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PENINGKATAN LITERASI KEUANGAN DAN OPTIMALISASI PENGGUNAAN FINTECH BAGI PEREMPUAN KELOMPOK PKK Asep Darmansyah; Raden Aswin Rahadi; Kurnia Fajar Afgani; Fitria Rahayu Khaerani; Desy Kharohmayani
Sebatik Vol. 27 No. 1 (2023): Juni 2023
Publisher : STMIK Widya Cipta Dharma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46984/sebatik.v27i1.2257

Abstract

Pemberdayaan Kesejahteraan Keluarga (PKK) merupakan organisasi kemasyarakatan yang melibatkan partisipasi perempuan dalam upaya mewujudkan kesejahteraan keluarga. Berdasarkan survei OJK tahun 2019, indeks literasi keuangan perempuan tergolong rendah dibandingkan dengan laki-laki. Literasi keuangan akan menentukan tingkat inklusi keuangan dan sangat erat kaitannya dengan kesejahteraan individu. Oleh karena itu, inklusi keuangan perempuan perlu ditingkatkan. Salah satu strategi dalam meningkatkan inklusi keuangan adalah melalui peningkatan literasi keuangan dan optimalisasi penggunaan fintech. Literasi keuangan dan fintech menjadi alat untuk mencapai keuangan individu yang efektif dan efisien. Kegiatan pengabdian masyarakat ini bertujuan meningkatkan pengetahuan dan pemahaman ibu-ibu anggota PKK mengenai literasi keuangan dan fintech agar mampu mengelola keuangan keluarga dengan baik demi terwujudnya ketahanan keuangan keluarga dan menjadi komunitas penggerak peningkatan literasi keuangan dan optimalisasi penggunaan fintech bagi masyarakat sekitarnya. Kegiatan dilaksanakan dalam bentuk pelatihan dan pendampingan menggunakan pendekatan individu dan kelompok dengan metode diskusi dan praktek. Sasaran kegiatan adalah ibu-ibu PKK Perum Beringin Asri RW 12 Kelurahan Wonosari, Kecamatan Ngaliyan Kota Semarang. Materi yang diberikan yaitu mengenai aspek dasar literasi keuangan meliputi manajemen keuangan rumah tangga, simpanan dan pinjaman, asuransi dan investasi serta fintech menggunakan aplikasi “finansialku”. Para peserta sangat antusias mengikuti pelatihan dibuktikan dengan adanya diskusi interaktif dari banyaknya pertanyaan yang dilontarkan peserta pelatihan. Sebagian besar pertanyaan yang muncul adalah mengenai permasalahan pengaturan keuangan dan lembaga keuangan. Setelah pelatihan berlangsung, dilakukan pendampingan dan memperoleh respon positif dari para peserta. Kegiatan ini telah membuka pemikiran dan kesadaran para ibu PKK mengenai pentingnya literasi keuangan dan fintech bagi mereka dalam meningkatkan kesejahteraan keluarga.
EDUKASI DAN DEKSRIPSI MODEL OPERASIONAL BANK MAKANAN UNTUK MENGURANGI SAMPAH MAKANAN DAN MENINGKATKAN KETAHANAN PANGAN MASYARAKAT DI KOTA BANDUNG Muchammad Gumilang Pramuwidyatama; Gendis Ayu Satiti Irawan; Emilia Fitriana Dewi; Dematria Pringgabayu; Kurnia Fajar Afgani
Jurnal Pengabdian UMKM Vol. 1 No. 1 (2022): Januari
Publisher : Pusat Studi UMKM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36448/jpu.v1i1.9

Abstract

Bank makanan adalah organisasi nirlaba yang mendistribusikan makanan berlebih dari berbagai sumber makanan dan menyalurkan ke organisasi dan keluarga prasejahtera. Namun, konsep bank makanan dan dampak yang bisa diciptakan melalui bank makanan masih belum diketahui oleh industri makanan, masyarakat, pemerintah, dan organisasi sosial. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk mengenalkan khalayak umum tentang bank makanan serta mendeskripsikan model operasional dasar sebuah bank makanan. Dari hasil kegiatan ini, bank makanan bisa menjadi solusi yang efektif dan efisien untuk memanfaatkan makanan berlebih untuk meningkatkan ketahanan pangan masyarakat di Indonesia.
Developing Sustainability Practices Reporting Measurement Framework For Islamic Banks in Indonesia: A Literature Synthesis Ghanef Rayyan Hanisfy; Kurnia Fajar Afgani
Journal Integration of Management Studies Vol. 1 No. 1 (2023)
Publisher : Integrasi Sains Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58229/jims.v1i1.33

Abstract

This study aims to develop a theoretical model and measurement framework for reporting sustainability practices in Islamic banks in Indonesia. A survey of 58 selected works of literature was conducted to identify key concepts and insights related to sustainability, social, economic, and environmental dimensions. The theoretical model incorporates these sustainability values and aligns them with Maqasid Al-Sharia, the objectives and principles of Islamic law. By integrating these principles, the model ensures that Islamic banks' sustainability practices in Indonesia are socially, economically, and ethically responsible. The measurement framework facilitates assessing and reporting sustainability practices, enabling Islamic banks to evaluate their social, economic, and environmental impact. This study contributes to sustainable banking by providing a comprehensive model and framework tailored to Islamic banks, promoting transparency, accountability, and responsible finance in Indonesia.
The Effects of ESG on Firm Performance and Firm Value: A Study of Indonesian and Malaysian Listed Companies Rafi Kennaufal Rasyad; Kurnia Fajar Afgani; Qaisar Ali
Journal Integration of Management Studies Vol. 2 No. 1 (2024): (Article In Press)
Publisher : Integrasi Sains Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58229/jims.v1i2.118

Abstract

The effect of ESG on firm value and financial performance of a company is a well-researched and controversial topic in academic research, as many authors conclude different results in their studies. Previous studies suggest that ESG has a positive effect on firm value or financial performance, while some studies suggest the opposite, while some studies also suggest that only specific factors within ESG such as environmental, social, and governance factors significantly affect firm value and financial performance of a company. To contribute to current literature in the field and to resolve the dispute in controversial results, this study aims to assess the significance of ESG on firm value and financial performance of Indonesian and/or Malaysian public-listed companies, to deduce whether ESG has positive or negative effect of firm value and financial performance, and to determine which individual factors of ESG has the most affect to the overall ESG score of each Indonesian and/or Malaysian public-listed companies. As there has been limited research on the topic in Indonesia and Malaysia, the author uses PLS-SEM to analyze the effects of ESG scores on firm value and financial performance of 10 Indonesian public-listed companies and 15 Malaysian public-listed companies using available financial and ESG scoring data from YahooFinance during the 3rd quarter of the 2022 year. The study done using PLS-SEM suggests that ESG has a significant positive effect on financial performance (proxied using ROA or Return of Assets) while ESG has no significant but positive effect on firm value (proxied using Tobin’s Q value). In addition, factor analysis of the PLS-SEM model shows that from three pillars of ESG, only social and governance scores have a correlation with the overall ESG score.
Review of Asset Management Practice in Indonesian State-Owned Enterprise Raden Aswin Rahadi; Gun Gun Indrayana; Kurnia Fajar Afgani; Asep Darmansyah; Yudo Anggoro; Robbyson Halim; Saldy Fitrianda; Radia Purbayati; Airen Widhia Astari; Safira Ayudiatri
Journal Integration of Management Studies Vol. 2 No. 1 (2024): (Article In Press)
Publisher : Integrasi Sains Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58229/jims.v2i1.138

Abstract

This study examines Indonesian State-Owned Enterprises (SOEs) asset management methods, problems, and financial and operational performance effects. The report synthesizes case studies and academic research on how large organizations manage their huge and diverse asset portfolios and how governance, regulatory frameworks, and human resource practices affect their effectiveness. The research begins with case studies of talent management innovations from big Indonesian SOEs. These cases show how proactive human resource approaches can boost company commitment and reduce turnover, improving asset management efficiency. According to the research, governance and legal frameworks influence asset management techniques. Studies show that corporate governance quality affects SOE operational performance. The paper explores how reforms and legislation affect state asset management, highlighting the major changes in SOE governance and legal frameworks, particularly after economic and political reforms. Asset management difficulties for Indonesian SOEs include managing large and diverse asset portfolios, integrating modern management frameworks, and optimizing state asset revenue. According to the study, comprehensive asset management systems, governance transparency, and professional management can address these difficulties. The research examines how asset management strategies affect Indonesian SOE profitability, corporate governance, and performance measures. Strategic asset management boosts financial performance, especially profitability. SOE profitability is greatly affected by current asset and liability management. The study offers advice to Indonesian SOEs and policymakers. Enhancing financial and operational performance requires comprehensive asset management, governance changes, and strategic innovation. These efforts boost Indonesia's economy, demonstrating the importance of asset management in SOE performance.