Claim Missing Document
Check
Articles

Found 24 Documents
Search

Pengaruh inventarisasi aset, penggunaan aset, pengamanan dan pemeliharaan aset terhadap optimalisasi aset tetap tanah pada pemerintah Kabupaten Malang Wicaksana, Arif; Harmono, Harmono; Yuniarti, Sari
Publisia: Jurnal Ilmu Administrasi Publik Vol 6, No 1 (2021): Volume 6 No 1 April 2021
Publisher : Universitas Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/pjiap.v6i1.5514

Abstract

In the era of national transformation and regional autonomy, there have been many breakthroughs in the management of land fixed assets, but many financial problems and land assets have not been implemented optimally, effectively and efficiently in their management. This study was used to analyze the effect of asset management on the optimization of fixed land assets in Malang Regency Government. The independent variables used in this study were asset inventory, asset use, asset security, and maintenance, while the dependent variable used asset utilization and asset optimization with a sample of 62 respondents. This type of research is quantitative using multiple regression analysis and path analysis method. The results showed that there was an indirect effect of asset inventory, asset use, and asset security and maintenance on asset optimization through asset utilization where security and asset maintenance had a significant and positive effect, while asset inventory and asset use had no effect on asset optimization. The direct effect of asset inventory, asset use, asset security, and maintenance on asset optimization shows that asset inventory and asset security have a significant and positive effect on asset optimization, while asset use has no effect on asset optimization. In addition, asset utilization has a significant and positive effect on asset optimization.
SISTEM PENGENDALIAN RISIKO OPERASIONAL PADA BANK PERKREDITAN RAKYAT DENGAN PENDEKATAN INDIKATOR DASAR Sunarjo, Sunarjo; Yuniarti, Sari
Jurnal Keuangan dan Perbankan Vol 21, No 1 (2017): January 2017
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1656.343 KB) | DOI: 10.26905/jkdp.v21i1.1230

Abstract

BPR as the micro financial medium institution was seen as one of the translation media and risk transformation. The ability of BPR in managing risk became attention along with the increase of volume and the business operational complexity, including bank operational risks like fraud caused by people, system, or external condition. If there was no controlling, it would create loss potency for BPR itself. This research aimed to measure the loss effect because of operational risk and to identify the system of operational risk control using basic indicator approach. The population of this research was all BPR in Malang, namely 39 banks. The samples used were 20 banks. Data collection method used was observation and documentation. The research result showed that operational risk events were divided into 4 quadrants, namely Low Frequency/High Impact, High Frequency/High Impact, Low Frequency/Low Impact, and High Frequency/Low Impact. The quadrants division resulted in information related to how the operational risk would be managed. The total capital charge of all BPR in Malang was IDR.4.085.114.000,00. It indicated that the total capital charge used was to anticipate the operational risk.
PENINGKATAN PELESTARIAN SENI TARI WAYANG ORANG MELALUI VIDEO PEMBELAJARAN Sonalitha, Elta; Yuniarti, Sari; Prihatiningsih, Bekti; Prasetya, Arya Yuda
Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang Vol 2, No 1 (2017): June 2017
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/abdimas.v2i1.1293

Abstract

Kekayaan Bangsa Indonesia dengan keanekaragaman budaya sangat perlu untuk dilestarikan. Seni wayangorang merupakan salah satu jenis dari sekian banyak ragam jenis budaya di pulau Jawa. Wayang orangsejatinya adalah seni yang mempunyai nilai-nilai luhur dalam pementasan maupun dalam ceritanya, dalampementasan wayang orang disajikan cerita-cerita yang penuh dengan nasehat-nasehat budi pekerti luhur.Semakin langkanya pengajar tari dan minimnya pelaku tari senior yang mempunyai multi talenta,menyebabkan kelangsungan budaya tari terancam punah khususnya tari wayang orang. Solusi yang ditawarkanadalah merancang sistem pembelajaran yang diharapkan mampu menunjang proses belajar mengajar danmenunjang pelestarian seni tari wayang orang yaitu pelatihan pembuatan video bagi pelaku seni, membuatvideo pengajaran tentang kesenian khususnya video pembelajaran tari klasik wayang orang secara step-bystep. DOI: https://doi.org/10.26905/abdimas.v2i1.1293
PEMANFAATAN SAYUR BUANGAN UNTUK PAKAN CACING AFRICAN NIGHT CRAWLER (ANC) SEBAGAI BAHAN PEMBUAT PELLET Sunarjo, Sunarjo; Yuniarti, Sari
Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang Vol 2, No 1 (2017): June 2017
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/abdimas.v2i1.1290

Abstract

Pasar Merjosari Kota Malang memiliki masalah sampah dimana setiap hari banyak terdapat tumpukan sampahorganik yang berupa sayur dan buah-buahan yang sengaja dibuang oleh para pedagang pasar karena tidak layakdijual. Penumpukan sampah ini apabila tidak dikelola secara tepat akan menimbulkan gangguan pada manusia.Penumpukan sayur buangan juga berpotensi dilakukan oleh para pedagang sayur keliling dan rumahan. Tujuanprogram ini adalah pelatihan tentang pemanfaatan sayur buangan menjadi sumber pakan cacing. Target yangdiinginkan adalah para pedagang sayur keliling dan rumahan, para pedagang masing-masing dapat melakukansendiri pengolahan sayur buangan sebagai bahan pakan cacing ANC. Hasil budidaya cacing tersebut dapatdijual dalam bentuk cacing yang bisa dimanfaatkan sebagai: (1) bahan pembuat pellet; (2) bahan dasarpembuatan kosmetik dan obat-obatan; (3) kotoran cacing (kascing) bisa digunakan untuk pupuk organikberkualitas tinggi terutama untuk tanaman seperti bunga dan buah, dan sebagainya. Metode pelaksanaanprogram dengan cara memberikan sosialisasi (penyuluhan), pelatihan, dan pemberian sarana dan prasaranabudidaya cacing bagi para mitra. Hasil program ini dapat menciptakan peluang kerja sendiri (wirausaha),meningkatkan ekonomi dan kesejahteraan keluarga, ikut serta dalam menjaga dan memelihara keseimbanganlingkungan di sekitar tempat tinggal. DOI: https://doi.org/10.26905/abdimas.v2i1.1290
PEMBENTUKAN PORTOFOLIO OPTIMAL SAHAM – SAHAM PERBANKAN DENGAN MENGGUNAKAN MODEL INDEKS TUNGGAL Sari Yuniarti
Jurnal Keuangan dan Perbankan Vol 14, No 3 (2010): September 2010
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (260.927 KB) | DOI: 10.26905/jkdp.v14i3.987

Abstract

When Investor making an investment, they willing to get an optimal return, but on the reality, investor faced by uncertainty called risk. By making diversification, investor can be done by forming combination of portfolio to reduce the rate of risk and optimizes the rate of expected return. This research aimed atanalyzing the form of optimal portfolio at the stocks of banking by using Single Index Model based onportfolio chosen theory which was increased first time by Markowitz (1952). Data used was secondary data consisting the data of banking stocks price which was in LQ-45 during 2009. By using single index model where the combination of optimal portfolio was consisted of return and risk level of banking stock individually, composition of each candidate forming optimal portfolio was stock of BRI Bank, BCA, and BNI.
STRATEGI ADAPTIF BANK PERKREDITAN RAKYAT DALAM MENGHADAPI EKSPANSI KREDIT UMKM BANK UMUM DI MALANG Sari Yuniarti
Jurnal Keuangan dan Perbankan Vol 15, No 3 (2011): September 2011
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (64.582 KB) | DOI: 10.26905/jkdp.v15i3.1037

Abstract

The competition of giving credit small and medium enterprises (SMEs) was tighter. After global finance crisis, private banks and BUMN banks fought for living fund to customers. This activity was done by BPR. For this reason, BPR had to have an adaptive strategy to adapt to the changes happened, which was considered unbeneficial because there was an expansion public banks which offered SMEs credit. This research aimed at knowing how adaptive strategy done by BPR in facing credit expansion of SMEs done by public banks in Malang. The data used was primary data taken from questionnaire and interview to BPR. By using qualitative descriptive analysis technique, it could be known that BPR needed giving protection through guarantee pattern so that it could develop SMEs to become feasible and bankable SMEs, strengthen BPR industry infrastructure, strengthen network inter micro finance institution and between BPR and LKM, and establish a mutual and solid partnership which became the strong point of BPR compared with public banks.
PERAN PERBANKAN DALAM IMPLEMENTASI BISNIS HIJAU DAN PEMBANGUNAN BERKELANJUTAN Sari Yuniarti
Jurnal Keuangan dan Perbankan Vol 17, No 3 (2013): September 2013
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (296.478 KB) | DOI: 10.26905/jkdp.v17i3.764

Abstract

Nowadays green business was the solution offered by industry agents in saving earth in which they were demanded to have active role in environment management, even with the increase of industry aware on the importance of environment management, they were proactive in the effort to manage pollution to produce safe and hospitable environment product. This greening movement also happened in banking with the terminology green banking. Green banking could mean as banking that in doing the business was based on sustainability development principle, especially in credit or funding, namely there was ecology balance, human welfare, and also the development of social cultural in society. Bank Indonesia hoped that green banking would give positive contribution on the effort of fiscal and monetary policy strength that some of them were reflected from the decline of oil import charge and agriculture product because there was increase in supply of domestic energy from the reformed energy sources, the increase of the energy use efficiency by industry, and the increase of organic agricultural product supported by national banking.
KINERJA EFISIENSI BANK BERSTRATIFIKASI SESUAI DENGAN VISI ARSITEKTUR PERBANKAN INDONESIA Sari Yuniarti
Jurnal Keuangan dan Perbankan Vol 12, No 3 (2008): September 2008
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (771.677 KB) | DOI: 10.26905/jkdp.v12i3.907

Abstract

This research was aimed to know the relative effeciency levels of banks andstratification suitable with the vision of Indonesia Banking Architecture. In the vision, bankcategorized as much as the core capital owned by the bank.Thus, in 2010 there would be bankscategorized as BPR, focus bank, national and international bank. The samples in this researchwere 30 go public banks in Indonesia stock exchange while the data was taken from 2004 to2007. By using Data Envelopment Analysis, it could be known that banks categorized focusand national had efficiency level which was relative the same. Based on this research, it couldbe concluded that banks with little core capital (Rp100 million Rp10 quintillion) had efficiencyability which was as good as the banks with more core capital (more than Rp 10 quintillion)
Pecking Order and Trade-off Theory in Capital Structure Analysis of Family Firms in Indonesia Mia Oktavina; Sahala Manalu; Sari Yuniarti
Jurnal Keuangan dan Perbankan Vol 22, No 1 (2018): January 2018
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v22i1.1793

Abstract

The purpose of this study has analyzed the determinants of policy decisions of the capital structure of family firms listed on the Indonesia Stock Exchange (IDX) in 2012-2016. The company's capital structure was measured by using debt to equity ratio (DER). Determinants of capital structure used include profitability (ROA), asset structure, growth (growth), firm size (size) and business risk (risk). This research was a quantitative research with a kind of causal research. Using a sample of 38 family companies in Indonesia listed on the Indonesia Stock Exchange (IDX). Hypotheses testing method of multiple linear regression. The result showed that ROA had a negative effect not significant to DER. The asset structure had a significant positive effect on DER, growth had no significant negative effect on DER, size had no significant positive effect on DER, and risk had a significant negative effect on DER. The findings research that the average family firm in Indonesia still uses the Pecking Order Theory in the application of capital structure.JEL Classification: G31, G32, G34DOI: https://doi.org/10.26905/jkdp.v22i1.1793
Economic Turmoil in Islamic Banking Investment Budiandru Budiandru; Sari Yuniarti
ETIKONOMI Vol 19, No 2 (2020)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/etk.v19i2.17206

Abstract

Investment financing is one of the operational activities of Islamic banking to encourage the real sector. This study aims to analyze the effect of economic turmoil on investment financing, analyze the response to investment financing, and analyze each variable's contribution in explaining the diversity of investment financing. This study uses monthly time series data from 2009 to 2020 using the Vector Error Correction Model (VECM) analysis. The results show that the exchange rate, inflation, and interest rates significantly affect Islamic banking investment financing in the long term. The response to investment financing is the fastest to achieve stability when it responds to shocks to the composite stock price index. Inflation is the most significant contribution in explaining diversity in investment financing. Islamic banking should increase the proportion of funding for investment. Customers can have a larger business scale to encourage economic growth, with investment financing increasing.JEL Classification: E22, G11, G24How to Cite:Budiandru., & Yuniarti, S. (2020). Economic Turmoil in Islamic Banking Investment. Etikonomi: Jurnal Ekonomi, 19(2), 271-286. https://doi.org/10.15408/etk.v19i2.17206.