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All Journal Jurnal Dimamu Jurnal Maps (Manajemen Perbankan Syariah)
Badriyatul Huda
Universitas Ma'soem
Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Other

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Pengaruh Pengendalian Internal dan Kompensasi terhadap Fraud di PT Mega Finance Tanjungsari Doni Reynaldi; Badriyatul Huda; Armansyah M. Sarusu
Jurnal Dimamu Vol. 1 No. 3 (2022)
Publisher : Ma'soem University

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Abstract

Based on the results of interviews with the Admin Head and Sales Coordinator, the lack of compensation and internal control is the cause of fraud, this is evidenced by data for the last 5 years the number of customers and the number of employees at PT Mega Finance Tanjungsari which has fluctuated. This study was conducted to determine how the influence of internal control on fraud, the influence, the effect of compensation on fraud and the influence of internal control and compensation simultaneously on fraud. The object of research that is the target of research is employees at PT Mega Finance Tanjungsari with associative quantitative research, while the data needed is data taken directly to the field or called primary data. In the sampling, 21 employees at PT Mega Finance Tanjungsari were taken in 2020. The results showed that there was an influence between internal control on fraud with the results of the t test 2.620 < t table 2.093. And there is a significant effect between compensation for fraud with the results of the t-test tcount 4,942 > ttable 2,093. Meanwhile, simultaneously there is a significant influence between internal control and compensation for fraud with the results of the F test where the value of Fcount is 14.7 > Ftable 3.52.
Penerapan Metode Analisis 3R Dalam Penilaian Kelayakan Pembiayaan Investasi di BTN KCS Bandung Defi Elza Purwaningsih; Badriyatul Huda; Arif Mulyawan Thoriq; Bahmid I Magi
Jurnal Dimamu Vol. 2 No. 3 (2023)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/dimamu.v2i3.800

Abstract

Based on observations, that the background of this research is the number of customers who have decreased due to lack of accuracy in analyzing return, repayment, and risk bearing abilities conducted by BTN KCS Bandung which affect the assessment of the feasibility of investment financing at the bank. This study aims to determine how the application of the method of analysis of return, repayment, and risk bearing ability in assessing the feasibility of investment financing in BTN KCS Bandung. The object of research in this thesis is to assess the feasibility of investment financing at BTN KCS Bandung. The type of research is descriptive qualitative with primary data type and uses data collection technique in the form of observation, interviews, literature study, and triangulation. While the data analysis techniques are data collection, reduction, data presentation, and conclusions. The results showed that there were three things that became the application of the return analysis method in assessing the feasibility of investment financing at BTN KCS Bandung, there were two things that became the application of the repayment analysis method in assessing the feasibility of investment financing at BTN KCS Bandung, and there were two things that became teh application risk bearing ability analysis method in assessing the feasibility of financing in BTN KCS Bandung.
Pengaruh Bauran Pemasaran terhadap Minat Berkunjung Wisatawan ke Destinasi Agrowisata di Cibodas, Kecamatan Lembang, Kabupaten Bandung Barat Badriyatul Huda; Adi Indradi Wazdi
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 7 No. 1 (2023)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v7i1.811

Abstract

Agro-tourism can be an alternative option in increasing income for farmers without reducing the importance of the agricultural sector in building food security in various countries, including Indonesia. However, the potential for agro-tourism has not been properly explored, so that the number of visits is still less compared to other tourist objects. The purpose of this study was to examine the effect of the marketing mix consisting of product, price, promotion, and place on the interest of tourists to visit agro-tourism destinations. In this case the object is agro-tourism in Cibodas Village, Lembang District, West Bandung Regency. For data analysis, the researchers used a structural equation model (SEM) with the help of the WarpPLS application. The expected result is a model of the influence of the marketing mix on tourist interest in visiting agro-tourism objects in Cibodas Village, Lembang District, West Bandung Regency. The results showed that prices, promotions, and places had a positive and significant effect on interest in visiting agrotourism destinations in Cibodas Village
Co-Authors Adi Indradi Wazdi Arif Mulyawan Thoriq Armansyah M. Sarusu Bahmid I Magi Defi Elza Purwaningsih Doni Reynaldi