Article Per Year (5 Year)
p-Index From 2019 - 2024
0.23
P-Index
This Author published in this journals
All Journal JRMSI - Jurnal Riset Manajemen Sains Indonesia
Rati Pratiwi
Universitas Malikussaleh
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
THE INFLUENCE OF CAPITAL ADEQUACY, LIQUIDITY, BANK SIZE, AND PROFITABILITY ON CREDIT RISK IN COMMERCIAL BANKS CATEGORY BOOK IV Rati Pratiwi; Jummaini; Yanita; Ristati
JRMSI - Jurnal Riset Manajemen Sains Indonesia Vol 14 No 02 (2023): Jurnal Riset Manajemen Sains Indonesia
Publisher : Fakultas Ekonomi, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JRMSI.014.2.06

Abstract

Banks play a crucial role in the economy of a country, especially in developing nations like Indonesia. Commercial banks classified as BUKU IV are the largest banking group in Indonesia and are known for their strong management. This research aims to analyze the influence of capital adequacy, liquidity, bank size, and profitability on credit risk in Commercial Banks classified as BUKU IV during the period of 2015-2020. The independent variables consist of CAR, LDR, BS, and ROA, while the dependent variable is NPL (Non-Performing Loans). Secondary data collected by the researcher from the annual financial reports of BUKU IV commercial banks are utilized in this study, employing a census sampling technique. The data analysis method applied is panel data regression using E-Views 10 software. The research results indicate that ROA has a negative and significant effect on NPL in BUKU IV Commercial Banks. However, CAR, LDR, and BS do not have a significant impact on NPL in BUKU IV Commercial Banks.
Co-Authors Jummaini Ristati Yanita