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All Journal Buletin Poltanesa Jurnal Pengabdian Kepada Masyarakat Darma Saskara
Desi Pujiati
Universitas Gunadarma
Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Computer Science & IT Education Languange, Linguistic, Communication & Media Social Sciences

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Profitability Performance of BUMN Banks and Bank Health Level Desi Pujiati; Chaerunnisa Chaerunnisa
Poltanesa Vol 24 No 2 (2023): December 2023
Publisher : P2M Politeknik Pertanian Negeri Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51967/tanesa.v24i2.2932

Abstract

Bank health is one measure of financial performance achievement. Success in managing assets in banking companies is measured by the level of profitability in the Return On Assets ratio. Profitability can be achieved with healthy financial conditions. Good bank health with good management, bad credit ratio which is below the provisions of the OJK, sufficient capital ratio. The aim of this research is to examine in more depth how much profitability achieved is influenced by the level of bank health on profitability at BUMN commercial banks. BUMN banks are the main supporter of government banking services with private management. The choice of secondary data in financial reports is needed to obtain bank health and profitability ratios. An analytical tool that can measure whether there is an influence between the level of bank health and profitability using multiple linear analysis. The research findings confirm that GCG at BUMN banks in Indonesia has an influence on achieving profitability. The GCG Value Assessment produces the highest average GCG rating of 1. This high assessment is because BUMN banks are able to implement GCG principles to achieve accountable profitability. NIM influences the Profitability (ROA) management ability of BUMN banks in Indonesia in terms of revenue performance in a healthy condition with an average of above five percent. The healthy level of NPLs in BUMN banks with an average yield of three percent has no effect on profitability performance. Profitability (ROA) at BUMN banks is not influenced by capital management from achieving the CAR ratio.
PEMBEKALAN PENGANTAR BISNIS DAN KEWIRAUSAHAAN PADA SISWA MADRASAH ALIYAH (MA) NURUL HUDA PASIR GUNUNG SELATAN Desi Pujiati; Sudarsono Sudarsono; Nenik Diah Hartanti; Titi Nugraheni; Ekaning Setyarini; Hendri Rahmayani Asri
Jurnal Pengabdian Kepada Masyarakat Darma Saskara Vol 3, No 2 (2023)
Publisher : Jurnal Pengabdian Kepada Masyarakat Darma Saskara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35760/abdimasug.2023.v3i2.10026

Abstract

Pengangguran di Indonesia tahun 2022 didominasi oleh pengangguran dengan pendidikan terakhir SMA. Mayoritas lulusan SMA masih menjadi job seeker dibandingkan menjadi job creator. Rendahnya minat lulusan SMA menjadi wirausaha disebabkan oleh pendidikan yang mereka terima di bangku SMA belum memberikan kesiapan mental untuk masuk ke dunia wirausaha. Padahal siswa harus memiliki motivasi atau dorongan dari sekolah sehingga siswa memiliki rasa percaya diri dalam terjun ke dunia wirausaha. Pengabdian Kepada Masyarakat ini bertujuan untuk memberikan pembekalan pengantar bisnis dan kewirausahaan pada siswa dan siswi Madrasah Aliyah Nurul Huda di Pasir Gunung Selatan. Pembekalan diberikan dengan tujuan agar siswa dan siswi mempunyai pengetahuan bisnis dan kewirausahaan, Dengan pemehaman yang dimiliki tersebut, siswa dan siswi dapat lebih memahami apa saja hal yang harus diperhatikan dalam memulai suatu usaha dan kendala apa saja yang mungkin akan dihadapi. Sehingga dengan pengetahuan dan pemahaman mengenai bisnis dan kewirausahaan akan dapat menumbuhkan minat siswa untuk mau memulai wirausaha pada saat ini atau nanti jika sudah lulus SMA
Co-Authors Chaerunnisa Chaerunnisa Ekaning Setyarini Hendri Rahmayani Asri Sudarsono Sudarsono Titi Nugraheni