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All Journal Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal SOLMA Journal of Economic, Bussines and Accounting (COSTING) LIABILITIES (JURNAL PENDIDIKAN AKUNTANSI) Martabe : Jurnal Pengabdian Kepada Masyarakat Owner : Riset dan Jurnal Akuntansi At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman MONSU'ANI TANO Jurnal Pengabdian Masyarakat JURNAL ILMIAH MAKSITEK Aghniya: Jurnal Ekonomi Islam Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Economics and Digital Business Review International Journal of Business, Economics, and Social Development Berajah Journal Jurnal Ekonomi AL-MULTAZIM : Jurnal Manajemen Bisnis Syariah Al-Muhtarifin: Islamic Banking and Islamic Economic Journal KOLONI International Journal of Economic, Technology and Social Sciences (Injects) IIJSE Journal of Islamic Economics and Finance
Rahmayati Rahmayati
Program Studi Perbankan Syariah, Universitas Muhammadiyah Sumatera Utara, Jalan Kapten Muchtar Basri No.3, Glugur Darat II, Kota Medan, Sumatera Utara, Indonesia, 20238
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Physics Public Health Social Sciences Other

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Journal : At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam

 1 
STRENGTHENING ISLAMIC BANKING SERVICES IN INDONESIA THROUGH BLOCKCHAIN TECHNOLOGY: THE ANP- STEP APPROACH Rahmayati Rahmayati
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 7, No 2 (2021): DESEMBER 2021
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v7i2.4368

Abstract

The purpose of this research is to examine so that financial services in Islamic banking are strong through digitization of blockchain applications that provide benefits to Islamic financial technology (fintech), through aspects of Security, Transparency, Efficiency, Permanent (STEP). The research data were obtained from in-depth interviews and then completed questionnaires from respondents who had been determined by using purposive sampling technique. The data analysis of this study used the Analytical Network Process (ANP) method with Super Decision software through the STEP aspect. The results show that the blockchain technology adopted by Islamic banking in Indonesia can strengthen financial services by using the STEP aspect, which is an integral part of facilitating the process, access, and proving the role of blockchain in Islamic banking business products.
An Empirical Study On Qris Implementation For Enhancing Sustainability Of MSMEs In Medan City Rahmayati Rahmayati; Efry Kurnia
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 9, No 1 (2023): JUNI 2023
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v9i1.7657

Abstract

This study aims to determine the factors that influence the use of QRIS for MSMEs in Medan City. QRIS is a practical and efficient development of cashless payment instrument technology. This study uses quantitative methods by collecting observation data and questionnaires from MSME actors in the city of Medan, totaling 171 business actors who use QRIS with sample collection through the purposive sampling method. This study used SPSS program statistics. The results revealed that there is an influence on the benefits and ease of being interested in using QRIS where in transactions buyers do not need to use non-cash money and merchants do not need to provide change. However, there are still few business activities that use cashless payments and some merchants also lack education or are not familiar with QRIS enough because there is still a lack of socialization for MSME players regarding the use of QRIS and some MSME business actors in.
Co-Authors Ade Gunawan Ahmad Afandi Akrom, Akrom Amruh Amruh Dimas Dwi Permana Edisah Putra Nainggolan Efry Kurnia Fadhli bin Wan Mahmud Khairi Fikri Reynanda Hasibuan Hafni Nainggolan Henna Habibillah Julita, Julita Lia Chairunisa Maya Sari Maya Sari Miftahul Isror Muhammad Adjie Akbar Damanik Muhammad Arifin Lubis Muhammad Farhan Abdillah Lubis Mutiah Khaira Sihotang Ratih Namira Sari Rivaldi Pranata Seprida Hanum Siti Mujiatun Uswah Hasanah Winri Asrika