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Journal : Aghniya: Jurnal Ekonomi Islam

Strategi Peningkatan Portofolio Pembiayaan Melalui Syndicated Financing Di Bank Syariah Kota Medan Rahmayati Rahmayati
AGHNIYA : Jurnal Ekonomi Islam Vol 2, No 2 (2020): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (286.788 KB) | DOI: 10.30596/aghniya.v2i2.4838

Abstract

This research to determine the strategy of Islamic banks by increasing the financing portfolio through syndicated financing. This research will be conducted at Islamic banks in the city of Medan, namely PT. Bank Sumut Sharia Business Unit by collecting data on financing products from Islamic banks internally and statistical data on syndicated financing products. This research method is designed as a descriptive study, which aims to describe the nature or characteristics of a symptom, event, event that is happening right now. And this research is an explanatory survey which is based on data in the form of financial data from Islamic banks, namely a three-year annual report, 2016, 2017, and 2018 PT. Bank of North Sumatra Sharia Business Unit. The results of the study prove that syndicated financing can increase the North Sumatra Bank's financing portfolio.
Bank Garansi: Implementasi Pada Perbankan Syariah Di PT. Bank Muamalat Kantor Cabang Medan Balaikota Rahmayati Rahmayati
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 1 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i1.5846

Abstract

This study aims to analyze how the provision of bank guarantees and the implementation of bank guarantees in banking which are implemented by PT. Bank Muamalat Medan Branch Office City Hall. The problems that will be discussed are how to implement a bank guarantee in the case study of PT. Bank Muamalat Medan Branch Office City Hall. This research method uses a qualitative method that is using a case study approach in the form of theory, interviews, documentation at PT. Bank Muamalat Medan Branch Office City Hall. The results obtained are that the implementation of bank guarantees has followed the terms and conditions in the form of guarantees in a project where the bank guarantee opening system through the work that must be done by the parties involved in the bank guarantee consisting of contractors, employers, and banks have done a way that regularly linked together to facilitate the flow of information within the bank guarantee. Where is the guarantee provided by the bank for the benefit of the customer who guarantees the recipient of the guarantee (third party) if the customer defaults (does not fulfill the obligation) to the guarantor (third party) according to the agreed time.
Percepatan Pengembangan Ekosistem Sektor Jasa Keuangan Rahmayati Rahmayati
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 2 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i2.7244

Abstract

The financial system in general is an order in the economy of a country that has a role, especially in providing service facilities in the financial sector by financial institutions. This article aims to provide an overview and explanation of the acceleration of the development of the financial services sector ecosystem in Indonesia. The methodology of this article uses a study of related discussion literature. The results of this article prove that Indonesia has an achievement strategy to accelerate the development of the financial services sector ecosystem through the issuance of work programs, master plans, and published regulations. 
Sinergisitas Pencapaian Target Pasar Produk Tabungan Haji Di Bank Syariah Rahmayati ,
AGHNIYA : Jurnal Ekonomi Islam Vol 1, No 2 (2019): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (134.811 KB) | DOI: 10.30596/aghniya.v1i2.3190

Abstract

This research was conducted to find out how Islamic banks take steps that synergize in maximizing the achievement of Hajj savings products in the wider community. This research method is carried out by descriptive qualitative analysis using secondary data which is sourced from the supporting literature of this study and then analyzed in combination between theory and practice. Based on the results of the study that to maximize the synergy of achieving Hajj savings products in Islamic banks, Islamic banks carry out various marketing strategies, namely individuals, groups, community organizations and continue to make efforts to educate and socialize the importance of saving hajj savings from the start.