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All Journal International Journal of Evaluation and Research in Education (IJERE) Jurnal Pendidikan Matematika Jurnal Karya Pendidikan Matematika Ethos AKSIOMA: Jurnal Program Studi Pendidikan Matematika Jurnal Varidika Journal of Research and Advances in Mathematics Education Al-Jabar : Jurnal Pendidikan Matematika JURNAL IQRA´ IJHCM (International Journal of Human Capital Management) Jurnal Sains Dan Teknologi (SAINTEKBU) International Journal on Emerging Mathematics Education Jurnal Pendidikan Matematika (Jupitek) JPPM (Jurnal Pengabdian dan Pemberdayaan Masyarakat) MES: Journal of Mathematics Education and Science Jurnal Magister Pendidikan Matematika (JUMADIKA) Alifmatika: Jurnal Pendidikan dan Pembelajaran Matematika Range : Jurnal Pendidikan Matematika Bakti Cendana: Jurnal Pengabdian Masyarakat Primatika : Jurnal Pendidikan Matematika Jurnal Anugerah: Jurnal Pengabdian Kepada Masyarakat Bidang Keguruan dan Ilmu Pendidikan Jurnal Mandala Pengabdian Masyarakat MATH-EDU: Jurnal Ilmu Pendidikan Matematika Parta: Jurnal Pengabdian Kepada Masyarakat Smart Society: Community Service and Empowerment Journal Jurnal Pengabdian Sains dan Humaniora Prosiding Konferensi Nasional Penelitian Matematika dan Pembelajarannya Jurnal Masyarakat Mengabdi Nusantara International Journal of Trends in Mathematics Education Research (IJTMER)
Deda, Yohanis Ndapa
Universitas Timor, Indonesia
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Journal : IJHCM (International Journal of Human Capital Management)

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Financial literacy and personal financial management assessment among students in border area of indonesia-timor leste Yohanis Ndapa Deda; Hermina Disnawati; Ando Missa
IJHCM (International Journal of Human Capital Management) Vol 6 No 1 (2022): (IJHCM) International Journal of Human Capital Management
Publisher : Program Studi S3 Ilmu Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/IJHCM.06.01.1

Abstract

Financial literacy has become a global trend and the need for individuals to take responsibility for their finances. Still, financial literacy and financial management have not yet become a course in some universities, especially Timor University, which lies in the border area of Indonesia-Timor Leste (BAITL). Economic literacy and student financial management levels need to be analyzed because they relate to expenditure, income, credit, savings, and investments. This study aimed to evaluate financial literacy level and personal financial management level among college students in BAITL. This research includes quantitative descriptive analysis. Data was collected using a questionnaire from 165 undergraduate college students in the mathematics education department of a public university in East Nusa Tenggara (NTT), Indonesia. The results showed that the total average level of student financial literacy (SFL) was 67.48%. The comprehensive middle student personal finance management (SPFM) is 57.34%, and the estimated result of the linear regression model is SPFM = 3.158 + 0.338SFL. These results were significant at a degree of freedom of 163 and Alpha 5% of the t-test results. From the study results, it can conclude that the personal financial management of students of mathematics education is still low. The level of financial literacy of students in the border area includes less literate. If the SFL is a fixed value, then each increase in SFL of 1 unit will increase SPFM 0.338.
Co-Authors admin pythagoras, admin Advensius Fitalis Mauk Anastasia N. Ernesta Manbait Ando Missa Ando Missa Andreas Roberto Kasa Astry H Ratu Delti Yulita Delti Yulita Donisius Uskono Esterlin Kusi Farly O.Haning Fitriani Fitriani Flaviana M.V Taus Florida Owa Heldigardis Kolo Hermina Disnawati Hermina Disnawati Hermina Disnawati Hermina Disnawati Hermina Disnawati, Hermina Hijriani, Lailin Juweni T. Tefi Kou, Dominikus Maifa, Talisadika Serrisanti Marchy Pallo Maria Biamsasi Merlina Sopbaba Nadi Suprapto Oktovianus Mamoh Otaget Daniel Otaget Daniel Patrisius Nulle Rooselyna Ekawati Selestina Nahak Siahaan, Meiva Marthaulina Lestari Stanislaus Amsikan Sulasri Suddin Wua Laja, Yosepha Patricia Yoseph Pius Kurniawan Kelen