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All Journal Jurnal EK dan BI Transformasi: Journal of Economics and Business Management Jurnal Bima: Pusat Publikasi Ilmu Pendidikan Bahasa dan Sastra
FEROZI RAMDANA IRSYAD
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Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics

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PENGARUH INFLASI DAN KURS TERHADAP INVESTASI DI PROVINSI SUMATERA UTARA PADA TAHUN 2001-2022 GRESIA SEPTINA SITOHANG; Muhammad Aldi Akbar; FEROZI RAMDANA IRSYAD; ANGELINA ROLAS OLIVIA NAIBAHO; JONATAN MARBUN; FILJA AZKIAH SIREGAR; JOKO SUHARIANTO
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i1.1389

Abstract

North Sumatra is one of the provinces in Indonesia that has significant investment potential. There are numerous factors that deeply influence investment within the region. One vital component in driving the economic growth of a country is investment, which is crucial for increasing employment opportunities and income for the residents of North Sumatra Province. However, in recent years, the investment level in North Sumatra has experienced fluctuations. One suspected root cause of these fluctuations is the inflation rate and exchange rate. The research methodology employed in this study involves collecting data on inflation and exchange rates occurring in North Sumatra Province over a specified period. Subsequently, the data will be quantitatively analyzed using multiple linear regression method with the assistance of statistical data processing tool Eviews 9, yielding an R-squared value of 0.83. In other words, the inflation and exchange rate variables contribute 83% to the investment level in North Sumatra Province, with an additional 17% of variance not accounted for in this study. The research findings indicate that the exchange rate has a positive and significant impact, while inflation has a negative and significant impact on investment in North Sumatra Province during the period from 2001 to 2022. Keywords: Investment, Exchange Rate, Inflation, North Sumatra
MENELAAH ATURAN KOPERASI SYARIAH UNTUK MEMBANGUN SUISTAINABLE ECONOMY BERORIENTASI FALAH DAN MASHLAHAH Ainur oktania; Arsiska Sari; Dwi Silfani; Gresia Septina Sitohang; Windi Octaviani; Frandika Situmorang; Ferozi Ramdana Irsyad; Noni Rozaini
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i1.1394

Abstract

The aim of this research is to look at the rules governing sharia cooperatives and how they affect long-term economic development. The main issues discussed are the laws and regulations governing the operation of sharia cooperatives, the application of the principles of falah and mashlahah, as well as challenges that may arise in achieving the goals of sustainable economic development. The research approach used is a literature review, which involves assessing relevant secondary data, such as government policies and market conditions, to determine the efficiency of implementing sharia cooperative laws. The findings of this research contribute to a better understanding of the role of sharia cooperatives in a sustainable economy, as well as how Islamic principles can be utilized effectively in current economic activities.
Struktur Dan Pengaruh Teks Akademik Dan Non-Akademik Dalam Meningkatkan Pemahaman Mahasiswa Pada Proses Pembelajaran Ferozi Ramdana Irsyad; Noubel Putra Nainggolan; Rona Hinirim Gultom; Arsiska Sari; Fitriani Lubis
Jurnal Bima : Pusat Publikasi Ilmu Pendidikan bahasa dan Sastra Vol. 1 No. 4 (2023): December : Jurnal Bima : Pusat Publikasi Ilmu Pendidikan bahasa dan Sastra
Publisher : Asosiasi Riset Ilmu Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/bima.v1i4.307

Abstract

This research aims to explore the influence of two types of text, namely academic and non-academic, on student understanding in the learning context. Involving Medan State University (UNIMED) students, this research used a Google Form questionnaire as a data collection tool. The research results show that the use of non-academic texts can increase student interest and involvement, while the combination of academic and non-academic texts is considered effective for broadening insight and understanding of learning material. The conclusions of this study highlight the importance of flexibility in learning approaches, emphasizing that a diversity of text types is key to achieving effective education.
Menghadapi Era Baru : Strategi Perbankan Dalam Menghadapi Perubahan Pasar Dan Teknologi Di Indonesia Ferozi Ramdana Irsyad; Filja Azkiah Siregar; Jonatan Marbun; Hasyim Hasyim
Transformasi: Journal of Economics and Business Management Vol. 3 No. 2 (2024): June : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v3i2.1594

Abstract

This research focuses on banking strategies in facing the new era in Indonesia, taking into account the rapid market and technological changes. This transformation is triggered by the development of financial technology (fintech) and the digital revolution, which aims to expand financial inclusion by providing easier and more flexible access for people. To remain competitive, banks need to continue to innovate and improve services to meet higher customer expectations. This research uses a qualitative approach with a literature review method to gain an in-depth understanding of banking strategies in the face of market and technological changes in Indonesia. Secondary data was collected from relevant scientific articles, journals and books, then analyzed descriptively and interpretatively. This analysis aims to identify common patterns, trends, and important findings related to product and service innovation strategies, as well as risk and compliance management in the banking industry in Indonesia. The results show that human resource capacity building, digital infrastructure investment, financial education and literacy, effective risk management, collaboration with regulators, adoption of the latest technology, and development of innovative products and services are crucial steps for banks in Indonesia to face dynamic market challenges. The implementation of these suggestions will help banks in Indonesia to be better prepared for change and provide the best services for customers.
Co-Authors Ainur oktania ANGELINA ROLAS OLIVIA NAIBAHO Arsiska Sari Arsiska Sari Dwi Silfani FILJA AZKIAH SIREGAR Fitriani Lubis Frandika Situmorang Gresia Septina Sitohang Gresia Septina Sitohang Hasyim Hasyim JONATAN MARBUN Muhammad Aldi Akbar Noni Rozaini Noubel Putra Nainggolan Rona Hinirim Gultom Windi Octaviani