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THE EFFECT OF RELIGIOSITY, SOCIAL ENVIRONMENT, AND GOVERNMENT SUPPORT ON THE INTENTION OF MSMEs TO SAVING AT ISLAMIC BANK IN MALANG CITY Dewi Nurjannah; Imam Mukhlis; F. Danardana Murwani
International Journal of Economy, Education and Entrepreneurship Vol. 3 No. 1 (2023): International Journal of Economy, Education and Entrepreneurship
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije3.v3i1.147

Abstract

The purpose of this study is to find out the factors that influence the decline in customers who save at Islamic banks. This research was built to study the relationship between religiosity, social environment, and government support on the intention of MSMEs to save at the Islamic Bank in Malang City. This study took three independent variables, namely religiosity, social environment, and government support, and one dependent variable on intention to save. The grand theory uses the Theory of Planned Behavior (TPB). This research is a quantitative study using a questionnaire. The data used in this study is primary data from a sample of MSMEs who have a bank account and have plans to open a savings account at the Islamic Bank in Malang. This study uses a sampling technique accidental sampling. Respondents in this study were 140 respondents. This study uses SmartPLS 3.3.2 to process data to find answers to hypotheses. The results of this study conclude that religiosity and social environment affect the intention of MSMEs to save at an Islamic bank in Malang City, but government support gives different results where government support does not affect the intention to save at the Islamic bank in Malang City this study focuses on internal and external factors that affect the intention MSMEs to saving at Bank Islamic in Malang City
Optimalisasi Wisata Belanja pada Kampung UKM Diah Ayu Septi Fauji; Budi Utami; Dewi Nurjannah; Erna Retno Rahadjeng; Esy Nur Aisyah; Ega Saiful Subhan; Fadali Rahman; Ismayantika Dyah Puspasari; Lina Saptaria; Mahmud Mahmud; Imam Mukhlis; Budi Eko Soetjipto
Kontribusi: Jurnal Penelitian dan Pengabdian Kepada Masyarakat Vol. 3 No. 2 (2023): Mei 2023
Publisher : Cipta Media Harmoni

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53624/kontribusi.v3i2.204

Abstract

Wilayah Junrejo ini merupakan wilayah dengan banyak potensi UKM. Hampir setiap rumah memiliki usaha diantaranya adalah usaha peralatan dapur dari kayu, alat pijat dari kayu, peralatan dapur dari batu, aneka kripik buah, tas anyaman. Untuk dapat mengoptimalkan potensi yang ada, maka dirasa perlu untuk adanya pengembangan potensi desa menjadi desa wisata belanja Junrejo. Pengabdian ini menggunakan metode demonstrasi eksperimen. Strategi optimalisasi ini dapat dimulai dengan perencanaan partisipatif warga dan menerapkan model pengembangan berbasis kelompok. Oleh karenanya, tim pengabdian dari Universitas Negeri Malang, menginisiasi untuk mengoptimalisasi wisata belanja dengan memberikan contoh paket wisata belanja. Hasil yang akan didapatkan yaitu kelompok dapat menjual paket wisata belanja dengan nominal tertentu dan fasilitas tertentu.