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Contact Name
Eny Latifah
Contact Email
eni.lathifah@gmail.com
Phone
+6285733553883
Journal Mail Official
almusthofa@iai-tabah.ac.id
Editorial Address
Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Tarbiyatut Tholabah Jl. Deandles No.1 Kranji, Paciran, Lamongan 62264 Jawa Timur
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INDONESIA
Al-Musthofa: Journal of Sharia Economics
ISSN : 26221977     EISSN : 26547228     DOI : https://doi.org/10.123/1234
This journal contains writings of research results or theoretical studies related to sharia economics, sharia finance and sharia banking.This journal is published by the Faculty of Economics and Islamic Business IAI Tarbiyatut Tholabah Lamongan. This journal is published in 2 (two) editions every year, June and Desember editions.
Articles 60 Documents
Hope dan Optimisme: Diskursus Perkembangan Ekonomi Syariah Di Indonesia Alimul Muniroh
Al-Musthofa: Journal of Sharia Economics Vol. 1 No. 1 (2018): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

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Abstract

Sharia economy has experienced quite rapid development in Indonesia. Its development occurs in the conceptual and practical context. The rise of financial institutions that use sharia principles and various scientific forums carried out studies that are concentrated in the field of sharia economics, even sharia economics sped into a program of one of the leading studies, especially in Islamic-based universities. This study aims to describe the development of Islamic economics in Indonesia in the context of hope and optimism. Hope and optimism studies are psychology-based studies that emphasize positive things in achieving goals. The focus of this study is to explain how the expectations and optimism of Islamic economics in Indonesia. The results of the study show that the belief in the future of the Islamic economy is based on optimism. Strong optimism for the future of the Islamic economy is supported by a responsive view of economic changes in the midst of society.
Dimensi Kemanusiaan Dalam Sistem Ekonomi Islam: Sebuah Kajian Dengan Pendekatan Filsafat Hukum Islam Ahmad Badrut Tamam
Al-Musthofa: Journal of Sharia Economics Vol. 1 No. 1 (2018): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

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Abstract

Economics in the perspective of Islam is not only aimed at finding material but also non-material. Economics in Islam must be professionally managed and compatible with Islamic values ​​because economics in Islam has two dimensions: vertical and horizontal. Therefore, the Koran has offered the concept of economics without loss (tijarah lan tabur) for all entrepreneurs, namely despite losing financially, but generating profits in the form of religious awards. Thus, this kind of economy can only be obtained by carefully observing the vertical and horizontal dimensions of the economy in Islam. Based on this view, the author emphasizes that the Islamic economic system needs to be fulfilled by human dimensions in all economic fields such as production, consumption, distribution, and circulation. This article tries to identify the application of humanitarian principles to the Islamic economic system.
Pengaruh Sukuk Dana Haji, Inflasi dan Nilai Tukar Rupiah Terhadap Kinerja Keuangan Perbankan Syariah Periode 2010-2015 Sifwatir Rif’ah
Al-Musthofa: Journal of Sharia Economics Vol. 1 No. 1 (2018): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

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Abstract

It’s a synchronic analysis based on the data 2010-15. The purpose of this study is to analyze the influence of Indonesia hajj sukuk funds (Sukuk dana haji Indonesia -SDHI- or syariah obligation), Inflation, rupiah exchange rate, and third party funds toward Islamic banking financial performance in Indonesia for the period 2010 to 2015 which is proxied by return on assets (ROA) partially and simultaneously. The method applied in this research is multiple regressions linear. The research using secondary data based on 5 years finance report by purposive sampling and obtained six Islamic bank which meet the criteria, those are Bank Muamalat Indonesia, Bank Syariah Mandiri, BRISyariah, Bank Mega Syariah, Bank Syariah Bukopin, and BCA Syariah. This study uses pooled ordinary least square (POLS) or panel data of eviews 7 as a tool analysis. The results show that are simultaneous influence of variable sukuk hajj funds, inflation, rupiah exchange rate, and third party fund toward return on assets of Islamic banking. The result also show there is a significant partially influence that rupiah exchange rate has a negative effect and significant toward return on assets of Islamic banking. Third party funds has a positive effect and significant on return on assets of Islamic banking. Whereas Indonesia hajj sukuk funds and inflation have no significant effect toward return on assets of Islamic banking. Indonesia hajj Sukuk fundsis expected to help the liquid of Islamic banking as well, so it can improve the function of the bank intermediary to the public perfectly.
Bank Runs Detection In Indonesia With Market Discipline Moderating Variable Risky Amelia Ramadhani
Al-Musthofa: Journal of Sharia Economics Vol. 1 No. 1 (2018): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

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Abstract

Bank Runs appearas the effect of mismaturity match for banking industries to keep their own liquidity. This condition causes and makes depositors withdraw their own money out of their banks massively. This has been a global cycling phenomenon, besides banking crisises, that needs to be noticed by banking industries. This research aims to detect and analyse the determinants of bank runs either from bank fundamental factors or macroeconomic fundamental factors in 2004-2016 by using panel data regression with Fixed Effect Method (FEM). This result shows that both bank fundamental factors which are CAR and ROA have significantly negative and positive effects to bank runs. Moreover, LNT as one of the the macroeconomic fundamental factors, also has a significantly negative effect too to bank runs. This is also strengthened by Market Discipline as its Moderating Variable.
Pengembangan Sumber Daya Manusia Dalam Meningkatkan Mutu Pelayanan Di Lembaga Keuangan Syariah Nafilatur Rohmah
Al-Musthofa: Journal of Sharia Economics Vol. 1 No. 1 (2018): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

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Abstract

Costumer satisfaction is partly determined by the quality of service. Development of human resources in sharia financial institutions needs to be done in order to serve customers professionally. The development of sharia human resources is done with several strategies. The long term sharia human resource development strategy is done by involving external parties such as universities in the provision of professional sharia human resources. Meanwhile, short term strategy is done by applying sharia human resource developmenttechniques applied during staff work. The selection of appropriate strategies is done by adjusting the conditions and objevtives of the institution. Sharia human resource development strategies should be sustainable.
Maqashid Syariah Sebagai Paradigma Pengembangunan Ekonomi Islam Ahmad Masyhadi
Al-Musthofa: Journal of Sharia Economics Vol. 1 No. 2 (2018): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

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Abstract

The purpose of the inheritance of Shari'ah is to achieve benefit and avoid adversity in two different time dimensions, the world and the hereafter. This means that all aspects of Islamic teachings must lead to the achievement of these objectives, including economic aspects. Therefore Islamic Economics must be able to be a solution to the acute current economic problems. The logical consequence is that to compile a building of Islamic Economics it cannot be separated from the Maqashid theory as explained earlier. Islamic Maqashid occupies a very central and vital position in formulating the methodology for developing Islamic Economics. Even Syathibi himself stated that Maqashid Shari'ah was his superstition. This means that compiling usul fiqh as a methodology cannot be separated from maqashid syari'ah. This is because the theory of maqashid can deliver the mujtahid to determine the standard of benefit in accordance with Shari'ah / law Islamic economics must put maqashid syari'ah as a reference, so that the system and knowledge that are now being formulated can provide benefits and be able to be a solution to the complex and increasingly present present economic problems. The mujtahids in the field of Islamic Economics should have applied maqashid syari'ah in their analysis of the economy. Maqashid Shari'ah in its ideal plains must also have implications for the economic behavior of Muslim individuals.
Peranan Koperasi Gabungan Kelompok Tani (GAPOKTAN) Bukit Barisan Dalam Meningkatkan Kesejahteraan Anggota Ditinjau Dari Ekonomi Islam: Studi Di Desa Sukarami Kecamatan Air Nipis Kabupaten Bengkulu Selatan Yosy Arisandy
Al-Musthofa: Journal of Sharia Economics Vol. 1 No. 2 (2018): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

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Abstract

This Study aims to determine the role of Koperasi Gapoktan Bukit Barisan in improving the welfare of members and to know the review of Islamic Economics on the role of Koperasi Gapoktan Bukit Barisan in improving the welfare of members. The problems studied are (1) How does the Role Koperasi Gabungan Kelompok Tani (Gapoktan) Bukit Barisan In Improving Members Welfare? (2) How does the Islamic Economics Review on the Role of Gabungan Kelompok Tani (Gapoktan) Bukit Barisan In Improving Members Welfare? This research use desciptive qualitative approach. Subjects in this study are all members of Koperasi Gapoktan Bukit Barisan. Data collection techniques used was interviews, observation, and documentation. The result of the research shows that 1) the role of Koperasi Gapoktan Bukit Barisan Cooperative in improving the welfare of members is to assist in the field of farming business by providing loans such as fertilizers and other agricultural equipment. 2) Gapoktan Bukit Barisan Cooperative observed from Islamic Economics that is not in accordance with Islamic Shari'ah because Gapoktan cooperatives do not use ijab and qabul contract in lending goods and cooperatives Gapoktan still use the system of interest in each lending of goods.
Dinamika Konvergensi Peran Perempuan Di Era Ekonomi Digital Dini Amalia
Al-Musthofa: Journal of Sharia Economics Vol. 1 No. 2 (2018): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

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Abstract

Economy in Indonesia has rapidly increased especially for these latest ten years. The massive explosion of technological innovation already put the huge influence in any economical aspects which then emerges the new era of digital economy. This phenomenon¸unavoidably also pushes women to come up out of their comfort zone. Women are no longer merely trapped on the discourse of domestic area. They turn up as more multitasking and multitalented community. The problem arouse then is about they having the convergence role to survive in this new era. In this paper, the convergence role of women particularly living around the challenges in digital economy era will be revealed through any concerns on the dual role of women in the midst of any upgradings toward internet-based technology. All the improvements give women a lot of priceless opportunities and meticulous challenges at once. Mostly women fit their new role not only to fix household buat also to actively engaged to economic field. They take chance to bring up a reliable position as more qualified, productive and innovative leader in business. At the same time, women take the challenges to propose the convergence role to build the identity as modern women, not only urged to be independent and competitive but also keep inspiring for struggling and surviving their potentials and hybrid identity.
Menumbuhkan Jiwa Enterpreneur Berbasis Syariah Di Kalangan Generasi Muda Shofiyah Shofiyah
Al-Musthofa: Journal of Sharia Economics Vol. 1 No. 2 (2018): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

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Abstract

Until now unemployment in Indonesia is still a very serious problem and very difficult to overcome. Government programs to reduce unemployment have not yet shown significant results. Therefore, all parties are expected to continue to think and innovate to realize real work in overcoming the gap between employment with graduates of educational institutions. Relating to the above is Islam as a religion perfect to give guidance to humans about various things including one of them is in the field of business with the aim that humans have the right guidelines in carrying out their business and in establishing work relations among others so that they provide mutual benefits and create prosperity and prosperity for all human beings. business people are not wrong in carrying out usahanaya, especially for the younger generation. Entrepreneurship is very important for oneself and also for others because entrepreneurship in addition to prospering itself also describes employment opportunities to other people in a right and lawful way, this automatically reduces unemployment while providing lessons for the next generation by developing sharia entrepreneurship .
Konsep Subyek Hukum Dalam Hukum Islam, Hukum Positif dan Kompilasi Hukum Ekonomi Syariah Ahmad Badrut Tamam
Al-Musthofa: Journal of Sharia Economics Vol. 1 No. 2 (2018): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

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Abstract

Indonesia is a legal state that recognizes everyone as a human being against laws which means that everyone is recognized as a legal subject. Long before the law, provisions regarding humans as legal subjects were regulated in Islamic law, which is called mahkūm ‘alaih. The term legal subject continues to grow with the existence of legal subjects other than people, namely legal entities. Development The term legal entity in Indonesia goes hand in hand with the ratification of several Islamic laws and regulations, such as the law on waqf, the law on zakat, the law on the Religious Court, and the Compilation of Syariah Economic Law (KHES). This paper intends to describe the differences and similarities in the concept of legal subjects in Islamic law, positive law and the compilation of Shari'ah Economic Law.