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All Journal Jurnal Bisnis dan Ekonomi Ecosains Revenue: Jurnal Manajemen Bisnis Islam Yumary: Jurnal Pengabdian kepada Masyarakat Indonesian Journal of Engagement, Community Services, Empowerment and Development (IJECSED) Indonesian Collaboration Journal of Community Services (ICJCS) PERADABAN JOURNAL of ECONOMIC and BUSINESS E-journal Field of Economics, Business and Entrepreneurship (EFEBE) BULLET : Jurnal Multidisiplin Ilmu

Tiara Nirmala

Fakultas Ekonomi Dan Bisnis, Universitas Lampung

Author-ID : 5666630

Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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EFFECT OF INCREASING USE THE CARD PAYMENT EQUIPMENT ON THE INDONESIAN ECONOMY Tiara Nirmala; Tri Widodo
Jurnal Bisnis dan Ekonomi Vol 18 No 1 (2011): Vol. 11 No. 1 Maret 2011
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Stikubank

Show Abstract | Download Original | Original Source | Check in Google Scholar

Non-cash payments have been increasing significantly, followed by its substitution andefficiency effects. Cash payment is substituted, inducing a decrease of cash holding by economicagents, while on the other hand more money enters the banking system. The increase of non-cashpayments also cuts transaction costs, and the economy runs more efficiently. Using Vector ErrorCorrection Model (VECM), its impacts on the economy are investigated. The result shows thatcash holdings decrease, while money stock M1 and M2 increase. The increase of non-cashpayments also induces GDP growth and slight price decrease.Keywords: non-cash, payment system, money demand, JEL: E42, E52

ALAT PEMBAYARAN MENGGUNAKAN KARTU DAN PERMINTAAN UANG KARTAL DI INDONESIA Tiara Nirmala
Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan Vol 1, No 1 (2012): Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan
Publisher : Universitas Negeri Padang

This study aimed to analyze the effect to using a payment card on the demand for money, especially in Indonesian currency in the long and short term. The data used in this study is a secondary data in the form of time series data months of the year 2008:1 until 2010:12. The variables used are real currency demand as the dependent variable, while the real GDP, interest rate, interest parity condition, and payment transactions using cards as independent variables. The method of analysis used in this study is the Engle-Granger Cointegration Test and Error Correction Model (ECM). The results of the assessment for Indonesia in the short term and long term, means of payment using the card have a positive influence on the demand for currency. Thus the increase in payment card has not been able to reduce the demand for currency.

Peningkatan keterampilan dan pendapatan ibu-ibu Dasawisma dan Karang Taruna melalui kerajinan pengolahan barang sisa Yenni Agustina; Ahmad Zubaidi Indra; Tiara Nirmala; Ade Widiyanti
Yumary: Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 2 (2020): Desember
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jpm.v1i2.111

Purpose: Housewives and young people have the potential to support the household economy. Tanjung Raya is one of the families located in the sub-district of Peace in Bandar Lampung. Based on statistical data, the majority of jobs in this sub-district are laborers, of course, this is sad when the location is strategic for conducting business activities, but not many people have used it. The weakness experienced by these residents is the lack of skills so that to overcome this the PkM team took the initiative to carry out activities to increase the skills and income of participant, Tanjung Raya Village in the field of handicraft processing of used goods, especially used cooking oil. This activity is specifically aimed at improving the skills and knowledge of participants. Method: This PkM activity collaborates with the Nabbay Hanggum community who act as a resource for this activity. Results: The result of this activity is an increase in the skills of the participants so that it can be concluded that this activity has a positive impact. Conclusion: This activity has a positive impact on increasing the skills and income of the participant group. Keywords: Skills, Used oil, Income

Analisis Perbandingan Pengaruh Instrumen Moneter Syariah Dan Konvensional Terhadap Penyaluran Dana Ke Sektor Properti Di Indonesia Periode 2014-2020 Tiara Nirmala; Riska Aperta Putri
REVENUE: Jurnal Manajemen Bisnis Islam Vol 3, No 1 (2022)
Publisher : Sharia Business Management UIN Raden Intan Lampung

Penelitian ini bertujuan untuk menganalis perbandingan pengaruh instrumen moneter syariah dan konvensional terhadap penyaluran dana ke sektor properti melalui perbankan syariah dan konvensional dari Januari 2014 hingga September 2020 dengan menggunakan metode VAR/VECM yang dianalisis melalui Impulse Response Function (IRF) dan Forecast Error Variance Decomposition (FEVD). Hasil penelitian pada model konvensional menunjukkan bahwa suku bunga kredit berpengaruh positif signifikan dalam jangka panjang serta suku bunga PUAB memiliki pengaruh negatif signifikan terhadap kredit properti. Disamping itu, hasil penelitian pada model syariah menunjukkan bahwa bonus SBIS dan PLS berpengaruh positif signifikan terhadap pembiayaan properti serta bagi hasil PUAS berpengaruh signifikan negatif terhadap pembiayaan properti. Berdasarkan hasil FEDV, SBI memiliki pengaruh yang besar terhadap kredit properti dibandingkan dengan PUAB dan IR pada model konvensional sedangkan pada model syariah SBIS memiliki pengaruh yang lebih kecil dibandingkan dengan PUAS dan PLS.

The Effect of Research and Development (R&D) Investment, E-Commerce Company Employee, and E-Commerce Transaction Volume on Economic Growth in Indonesia 2010Q1 – 2020Q4 Gebrella Nadia Sumahir; Heru Wahyudi; Tiara Nirmala
Peradaban Journal of Economic and Business Vol. 1 No. 2 (2022)
Publisher : Pustaka Peradaban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (954.354 KB)

This study aims to analyze the effect of R&D investment, the volume of e-commerce transactions, and e-commerce companies employee on economic growth in Indonesia for the period 2010Q1 – 2020 Q4. The analytical method used in this study is OLS (Ordinary Least Square) anda method using time series data in the form of quarterly from 2010 to 2020. In conducting this research the author uses the help of the E-views 9 analysis tool. The results of this study are that the variables of R&D investment, e-commerce companies employee, and the volume of e-commerce transactions have a partial or joint effect on economic growth in Indonesia in 2010 Q1 to 2020 Q4.

REMITANSI DAN PERTUMBUHAN EKONOMI: Studi Empiris Di 5 Negara ASEAN Tiara Nirmala; I Wayan Suparta; Senada Anisa
REVENUE: Jurnal Manajemen Bisnis Islam Vol 3, No 2 (2022)
Publisher : Sharia Business Management UIN Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/revenue.v3i2.13340

Kondisi makroekonomi suatu negara tidak dapat dipisahkan dari kebijakan moneter negara tersebut. Mekanisme transmisi kebijakan moneter memberikan penjelasan mengenai bagaimana perubahan instrumen kebijakan moneter dapat mempengaruhi variabel makro ekonomi lainnya hingga terwujud sasaran akhir kebijakan moneter yakni pertumbuhan ekonomi. Penelitian ini memiliki tujuan untuk melihat pengaruh penerimaan remitansi, pembentukan modal tetap bruto, ekspor dan jumlah populasi dalam mempengaruhi pertumbuhan ekonomi. Pertumbuhan ekonomi merupakan salah satu indikator untuk mengukur kondisi makroekonomi negara, indikator tersebut menunjukkan tingkat kesejahteraan dan merupakan fenomena penting bagi suatu negara, baik negara maju maupun negara berkembang. Remitansi merupakan sumber pendanaan eksternal yang dinilai lebih stabil dibandingkan FDI atau ODA. Melalui transmisi kebijakan moneter jalur nilai tukar, remitansi diproyeksikan akan meningkatkan pertumbuhan ekonomi, begitu juga dengan variabel makro lainnya. Penelitian ini memiliki tujuan untuk menganalisis pengaruh remitansi, pembentukan modal tetap bruto (PMTB), ekspor dan populasi terhadap pertumbuhan ekonomi di 5 negara ASEAN. Data yang digunakan dalam penelitian ini adalah data sekunder dengan metode penelitian regresi panel yaitu kombinasi data cross-section dan runtut waktu dengan periode penelitian 2008 sampai 2020.

PENGEMBANGAN SMART VILLAGE MENUJU EKONOMI MASYARAKAT DESA MANDIRI DI DESA WAY HUWI KECAMATAN JATI AGUNG KABUPATEN LAMPUNG SELATAN Tiara Nirmala; Arivina Ratih; Moneyzar Usman; Didik Kurniawan
Indonesian Collaboration Journal of Community Services Vol. 2 No. 4 (2022): Indonesian Collaboration Journal of Community Services
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/icjcs.v2i4.89

Way Huwi Village is located in Kec. Jati Agung, South Lampung Regency, Lampung Province. This village has an area of ??500.32 hectares with a population of 4063 people consisting of 1051 families. Potential Natural Resources are agriculture and also the trade sector. Based on its geographical location, Way Huwi Village is in a strategic area where the entire area already has a PLN electricity network and is covered by a cellular telephone network and is close to the ITERA campus area, so that the community is familiar with the use of information and communication technology. If referring to Law Number 6 of 2014 concerning Villages, it becomes a very big opportunity for every village in Indonesia, especially Way Huwi Village to be able to develop every potential it has independently as needed in order to realize community welfare. There are several obstacles that Way Huwi Village is still facing to get to Smart Village, one of which is, the current community's economic activities are mostly carried out offline. On the other hand, Way Huwi Village has several sources of economic potential, namely BUMDES which should by looking at the readiness of existing technology, MSMEs partnering with BUMDES can utilize Information Technology to create MSME Mapping Information Systems and conduct marketing (e-marketing).

Pengaruh Investasi Research And Development (R&D), Karyawan Perusahaan E-Commerce, dan Volume Transaksi Terhadap Pertumbuhan Ekonomi Di Indonesia 2010q1 – 2020q4 Gebrella Nadia Sumahir; Heru Wahyudi; Tiara Nirmala
E-journal Field of Economics, Business and Entrepreneurship (EFEBE) Vol. 1 No. 1 (2022): Vol.1 No.1 (2022)
Publisher : Goodwood Publishing

This study aims to analyze the effect of R&D investment, the volume of e-commerce transactions, and e-commerce company employee on economic growth in Indonesia for the period 2010Q1 – 2020 Q4. The analytical method used in this study is OLS (Ordinary Least Square) method using time series data in the form of quarterly from 2010 to 2020. In conducting this research, the author uses the help of the E-views 9 analysis tool. The results of this study are that the variables of R&D investment, e-commerce company employee, and the volume of e-commerce transactions have a partial or joint effect on economic growth in Indonesia in 2010 Q1 to 2020 Q4. This research is limited by several factors, among others; R&D investment, e-commerce company employee, and volume of e-commerce transactions. The results obtained from this research are expected to be one of the references in making policy directions based on the data presented to adjust the right policies, especially to achieve economic digitization in Indonesia.

Ketimpangan Wilayah Antar Kabupaten/Kota Di Provinsi Lampung Farida Aliyatul Asy’ariati; Heru Wahyudi; Asih Murwiati; Tiara Nirmala; Arivina Ratih Yulihar Taher
E-journal Field of Economics, Business and Entrepreneurship (EFEBE) Vol. 1 No. 1 (2022): Vol.1 No.1 (2022)
Publisher : Goodwood Publishing

In addition to economic growth, regional inequality is also an important issue for the development of every country. Theoretically and supported by many empirical studies, it is proven that high economic growth has an impact on regional inequality. Regional inequality is related to the income received by people in a country. Panel data is the data used in this study with the best method, namely the best Random Effect Model using the Eviews 9.0 analysis tool for regression. Based on the results of data processing, the average food expenditure and the number of poor people have a significant and positive effect on regional inequality in districts/cities in Lampung, while the average non-food expenditure and the average length of schooling have no significant effect. Economic inequality between regions is a common aspect of the economic activities of a region. Inequality arises due to differences in the content of natural resources and differences in demographic conditions found in each region. So that the ability of a region in the development process will also be different. Therefore, in each region, there is a developed region and a backward region.

Analisis Exchange Market Pressure Di Indonesia Nur Annisa; Tiara Nirmala
E-journal Field of Economics, Business and Entrepreneurship (EFEBE) Vol. 1 No. 3 (2022): Vol.1 No.3 (2022)
Publisher : Goodwood Publishing

Exchange Market Pressure is defined as the occurrence of excess supply or disequilibrium in the money market, which is indicated by the depreciating value of a country's currency and reducing foreign exchange reserves. This study aims to analyze the Exchange Market Pressure in Indonesia by looking at the relationship, impulse response function, and variance decomposition. This study uses secondary data taken from the website of Bank Indonesia and the Central Statistics Agency. The analytical tool used is the Vector Error Correction Model. The results show that in the long-term relationship, domestic credit growth and the BI rate have a significant positive relationship, GDP growth has a significant negative relationship, while the current account balance is not significant to Exchange Market Pressure. And the results of the study show that in the short term, domestic credit growth has a significant positive relationship, GDP growth, current account balance, and the BI rate have a significant negative relationship. Meanwhile, the EMP responded negatively to the shock of the BI rate, while based on variance decomposition, the biggest influence came from the GDP growth variable.

Co-Authors Ade Widiyanti Ahmad Zubaidi Indra Angger Prasetyan Adi Arivina Ratih Yulihar Taher Asih Murwiati Dhia Ulhaq Syafi Sauqi Farida Aliyatul Asy’ariati Gebrella Nadia Sumahir Gebrella Nadia Sumahir HERU WAHYUDI I Wayan Suparta . Maharani Maharani Moneyzar Usman Nur Annisa Nurbetty Herlina S. Riska Aperta Putri Senada Anisa Sri Waluyo Thomas Andrian Tri Widodo ukhti ciptawaty yenni agustina

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