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All Journal REMIK : Riset dan E-Jurnal Manajemen Informatika Komputer Jurnal Ekonomi
Daru Putri Kusumaningtyas
Universitas Negeri Jakarta
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Kontribusi Pembiayaan, NPF, dan Perkembangan Bank Syariah serta Digitalisasi terhadap Peningkatan UMKM di Indonesia Puji Yuniarti; Fitra Dila Lestari; Daru Putri Kusumaningtyas
REMIK: Riset dan E-Jurnal Manajemen Informatika Komputer Vol. 7 No. 3 (2023): Volume 7 Nomor 3 Agustus 2023
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/remik.v7i3.12872

Abstract

Penelitian yang berjudul kontribusi pembiayaan, NPF, dan perkembangan bank syariah serta digitalisasi pada peningkatan UMKM di Indonesia. Penelitian ini bertujuan untuk mengetahui pengaruh pembiayaan, NPF, dan banyaknya unit pelayanan syariah (UPS) bank syariah terhadap peningkatan jumlah UMKM di Indonesia serta untuk mengetahui teknologi digital yang sesuai dan efektif dikembangkan pada UMKM di Indonesia. Jenis penelitian ini menggunakan penelitian deskriptif kuantitatif dan kualitatif. Metode pengumpulan data menggunakan data sekunder dari Otoritas Jasa Keuangan dan berbagai literasi yang sudah dipublikasikan. Variabel-variabel yang digunakan meliputi pembiayaan (X1), NPF (X2), UPS bank syariah (X3), dan jumlah UMKM (Y). Analisis data menggunakan regresi berganda model OLS dengan tingkat signifikan 5%. Hasil dari penelitian menunjukkan bahwa variabel yang berpengaruh positif dan signifikan adalah NPF (X2) Sedangkan pembiayaan (X1) dan UPS bank syariah (X3) tidak berpengaruh terhadap peningkatan jumlah UMKM di Indonesia. variabel-variabel independen (pembiayaan, NPF, dan UPS bank syariah) memberikan pengaruh sebesar 59,9% terhadap peningkatan jumlah UMKM. Selanjutnya, penerapan aplikasi Smart Dashboard akan mampu memberikan solusi serta rekomendasi yang tepat dalam menjamin keberlangsungan dan kesuksesan UMKM menuju bisnis digital
Marketing Strategies In Driving Tourist Growth Based On Travel Experience And Preferences In Tourism Attraction Areas Khusnul Khotimah; Eliyanti Agus Mokodompit; Daru Putri Kusumaningtyas; Rudy Max Damara Gugat; Muhammad Nusran
Jurnal Ekonomi Vol. 13 No. 03 (2024): Jurnal Ekonomi, Edition July -September 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

In order to stimulate tourism development in tourist destinations, it is imperative to implement marketing strategies that are informed by traveler preferences and experiences in the rapidly expanding digital era. The literature review method is employed in this study to examine the impact of traveler preferences and experiences on the development of effective marketing strategies. The analysis of the literature indicates that travelers' satisfaction and loyalty can be enhanced by providing them with distinctive and personalized experiences. The collection and comprehension of passenger preferences are significantly influenced by digital technologies, including social media and data analytics. The beneficial effects of implementing experiential marketing strategies are illustrated by case studies in Indonesia, including the "Wonderful Indonesia" program and the utilization of the Traveloka app and social media. In order to establish an environment that fosters sustainability and innovation in the tourism industry, it is imperative that the government, private sector, and local communities provide their support. The findings of this investigation offer profound insights for tourism industry practitioners and policymakers in the development of effective marketing strategies that will enhance traveler satisfaction and loyalty.
Co-Authors Eliyanti Agus Mokodompit Fitra Dila Lestari Khusnul Khotimah Muhammad Nusran Puji Yuniarti Rudy Max Damara Gugat