Jurnal Agribisnis dan Agrowisata (Journal of Agribusiness and Agritourism)
Vol.11, No.1, Juli 2022

Pengaruh Perputaran Kas, Pertumbuhan Kredit, dan Kecukupan Modal terhadap Profitabilitas pada Lembaga Perkreditan Desa (LPD) di Kota Denpasar

KADEK RISKA SESIO YULINDA (Program Studi Agribisnis Fakultas Pertanian Universitas Udayana, Jl. PB Sudirman Denpasar 80232)
I WAYAN BUDIASA (Program Studi Agribisnis Fakultas Pertanian Universitas Udayana, Jl. PB Sudirman Denpasar 80232)
I KETUT RANTAU (Program Studi Agribisnis Fakultas Pertanian Universitas Udayana, Jl. PB Sudirman Denpasar 80232)



Article Info

Publish Date
26 Jul 2022

Abstract

Effect of Cash Turn Over, Credit Growth, and Capital Adequacy on Profitability at Lembaga Perkreditan Desa (LPD) in Denpasar City. The implementation of Village Credit Institution (LPD) is aimed at improving the standard of living of the village population and supporting village development. One of LPD's efforts to support village development is by channeling funds and services owned by the LPD. The distribution of these funds and services is expected to be able to improve the LPD's financial performance so that it can gain profitability. This study aims to determine the effect of cash turnover, credit growth, and capital adequacy on the profitability of LPDs in Denpasar City. This study uses secondary data obtained from LPDs in Denpasar City, namely the financial reports of all LPDs in Denpasar City for the period 2017-2019. The data obtained were processed using multiple linear regression analysis techniques. The result shows that there are independent variables that have a positive and significant effect on profitability, namely credit growth and capital adequacy. While the cash turnover variable has a negative and significant effect on profitability.

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Journal Info

Abbrev

JAA

Publisher

Subject

Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Social Sciences

Description

E-Jurnal Agribisnis dan Agrowisata (JAA) adalah peer-reviewed, open access jurnal, diterbitkan oleh Program Studi Agribisnis, Fakultas Pertanian, Universitas Udayana. JAA menerbitkan hasil peneitian original dan review artikel dalam bidang sosial ekonomi pertanian, agribisnis, dan agrowisata. ...