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All Journal Indonesian Journal of Advanced Research (IJAR) Journal of Humanities Education Management Accounting and Transportation
Anggrini Manullang
Universitas Negeri Medan
Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Physics Transportation

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The Role of Islamic Financial Institutions for UMKM During the Covid -19 Pandemic Hasyim; Anggrini Manullang; Rian Pasaribu; Rizsa Nabillah
Indonesian Journal of Advanced Research Vol. 2 No. 5 (2023): May, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijar.v2i5.4261

Abstract

Bank Syariah Indonesia carries out the bank's function as a place to store and channel funds from the public to assist development in Indonesia. The existence of a bank is also very dependent on public trust. The higher the public trust, the higher the public awareness to save their money in the bank and use other services from the bank. Small and Medium Enterprises (UMKM) are one of the main driving forces in the development of the manufacturing industry. The movement of the UMKM sector is very important to create economic growth and employment. This study aims to determine the role of Islamic banking in UMKM during the Covid-19 pandemic. This study uses a qualitative descriptive method and the data used is primary data. The instrument used in primary data is interviews. From this research it can be seen that People's Business Credit (KUR) encouraged UMKM players during the Covid-19 pandemic, by helping customers who had received disbursement of financing before the pandemic by providing relaxation or relief in paying installments.
Analisis Pengaruh Ketimpangan Pendapatan dan Upah Minimum Regional Terhadap Kemiskinan di Sumatera Utara Anggrini Manullang; Rian Pasaribu; Rizsa Nabillah; Indra Maipita; Muammar Rinaldi
HEMAT: Journal of Humanities Education Management Accounting and Transportation Vol 1, No 2 (2024): Agustus 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/hemat.v1i2.2826

Abstract

Penelitian ini menganalisis pengaruh ketimpangan pendapatan dan upah minimum regional (UMR) terhadap tingkat kemiskinan di provinsi Sumatera Utara periode 2019-2023. Penelitian menggunakan pendekatan kuantitatif dengan data panel dari 33 kabupaten/kota di Sumatera Utara. Variabel dependen adalah tingkat kemiskinan sedangkan variabel independen adalah ketimpangan pendapatan dan UMR. Model estimasi menggunakan random effect. Hasil uji Chow, Hausman dan LM menunjukkan model random effect paling baik. Hasil analisis menunjukkan ketimpangan pendapatan tidak berpengaruh signifikan terhadap kemiskinan. Sedangkan UMR berpengaruh negatif signifikan terhadap kemiskinan. Secara simultan, ketimpangan pendapatan dan UMR berpengaruh terhadap kemiskinan dengan kontribusi sebesar 20,94%. Disimpulkan bahwa ketimpangan pendapatan dan UMR memiliki peran penting dalam menentukan kemiskinan di Sumatera Utara.
Co-Authors Hasyim Indra Maipita Muammar Rinaldi Rian Pasaribu Rizsa Nabillah