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Analisis Pasar Komoditi Garam Di Indonesia Aqwa Naser Daulay
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 7, No 2 (2019)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v7i2.2179

Abstract

AbstractThe government's desire to achieve salt self-sufficiency still cannot be fulfilled, this is related to the issue of helplessness of people's salt in supplying national salt needs and the phenomenon of the salt import trend is not solely related to supply and demand for salt commodities, but cannot be separated from the trading mechanism which is still considered very bad. Therefore, it is related to the condition of the mechanism of management of the people's salt trade which is still considered to be very poor, and the direction of the chain is not clear. So based on this, the authors are interested in discussing the general description of the mechanism of the people's salt market in Indonesia and the problems faced are based on the preparation of conventional economics and Islam. To find out the answer to the problem the author uses a research methodology with a qualitative approach, because this research method is intended to analyze the phenomena that occur related to the analysis of the theory and the data obtained. The results of the study show that the salt market distortion has occurred due to the existence of monopolistic practices and tallaqi ruqban. The problems that occur in the salt trade system, are caused by weather factors (high rainfall), inadequate land area, technology that still uses traditional systems, domestic salt quality standards, difficulty in finding markets, indications of salt import monopoly practices.  AbstrakKeinginan pemerintah untuk swasembada garam belum dapat terpenuhi, hal ini terkait dengan masalah ketidakberdayaan garam dalam memasok kebutuhan nasional dan fenomena tren impor garam tidak semata-mata terkait dengan pasokan dan permintaan komoditas garam, tetapi tidak dapat dipisahkan dari mekanisme perdagangan yang sangat buruk. Karena itu, mekanisme pengelolaan perdagangan garam rakyat dan arah rantai tidak jelas. Maka, penulis tertarik untuk membahas mekanisme pasar garam rakyat di Indonesia dan dalam persfektif ekonomi konvensional dan Islam. Untuk mengetahui jawaban atas masalah tersebut penulis menggunakan pendekatan kualitatif, untuk menganalisis fenomena yang terjadi terkait dengan analisis teori dan data yang diperoleh. Hasil penelitian menunjukkan bahwa distorsi pasar garam telah terjadi karena adanya praktik monopoli dan ruqban tallaqi. Permasalahan yang terjadi pada sistem perdagangan garam, disebabkan oleh faktor cuaca (curah hujan tinggi), luas lahan yang tidak memadai, teknologi yang masih menggunakan sistem tradisional, standar kualitas garam domestik, kesulitan dalam mencari pasar, indikasi praktik monopoli impor garam.
Islamic Banking Internship Model Faculty of Islamic Economics and Business According to Stakeholders Aqwa Naser Daulay; Tuti Anggraini
Journal of Management and Business Innovations Volume: 01, Number: 02, 2019
Publisher : Journal of Management and Business Innovations

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Abstract

Human resource management is the potential which is an asset and functions as capital (non-material / non-financial) in a business organization, which can be realized in reality (physical) potential both physically and non-physically in realizing the existence of an organization. So that it can be attributed to the ability of the apprentice to understand the work provided by the apprenticeship source, it can provide an assessment of the educational institution of the apprenticeship studying. Therefore, the researcher is interested in examining the apprenticeship model that is in accordance with stakeholder interest, namely the Islamic banking industry and the apprenticeship learning process that will be carried out. The methodology used in this study is using a qualitative descriptive approach by using interview instruments with the method of deep interview and questionnaire, interviews with 1 (one) bank president, commissioner, 3 (three) sharia bank branch leaders and the head of Islamic banking study program as a form of validity of research results. Based on the research results obtained, the form of modeling matching the focus of apprenticeship in the curriculum based on sharing section and the applicable legislation. And Based on the results of research on the implementation of the internship process that will be carried out is academic strategy, laboratory strategy, activity, strategy, action strategy, person development strategy, organizational development strategy. Keywords :  Internship model, resource management, islamic banking
Cause Analysis of Budget Deficit in BPJS for Health Nelisya Putri; Aqwa Naser Daulay; Kamila Kamila; Ahsan Putra Hafiz
Journal of Management and Business Innovations Volume: 02, Number: 02, 2020
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (911.19 KB) | DOI: 10.30829/jombi.v2i2.9428

Abstract

This study aims to determine the factors causing the budget deficit of the Social Security Administering Body (BPJS) for Health. This research is important to do in order to find out the root cause of the deficit of the Social Security Administering Body (BPJS) and find a solution so that the sustainability of the BPJS can be ascertained. This study focuses on the phenomena that occur in BPJS for Health. The purpose of this study is to examine the root causes of the BPJS budget deficit and the role of the government in overcoming the BPJS health deficit. This type of research is descriptive qualitative. In collecting research data using interview techniques and by using informants as a source of information and Annual reports as the object used. The results of this study indicate that the factors causing the BPJS Health budget deficit are the amount of contributions that are not sufficient to finance service expenditures, especially since the burden of health services for catastrophic diseases is very high and continues to increase. The financial management of BPJS for Health is used entirely for program development as much as possible and for the benefit of the participants. Then there have been many policy options undertaken by the government to overcome the BPJS health budget deficit, namely by increasing contributions. Researchers also see that the low level of public awareness of the importance of health insurance and a wrong understanding of the principles of social insurance as well as providing socialization to the community, especially instilling the principle of mutual cooperation in all Indonesians.Keywords: Budget, BPJS for health, deficit
Key Factors for The Successful Management of The Al Musabbihin Mosque Muhammad Ikhsan Harahap; Rahmat Daim Harahap; Aqwa Naser Daulay; Marliyah Marliyah
Journal of Management and Business Innovations Volume: 01, Number: 02, 2019
Publisher : Journal of Management and Business Innovations

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Abstract

The purpose of this study is to elaborate the management of the mosque. Al Musabbihin mosque located in Taman Setia Budi Indah Medan as an example productive mosque. The Mosque runs by IKMT (Tasbih Muslim Family Association) and managed by the mosque prosperity council. The research was studied qualitatively through descriptive approach. The result shows that the management is run professionally, funds are managed by a different door mechanism to implement consumptive and productive activities. Keywords:  Productive,  mosque management,  funds.
Economic Empowerment of Women Costumers Through the Future Package Program (PMD) At BTPN Syariah MMS, Tanjung Balai Selatan District Dea Lora Veni; Fauzi Arif Lubis; Aqwa Naser Daulay
Journal of Management and Business Innovations Volume: 03, Number: 01, 2021
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (228.646 KB) | DOI: 10.30829/jombi.v3i01.9432

Abstract

Paket Masa Depan (PMD) financing product is provided by Bank BTPN Syariah to poor people, especially women, to empower underprivileged families to have a better life with Murabahah and Wakalah agreement. This research is the first to aim to analyze and describe the implementation of PMD at BTPN Syariah MMS, Tanjung Balai Selatan District. Second, to determine the impact on customers in Tanjung Balai Selatan District with PMD at Bank BTPN Syariah. The research approach used in this research is descriptive qualitative with data collection methods using observation, interviews, and documentation. The study results conclude that the first 90% of BTPN Syariah Bank has carried out the stages of financing requirements per the provisions. However, a less-than-optimal role of the companion is given by Bank BTPN Syariah (maintenance). Second, PMD has 80% positively impacts female customers' welfare in Tanjung Balai Selatan District to improve the economy of both families and communities. The Future Package program helps those who want to open a business and increase business capital. However, some customers have not felt the impact of PMD because of the less-than-optimal role of the companion given to them.Keyword: Community economic empowerment, murabahah, Paket Masa Depan (PMD), wakalah
Preferensi Pegawai UIN-SU Dalam Menabung Di Bank Syariah muhammad Lathief Ilhamy Nst; Aqwa Naser Daulay; Nur Ahmadi Bi Rahmani
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 2 | No. 2 | 2015
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Abstract

This research aims to know the: (1) partially there was significant influence between the religious factor, economic interests and against the preference of employees of UIN-SU in saving in Islamic banks, and (2) simultaneous significant influence among religious factors, economic interests and against the preference of employees of UIN-SU in saving in the Islamic bank. This research uses a quantitative research method. A quantitative approach is an approach that emphasizes on testing theories or hypotheses through measurements of the variables research in numbers and perform data analysis with statistical procedures. The research design used the design quantitative research using multiple linear regression analysis technique is supported by a test model and statistical tests. This paper give For variables of interest and economic variables have no significant influence on the trend of saving.
STUDI LITERATUR TUJUAN IDEAL LEMBAGA KEUANGAN DAN PERBANKAN ISLAM Andri Soemitra; Awaluddin A; Aqwa Naser Daulay
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam │ Vol. 8 │ No. 2 │ 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Abstract

Islamic financial and banking institutions are implementation of Islamic economics teachings. Therefore, the goal of Islam must also be the goal realized by Islamic banking and financial institutions. However, in reality, there are many criticisms related to the orientation of Islamic financial institutions and banking objectives which focus more on achieving financial benefits and developing more legalistic financial services but neglect to the objectives as outlined by maqasid al-shariah. This research examines the growing literature studies related to the problems of Islamic financial and banking institutions related to their ideal goal as a form of institutionalization of Islamic values and principles. This study uses a qualitative approach using the Publish and Perish software tool to collect journal articles relevant to the purpose of this study. The contents of the collected articles were analyzed using content analysis and then the data was triangulated to come to a conclusion. The main findings of this study indicate that the objectives of Islamic banking and financial institutions should be to codify maqasid sharia as the ideal goal by taking into account spiritual, social and financial goals.
Faktor-Faktor Yang Berhubungan Dengan Perkembangan Produk Tabungan Haji Perbankan Syariah Di Indonesia aqwa daulay
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 4 | No. 1 | 2017
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Abstract

Development of the market share in Islamic banking products become a benchmark for the development of an Islamic banking, then one of the products that encourage increased funding product is a savings product Hajj. Therefore, this paper aims to provide information and describing any factors associated with the development of Islamic banking products hajj savings. The findings in this study, there are three factors associated with the development of hajj savings products are; 1) factors relating directly to the products, such as; contract and services used, 2) government policy regarding Hajj quota limitation that requires waiting list mechanism, 3) the increase in revenues Muslim community.
PENGARUH MODAL DAN TINGKAT UPAH TERHADAP PENYERAPAN TENAGA KERJA DILIHAT DARI PERSPEKTIF EKONOMI ISLAM PADA INDUSTRI TEKSTIL DI KECAMATAN MEDAN KOTA (Studi Kasus: Mahasiswa UIN-SU Program Studi Ekonomi Islam Angkatan 2016) Debby Nadillah Harahap; Fauzi Arif Lubis; Aqwa Naser Daulay
Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. VII | No. 1 | 2021
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (224.164 KB) | DOI: 10.30821/se.v7i1.10000

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This study aims to determine the effect of local own source revenue, fiscal balance This study aims to examine the effect of capital and influence on the application of labor in the textile industry in Medan Kota District. This type of research uses quantitative research using data from the Department of Industry, data from the Central Statistics Agency (BPS). This study uses the Eviews 7.0 assistance program. The analysis used in this research is panel data analysis in which Wages, Capital as independent variables and Labor Absorption as dependent variables. The results showed that the results of panel data estimation with the Fixed Effect Model (FEM) explained that simultaneously capital and wage levels had a significant effect on employment in the textile industry in the district of Medan Kota at a confidence level of 95 percent. While partially the estimation results of panel data with Fixed Effect Model (FEM) explain that capital has no significant effect on employment in the textile industry in the district of Medan Kota. The level of increase has a significant and positive effect on employment in the textile industry in the district of Medan Kota.
PENGARUH KUALITAS PRODUK DAN PENERAPAN NILAI ISLAM TERHADAP KEPUASAN NASABAH DI PT BANK MUAMALAT KANTOR CABANG MEDAN BALAIKOTA Mhd. Rizky Al Akbar; Sugianto Sugianto; Aqwa Naser Daulay
Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. VII | No. 1 | 2021
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (208.379 KB) | DOI: 10.30821/se.v7i1.9996

Abstract

This study aims to analyze the effect of Product Quality and Application of Islamic Values on Customer Satisfaction. The research method used is quantitative methods. This study uses Non Probability Sampling. The sample in this study amounted to 87 respondents. The data collection instrument used a questionnaire. The dependent variable is the Customer Satisfaction variable and the independent variable is Product Quality and the Application of Islamic Values at Bank Muamalat Medan Branch Office. The data analysis method used is multiple regression. The results of this study indicate that (1) product quality has a partially significant effect on customer satisfaction; (2) the application of Islamic values partially significant effect on customer satisfaction; (3) product quality and application of Islamic values simultaneously have a significant effect on customer satisfaction at Bank Muamalat Medan Branch.