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Tingkat Religius dengan Kecemasan Menghadapi Ujian Akhir Semester (UAS) Kelas 8 SMPN 12 Kota Bekasi Intan Cahnia; Halimatussadiyah; Fitri Nur Raihana; Irma Nurul Halimah; Rachmitha Widiya Rochman; Muhalisah Muhalisah; Yayat Suharyat
PUSTAKA: Jurnal Bahasa dan Pendidikan Vol. 3 No. 4 (2023): Oktober : Jurnal Bahasa dan Pendidikan
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/pustaka.v3i4.694

Abstract

Anxiety is common in everyone, especially in school students when it comes to the implementation of exams, this is indicated by some behaviors as a response to anxiety. The purpose of this study was to determine the level of anxiety in grade 8 students of SMPN 12 Kota Bekasi when approaching the final semester exam. The research was designed using quantitative methods with a correlational approach. The subjects of the study were grade 8 students of SMPN 12 Bekasi City. Data collection using questionnaires through google from. Meanwhile, data analysis uses the t test and the f test. The results showed that the regression equation of student anxiety variables was 53,078. The figure indicates that the null hypothesis (Ho) is rejected which says there is no influence of religious level with student anxiety, meaning that each student is confirmed to have anxiety, only the level of anxiety varies. The implications of this study suggest that each school can deepen and strengthen students' religious competence so that anxiety levels are not at high levels. Low anxiety can motivate children to learn. During the test, people who felt confident performed better than those who felt less anxious. Excessive worry can also weaken students' learning abilities. Decreased confidence of students during exams can affect their learning. Because religiosity or diversity refers to how deeply understood or practiced religious teachings in daily life, prayer becomes very important before each exam in the final semester.
Perspektif Hukum Islam tentang Akad Qardh dalam Pembayaran (Paylater) Jual-beli Online Aplikasi Marketplace Shopee Muflihatul Isnaeni; Intan Cahnia; Indah Nurazizah; Musyaffa Amin Ash Shabah
Al Itmamiy : Jurnal Hukum Ekonomi Syariah Vol. 5 No. 1 (2023): Juni : Al Itmamiy : Jurnal Hukum Ekonomi Syariah
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1123.22 KB) | DOI: 10.55606/ai.v5i1.401

Abstract

Paylater in e-commerce creates a contemporary business style not directly, so there is no need to bring in real buying and selling actors and without wearing an original signature. The paylater payment method is a method that can be paid in installments, where buyers can get orders before paying, because paylater is a financial tool from Shopee. This research is to describe the perspective of Islamic law regarding qardh contracts in payments paylater for online buying and selling of the Shopee marketplace application and the benefits for its users. This type of research is directed and focused on discussing library materials, both books, web and journals. Using a qualitative approach which is carried out through online research to look for theories and concepts of Islamic law qardh contract, especially in payments (paylater) on the Shopee marketplace application according to the DSN-MUI Fatwa No.19/DSN-MUI/IV/2001 concerning qardh. Analyzed using the Descriptic-Analytic method to describe the thoughts of these scholars. The results of this study, according to DSN-MUI Fatwa No.19/DSN-MUI/IV/2001 regarding qardh, that in its provisions, qardh customers are required to return the principal amount received at the agreed time. So this is legally permissible because there is a clear agreement.