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All Journal As-Syirkah: Islamic Economic & Financial Journal Neraca Manajemen, Akuntansi, dan Ekonomi Mimbar Administrasi
Devia Astry Khairani
Universitas Islam Negeri Sumatera Utara
Religion Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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ONTOLOGI SEBAGAI LANDASAN TEOLOGI EKONOMI ISLAM Devia Astry Khairani; Novita Sari; Siti Khoiriyah Karina Ujung; Yulia Febrianti
Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi Vol. 3 No. 1 (2024): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi
Publisher : CV SWA Anugrah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v3i1.1627

Abstract

Penelitian ini mengeksplorasi peran ontologi sebagai fondasi teologis dalam konteks ekonomi Islam, dengan fokus pada konsep tauhid dan keadilan. Ontologi, sebagai cabang filsafat yang membahas realitas dan keberadaan, menjadi dasar pemahaman teologi ekonomi Islam. Konsep tauhid, yang menekankan kesatuan Tuhan, menjadi landasan untuk mengembangkan prinsip-prinsip ekonomi yang mencerminkan integralitas dan moralitas Islam. Selain itu, konsep keadilan dalam ontologi Islam menjadi panduan untuk membentuk sistem ekonomi yang adil dan inklusif. Penelitian ini menguraikan bagaimana pemahaman ontologis terkait dengan tauhid dan keadilan dapat membentuk kerangka konseptual yang kokoh dalam merumuskan prinsip-prinsip ekonomi Islam yang sesuai dengan nilai-nilai agama dan menghasilkan kesejahteraan masyarakat.
Penerapan Asuransi dalam Pembiayaan Kredit Pemilihan Rumah (KPR) FLPP pada PT Bank Sumut Syariah Kantor Cabang Pembantu Perdagangan Devia Astry Khairani; Aqwa Naser Daulay
MIMBAR ADMINISTRASI FISIP UNTAG Semarang Vol. 21 No. 1 (2024): April : Jurnal MIMBAR ADMINISTRASI
Publisher : Universitas 17 Agustus 1945

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/mia.v21i1.1527

Abstract

This article discusses the application of insurance in Financing Credit for Affordable Housing Ownership (KPR FLPP) by PT. Bank Sumut Syariah Branch Office of Trade Auxiliary. The objectives of this study are to identify the role of insurance in mitigating credit risks in FLPP KPR financing and to evaluate its effectiveness in the context of Islamic banking services. The method employed involves primary data collection through interviews with bank officials and insurance policyholders, as well as secondary data analysis of historical insurance claim data and credit performance. The research findings indicate that the application of insurance in FLPP KPR financing can enhance the bank's confidence in credit risk management, provide financial protection for the bank, and ensure smooth installment payments for customers. In conclusion, insurance in FLPP KPR financing plays a strategic role in supporting the sustainability of Islamic banking business by effectively managing credit risks.
Sejarah Pemikiran Ekonomi Islam: Aktivitas dan Etika Perdagangan pada Masa Rasulullah Maryam Batubara Ma; Devia Astry Khairani; Siti Khoiriyah Karina Ujung; Yulia Febrianti; Husnul Khotima Lubis
As-Syirkah: Islamic Economic & Financial Journal Vol 3 No 2 (2024): As-Syirkah: Islamic Economic & Financial Journal
Publisher : Ikatan Da'i Indonesia (IKADI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/syirkah.v3i2.234

Abstract

Islamic Economic History thought has the potential to become a bridge between earlier and later times, reshaping the latter to counteract the emergence of Islam and transform economics into a distinct academic discipline. Concerning the economic issues.The writings of early fiqh scholars teaching the Qur'an regarding existing economic problems were few and specific. This rope can be seen in the writings of early fiqh scholars teaching the Qur'an. The Qur'an mostly provides guidelines and prohibits the use of logic.This is what encouraged the emergence of virtuous scholars who work to organize committees to address new legal issues and develop legal logic (ushûl al-Fiqh) that can be applied to various segments of society.In addressing several issues, including economics, the scholars emphasize the Qur'an and the Sunnah of Prophet Muhammad as authoritative sources, along with various misdeeds committed by the followers of the prophet who arrived secretly. However, if they do not understand the legal implications in these summaries, they will apply analogies (qiyâs) and other derivation procedures to apply Sharia to new situations. Whenever a day passes, a number of fiqh mazhabs appear.
Co-Authors Aqwa Naser Daulay Husnul Khotima Lubis Maryam Batubara Ma Novita Sari Siti Khoiriyah Karina Ujung Yulia Febrianti