from regional/regency level, branch/district level, village, and Muhammadiyah business, in managing and utilizing the waqf assets. The data for this research was collected by in-depth interview, observation on the waqf assets and documentation study, which was then analyzed qualitatively. The result showed that Muhammadiyah leaders of Magelang regency were able to collect waqf assets in form cash of Rp. 156.000.000, - and 415 plots of land spread over 21 sub districts in Magelang regency. The collected assets then were used in developing the field of worship by 20.75%, health by 3.6% and education by 49.55% and social by 26.13%. Â The utilization of waqf assets had not been aimed at productive sector in the communityâ€™s economy and most of them were led to consumptive sector. It was caused by the lack of socialization of nazhir waqf to the community and the communityâ€™s perspective that considers waqf was only in consumptive form.

Waqf Development in Indonesia: Challenges Faced by Muhammadiyah Waqf Institutions Medias, Fahmi; Pratiwi, Eko Kurniasih; Umam, Khotibul
Economica: Jurnal Ekonomi Islam Vol 10, No 2 (2019)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2019.10.2.3333

Abstract: As a potential financial instrument, waqf has played an essential role in resolving the social problems of the society (ummah). Although Indonesia has long applied the existence of waqf, it has not had an impact on providing an optimal contribution to the welfare of the people. Several studies identified patterns of administration in the management of waqf. The purpose of this study aims to identify and explore the model of empowerment of Mahammadiyah waqf land in Magelang and its challenges in the development of the ummah. The study method used to collect data was descriptive qualitative and interviews, which covered the areas administered by the Mahammadiyah. About 78% of these areas are empowered in the form of educational and worship facilities. However, it was observed that empowerment of the land in Magelang was not optimized due to lack of financial resources, unproductivity, and the presence of incompetent and professional Nazhirs. The solution to these problems is through collaboration with financial institutions in collecting cash equivalents, land specifications, formulating a special legal framework for empowering Muhammadiyah waqf, and training for the development of the capacity of the areas.Abstrak: Sebagai instrumen finansial yang potensial, wakaf memiliki peran penting dalam menyelesaikan permasalahan sosial masyarakat (ummah). Meski keberadaan wakaf sudah lama diterapkan di Indonesia, namun belum berdampak pada memberikan kontribusi yang optimal bagi kesejahteraan masyarakat. Beberapa penelitian mengidentifikasi pola administrasi dalam pengelolaan wakaf. Tujuan penelitian ini adalah untuk mengidentifikasi dan mendalami model pemberdayaan lahan wakaf mahammadiyah di Magelang dan tantangannya dalam perkembangan umat. Metode penelitian yang digunakan untuk mengumpulkan data adalah deskriptif kualitatif dan wawancara meliputi wilayah-wilayah yang dikelola Mahammadiyah. Sekitar 78% dari wilayah tersebut diberdayakan dalam bentuk sarana pendidikan dan ibadah. Namun, teramati bahwa pemberdayaan tanah di Magelang belum optimal karena kurangnya sumber daya finansial, tidak produktif, dan adanya Nazhir yang tidak kompeten dan profesional. Solusi dari permasalahan tersebut adalah melalui kerjasama dengan lembaga keuangan dalam pengumpulan setara kas, spesifikasi tanah, penyusunan kerangka hukum khusus pemberdayaan wakaf Muhammadiyah, dan pelatihan pengembangan kapasitas daerah.

The Impacts of BMT Empowerment Program to MSMes Development: A Case Study in Magelang Fahmi Medias; Eko Kurniasih Pratiwi; Nasitotul Janah
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 14, No 2 (2020)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v14i2.305-316

AbstractThis study aims to determine the impact of the BMT (Baitul Maal wa Tamwiil)empowerment program on the development of MSMEs (Micro, Small, andMedium Enterprises) in Magelang. From this research, it is hoped that it canprovide accurate data and maps about the extent to which programs andactivities that have been carried out by BMT influence MSMEs in MagelangRegency, with indicators: BMT and UMKM profiles; access that MSMEs haveto the BMT program, programs that have been implemented by BMT and theimpact of the BMT program on the development of MSMEs. This research usesdescriptive qualitative analysis. Respondents in this study consisted of severallarge BMTs in Magelang, namely BMT LE Syariah, BMT Bima, BMT Karisma,and BTM Amman. The results showed that the programs implemented by BMTin the development of MSMEs had an impact on increasing business productivityby increasing capital, increasing profits, and increasing managerial usingmusyarakah, murabahah, wakalah and qardhul hasan contracts. Also, BMThelp to market their members’ business products in cooperation with institutionsand agencies (Cooperative agencies) in the form of collaboration activities ofMSMEs empowerment.

Waqf Development in Indonesia: Challenges Faced by Muhammadiyah Waqf Institutions Fahmi Medias; Eko Kurniasih Pratiwi; Khotibul Umam
Economica: Jurnal Ekonomi Islam Vol 10, No 2 (2019)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2019.10.2.3333

Abstract: As a potential financial instrument, waqf has played an essential role in resolving the social problems of the society (ummah). Although Indonesia has long applied the existence of waqf, it has not had an impact on providing an optimal contribution to the welfare of the people. Several studies identified patterns of administration in the management of waqf. The purpose of this study aims to identify and explore the model of empowerment of Mahammadiyah waqf land in Magelang and its challenges in the development of the ummah. The study method used to collect data was descriptive qualitative and interviews, which covered the areas administered by the Mahammadiyah. About 78% of these areas are empowered in the form of educational and worship facilities. However, it was observed that empowerment of the land in Magelang was not optimized due to lack of financial resources, unproductivity, and the presence of incompetent and professional Nazhirs. The solution to these problems is through collaboration with financial institutions in collecting cash equivalents, land specifications, formulating a special legal framework for empowering Muhammadiyah waqf, and training for the development of the capacity of the areas.Abstrak: Sebagai instrumen finansial yang potensial, wakaf memiliki peran penting dalam menyelesaikan permasalahan sosial masyarakat (ummah). Meski keberadaan wakaf sudah lama diterapkan di Indonesia, namun belum berdampak pada memberikan kontribusi yang optimal bagi kesejahteraan masyarakat. Beberapa penelitian mengidentifikasi pola administrasi dalam pengelolaan wakaf. Tujuan penelitian ini adalah untuk mengidentifikasi dan mendalami model pemberdayaan lahan wakaf mahammadiyah di Magelang dan tantangannya dalam perkembangan umat. Metode penelitian yang digunakan untuk mengumpulkan data adalah deskriptif kualitatif dan wawancara meliputi wilayah-wilayah yang dikelola Mahammadiyah. Sekitar 78% dari wilayah tersebut diberdayakan dalam bentuk sarana pendidikan dan ibadah. Namun, teramati bahwa pemberdayaan tanah di Magelang belum optimal karena kurangnya sumber daya finansial, tidak produktif, dan adanya Nazhir yang tidak kompeten dan profesional. Solusi dari permasalahan tersebut adalah melalui kerjasama dengan lembaga keuangan dalam pengumpulan setara kas, spesifikasi tanah, penyusunan kerangka hukum khusus pemberdayaan wakaf Muhammadiyah, dan pelatihan pengembangan kapasitas daerah.

The Evaluation of Muhammadiyah Waqf Assets Utilization in Magelang Fahmi Medias; Eko Kurniasih Pratiwi
IQTISHADIA Vol 12, No 1 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i1.3208

This article aims to evaluate the utilization of Muhammadiyah waqf assets in Magelang Regency and to analyze the supporting and inhibiting factors in utilizing the assets. This research is expected to become a framework or model for nazhir waqf, which in this case are Muhammadiyah Leaders in Magelang Regency, either from regional/regency level, branch/district level, village, and Muhammadiyah business, in managing and utilizing the waqf assets. The data for this research was collected by in-depth interview, observation on the waqf assets and documentation study, which was then analyzed qualitatively. The result showed that Muhammadiyah leaders of Magelang regency were able to collect waqf assets in form cash of Rp. 156.000.000, - and 415 plots of land spread over 21 sub districts in Magelang regency. The collected assets then were used in developing the field of worship by 20.75%, health by 3.6% and education by 49.55% and social by 26.13%. The utilization of waqf assets had not been aimed at productive sector in the community’s economy and most of them were led to consumptive sector. It was caused by the lack of socialization of nazhir waqf to the community and the community’s perspective that considers waqf was only in consumptive form.

PELATIHAN PEMASARAN PRODUK PASAR MELALUI MARKET PLACE DALAM RANGKA SEKOLAH PASAR BAGI PEDAGANG PASAR REJOWINANGUN MAGELANG Fahmi Medias; Ahmad Muflih Akbar; Niko Hantoro; Ahmad Imaduddien Akmal; Ibnu Fajar; Farizi Makruf
Jurnal Pengabdian Masyarakat Khatulistiwa Vol 3, No 2 (2020): Nopember
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpmk.v3i2.783

Rejowinangun Market which is located in the heart of Magelang City is one of the traditional markets that has historical attachment to the socio-economic development of the people of Magelang City. The inability of traditional markets to compete with modern markets is a problem that must be resolved immediately. One example of a problem that occurs in business management is the lack of use of online media to market goods in the market. Market schools for traders are implemented to provide solutions to these problems so as to improve the ability of traders in terms of business management and can market goods through online media, so that transactions between sellers and buyers can occur directly (in the market) and indirectly (online store) . Community empowerment through the Participatory Rural Apraissal (PRA) model is very effective in helping market traders improve competitiveness with modern markets. The results of this market school show that the implementation of business management for traders has a significant influence in increasing business profits, increasing market competitiveness by optimizing online stores for market traders 'products, and increasing the marketing mix of market traders' products.

The Evaluation of Muhammadiyah Waqf Assets Utilization in Magelang Fahmi Medias; Eko Kurniasih Pratiwi
IQTISHADIA Vol 12, No 1 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i1.3208

This article aims to evaluate the utilization of Muhammadiyah waqf assets in Magelang Regency and to analyze the supporting and inhibiting factors in utilizing the assets. This research is expected to become a framework or model for nazhir waqf, which in this case are Muhammadiyah Leaders in Magelang Regency, either from regional/regency level, branch/district level, village, and Muhammadiyah business, in managing and utilizing the waqf assets. The data for this research was collected by in-depth interview, observation on the waqf assets and documentation study, which was then analyzed qualitatively. The result showed that Muhammadiyah leaders of Magelang regency were able to collect waqf assets in form cash of Rp. 156.000.000, - and 415 plots of land spread over 21 sub districts in Magelang regency. The collected assets then were used in developing the field of worship by 20.75%, health by 3.6% and education by 49.55% and social by 26.13%. The utilization of waqf assets had not been aimed at productive sector in the community’s economy and most of them were led to consumptive sector. It was caused by the lack of socialization of nazhir waqf to the community and the community’s perspective that considers waqf was only in consumptive form.

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