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All Journal Jurnal Bunga Rampai Usia Emas AL-FALAH : Journal of Islamic Economics JURNAL PENDIDIKAN TAMBUSAI SCAFFOLDING: Jurnal Pendidikan Islam dan Multikulturalisme Indo-MathEdu Intellectuals Journal Journal of Education Research International Journal of Multidisciplinary Approach Research and Science
Rahmi Pratiwi, Rahmi
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Agriculture, Biological Sciences & Forestry Humanities Chemical Engineering, Chemistry & Bioengineering Economics, Econometrics & Finance Education Immunology & microbiology Mathematics Social Sciences Other

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Journal : AL-FALAH : Journal of Islamic Economics

 1 
Formulasi Hybrid Contract Sebagai Alternatif Pembiayaan Pertanian Di Bank Syariah Pratiwi, Rahmi; Noprizal, Noprizal
AL-FALAH : Journal of Islamic Economics Vol 2, No 2 (2017)
Publisher : Sekolah Tinggi Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v2i2.254

Abstract

This research uses interpretive approach. This approach is chosen to understand a symptom both oral and written, and aims to know a symptom of the symptoms themselves are studied in depth using the instrument interview or interview with informants. This research was conducted to understand how the portrait of agricultural financing in both Islamic banks namely Bank Muamalat and BPRS SAFIR Curup branch. The results showed that the existing agricultural financing in both sharia banks using murabaha schemes used to finance the goods or tools that support the agricultural business. According to the authors, murabahah contract is not appropriately applied to the agricultural sector because it has not been able to answer the needs of farmers. A more precise contract is profit-sharing such as muzaraah or mukhabarah. Therefore, the authors recommend the formulation of contracts on the agriculture sector based on hybrid contracts namely bai al-wafa wal muzaraah and bai al-wafa wal mukhabarah.
Co-Authors Akbar, Kihsan Ramdana Alkadri Masnur, Alkadri Amilia, Winanda Darma, Ika Yulia DARMANSYAH . Eldarni Eravianti, Eravianti hendri, nofri Herayono, Febby Luthfiani, Luthfiani Mukhtaruddin Mukhtaruddin Noprizal Noprizal, Noprizal Sari, Resti Elma Yuliva, Yuliva