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All Journal TAMWIL: Jurnal Ekonomi Islam JURIS (Jurnal Ilmiah Syariah) Maqdis: Jurnal Kajian Ekonomi Islam Imara: Jurnal Riset Ekonomi Islam
Rizal Rizal
Universitas Islam Negeri Mahmud Yunus Batusangkar
Religion Humanities Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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ANALISIS PROBLEMATIKA MANAJEMEN SUMBER DAYA INSANI PADA BMT AL-FURQON PADANG SIBUSUK (STUDI ANALISIS MELALUI PENDEKATAN ANALYTICAL NETWORK PROCESS) Ashri Ramadhani; Rizal Rizal; Himyar Pasrizal
Tamwil Vol 8, No 2 (2022)
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/jtm.v8i2.7843

Abstract

BMT Al-Furqon Padang Sibusuk yang dalam tahap perkembangan dalam hal manajemen sumber daya insani merupakan masalah pokok dalam penilitian ini. Menemukan problematika manajemen sumber daya insani di BMT Al-Furqon Padang Sibusuk dan berbagai faktor penyebabnya dengan menggunakan Analytic Network Process (ANP) merupakan tujuan dari penelitian ini. Hasil penelitian ini menunjukkan bahwa pada BMT Al-Furqon Padang Sibusuk, problematika manajemen sumber daya insani terdiri dari problematika perencanaan SDI, rekrutmen dan seleksi, pelatihan dan pengembangan, penilaian kinerja SDI serta problematika kompensasi. Kemudian faktor penyebab problematika tersebut yaitu dari sisi perencanaan SDI adalah perubahan lingkungan eksternal seperti sosial ekonomi dan pandemi Covid-19. Dari sisi rekrutmen dan seleksi yaitu masalah biaya pelaksanaan. Dari sisi pelatihan dan pengembangan yaitu BMT masih dikategorikan sebagai LKM yang harus berbadan hukum koperasi. Dari sisi penilaian kinerja SDI yaitu kurangnya monitor dari kepala yayasan BMT Al-Furqon Padang Sibusuk. Dari sisi kompensasi yaitu kurangnya tanggung jawab kerja, kehadiran dan kedisiplinan karyawan. Selanjutnya hasil Analytic Network Process (ANP), diperoleh masalah prioritas adalah masalah kompensasi dengan angka kesepakatan sebesar 0,244. Kemudian solusi prioritas yaitu solusi kompensasi dengan angka kesepakatan 0,246. Selanjutnya strategi prioritas yaitu strategi peningkatan kompensasi dengan nilai 0,391.
PROFITABILITY OF ISLAMIC BANKS: EVIDENCE FROM SHARIA BUSINESS UNIT OF BANK NAGARI RIZAL RIZAL; DAVID DAVID; HUSNI SHABRI; ELSA FITRI AMRAN
Maqdis: Jurnal Kajian Ekonomi Islam Vol 7, No 2 (2022): Juli - Desember 2022
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/maqdis.v7i2.331

Abstract

This study aims to analyze the effect of Total Assets, Non Performing Financing, Financing to Deposit Ratio and Profit Sharing Financing on Return on Assets of Sharia Business Unit of Bank Nagari as Regional Government Bank West Sumatra Province. This type of research is associative research with a quantitative approach. The data analysis technique used ordinal logistic regression model of proportional odds. The results show that partially Non Performing Financing has a negative and significant effect on Return on Assets, Financing to Deposit Ratio has a positive and significant effect on Return on Assets, Total Assets and Profit Sharing Financing has no effect on Return on Assets of Unit Usaha Syariah Bank Nagari. Meanwhile, simultaneously Total Assets, Non-Performing Financing, Financing to Deposit Ratio and Profit Sharing Financing are only able to affect Return on Assets of 41.4%, the rest is influenced by other variables. The research outcomes will be invaluable to Islamic Bank aiming to improve Return on Asset that a decrease in the value of the Non Performing Financing ratio and an increase in the value of the Financing to Deposit Ratio.
The Role of Muslim Generation Community at Zakat Collection on Realizing Sustainable Development Goals (SDGs) in the Era of Digital Society 5.0 Rizal Rizal; Ruslan Abdul Ghofur; Pertiwi Utami
JURIS (Jurnal Ilmiah Syariah) Vol 22, No 1 (2023)
Publisher : Institut Agama Islam Negeri Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/juris.v22i1.6562

Abstract

The large potential of zakat funds can support the government’s efforts in alleviating poverty. However, its management has not been seen optimally even though BAZNAS has been designated as the official agency and the only non-structural government agency that manages zakat. This study aims to investigate the important role of the human generation who are members of the Muslim community in collecting zakat at the BAZNAS in the era of digital society 5.0 to realize the SDGs. This study uses a literature study method with library data collection techniques, reading and taking notes, and managing research materials by tracing written sources that have been previously written. This study uses content analysis techniques to obtain written information that focuses on four dimensions, namely human generation, Muslim community, zakat collection, and sustainable development goals. The findings reveal that two generations of humans are members of the Muslim community that have the potential to increase zakat collection. Deeper, Maqāṣid shari’āh as the essence of Islamic law through the values of justice, freedom, and human rights of the Muslim community will support the goal of collecting zakat. The novelty of this research found that building the strength and glory of BAZNAS in the era of digital society 5.0 requires strong social ties from the entire Muslim generation community, especially the younger generation community. The main contribution of this research highlights the ‘zakat movement’ led by BAZNAS to pay more attention to the role of the millennial Muslim generation community and iGeneration in supporting zakat empowerment programs to realize Sustainable Development Goals.
INFLUENCE OF MURABAHAH RECEIVABLES, MUSYARAKAH FINANCING, AND LEASE FINANCING ON PROFITABILITY OF BANK ACEH SYARIAH Novia Nengsih; Rizal Rizal; Yeni Melia
Imara: JURNAL RISET EKONOMI ISLAM Vol 7, No 1 (2023): IMARA:JURNAL RISET EKONOMI ISLAM
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v7i1.9046

Abstract

Background. The profitability in Islamic bank is influenced by murabahah receivables, musyarakah financing and lease financing. Therefore, it is essencial to analysis profitability in PT. Bank Aceh. Effectiveness of oral corrective feedback (OCF) in language learning is influenced by learners’ comprehension and response to various OCF techniques. Therefore, it is essential for teachers to consider learners’ preferences for OCF strategies.Purpose. This research aims to analyze the influence of Murabahah, Musyarakah, and Lease Receivables on the profitability of Bank Aceh Syariah.The population of this study is Islamic Banks in Indonesia in 2012-2017 are 13 BUS.Method. The data was analyzed using multiple linear regression analysis, path analysis, and sobel test. This research is a field study with a quantitative approach. The data used in this study is secondary data in the form of Financial Statements quarter 2017 to November 2020 registered with the Financial Services Authority (OJK). This type of research data is panel data that are analyzed using descriptive statistics, classical assumptions, and multiple linear regressions.Results. The results showed that there was no effect of murabahah receivables on the profitability of PT. Bank Aceh with a significance of 0.938, with alpha (α) 0.05 or 5%.  The effect of musyarakah financing on profitability in PT. Bank Aceh with the significance of 0.010 with alpha (α) 0.05 or 5%. The absence of the effect of lease / ijarah on profitability in PT. Bank Aceh with the significance of 0.082, with alpha (α) 0.05 or 5%. There is a significant influence between murabahah receivables, musyarakah financing, and simultaneous lease financing on the profitability of PT. Bank Aceh period 2017-2020 is 26% while the remaining 74% is determined or influenced by other variables that are not included in this study.Conclusion. This study has significant implications for assessing profitability in Islamic bank bg using murabahah receivables, musyarakah financing and lease financing.
Co-Authors Ashri Ramadhani David David ELSA FITRI AMRAN Himyar Pasrizal HUSNI SHABRI Novia Nengsih Pertiwi Utami Ruslan Abdul Ghofur Yeni Melia