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MENELAAH ATURAN KOPERASI SYARIAH UNTUK MEMBANGUN SUISTAINABLE ECONOMY BERORIENTASI FALAH DAN MASHLAHAH Ainur oktania; Arsiska Sari; Dwi Silfani; Gresia Septina Sitohang; Windi Octaviani; Frandika Situmorang; Ferozi Ramdana Irsyad; Noni Rozaini
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i1.1394

Abstract

The aim of this research is to look at the rules governing sharia cooperatives and how they affect long-term economic development. The main issues discussed are the laws and regulations governing the operation of sharia cooperatives, the application of the principles of falah and mashlahah, as well as challenges that may arise in achieving the goals of sustainable economic development. The research approach used is a literature review, which involves assessing relevant secondary data, such as government policies and market conditions, to determine the efficiency of implementing sharia cooperative laws. The findings of this research contribute to a better understanding of the role of sharia cooperatives in a sustainable economy, as well as how Islamic principles can be utilized effectively in current economic activities.
ANALISIS GAYA KONSUMTIF MAHASISWA ILMU EKONOMI UNIMED: NAVIGASI HARGA DAN PROMO E-COMMERCE Frandika Situmorang; Ainur Oktania; Gresia Septina Sitohang; Nasrullah Hidayat
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i1.1388

Abstract

This study aims to analyze the consumer behavior of Student of Economics in State University of Medan (UNIMED) in interacting with e-commerce platforms, particularly in response to price changes and promotions. The study employed a qualitative approach with descriptive analysis. A sample of 35 respondents was selected purposefully. Data was collected through online questionnaires and analyzed using descriptive analysis. The results show that discounts can influence students' purchasing interest, but not significantly. Students find promotional products with poor quality, so they consider both price and product size, product quality becomes an important aspect in purchasing decisions, and students' purchasing priorities are based on the price of daily necessities. This study ultimately shows that Student of Economics in State University of Medan (UNIMED) have rational and critical consumer behavior in online shopping. They are not only influenced by discounts but also consider their quality and needs.
Pengaruh Faktor-Faktor Ekonomi Makro Terhadap Stabilitas Perbankan Di Indonesia Frido Evindey Manihuruk; Arsiska Sari; Gresia Septina Sitohang; Hasyim Hasyim
Akuntansi Vol. 3 No. 2 (2024): Juni: Jurnal Riset Ilmu Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/akuntansi.v3i2.1987

Abstract

Banking stability has become an important issue in the economy, especially after the 1998 Asian economic crisis and the 2008 global crisis which showed that the economic stability of a country is strongly influenced by the stability of its financial system. This study aims to analyze the influence of macroeconomic factors such as inflation, interest rate (BI Rate), and rupiah exchange rate on banking stability in Indonesia. Using a quantitative approach and multiple regression analysis, it was found that interest rates (BI Rate) and the rupiah exchange rate have a significant influence on banking stability, while inflation was not found to have a significant influence. Interest rates affect stability through the cost of funds incurred by banks, while a stable rupiah exchange rate increases investor confidence and lowers exchange rate risk, strengthening financial system stability. The non-significant effect of inflation may be due to the banking sector's ability to adjust interest rates and effective risk management strategies. The results emphasize the importance of effective monetary policy and exchange rate risk management to maintain banking stability in Indonesia. This research provides valuable insights for regulators in formulating policies that support banking stability and sustainable economic growth.
Analisis Penggunaan Bahasa Baku Dan Nonbaku Terhadap Kehidupan Sehari-Hari Generasi Milenial Di Kota Medan Gresia Septina Sitohang; Frandika Situmorang; Eza Syahbana; Radja Marihat Batubara; Fitriani Lubis
Jurnal Bima : Pusat Publikasi Ilmu Pendidikan bahasa dan Sastra Vol. 1 No. 4 (2023): December : Jurnal Bima : Pusat Publikasi Ilmu Pendidikan bahasa dan Sastra
Publisher : Asosiasi Riset Ilmu Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/bima.v1i4.285

Abstract

The widespread use of standard and non-standard languages ​​among society is very problematic. Many members of society, especially students or the millennial generation, make mistakes in pronouncing it incorrectly. This research method uses qualitative or descriptive methods. It is hoped that using this method will provide an overview of the use of standard and non-standard language among the millennial generation in the city of Medan. The data sources obtained are based on research results and journal literature studies. The data collection technique used was in the form of randomly distributing questionnaires to the millennial generation. Based on the results of the questionnaire obtained from the younger generation in the city of Medan as many as 34 respondents, it can be explained that the results obtained were 8 respondents or 23.5% who chose the frequent option and 26 respondents or 76.5% of the total respondents chose the infrequent option , this proves that there are still many millennial generations who are reluctant to use standard language in their daily conversations. It can be concluded that there are still many millennial generations who are reluctant to use standard language in their daily conversations. Millennials also tend to predominantly use non-standard languages ​​compared to standard languages.