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Iqtishoduna: Jurnal Ekonomi Islam
Published by Institut Agama Islam Syarifuddin Wonorejo Lumajang
ISSN : 22525661     EISSN : 24430056     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
The focus of the Journal of Syari'ah Economics and Islamic Business all aspects of scientific discussions about Islamic Economics, Syari'ah Banking and Islamic Economic Management ideas covering: 1) research article, 2) conceptual idea, 3) review of the literature, and 4) practical experience.
Arjuna Subject : -
Articles 8 Documents
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Search results for , issue "Vol 8 No 2 (2019): Oktober" : 8 Documents clear
Pendayagunaan Zakat Produktif Dompet Dhuafa Yogyakarta dalam Perspektif Maqāṣid al-Sharī`ah Fahmi Irfanudin
IQTISHODUNA: Jurnal Ekonomi Islam Vol 8 No 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (867.009 KB) | DOI: 10.36835/iqtishoduna.v8i2.377

Abstract

One of the main objectives of the zakat is to improve the welfare of the mustahiq. In order for this to be realized, it is necessary to choose the right empowerment program, accompanied by a mustahiq assistance process that is sustainable and well managed by the 'zakat institution. This is where the importance of zakat utilization programs that are productive. This study aims to uncover and explain the productive zakat, the model of productive zakat utilization in Dompet Dhuafa Yogyakarta, and the model of utilizing productive zakat in Dompet Dhuafa Yogyakarta in the perspective of Maqāṣid al-Sharī`ah. This research is field research and literature that collects qualitative data with sociological and normative approaches. This research is descriptive, which is by describing problems that are then analyzed in depth. Data collection is generally carried out by searching on written sources, as well as field sources in the form of data obtained through documentary studies, as well as observations and interviews to strengthen research results. The results of this study indicate that the Dompet Dhuafa Yogyakarta productive zakat program is able to realize benefits and improve the welfare of the mustahiq. Of course, this is in accordance with the main objectives of the Sharī`ah (Maqāṣid al-Sharī`ah) which is to realize human welfare which lies in the protection of religion (ad-dīn), soul (an-nafs), reason (al-'ql), descent (an- nasl), and their wealth (al-māl).
Kesejahteraan Petani Garam di Kabupaten Sumenep Madura (Analisis Dengan Pendekatan Maqāṣid Al-Sharī'ah) Firman Setiawan
IQTISHODUNA: Jurnal Ekonomi Islam Vol 8 No 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (509.957 KB) | DOI: 10.36835/iqtishoduna.v8i2.430

Abstract

As a country surrounded by oceans, Indonesia has huge potential in salt production, and Sumenep district is one of the districts with the largest salt production in Indonesia. However, the potential and large production results are not in accordance with the economic conditions of salt farmers. This is due to several things, one of which is because the selling price of salt is not in accordance with the HPP (Harga Pembelian Pemerintah) as well as guidance and assistance to increase the productivity of salt farmers who are lacking. This problem will have an impact on the welfare of salt farmers. This study aims to determine how the level of welfare of salt farmers in Sumenep district in the perspective of maqāṣid al-sharī'ah. This research was examined with descriptive qualitative methods. The data was collected through semi-structured interviews with salt farmers in Sumenep district, then analyzed using the maqāṣid al-sharī'ah approach. Thus, the level of welfare of salt farmers is measured in five aspects of maqāṣid al-sharī'ah; hifz al-din (guarding religion), hifz al-nafs (guarding life), hifz al-'aql (guarding thoughts), hifz al-nasl (guarding nasab) , and hifz al-mal (protect wealth). The results of this study are the welfare of salt farmers from the aspects of hifz al-din and hifz al-naslhave been achieved (prosperous), but from the aspects of hifz al-nafs, hifz al- 'aql, and hifz} al-mal has not been reached (not prosperous). Keywords: Welfare, maqāṣid al-sharī'ah, salt farmers.
Konsep Khiyar pada Jual Beli Pre Order Online Shop dalam Perspektif Hukum Islam Dafiqah Hasanah; Mulyadi Kosim; Suyud Arif
IQTISHODUNA: Jurnal Ekonomi Islam Vol 8 No 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (429.841 KB) | DOI: 10.36835/iqtishoduna.v8i2.426

Abstract

This study aims to determine the practice of online pricing in the online store instagram Tiw's.id. the method used is descriptive qualitative with field research type. Khiyar right is the choise to cancel or establish a contract for both the seller and the buyer. The right of khiyar is a proof of the perfection of Islam in a business between two people who intend to create mutually acceptable transactions and avoid fraud. On a free purchase or purchase directly in general, you can check the items you want to buy like the disable items or the quality of the items, but its diffrent by buying online, the limited internet makes the khiyar right not noticed by both the seller and the buyer.
Wamel dalam Tradisi Sewa Menyewa Perspektif Maqāṣid Al-Sharī'ah Studi terhadap Praktek Sewa Sengon di Kecamatan Kedungjajang Lumajang) Hoirul Ichfan; Nurhafid Ishari
IQTISHODUNA: Jurnal Ekonomi Islam Vol 8 No 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (889.414 KB) | DOI: 10.36835/iqtishoduna.v8i2.425

Abstract

This research will discuss about Wamel practice in traditional lease perspective maqashid syariah with the aim to describe how Wamel practice in kedungjajang sub-district is in accordance with maqashid syariah or not. This study uses a qualitative approach because this research will understand the social phenomena about Wamel (Rent Melleh) in Sub District Kedungjajang District Lumajang. How to collect data through two stages of interview and observation. The data in this research consists of two parts, namely, primary and secondary data. From result of research indicate that: In this Wamel Maqashid Perspective still can’t be in accordance with Maqashid Shariah, that is from the aspect of justice and the benefit of all mankind. Wamel in this Lease traditions sengon in it contain benefits or benefits achieved but with harmful also caused.
Pembiayaan Optimal dan Korelasinya Terhadap Alokasi Pembiayaan pada Bank Umum Syariah di Indonesia Ernawati Ernawati; Mansyur Asri
IQTISHODUNA: Jurnal Ekonomi Islam Vol 8 No 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (325.209 KB) | DOI: 10.36835/iqtishoduna.v8i2.374

Abstract

Islamic Commercial Banks in Indonesia behave risk averse, which is indicated by financing based on murabaha. The focus of this research is to examine the composition of optimal financing and its correlation to the allocation of financing at the Islamic Commercial Bank. The research data was obtained through the publication of the Indonesian Financial Services Authority with an analysis period of June 2014 to December 2017. There were 13 types of financing allocated by Sharia commercial banks in Indonesia, but based on the completeness of the data, the types of financing estimated were 9 types. Data analysis is used with the mean variance and correlation. Calculation of data using the Excel Solver program. The results showed: (1) the composition of optimal financing at the Islamic Commercial Bank consisted of seven types of financing, and was based on four main groups, namely: mudharaba rupiah, murabaha forex, murabaha rupiah, and istisna rupiah; and (2) the composition of optimal financing and the composition of financing allocations to Islamic banks showed a low correlation; and (3) qardh financing which is the last ranking in the optimal portfolio composition, is still prioritized by Islamic Commercial Banks; driven by the sharia function on adapts non-commercial purposes.
Efficiency of Islamic Insurance in Indonesia Rachma Indrarini; Clarashinta Canggih
IQTISHODUNA: Jurnal Ekonomi Islam Vol 8 No 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (335.059 KB) | DOI: 10.36835/iqtishoduna.v8i2.413

Abstract

This paper aims to measure Islamic Insurance Efficiency in Indonesia. This paper uses quantitative data analysis through Data Envelopment Analysis to assess efficiency. Input variables in this study are total assets, expenses, and claims payments, while the output variables used are tabaru income and funds during 2012-2016. The objects of this paper are PT. AJS Amanahjiwa Giri Arta, PT AJS Al Amin, and PT Asuransi Takaful Keluarga. The result shows that in general, Islamic insurance in Indonesia is not yet efficient.
Optimalisasi Media Digital Berbasis Kemaslahatan Umat dalam Program Pahlawan Ekonomi Surabaya Rio Febriannur Rachman
IQTISHODUNA: Jurnal Ekonomi Islam Vol 8 No 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (336.803 KB) | DOI: 10.36835/iqtishoduna.v8i2.422

Abstract

Abstract This article discusses a number of challenges facing the city of Surabaya as one of the major cities in Indonesia. The city has a number of social problems, including poverty, economic disparity and welfare problems. All that has a correlation with each other, and one of the solutions, is the provision of employment. Since 2010, the City Government of Surabaya has been running the Pahlawan Ekonomi program, which makes Housewives the main target. With hope, they can become the “second economic engine” in the family. Pahlawan Ekonomi provides entrepreneurship training for Housewives, starting from the planning, production, packaging, to marketing. All stages are always under the supervision of a team from the City Government of Surabaya. This paper explores how the implementation of policy in this program, the sustainability, and its correlation to the concept of the Welfare of the People (Kemaslahatan Umat) which is called for in some number of Islamic literatures. In conclusion, this policy has many positive impacts on the community, so that its sustainability can be maintained because it is supported by many parties in Surabaya. The spirit of this program is in harmony with the noble Islamic principles. Moreover, this program has a tagline: Go Global, Go Digital, Go Financial, which makes the program participants ready to compete at the international level. Key Words: Public Policy, the Economy, the Walfare of the People, Digital Abstrak Artikel ini membahas tentang bagaimana sejumlah tantangan yang dihadapi Surabaya sebagai salah satu kota besar di Indonesia. Kota ini memiliki beberapa persoalan sosial, antara lain, kemiskinan, disparitas ekonomi, dan problem kesejahteraan. Semua itu memiliki hubungan satu sama lain, yang salah satu solusi kongkretnya, bisa berupa penyediaan lapangan pekerjaan. Sejak 2010, Pemerintah Kota Surabaya menjalankan program Pahlawan Ekonomi, yang menjadikan para Ibu Rumah Tangga sebagai sasaran utama. Dengan harapan, mereka bisa menjadi mesin ekonomi kedua dalam keluarga. Pahlawan Ekonomi memberikan pelatihan berwirausaha bagi para Ibu Rumah Tangga, mulai dari tahap perencanaan, produksi, pengemasan, hingga pemasaran. Semua tahapan selalu dalam pengawalan tim dari Pemerintah Kota Surabaya. Tulisan ini mengupas tentang bagaimana implementasi kebijakan dalam program ini, keberlanjutannya, dan korelasinya dengan konsep kemaslahatan umat yang diserukan dalam sejumlah literatur keislaman. Kesimpulannya, kebijakan ini memiliki banyak dampak positif di masyarakat, sehingga keberlanjutannya bisa terus terjaga karena didukung oleh banyak pihak di Surabaya. Semangat dari program ini selaras dengan prinsip-prinsip luhur keislaman. Terlebih, program ini memiliki tagline: Go Global, Go Digital, Go Financial, yang menjadikan para peserta program siap bersaing di level internasional. Kata Kunci: Kebijakan Publik, Ekonomi, Kemaslahatan Umat, Digital
Pengaruh Program Lumajang Taqwa, Lumajang Cerdas, Lumajang Sehat, Lumajang Makmur dan Lumajang Peduli Terhadap Pencapaian Visi Misi Badan Amil Zakat Nasional Kabupaten Lumajang Tahun 2018 Achmad Farid; Istiana Umil Mahtum
IQTISHODUNA: Jurnal Ekonomi Islam Vol 8 No 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (399.456 KB) | DOI: 10.36835/iqtishoduna.v8i2.423

Abstract

Penelitian ini membincang tentang “Pengaruh Program Lumajang Taqwa, Lumajang Cerdas, Lumajang Sehat, Lumajang Makmur dan Lumajang Peduli terhadap Pencapaian Visi Misi Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lumajang Tahun 2018.” Dengan tujuan ingin mengetahui pengaruh program Lumajang taqwa, Lumajang cerdas, Lumajang sehat, Lumajang makmur dan Lumajang peduli terhadap pencapaian visi misi Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lumajang tahun 2018. Hipotesisnya adalah terdapat pengaruh program Lumajang taqwa, Lumajang cerdas, Lumajang sehat, Lumajang makmur dan Lumajang peduli terhadap pencapaian visi misi Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lumajang tahun 2018. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis penelitian korelasi. Jumlah populasi yang kami gunakan berjumlah 360 orang dengan rincian untuk program Lumajang taqwa: 121 orang, program Lumajang cerdas: 47 orang, program Lumajang sehat: 65 orang, program Lumajang makmur: 13 orang dan program Lumajang peduli: 114 orang. Sampel masing-masing variabel dalam penelitian ini berjumlah 15 orang. Pengolahan data dilakukan dengan menggunakan teknik pengujian uji-t. Dalam pengolahan data peneliti menggunakan bantuan program aplikasi pembantu komputer IBM SPSS statistic 20. Berdasarkan hasil analisis data, hasil penelitian menunjukkan bahwa “ada pengaruh program Lumajang taqwa, Lumajang cerdas, Lumajang sehat, Lumajang makmur dan Lumajang peduli terhadap pencapaian visi misi Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lumajang tahun 2018. Terbukti hasil uji-t diperoleh t hitung Lumajang taqwa = 3,207 dengan probabilitas t hitung sig. = 0,007, Lumajang cerdas = 2,526 dengan t hitung sig. = 0,025, Lumajang sehat = 2,511 dengan t hitung sig. = 0,026, Lumajang makmur = 2,506 dengan t hitung sig. = 0,026, dan Lumajang peduli = 2,200 dengan t hitung sig. = 0,046. Sehingga dapat disimpulkan bahwa Lumajang taqwa, Lumajang cerdas, Lumajang sehat, Lumajang makmur dan Lumajang peduli memiliki pengaruh positif dan signifikan terhadap pencapaian visi misi BAZNAS Kabupaten Lumajang dengan tingkat kepercayaan 95 %. Selain itu, koefisien korelasi R Lumajang taqwa = 0,665 dan termasuk dalam interval 0,60 – 0,799 maka dapat disimpulkan Lumajang taqwa memiliki pengaruh kuat. 66,5 %, Lumajang cerdas = 0,574 dan termasuk dalam interval 0,40-0,599 dalam artian memiliki pengaruh sedang yaitu sebesar 57,4 %, Lumajang sehat = 0,572 dan termasuk dalam interval 0,40-0,599 dalam artian memiliki pengaruh yang sedang, yaitu sebesar 57,2 %, Lumajang makmur = 0,571 dan termasuk dalam interval 0,40-0,599 dalam artian memiliki pengaruh yang sedang yaitu sebesar 57,1, Lumajang peduli = 0,521 dan termasuk dalam interval 0,40-0,599 dalam artian memiliki pengaruh sedang yaitu sebesar 52,1 %. Keywords: Program Lumajang Taqwa, Lumajang Cerdas, Lumajang Sehat, Lumajang Makmur, Lumajang Peduli, Visi Misi, Badan Amil Zakat Nasional (BAZNAS).

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