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Perbedaan Kinerja Keuangan Bank Syari'ah dan Bank Konfensional Lismiana, Lismiana; Abdullah, Mismiwati
Jurnal Ilmu Manajemen Vol 1, No 1 (2011): Jurnal Ilmu Manajemen
Publisher : Universitas muhammadiyah palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32502/jimn.v1i1.91

Abstract

The reserch problem in this study is whether there is a diference of financial peformance between islamic bank and conventional bank? The purpose of this study is to examine the differences of financial performance of islamic bank and conventional bank. This study is a comparative study wich compares the financial  peformance of islamic bank and conventional bank from 2006 to 2009 Islamic bank samplesused in this studi is the bank muamalat indonesia,bank syari'ah mandiri, and bank syari'ah mega indonesia.Conventional bank samples used in this study is bank sentral asia, bank cimb niaga, bank danamon indonesia, bank internasional indonesia bank and bank permata. Secondary data is used an data collection tecnique is documentation independent sample t-test is employed. The result show that is a difference of CAR between islamic bank and conventional bank Meanwhile ROA, ROE,NPL,LDR and BOPO where found no difference. Overall there  is a difference of financial peformace between islamic bank and conventional bank
Pengaruh Kepemilikan Manajerial terhadap Nilai Perusahaan di Mediasi oleh Kebijakan Dividen Ramadhani, Fitri Kurnia; Mismiwati, Mismiwati
Jurnal Ilmu Manajemen Vol 9, No 1 (2019): Jurnal Ilmu Manajemen
Publisher : Universitas muhammadiyah palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32502/jimn.v9i1.2110

Abstract

The aim of this research to determine the effect of Managerial Ownership (MOWN) on Company value (Tobins) mediated by devidend Policy (DPR) in companies listed in the Jakarta Islamic Index (JII) for perid of 2013-2017. The population on this study were 14 companies with 7 companies that became the study sample. Samples were taken by purposive sampling. The method used is quantitative by emphasizing numeral data. The data used in this study are secondary data taken from the official website of the Indonesia Stock Exchange. The data analysis technique using the path analysis test. The results showed that managerial ownership had a significant positive effect on firm value; Managerial ownership has a significant positive effect on Devidend Policy; Devidend policy has a positive effect on company value; and Devidend policy mediates between managerial ownership of company value.
Peran Financial Distress Sebagai Variabel Mediasi antara Good Corporate Governance dan Kinerja Keuangan, Terhadap Manajemen Laba Pada Bank Umum Syariah Periode 2013-2019 Syadzwina Ramadhana Fitriza; Rika Lidyah; Tariza Putri Ramayanti; Titin Hartini; Mismiwati Mismiwati
Esensi: Jurnal Bisnis dan Manajemen Vol 11, No 2 (2021)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ess.v11i2.21508

Abstract

This study aims to determine the effect of good corporate governance and financial performance on earnings management with financial distress as an intervening variable in Islamic Commercial Banks in Indonesia. This type of research is descriptive research with quantitative approach. The results showed that good corporate governance has no effect on earnings management. Financial performance and financial distress have a negative and significant effect on earnings management. Good corporate governance has a negative effect on financial distress. Financial performance has no effect on financial distress. Then, based on the result of path analysis through the causal step method, financial distress mediates the effect of good corporate governance on earnings management, while financial distress does not mediate the effect of financial performance on earnings management.
KEPEMIMPINAN DALAM ISLAM: PANDANGAN POSISI MANAJERIAL BAGI WANITA Mismiwati Mismiwati; Titin Hartini
Nurani: Jurnal Kajian Syari'ah dan Masyarakat Vol 13 No 1 (2013): Nurani
Publisher : Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/nurani.v13i1.118

Abstract

Abstrak: Many leaders and managers have emerged and not afew women who achieve success. These women have provedthat the feminine woman is not a weakness and inferiorcompared with masculine traits in men. Differences in thenature of women and men will make a difference also in theleadership of women and men. Characterized by maleleadership style 'command and control' was originallyconsidered to be the nicest. However, success stories of womenas leaders in an organization have proven that leadership style'command and control' is not the only way to reach the topleadership.ملخص: وقد ظھرت العدید من القادة والمدیرین ولیس عدد قلیل من النساء الذینیحققون النجاح .وقد أثبتت ھذه المرأة أن المرأة المؤنث لیس ضعف وأدنى مقارنة معالصفات الذكوریة لدى الرجال .والاختلافات في طبیعة المرأة والرجل تحدث فرقا أیضافي قیادة المرأة والرجل .یتمیز أسلوب القیادة الذكور 'القیادة والسیطرة 'كان یعتبر فيالأصل لتكون أجمل .ومع ذلك، وقصص النجاح من النساء كقادة في المؤسسة أثبتتأن نمط القیادة" القیادة والسیطرة "لیست ھي السبیل الوحید للوصول إلى القیادةالعلیا.Kata Kunci : interactive leadership, kepemimpinan wanita
KONTRIBUSI ILMUWAN MUSLIM TERHADAP PERKEMBANGAN EKONOMI Mismiwati Mismiwati
Nurani: Jurnal Kajian Syari'ah dan Masyarakat Vol 16 No 1 (2016): Nurani
Publisher : Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/nurani.v16i1.696

Abstract

Nowadays, most of the Islamic world is still relatively underdeveloped developing countries even seen from the size and criteria of wealth, employment, education and health. A fact that is contrary to the doctrine, values and norms of Islam itself. The importance of building Islamic economic thought is based, two arguments, first, theological arguments which claim that Islam is a heavenly religions based on revelation (Quran) that serves to guide the life of humanity, whether social, political, and economic. First, the empirical philosophical arguments and factual. Second, there is a gap and a dearth of literature in the field of economic science to explain the philosophy, institutions, principles, values, norms and laws of Islamic economics; second, the fact shows the need for the economic development of Islamic countries. ملخص :في الوقت الحاضر، فإن معظم العالم الإسلامي لا يزال البلدان النامية المتخلفة نسبيا حتى يتضح من حجم ومعايير الثروة والعمل والتعليم والصحة. وحقيقة أنه لا يتعارض مع العقيدة والقيم وقواعد الإسلام نفسه. ويستند على أهمية بناء الفكر الاقتصادي الإسلامي، حجتين، الأولى، والحجج اللاهوتية التي تدعي أن الإسلام هو الديانات السماوية على أساس الوحي (القرآن) الذي يعمل على توجيه الحياة الإنسانية، سواء كانت اجتماعية أو سياسية، واقتصادية. وثانيا، فإن الحجج الفلسفية والواقعية التجريبية. أولا، هناك فجوة وقلة الأدب في مجال العلوم الاقتصادية لشرح فلسفة والمؤسسات والمبادئ والقيم والأعراف والقوانين الاقتصاد الإسلامي. الثانية، يظهر حقيقة الحاجة إلى التنمية الاقتصادية للبلدان الإسلامية.
BANK INTERNAL FACTORS AND PROFIT DISTRIBUTION MANAGEMENT OF SYARIAH BANKS IN INDONESIA Mismiwati Mismiwati
Nurani: Jurnal Kajian Syari'ah dan Masyarakat Vol 18 No 1 (2018): Nurani
Publisher : Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/nurani.v18i1.1920

Abstract

AbstractThe purpose of this study is to analyze the effect of Capital Adequacy Ratio (CAR), Operation Efficiency (BOPO), Financing to Deposit Ratio (FDR), Proportion of Depositor’s Funding (PDPK), Purchase Financing (PJB), Profit Sharing Financing (PBH) and Return On Assets (ROA) to Profit Distribution Management (PDM) in Islamic banks in Indonesia. The sample determined by using purposive sampling based on Indonesia Syariah Bank for period of 2009-2013. The population in this research is 11 Syariah Banks, which 5 Syariah Banks are chosen based on purposive sampling. For analysis the data, multiple regression analysis with IBM SPSS. The result of the research shown that internal bank factors (BOPO and PBH) give positive effect to PDM, the internal bank factors (FDR and PDPK) give negative effect to PDM, while internal bank factors (CAR and PJB) do not affect to PDM. ROA gives positive effect on PDM. Keywords  : CAR, BOPO, FDR, PDPK, PJB, PBH, ROA, PDM.
PENGARUH CAR, NIM, BOPO, LDR DAN NPL TERHADAP ROA (STUDI PADA PT. BPD SUMSEL BABEL) MISMIWATI MISMIWATI MISMIWATI
I-Finance Journal Vol 2 No 1 (2016): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v2i1.1009

Abstract

The performance of a bank reflected the soundness of the bank itself. Healthy bank is a bank's ability to carry out normal banking operations and is able to meet all its obligations properly in ways that conform with applicable regulations. The health of banks is a value that must be maintained by each bank. This is due to both the poor health of banks will affect the confidence the parties related to the bank as the bank's depositors, shareholders, government, Bank Indonesia and the general public. This study aimed to analyze the influence of Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), ROA, Net Interest Margin (NIM) and the Loan to Deposit Ratio (LDR) to the Return On Asset (ROA) Bank Sumsel Babel the period December 2000- December 2012.Data obtained from the Quarterly Financial Report and Annual Report published by the Bank Sumsel Babel with the time period December 2000 to December 2012. The analysis technique will be used in this research is multiple linear regression to obtain a comprehensive picture of the relationship between the variables and the other variables. The results of this study showed that simultaneous CAR, NIM, ROA, LDR and NPL has an effect on the Bank's performance Sumsel Babel proxied by the ROA of 66.4% and the remaining 33.6% is influenced by other factors not examined in this study. While the results of the partial test variable BOPO significant negative effect on ROA and variable Loan to Deposit Ratio (LDR) positive and significant impact on Return On Asset (ROA) Bank Sumsel Babel. Variable CAR, and NIM and no significant positive effect on ROA.While non-performing loans (NPL) and no significant negative effect on Return On Asset (ROA) Bank Sumsel Babel.Keyword :Return on Asset (ROA), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), BOPO, Loan to Deposit Ratio (LDR), Non Performing Loan (NPL)
PENGARUH DEBT TO EQUITY RATIO DAN FIRM SIZE TERHADAP NILAI PERUSAHAAN DENGAN RETURN ON EQUITY SEBAGAI VARIABEL INTERVENING PADA PERUSAHAAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX (JII) PERIODE 2016-2018 Indah Khairunnisa; Mismiwati Mismiwati; Bunga Mar’atush Shalihah
I-Finance Journal Vol 6 No 1 (2020): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v6i1.6069

Abstract

The Study investigated the influence of Debt to Equity Ratio and Firm Size on Firm Value with Return On Equity as intervening variables in Jakarta Islamic Index (JII) in 2016-2018. This study uses two independent variables that Debt to Equity Ratio and Firm Size. The dependent variables used in this study is the Company Value with indicators of Price to Book Value. While the intervening variable used in this study is Return On Equity. The result showed that there was a positive and significant effect Debt to Equity Ratio on Return On Equity. There was a negative and not significant Firm Size on Return On Equity. Debt to Equity Ratio has no significant effect on Firm Value. Firm Size has no significant effect on Firm Value. There wasa positive and significant effect Return On Equity on Firm Value. Return On Equity is mediating the effect of Debt to Equity Ratio on Firm Value (Partial Mediation). Return On Equity is mediating the effect of Firm Size on Firm Value (Partial Mediation).
Corporate Governance Terhadap Kinerja Maqashid Syariah Dengan Intellectual Capital Sebagai Variabel Mediasi Diky Satria; Mismiwati Mismiwati; Lidia Desiana; Siti Juairiah
I-Finance Journal Vol 7 No 1 (2021): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v7i1.7912

Abstract

This study aims to analyze and determine the effect of corporate governance on the performance of sharia maqhasid with intellectual capital as a mediating variable in Islamic Commercial Banks in Indonesia for the 2014-2018 period. The population in this study are Islamic Commercial Banks in Indonesia for the 2014-2018 period. The technique used is the annual report for the 2014-2018 period on 8 Islamic Commercial Banks. The type of data used is secondary data. The data analysis technique in this study used SPSS 21 software, which consists of descriptive statistical analysis, classical assumption test, multiple regression analysis, and mediation testing using the causal step and sobel test methods. By using multiple regression analysis, the results of this study indicate that corporate governance has a negative and significant effect on intellectual capital. Corporate governance does not affect the performance of sharia maqhasid. Intellectual capital has a negative and significant effect on the performance of sharia maqhasid. Then based on the results of the analysis using the casual step and sobel test method, intellectual capital mediates the effect of corporate governance on the performance of sharia maqhasid.
PENGARUH KEPUASAN PELANGGAN, KUALITAS PRODUK, DAN EXPERIENTIAL MARKETING TERHADAP WORD OF MOUTH PADA PERCETAKAN SABILUL HAQ MISMIWATI MISMIWATI MISMIWATI
I-ECONOMICS: A Research Journal on Islamic Economics Vol 2 No 1 (2016): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research using three independent variables that are customer satisfaction, product quality and experiential marketing while variable dependent is word of mouth. The purpose of this research is to analyze the influence of customer satisfaction, product quality, and experiential marketing to word of mouth in Sabilul HAQ printing. Research sampling is all the customer Sabilul HAQ printing. Based on that there are 88 respondents. Sampling technique using boring sampling. Data analysis method using quantitative analysis that are reliability test and validity test, classic assumption test, T test, F test, determination coefficient , and multiple linear regression analysis. The result show that customer satisfaction, product quality, experiential marketing variables has positive influence to word of mouth.Key word: customer satisfaction, product quality, experiential marketing , word of mouth