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All Journal DE JURE Jurnal Ilmu Hukum Tambun Bungai Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Rayah Al Islam : Jurnal Ilmu Islam Sakina: Journal of Family Studies Istinbath : Jurnal Hukum Journal of Computer, Electronic, and Telecommunication (COMPLETE) Journal of Islamic Business Law
M. Faiz Nashrullah
UIN Maulana Malik Ibrahim Malang
Religion Humanities Computer Science & IT Control & Systems Engineering Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Journal : DE JURE

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Membuka Rahasia Bank Dalam Pembagian Harta Bersama Perspektif Maqashid Syariah Arifah, Risma Nur; Zulaichah, Siti; Nasrullah, M. Faiz
De Jure: Jurnal Hukum dan Syari'ah Vol 11, No 2 (2019)
Publisher : Fakultas Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (828.616 KB) | DOI: 10.18860/j-fsh.v11i2.7999

Abstract

Distribution of shared assets can lead to new conflicts if one party saves his assets in a bank account. Meanwhile, Law Number 10 of 1999 concerning Banking instructs banking business operators to keep their customers' and savings data confidential. This article is doctrinal legal research with the statutory approach and the conceptual approach. The results of this study indicate that bank secrecy is an instrument of legal protection against customers from various unauthorized parties. However, in the case of joint assets, bank secrets cannot be enforced as Constitutional Court Decision Number 64 / PUU-X / 2012 because the husband or wife of the customer is also the owner of the assets held in the bank.Pembagian harta bersama dapat menimbulkan konflik baru jika salah satu pihak menyimpan hartanya di rekening bank. Sementara, Undang-Undang Nomor 10 Tahun 1999 tentang Perbankan memerintahkan pelaku usaha perbankan merahasiakan data nasabah dan simpanannya. Artikel ini bertujuan untuk mendeskripsikan dinamika regulasi rahasia bank terkait harta bersama. Artikel ini merupakan penelitian hukum doktrinal dengan pendekatan peraturan perundang-undangan dan pendekatan konsep. Hasil kajian ini menunjukkan bahwa rahasia bank merupakan instrumen pelindungan hukum terhadap nasabah dari berbagai pihak yang tidak berkepentingan. Namun, dalam kasus harta bersama, rahasia bank tidak dapat diberlakukan sebagaimana Putusan Mahkamah Konstitusi Nomor 64/PUU-X/2012. Sebab suami atau istri nasabah juga merupakan pemilik dari harta yang disimpan di bank.Kata Kunci : harta bersama; rahasia bank; maqashid shariah.
Co-Authors Airlangga Dwy Purana Al wafi, Abdul Rohim Ayu Dina Rahma Sembada Diki Aziz Gelar Budiman Maratus Shalikhah Muchammad Johan Sabiqul Khoir Nuruddien, Muhammad Risma Nur Arifah Suryo Adhi Wibowo Ulinnuha Abdurrahman Wilda Aluf Magfiroh Zulaichah, Siti ZULHAM WAHYUDANI, ZULHAM