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Contact Name
Nurhafid Ishari
Contact Email
hafid.ishari@gmail.com
Phone
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Journal Mail Official
jurnaliqtishoduna@gmail.com
Editorial Address
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Location
Kab. lumajang,
Jawa timur
INDONESIA
Iqtishoduna: Jurnal Ekonomi Islam
ISSN : 22525661     EISSN : 24430056     DOI : -
Core Subject : Economy,
The focus of the Journal of Syari'ah Economics and Islamic Business all aspects of scientific discussions about Islamic Economics, Syari'ah Banking and Islamic Economic Management ideas covering: 1) research article, 2) conceptual idea, 3) review of the literature, and 4) practical experience.
Arjuna Subject : -
Articles 21 Documents
Search results for , issue "Vol. 12 No. 2 (2023): October" : 21 Documents clear
Implementation of Change Islamic Management in Improving the Quality of Scientific Journal Management Gadis Ghanatika; Ainur Rofiq; Christin Susilowati
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 12 No. 2 (2023): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i2.2271

Abstract

The lack of reputable scientific journals in Indonesia has prompted the government to implement bureaucratic reforms for national scientific journal accreditation. This change forces scientific journal managers to change their management model in accordance with technological developments and changing consumer demands. This research was conducted to reveal and explain the implementation of change management in the management of scientific journals in Indonesia, namely: TEFLIN (SCOPUS Q3), Bahasa dan Seni (SINTA 2), and Basindo (SINTA 4). This research uses a quantitave approach with a multi-case study method. The result showed that changes in the management of scientific journals from print models to electronic models were possible because they were supported by the following factors: (1) conducive external and internal driving factors, (2) supportive organizational potential, (3) a strong agent of change, and (4) the use of the right strategy.
The Effect of Differences of Opinion on Bank Interest, Education Level and Spiritual Intelligence on the Decision to Choose a Sharia Bank in Banyumas Ida Nurlaeli; Hasanudin Hasanudin
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 12 No. 2 (2023): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v12i2.2274

Abstract

This study aims to investigate whether the factors that influence people's decisions in choosing Islamic banks, especially bank interest views, level of education, perceptions of service, acceptance of promotions and spiritual intelligence, considering that Islamic banks have experienced development but seen from the market share are still small. This study uses a quantitative field approach, using a questionnaire distributed to 347 respondents who were selected in clusters around Purwokerto. The collected data were analyzed using logistic regression after first being tested with the overall model fit test and the coefficient of determination test. The results showed that the bank interest perspective, education level and spiritual intelligence had a significant effect, even though the bank interest perspective was negative. Islamic banks are advised to penetrate the market on consumers with a higher education background (S1) and consumers who have high spiritual intelligence. This study is the first study to use logistic regression on the Y variable.
Generation Z’s Investment Determinants In Sharia Mutual Fund Uun Sunarsih; Sabhita Aufa Pradilla; Toto Rusmanto; Suryani; Hendryadi
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 12 No. 2 (2023): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v12i2.2290

Abstract

The Sharia financial industry has developed rapidly, including Sharia banks, capital markets, and other financial products, thus providing more choices to investors who want to invest per Sharia principles. This study investigated the impact of minimum capital, Islamic financial literacy, investment risk, returns, and social media on the investment decisions of Generation Z in Islamic mutual funds. The data was collected from a questionnaire distributed in Jakarta, which yielded 390 valid responses. Regression analysis revealed that minimum capital, financial literacy, investment risk, returns, and social media significantly influence investment decisions in Islamic mutual funds. The study found that social media and investment risk were the two most significant factors affecting investment decisions, followed by minimum capital, returns, and financial literacy. The minimum capital of investors' decision-making in Sharia mutual fund investment has yet to be thoroughly explored in the literature, especially in the Indonesian context. Moreover, this study contributes to the behavior of Gen Z investors in the Islamic investment research area.
The Role Of Financial Management and Digital Marketing In Efforts To Increase Sales Turnover For MSMEs In Traditional Markets Arif Budiarto; Norvadewi; Sunyoto; Ratih Pratiwi; Retno Kusumaningrum
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 12 No. 2 (2023): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v12i2.2299

Abstract

Changes in the shopping behavior of the Indonesian population from 2011 to the present have resulted in the market in Indonesia proliferating. Consumers like online shopping because it tends to be more practical and modern and can be done anytime without leaving the house when they need the items they want. This research is qualitative research with a descriptive analysis model with library study where this research attempts to provide an overview of phenomena or events that are currently occurring, which are now taking place. Financial Management influences Micro, Small and Medium Enterprises. Micro, Small, and Medium Enterprises (MSMEs) financial management has a significant influence. The use of digital marketing creates opportunities for Traditional Market MSMEs to develop their businesses and be able to become an economic force in the current era of digitalization. Policies that support transparency and Sharia business ethics can increase consumer trust and facilitate digital interactions between Sharia MSMEs and their consumers. Further analysis shows that government policies supporting the development of Sharia economics can help Sharia MSMEs in traditional markets adopt better financial management and digital marketing practices.
Analysis of Alfred Scuzt's Motivation Theory in Boyan Muslim Philanthropic Motivation in Malaysia and Singapore for Bawean Community Economy Ainun Barakah; Abdul Halim
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 12 No. 2 (2023): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v12i2.2310

Abstract

The focus of this research is the study of the phenomenon of motivation for sending philanthropy from Orang Boyan in Malaysia and Singapore to Bawean Island. This research confirms that the relationship between the Boyan people and the Bawean community is the driving force for philanthropic actions on Bawean Island. This research answers the question of what motivates Boyan Muslims to do philanthropy for the Bawean people. This research is socio-economic based research using descriptive qualitative methods. To find out this, the author uses Schuzt's motivation theory which says that in his actions, humans have causes and goals. In this study it is known that the causes that motivate philanthropic actions are factors of economic difficulties, gratitude, primordial and socio-religious practices, which aim to improve the economy, return favors, advance the area of origin and obtain religious values.
Effectiveness of Warehouse Receipt Management in Increasing Sharia Banking Access for Pepper Farming Communities Rahmat Ilyas; Iskandar Iskandar
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 12 No. 2 (2023): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v12i2.2312

Abstract

Pepper is one of the leading commodities in the plantation sub-sector and has great potential for Indonesia's economic growth. Indonesia is known as one of the world's main producers of pepper, especially black pepper which comes from Lampung Province and white pepper which comes from the Bangka Belitung Islands Province. Nationally, the Bangka Belitung Islands province is the province with the largest pepper income in Indonesia. Over time, efforts have emerged from the government to overcome the problem of fluctuating pepper prices resulting in low prices at the farmer level by implementing the Warehouse Receipt System (SRG). This research tries to examine how the management of pepper warehouse receipts in Bangka Belitung is related to WRS which is currently developing. The objects of this research are warehouse receipts. The results of this research indicate that the management of the Warehouse Receipt System in Bangka Belitung in general has not been implemented optimally, this can be seen from the public's lack of understanding about warehouse receipts, as well as the small number of pepper farming communities who use warehouse receipts as temporary storage, as for the obstacles faced by warehouse receipt managers, including the lack of information and outreach to pepper farmers about warehouse receipts themselves. Banking access for pepper farming communities in Bangka Belitung is quite good, because in its implementation sharia banks in Bangka Belitung can provide financing using warehouse receipts as collateral.
Development of Islamic Human Resource Management in The Digital Era For MSMEs and Cooperatives in Indonesia Reza Nurul Ichsan; Muhammad Syahbudi; Venny Fraya Hartin Nst
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 12 No. 2 (2023): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v12i2.2336

Abstract

Islamic human resource development through training and human resource management not only in terms of increasing intellectual abilities, but also emphasizing moral depth that comes from spiritual or religious origins. Therefore, the material in training or development must contain the values of Etqan, Ihsan, and al-Falah and also is aimed at to determine the role and also the impact of coaching, training and mentoring from Indonesian Ministry of Cooperatives and SMEsin improving the business performance of their assisted MSMEs through the Fast Track of Digitalization of 1000 Dignified MSMEs. The Implementation Method is chosen at this training. By taking 1000  assisted MSME actors who participated in the coaching, training and mentoring program provided by Indonesian Ministry of Cooperatives and SMEsfor 3 months. This training is carried out directly through the process of training and mentoring MSMEs and other supporting things obtained online and offline.
The Influence of Islamic Financial Literacy, Income and Financial Behavior on Investment Decisions During The Covid-19 Pandemic Cepi Pahlevi; Nurlia; Ichwan Musa; Vebby Anwar; Vebby Anwar; Norhaedah Norhaedah; Agustina Martha Evendi
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 12 No. 2 (2023): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v12i2.2357

Abstract

This study was conducted to examine Islamic Financial Literacy, Income and Financial Behavior which partly influence the investment decisions of PT. Pegadaian, Regional Office IVl Balikpapan. This type of research is quantitative with data sources from questionnaire results. The sample in this study was 100l customers of PT. Pegadaian Regional Office IVl Balikpapan uses the Slovin formula. Researchers used IBM's statistical application SPSS 26. The application is used to test instrument tests, classical assumption tests, multiple linear regression analysis and research hypothesis tests. The results of the analysis show that Islamic financial literacy, income and financial behavior have a positive and significant effect on investment decisions. Islamic Financial Behavior Variables have a dominant influence on other variables.
Analysis of Differences in Financial Performance Between Shari’a Banks and Conventional Banks In Indonesia Retna Anggitaningsih; Al Furqon Dono Hariyanto
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 12 No. 2 (2023): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v12i2.2405

Abstract

The focus of the government on banking deregulation was to facilitate banks operational activities and performance. Nevertheless, instances of violations persist, including, breaches of the minimum lending limit (BMPK), granting credit without a thorough feasibility study process, and non-compliance with liquidity reserve regulations. Even though there was rapid emergence of new banks, this expansion had not always corresponded to an improvement in the financial health of these institutions. The enactment of Law No. 10 of 1998 provided an opportunity for the establishment of anti-usury (credit interest) Islamic banks, which prompted existing conventional banks to adopt a dual banking system, as observed in Malaysia, Bahrain, Kuwait, and Indonesia. The growth of sharia banking holds the promise of fostering a stronger national banking sector. However, certain unresolved issues persist, particularly in assessing the performance disparity between shari’a and conventional banks. This study aimed to investigate the differences in the financial performance of both shari’a and conventional banks in Indonesia during the specified year (2021). It encompassed the population of conventional national private commercial banks and national private shari’a commercial banks. From this population, a sample of eight conventional and five shari’a banks that remained operational until 2021 was selected. The results showed three significant differences in the average financial performance between both banks, specifically, ROA, BOPO, and LDR. Conventional banks exhibited a comparatively lower ROA, higher BOPO, and lower LDR. Furthermore, the comprehensive financial performance analysis effectively distinguished between these two groups of banks. Regarding ROA, BOPO, and LDR, conventional banks appeared to be less profitable than shari’a banks, except in terms of CAR and RORA performance.
Actualization of Islamic Social Finance During Disasters: The Covid-19 Pandemic'`S Lessons In Indonesia Ahmad Djalaluddin; Kholilah Kolilah; Nevi Danila; Sri Andriani
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 12 No. 2 (2023): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v12i2.2469

Abstract

The COVID-19 pandemic is the best opportunity for applying Islamic social finance. The government’s limitations in tackling the impact of COVID-19 raise the participation of the Muslim community significantly. Applying Islamic social finance during COVID-19 taught us its effectiveness in dealing with disasters, especially in disaster-prone countries like Indonesia. This research combines normative and empirical aspects. The normative study is sourced primarily from the Qur'an, hadith, and scholarly ijtihad. The empirical study search for empirical practices regarding Islamic social finance development in Indonesia. The study results that Islamic social finance practice in Indonesia during the COVID-19 has reflected a unique and rich actualization in terms of its basis, characteristics, varieties, and purposes; such as social investment, revolving assistance, exemption of tuition fees, and shadaqaa of production tools. The community partnership patterns show that it has great potential to support the state's role in dealing with the disasters’ impact.

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