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All Journal Jurnal Pariwisata Nusantara Jurnal Perbankan Syariah
Siti Ahdina Saadatirrohmi
Universitas Islam Negeri Mataram
Economics, Econometrics & Finance Social Sciences

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The Role of Village Government in the Development of Tourism Villages in Tempos Village, Gerung District, West Lombok Regency Mar’atus Sholihah; Siti Ahdina Saadatirrohmi
Jurnal Pariwisata Nusantara (JUWITA) Vol. 1 No. 3 (2022): Jurnal Pariwisata Nusantara (JUWITA)
Publisher : PROGRAM STUDI PARIWISATA SYARAH, FAKULTAS EKONOMI DAN BISNIS ISLAM, UNIVERSITAS ISLAM NEGERI MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/juwita.v1i3.6264

Abstract

Purpose: The purpose of this study is to describe the role of the village government in developing a tourism village in Tempos Village and to identify the village government's impediments to developing a tourism village. Method: The descriptive qualitative research method was used. Techniques for gathering data include observation, interviews, and documentation. Checking the validity of the data using extended observations, increased persistence, and source triangulation. Results: According to the findings of this study, the Tempos Village government played four types of roles in the context of developing a tourism village. First, as an entrepreneur, I acquired land for a culinary tourism destination and set up sales stalls. Second, tourism development planning should be coordinated with tourism awareness groups (Pokdarwis). Third, providing assistance and budgeting funds for annual operational costs of 30 million rupiah. Finally, invite investors to participate. Contribution: This research can serve as a resource for various stakeholders interested in understanding the role of the Tempos Village government in developing village potential through the development of village-based tourist objects and attractions.  
Minat Nasabah pada Produk Tabungan iB Hasanah (Studi Kasus di Bank BSI Ex BNI Syariah Kantor Cabang Mataram) Siti Ahdina Saadatirrohmi; Baiq Riyana
Jurnal Perbankan Syariah Vol. 1 No. 1 (2022): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jps.v1i1.5189

Abstract

This study aims to analyze customer interest in the iB Hasanah savings product (a case study at BSI Bank ex BNI Syariah Mataram Branch Office). This research uses descriptive qualitative method. Data collection from the informants was carried out using interview, observation, and documentation techniques. The results showed that customer interest in iB Hasanah savings was influenced by marketing mix factors. The marketing mix factor that becomes the dominant influence is related to product and price, where the iB Hasanah savings account has four things that make customers interested in using it, namely: provisions for small initial deposit balances, no monthly administration fees, ATM balances up to zero rupiah and fast withdrawals. can be done at any time.
Analisis Kelayakan Nasabah Pembiayaan Qardhul Hasan di Koperasi Syariah Baituttamkin Lombok Barat Wahidayani Wahidayani; Siti Ahdina Saadatirrohmi
Jurnal Perbankan Syariah Vol. 1 No. 2 (2022): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to describe the feasibility analysis of customers receiving qardhul hasan financing during the covid-19 pandemic and the obstacles faced in assessing the feasibility of customers at the Baituttamkin Sharia Cooperative Kediri Unit. The type of research used in this research is descriptive research with a qualitative approach. In the method of data collection using the method of observation, interviews and documentation. The data analysis technique used is data reduction, data display and conclusion drawing, while for the validity of the data using the credibility test, transferability test, dependability test, confirmability test. The results of the study prove that the feasibility analysis of customers in the Baituttamkin Islamic cooperative unit Kediri does not all apply the 5C and 7P principles but rather prioritizes the character side. Good character will affect all sides of the 5C or 7P principles by prioritizing the assessment of the character aspect is a very appropriate step because character will affect everything that is in a person. Good character, making other aspects such as capacity, capital, collateral, and condition of the customer's economy will have a positive impact from that character.
Pengaruh Pengetahuan dan Lokasi terhadap Minat Menabung di Bank Syariah: (Study Kasus Masyarakat Dusun Sukarara Desa Sukarara Kecamatan Sakra Barat) mislaili mis; Muslihun; Siti Ahdina Saadatirrohmi
Jurnal Perbankan Syariah Vol. 3 No. 1 (2024): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jps.v3i1.9204

Abstract

Penelitian ini merupakan jenis penelitian asosiatif dengan menggunakan pendekatan kuantitatif dengan tujuan untuk menganalisis faktor-faktor yang terdiri dari pengetahuan dan lokasi terhadap minat menabung di bank syariah. Adapun metode yang digunakan adalah metode kuantitatif, data dalam penelitian ini diperoleh dari hasil penyebaran kuesioner pada masyarakat Dusun Sukarara Desa Sukarara dengan jumlah responden sebanyak 82 orang yang seluruhnya merupakan masyarakat yang tidak menabung di bank syariah. Adapun metode pengambilan sampel dalam penelitian ini menggunakan metode purposive sampling dengan teknik pengumpulan data menggunakan wawancara dan kuesioner. Berdasarkan hasil analaisis linear berganda, diperoleh hasil penelitian dari dua variabel yaitu menunjukkan variabel pengetahuan berpengaruh signifikan terhadap minat menabung di bank syariah. Hal ini dibuktikan dengan memperoleh hasil uji t dengan nilai signifikansi sebesar 0,030 < 0,05. Sedangkan untuk uji t pada variabel lokasi memperoleh nilai signifikansi sebesar 0,027 < 0,05 yang berarti variabel lokasi berpengaruh signifikan terhadap minat menabung masyarakat Dusun Sukarara di bank syariah. Adapun untuk hasil analisis secara simultan memperoleh nilai signifikansi 0,000 < 0,05, sehingga dapat disimpulkan bahwa H0 ditolak dan Ha diterima, artinya terdapat pengaruh yang signifikan antara variabel pengetahuan dan lokasi terhadap minat menabung Masyarakat Dusun Sukarara di bank syariah.Kata Kunci: Pengetahuan, lokasi, minat menabung
Co-Authors Baiq Riyana Mar’atus Sholihah mislaili mis Muslihun Wahidayani Wahidayani