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GADAI EMAS DI PERBANKAN SYARIAH Nursyamsu Nursyamsu
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 10 No. 2 (2016): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v10i2.292

Products of Islamic banking is considered to have advantages compared with conventional banking, which is in a range of products sourced from fatwas DSN, considered able to overcome the various problems in the local economy, because much of the element of riba, gharar and gambling and various negative impacts more But in fact the public as customers of Islamic banking is still open to exploitation in various transactions conducted in Islamic banks. Based on the phenomenon that occurs in the community such as the need for pawn gold. Dilakukanlah pelegitimasian law against pledge of gold by the National Islamic Council, at the request of the Islamic banking, which is in the process of establishing such laws, used a variety of approaches, which turned out to give birth to a fatwa that the impact exploit people as customers. From the brief description above, the author will try to discuss a paper on the evaluative analysis DSN No. 26 / DSN-MUI / III / 2002 of gold pawn Islamic bank according to a review of jurisprudence muamalah. National Sharia Council as an institution that fatwa is used as the primary basis of the various products of Islamic banking, have not been able to accommodate emerging models of transactions required by the community such as the need to be pawning gold, which in this case we value such still use classical methods, ie match the reality of the past with the present, which in reality is very much different. Then use a fatwa that emphasizes the benefit. Resulting in the use of multi akad. And causing cracks to appear that could exploit customers. Problems on fatwas born by MUI-DSN, need thorough investigation, even the need for evaluation, especially at the stage of formation fatwa that, in the process of pelegitimasian law against financial transactions contemporary MUI-DSN, preferably involving many parties berkopetensi and experts in their respective fields, so that the later can give birth to a fatwa according to the situation in Indonesia and the Islamic community certainly consistent with Islamic principles

ALQUR’AN DAN ETIKA BERBISNIS Nursyamsu Nursyamsu
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 11 No. 1 (2017): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v11i1.303

One of the activities in carrying out economic activity is doingbusiness, in the business needed values, so as not to be separated fromthe corridors that can lead to a business activity does not providebenefits, even bring harm. Business values in economic activities arenecessary as the main rule in running a business activity. As a hint, theQur'an is a major source in which various rules govern how to carryout business activities. Ethics is seen as a must-have on any businessactivity that can be seen in the behavior of a businessperson. Thispaper discusses the ethics of business in the perspective of the Qur'an.

IMPLEMENTASI PERMA NOMOR 1 TAHUN 2016 TENTANG PROSEDUR MEDIASI: (EFEKTIVITAS MEDIASI PADA PERKARA PERCERAIAN DI PENGADILAN AGAMA PALU) Heru Susanto; Nursyamsu Nursyamsu
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 11 No. 2 (2017): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v11i2.308

Mediation is one of the means and efforts to resolve disputes that occur between husband and wife in a peaceful manner that is appropriate, effective, and can open wider access to the parties to obtain a satisfactory and just settlement. In response, the Supreme Court release the regulation of supreme court governing mediation procedure in proceedings in court. Beginning with the SEMA (Surat Edaran Mahkamah Agung) or Supreme Court Circular Number 1 year 2002 on the Empowerment of the First Tribunal Applying the Peace Institution, instructed all the judges who tried the case, in order to sincerely seek peace among the litigants. However, because some basic matters have not been explicitly stipulated in the SEMA, the Supreme Court issued Perma (Regulation of the Supreme Court) RI Number 2 Year 2003 on Mediation Procedure in Court, which was then revised and refined by Perma Number 1 Year 2008, which further reinforce the obligation to pursue mediation procedures related to litigation in court. And its peak on February 4, 2016 Supreme Court renewed by ratifying Perma Number 1 Year 2016 on Mediation Procedure. This paper discusses about how the implementation of this Perma, what are the supporting and inhibiting factors in the success of mediation and the extent of its effectiveness in the settlement of divorce cases in the Religious Court of Palu.

Integration of Using Fintech and Social Media for The Business Sustainability in Pesantren Nur Syamsu; Syaakir Sofyan; Sitti Aisya; Muthmainnah MD
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 6, No 2 (2022): July - December 2022
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v6i2.6024

The urgency in utilizing fintech and social media in business to realize the Halal Value Chain (HVC) is paramount because it can provide added economic value for halal business actors, including Islamic boarding schools in the era of Society 5.0. This study aims to analyze the optimization of financial technology and social media integration in halal businesses managed by Islamic boarding schools to achieve the SDGs in the 5.0 era. This study uses phenomenology with data sources from Islamic boarding schools in Central Sulawesi. This research reveals that the integration relationship between fintech and social media highly depends on optimizing both. Factors driving the use of fintech and social media in Islamic boarding schools business consist of internal factors in the form of pesantren awareness of the importance of sustainable business activities and the vision of independence that exists in Islamic boarding schools. Furthermore, internal driving factors include the Covid-19 pandemic, market growth, digital market behavior, market growth, digital access, and customer behavior. Optimizing the use of social media in market mapping to see market demand trends has implications for Islamic boarding school business strategies in developing products.

Understanding the Impact of Natural Disaster in Micro, Small, and Medium Enterprises in Halal Food Sector Syaakir Sofyan; Sirajul Arifin; A. Syathir Sofyan; N. Syamsu; Abdurrahman Mansyur; Ahmad Fauz; Atep Hendang Waluya
Indonesian Journal of Islamic Literature and Muslim Society Vol. 6 No. 2 (2021): December 2021
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/islimus.v6i2.6219

Studies on the impact of disasters on Micro, Small and Medium Enterprises (MSMEs) in the halal food sector are often ignored by researchers and academics, even though these studies are needed to mitigate the risks from natural disasters. This study explores the impact of disasters on MSMEs, especially those engaged in the halal food sector. The research methodology used was phenomenology, with the data source being MSME actors in the halal food sector who were affected by the disaster in Palu City. The results of this study provide a conceptual framework for disaster impacts, which include direct and indirect impacts on physical assets, human resources, raw materials, production, sales, and capital. The relationship between the impact of the disaster and economic actors in the halal food sector breaks the supply chain in impacted and non-impacted areas. Therefore, the aim of this research is to provide information for business actors in Palu city to redesign a safer and more controlled business concept in the event of a natural disaster in the future.

Evaluating Indonesian Islamic Financial Technology Scholarly Publications: A Bibliometric Analysis Syaakir Sofyan; Nursyamsu Nursyamsu; A. Syathir Sofyan; Abdurrahman Mansyur; Sitti Aisya; Noval Noval; Nurfitriani Nurfitriani
IKONOMIKA Vol 7, No 2 (2022)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v7i2.15552

This study aims to examine the development of trends in Islamic fintech studies published in journals under the SINTA category. This paper uses the bibliometric method with Harzing's Publish or Perish analysis tools to collect 121 article metadata on Google Scholar and R Studio and VOSviewer to analyze bibliographic data obtained automatically. The results show that the number of publications on Islamic fintech has increased significantly. The results of the bibliometric analysis found that the authors tend to use the term "sharia fintech" rather than "Islamic fintech." Several research themes that may develop in the future are those related to mobile banking, financial performance, and Internet banking. This study contributes to future research and provides scientific novelty in the assessment of Islamic fintech publications in Indonesia, which are practically and theoretically very important for academics.

Integration of using Fintech and social media for the Sustainability Halal Business in Pesantren Nur Syamsu; Syaakir Sofyan; Sitti Aisya; Muthmainnah MD
Al-Mashrafiyah (Jurnal Ekonomi, Keuangan dan Perbankan Syariah) Vol 7 No 1 (2023): April 2023
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/al-mashrafiyah.v7i1.32934

The urgency of Fintech and social media in halal business to realize Halal Value Chain (HVC) That support the addition of economic value for halal businesses including business activities at Islamic boarding schools in the Society 5.0 era. The purpose of this study is to analyze the optimization of the integration of the use of financial technology and social media in halal businesses managed by Islamic boarding schools to achieve the SDGs in the 5.0 era. This study uses phenomenology with data sources from Islamic boarding schools in Central Sulawesi. This study uses phenomenology with data sources from Islamic boarding schools in Central Sulawesi. The results of the study indicate the optimization of the integration of the use of fintech and social media in halal business activities in the form of recording transactions, analysis of financial reports, decision making, market mapping, product innovation, resilience, and building and maintaining business networks.

Evaluating Indonesian Islamic Financial Technology Scholarly Publications: A Bibliometric Analysis Syaakir Sofyan; Nursyamsu Nursyamsu; A. Syathir Sofyan; Abdurrahman Mansyur; Sitti Aisya; Noval Noval; Nurfitriani Nurfitriani
IKONOMIKA Vol 7, No 2 (2022)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v7i2.15552

This study aims to examine the development of trends in Islamic fintech studies published in journals under the SINTA category. This paper uses the bibliometric method with Harzing's Publish or Perish analysis tools to collect 121 article metadata on Google Scholar and R Studio and VOSviewer to analyze bibliographic data obtained automatically. The results show that the number of publications on Islamic fintech has increased significantly. The results of the bibliometric analysis found that the authors tend to use the term "sharia fintech" rather than "Islamic fintech." Several research themes that may develop in the future are those related to mobile banking, financial performance, and Internet banking. This study contributes to future research and provides scientific novelty in the assessment of Islamic fintech publications in Indonesia, which are practically and theoretically very important for academics.

Evaluating the Growth Potential of Halal Tourism in Palu Sitti Aisya; Nur Syamsu; Muthmainnah. MD
Iqtishodia: Jurnal Ekonomi Syariah Vol. 8 No. 2 (2023): September
Publisher : Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v8i2.1133

Indonesia possesses significant potential in halal tourism, but Palu city has yet to fully utilize its resources despite its abundant natural, cultural, and historical wealth. This research used qualitative method that analyzes the successful halal tourism industry in Lombok as a benchmark. The analysis indicates that Lombok's success in developing halal tourism can be attributed to active community participation, a business model prioritizing societal welfare, and full support from the local government. Key implications from this study include engaging the local community, active support from local authorities, effective promotional strategies, and broad collaboration within the surrounding regions. Implementing best practices from successful halal tourism destinations is expected to accelerate the growth of the halal tourism industry in Palu City, ultimately leading to positive impacts on economic growth. Future studies should focus more on preferences, social and cultural aspects, innovative marketing strategies, collaboration with local communities, and adopting best practices aligned with local values and culture.

Assessing Business Empowerment Program Effectiveness: Dolago Padang's Women Farmer Group Study Nur Syamsu; Suriani -; Sitti Aisya; Muthmainnah MD
Indonesian Journal of Islamic Economics and Business Vol. 8 No. 2 (2023): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v8i2.1773

This research evaluates the implementation of an economic empowerment program through the Women Farmer Group (WFG) using sustainable home food yard activities (P2L) supported by the Food Security Agency - Ministry of Agriculture. The program aims to enhance economic empowerment in priority areas, addressing stunting and vulnerable food-insecure regions while promoting food resilience. The study measures the effectiveness of the program implemented through the WFG and evaluates it from the perspective of Islamic economics. Adopting a field research approach with a qualitative descriptive method, primary data is collected through interviews and observations, and secondary data is obtained from the documentation. Program effectiveness is assessed using a simple statistical method, dividing realized program activities by the set targets. Analysis of effectiveness indicators is based on interview findings. The research measures program effectiveness through data reduction, presentation, and conclusion-drawing techniques. The results show that the WFG program in Dolago Padang Village fulfills two effectiveness indicators: target accuracy and program objectives. From the perspective of Islamic economics, the program aligns with principles of justice, responsibility, social security (Takaful), and economic empowerment by the principle of Palawan. However, the program needs to meet the remaining four effectiveness indicators. The study recommends strengthening program awareness and monitoring for future implementation. It emphasizes that achieving program success is a shared responsibility between the government and the community, requiring the fulfillment of effective measurement criteria.

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