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Pengaruh Manajemen Mutu Terpadu Dan Gaya Kepemimpinan Terhadap Kinerja Keuangan Perbankan Syariah Di Kota Ambon Zainuddin Latuconsina; Harvey Hiariey; Rachma Attamimi; Restia Christianty
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 3 No. 5 (2022): MSEJ : Management Studies and Entrepreneurship Journal
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v3i4.1084

Abstract

The application of comprehensive quality management and the best leadership style must be followed by Implementing elements of the management accounting system, one of which is the performance measurement system because it can help achieve strategic goals and short-term goals of the company.  This study aims to analyze the influence of the application of total quality management and leadership style on the financial performance of Islamic Commercial Banks in Ambon City. The data analysis method used is Partial Least Squares (PLS). The sample of this study was employees who worked for Islamic banks in Ambon City. The results showed that total quality management and leadership style had a positive effect on financial performance. Keywords: total quality management, leadership style, financial performance
Factors influencing investment decision making in the capital market (Case study at PT. Phillip Sekuritas Indonesia, Ambon branch) Restia Christianty; Oki Nurul Asma Tualeka
Enrichment : Journal of Management Vol. 12 No. 5 (2022): December: Management Science And Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/enrichment.v12i5.909

Abstract

This study aims to thoroughly examine the factors that influence investment decisions in the capital market, especially investors who invest in PT. Phillip Sekuritas Indonesia Ambon Branch. Data was collected using a google form-based questionnaire instrument involving 60 investor respondents who actively invest in PT. Phillip Sekuritas Indonesia Ambon Branch. Data is processed and analyzed using the SmartPLS 3.0 software application. The results of this study indicate that (1) the risk perception variable directly has a significant effect on investment decisions in the capital market; (2) the self-efficacy variable has a significant effect on investors' investment decision variables in the capital market. The existence of this research will have implications for the level of knowledge and awareness of the level of investment risk and self-efficacy owned by an investor, so that decisions can be made more effectively, considering that some investment products are high risk. This research offers an empirical model that explains the factors that influence investment decisions in the capital market by using a research model that combines psychological and demographic factors in making investment decisions in the capital market, so this research is important to do in order to add contribution and dedication to the literature review.
THE IMPACT OF CAPITAL ADEQUACY, LIQUIDITY AND OPERATIONAL RATIO ON BANKING FINANCIAL PERFORMANCE IN INDONESIA DURING THE COVID-19 PANDEMIC (2019-2021) Muhammad Fadila Laitupa; Restia Christianty; Widya
Jurnal Ekonomi Vol. 12 No. 01 (2023): Jurnal Ekonomi, 2023 Periode Januari - Maret
Publisher : SEAN Institute

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Abstract

This study aims to determine the effect of Capital Adequacy, Liquidity, and Operations on the Financial Performance of Banking Listed on the Indonesia Stock Exchange (IDX) during the Covid-19 Pandemic. With the research time period, namely in 2019-2021. The ratios used in this study are the Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Operating Expenses on Operating Income (BOPO), and Return On Assets (ROA). This research is a quantitative research with secondary data types derived from annual reports of banking companies listed on the Indonesia Stock Exchange (IDX) for the 2019-2021 period. The method used to collect samples is purposive sampling method. Based on predetermined criteria, there are 46 banks out of 47 commercial banks that meet the criteria. This study uses multiple linear regression analysis techniques. And the data is processed using the SPSS version 23 program. The results of this study indicate that capital adequacy (CAR), liquidity (FDR) and operations (BOPO) have an effect on financial performance (ROA), with a significance value of less than 0.05, namely the adequacy value capital (CAR) of 0.000, liquidity value (FDR) of 0.003 and operating value (BOPO) of 0.010.
MEMBANGUN PEMAHAMAN PELAKU USAHA DALAM PENGELOLAAN KEUANGAN MELALUI PELATIHAN LITERASI KEUANGAN DI BUMDES NEGERI LILIBOI Restia Christianty; Meiske Wenno; Agnes Soukotta; Roy Seleky; Muhammad Faisal; Erfendi Regar
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 4 No. 2 (2023): Volume 4 Nomor 2 Tahun 2023
Publisher : Universitas Pahlawan Tuanku Tambusai

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Abstract

BUMDes memiliki peranan penting dalam mengerakan ekonomi Desa. Oleh karena itu aktivitas BUMDes merupakan kegiatan ekonomi yang tidak dapat dipisahkan dari kehidupan masyarakat di Desa. Melalui kegiatan Pengabdian Kepada Masyarakat dalam program Pelatihan Literasi Keuangan bagi BUMDes, diharapkan dapat meningkatkan pemahaman dan meningkatkan kapasitas Pengelola BUMDes terkait pencatatan dan penjurnalan transaksi. Pengelola unit usaha BUMDes telah mampu menyajikan pelaporan keuangan sederhana (laporan arus kas) menggunakan microsoft excel. Harapan kedepannya agar pengelola BUMDes Desa Liliboi dapat mengimplementasikan penyusunan laporan keuangan dengan lebih baik demi menjaga prinsip transparansi dan akuntabilitas.
ANALISIS TINGKAT KESEHATAN BANK DENGAN MENGGUNAKAN METODE RGEC Gillian Evon Pattipeilohy; Stenly J Ferdinandus; Restia Christianty
Manis: Jurnal Manajemen dan Bisnis Vol 7 No 1 (2023): MANIS: Jurnal Manajemen dan Bisnis
Publisher : Jurusan Manajemen Fakultas Ekonomi dan Bisnis Universitas Pattimura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30598/manis.7.1.17-34

Abstract

Penelitian ini diakukan untuk mengetahui tingkat kesehatan bank pada PT. Bank Centrsl Asia Tbk. pada tahun 2017-2022 dengan menggunakan metode RGEC yaitu Risk Profile, Good Corporate Gvernance, Earning, dan Capital yang di atur dalam Surat Edaran Bank Indonesia nomor 13/24/DPNP. Penelitian ini merupakan penelitian kuantitatif deskriptif dan data yang digunakan adalah data sekunder yang berasal dari laporan keuangan tahunan PT. Bank Central Asia Tbk. Teknik analisis data yang digunakan dalam penelitian ini adalah teknik analisi data deskriptif dengan menganalisa laporan keuangan menggunakan metode RGEC. Hasil peniliain tingkat kesehatan bank dengan menggunakan metode RGEC PT. Bank Central Asia menyimpulkan bahwa pada semua rasio dari ke empat aspek dari tahun 2017-2022 berada pada kondisi yang ‘Sangat Sehat’ hanya pada rasio NPL tahun 2021 dan rasio di tahun 2017-2019 berada dalam kondisi yang ‘Sehat’. Dan tingkat kesehatan PT. Bank Central Asia Tbk. selama periode 2017-2022 menduduki Peringkat Komposit 1 dengan predikat ‘Sangat Sehat’
PELATIHAN LAYANAN KEUANGAN DIGITAL BERBASIS FINTECH BAGI UMKM DI DESA KAMPUNG BARU BANDA NAIRA MALUKU TENGAH Restia Christianty; Muhammad Faisal; Evracia Turukay
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 4 No. 4 (2023): Volume 4 Nomor 4 Tahun 2023
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v4i4.19391

Abstract

Layanan keuangan digital UMKM berbasis fintech adalah layanan keuangan yang memanfaatkan teknologi digital untuk memberikan kemudahan dan efisiensi dalam hal pengelolaan keuangan bagi pelaku UMKM. Layanan ini mencakup berbagai jenis layanan jasa keuangan seperti pembayaran, pinjaman, investasi, dan asuransi. Fintech dapat membantu pelaku UMKM dalam memberikan kemudahan dan efisiensi dalam hal pengelolaan keuangan berbasis teknologi meliputi digitalisasi laporan. Pelatihan Pemanfaatan Layanan Keuangan Digital Berbasis Fintech diharapkan memperkenalkan, meningkatkan pemahaman, Prodiktifitas, dan Efesiensi terhadap Fintech bagi Para Pelaku UMKM Desa Kampung Baru Banda Naira . Hal ini dapat membantu mereka memahami apa itu Fintech dan bagaimana layanan keuangan digital dapat membantu bisnis mereka. Pelatihan ini dapat membantu pelaku UMKM dalam memperluas akses keuangan dengan memanfaatkan layanan keuangan digital yang tersedia sehingga dapat meningkatkan efisiensi dan produktivitas dengan memanfaatkan layanan keuangan digital yang dapat memudahkan transaksi dan pembayaran.
Analisis Pengaruh Ekuitas Merek Dan Harga Terhadap Keputusan Pembelian Serta Pengaruhnya Pada Kepuasan Konsumen Sabun Mandi Shinzui Di Kota Ambon Merry Margareth Pelupessy; Restia Christianty; Erlinda Tehuayo; Grace F. Pattiselanno
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 2 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i2.5169

Abstract

This study aims to analyze the extent of the influence of Brand Equity and Price on Purchasing Decisions and their Impact on Consumer Satisfaction of Shinzui Bath Soap in Ambon City. This research is a descriptive research. By using questionnaires as a data collection tool as many as 90 respondents. Sampling using purposive sampling. The data analysis method used is Partial least square using smartpls ver 3.0 including validity test and reliability test, as well as hypothesis test and model evaluation test. The results of the analysis show that brand equity is related and influential on purchasing decisions with a t-statistic value of 2,100 because it has a T-statistic value exceeding a value of >1.96, then prices are related and influential on purchasing decisions with a t-statistic value of 8,448 because it has a T-statistic value of less than >1.96 and purchasing decisions are related and affect consumer satisfaction