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All Journal Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal SOLMA LIABILITIES (JURNAL PENDIDIKAN AKUNTANSI) Martabe : Jurnal Pengabdian Kepada Masyarakat Owner : Riset dan Jurnal Akuntansi At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman MONSU'ANI TANO Jurnal Pengabdian Masyarakat JURNAL ILMIAH MAKSITEK Aghniya: Jurnal Ekonomi Islam Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Economics and Digital Business Review International Journal of Business, Economics, and Social Development Jurnal Ekonomi AL-MULTAZIM : Jurnal Manajemen Bisnis Syariah Al-Muhtarifin: Islamic Banking and Islamic Economic Journal KOLONI International Journal of Economic, Technology and Social Sciences (Injects) IIJSE Journal of Islamic Economics and Finance
Rahmayati Rahmayati
Program Studi Perbankan Syariah, Universitas Muhammadiyah Sumatera Utara, Jalan Kapten Muchtar Basri No.3, Glugur Darat II, Kota Medan, Sumatera Utara, Indonesia, 20238
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Journal : Owner : Riset dan Jurnal Akuntansi

 1 
Analisis Manajemen Resiko Dalam Penerapan Good Corporate Governance : Studi pada Perusahaan Perbankan di Indonesia Maya Sari; Seprida Hanum; Rahmayati Rahmayati
Owner : Riset dan Jurnal Akuntansi Vol. 6 No. 2 (2022): Artikel Volume 6 Nomor 2 April 2022
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v6i2.804

Abstract

This study aims to analyze risk management in the implementation of good corporate governance in banking companies in Indonesia. This research was conducted on the Indonesia Stock Exchange (IDX), especially for banking sector companies which are available on the official website www.idx.co.id. This study uses a quantitative descriptive research approach. In this study, the authors collect research data and information using the documentation process by collecting instruments related to risk management and good governance. In this study, the data analysis technique used is descriptive analysis which is defined as a method of data analysis by describing, describing, and describing the subject or object under study based on the facts that are seen or what they are. The results show that the application of the concepts and principles of Good Corporate Governance in risk management involves banking internal organs. All internal banking elements such as shareholders, GMS forums, commissioners, directors, management of the audit committee, internal and external auditors as well as employees must be able to form a circle and work situation that supports each other and plays an active role in implementing the principles of Good Corporate Governance, especially in dealing with and manage various types of risks that specifically have their own uniqueness that only exists in banking.
Pengembangan Model Penyaluran Kredit Bagi UKM Untuk Mengantisipasi Perkembangan Lembaga Keuangan Informal : (Studi Kasus : Pada UKM di Kabupaten Deli Serdang) Siti Mujiatun; Julita Julita; Rahmayati Rahmayati; Edisah Putra Nainggolan
Owner : Riset dan Jurnal Akuntansi Vol. 6 No. 4 (2022): Artikel Volume 6 Issue 4 Periode Oktober 2022
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v6i4.1016

Abstract

The classic problem that cannot be denied and that continues to plague some Small and Medium Enterprises (SMEs), is the problem of capital, which results in not achieving the expected goals. Some SMEs that can meet the requirements can use banking services (banks) to meet their business capital needs and not a few SMEs also use informal financial institutions, which in this case are loan sharks for their business capital, although we know the interest expense set is relatively higher than Banks, because the procedures and requirements are easy, some SMEs use informal financial institutions or loan shark services. This study aims to provide input and develop the most relevant credit distribution model that can help some SMEs in fulfilling their business capital in Deli Serdang Regency, and it is hoped that in the future the government and other stakeholders will have to focus on solving these problems. However, the SME sector is one of the supporters of economic growth in an area, especially in Deli Serdang Regency. This study uses the Research and Development (R&D) method. Data collection techniques generally use field studies with the distribution of research instruments (questionnaires) to the sample, in this case, SMEs in Deli Serdang Regency. Data analysis The research instruments that have been collected will be analyzed using descriptive analysis methods. Of the 70 entrepreneurs who became respondents, only 10.9% believed that the capital they had was sufficient to develop their business, 64.6% said they still needed injections even though they already owned them and 24.6% even stated that capital injections were a very urgent need for survival his efforts.
Co-Authors Ade Gunawan Ahmad Afandi Akrom, Akrom Amruh Amruh Dimas Dwi Permana Edisah Putra Nainggolan Efry Kurnia Fadhli bin Wan Mahmud Khairi Hafni Nainggolan Henna Habibillah Julita, Julita Lia Chairunisa Maya Sari Maya Sari Miftahul Isror Muhammad Arifin Lubis Muhammad Farhan Abdillah Lubis Mutiah Khaira Sihotang Ratih Namira Sari Rivaldi Pranata Seprida Hanum Siti Mujiatun Uswah Hasanah Winri Asrika