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STRATEGI MARKETING MIX SYARIAH UNTUK BISNIS ONLINE DALAM MENINGKATKAN PENJUALAN PADA LUMINTU MUKENA GROSIR TULUNGAGUNG Yuni - Rinawati; Nuril Amirotus Zahro; Agus Eko Sujianto
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 7 No 2 (2023): Desember 2023
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v7i2.18590

This study aims to determine the application of sharia marketing mix at Lumintu Mukena Grosir Tulungagung in increasing sales. The research approach used is qualitative with deep interviews and case study research types. Data is sourced from interviews, observations and documentation. The results of this study show that the application of sharia marketing mix at Lumintu Mukena Grosir Tulungagung consists of 4p, namely (1) Product, where the product is made from harmless materials, prioritizes quality, includes special characteristics on the product, namely with manual embroidery and there is no element of fraud because the product sent is in accordance with the image listed on the sales media. (2) Price, where the price of the product adjusts to the quality of the product sold or ordered by the customer such as in terms of the type of fabric, size, model, motif, to color. (3) Place or distribution, where the distribution is carried out using a trusted shipping service and in keeping the goods in good condition, packaging is considered in such a way. (4) Promotion, in promoting its products is carried out through social networks such as, Whatsaap, Facebook, and Shopee, where this promotion adjusts to the conditions of the product.

THE SYSTEM OF BUYING AND SELLING ARISAN MONEY IN ANTHROPOLOGY REVIEW OF ISLAMIC LAW (Case Study In Toteker Hamlet, West Banuaju Village, Batang-Batang, Sumenep) Hairil Fatah; Muh Nashirudin; M Usman
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 7 No 2 (2023): Desember 2023
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v7i2.18728

The sale and purchase of arisan money in Toteker Hamlet, West Banuaju Village, Batang-Batang District, Sumenep is a practice that has been carried out for generations, not only by members of the arisan from among the farmers, but also by members of community leaders, and the parties involved become the power it is interesting to reveal the reasons and factors behind it, as well as the unclear status of Islamic law. This study aims to analyze the system of buying and selling arisan money in an anthropology review of Islamic law, revealing the identity of the parties involved, the underlying factors, and the reasons for carrying out the practice of buying and selling. This research method uses field qualitative methods with data collection procedures through observation, interviews, and documentation. The results showed that the system of buying and selling arisan money is an act that is forbidden because there is an additional advantage from buying and selling money with the same type of money, this is done under forced circumstances, and there is hilah done by one of the community leaders.Keywords: Anthropology, Buying and Selling, Arisan

ANALISIS HUKUM EKONOMI SYARIAH TERHADAP KEHALALAN PRODUK MAKANAN ONLINE TANPA SERTIFIKAT HALAL MUI Amin Rais; Maimun Maimun; Abdul Qodir Zaelani; Liky Faizal
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 7 No 2 (2023): Desember 2023
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v7i2.18773

This article aims to explain the results of the author's analysis of the implementation of halal certificates on food products sold online, inhibiting and supporting factors for the application of halal certificates to food sold online, and the impact of Sharia economic law on the haleness of food products sold online without halal certificates. The results of the 2021 survey on e-commerce statistics show that the types of goods and services sold the most online in Lampung are food and beverage groups, totaling 40.86 percent of all businesses sampled by e-commerce. The rapid progress of buying and selling food online has become an additional task for halal certificate implementation agencies in providing security and comfort, especially for Muslim consumers in Indonesia, so they can consume halal food that is traded online. The research methodology that the author uses is qualitative in terms of the type of research documentation, interviews, and observations. The author goes directly to the field to conduct observations and interviews with primary data derived from the results of interviews with the BPJPH task force and LPPOM MUI. The results of the study show that there are no special strategies for food sold online. Supporting factors include the existence of institutions assisting the halal product process for MSME business actors. The inhibiting factor is that there is no direct regulation of cooperation with online business application server managers, a lack of public understanding of halal certificates, Analysis of Sharia Economic Law on the haleness of food products sold online: the haleness of products sold online or offline without MUI halal certificates are categorized as syubhat. According to Imam Nawawi, doing syubhat is form of underestimating.the.law.without.realizing.that.they.have.done.haram.

PANDANGAN ANTROPOLOGI TERHADAP PRAKTIK AKAD MUSYARAKAH DAN PROBLEMATIKANYA DI LEMBAGA KEUANGAN SYARIAH MOH. HAMZAH; EKA PERMATA SARI
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 7 No 2 (2023): Desember 2023
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v7i2.19957

This research will comprehensively answer, describe, and explain in detail the context of problems that occur in musyarakah contracts. Therefore, this research will reveal the veil of understanding by focusing on the anthropological view of the implementation of musyarakah contracts, both in terms of the application of the contract and sharia principles, as well as the problems that often occur in musyarakah contracts in the operations of sharia financial institutions. This research is a type of normative-empirical research, which is an anthropological approach. The data used are primary and secondary data which are then analyzed using argumentative analysis techniques. The results and conclusions of this research are that musyarakah exists as a method for practicing and implementing Islamic religious values, where this also includes the concept of hifdz mall (maintenance of assets) which is essentially part of the objectives of sharia itself. Although problems often occur in the musyarakah contracts carried out intentionally by the parties or unpredictable force majeure, these musyarakah contracts can be maximized again by using good and correct solutions by Sharia financial institutions. With the concept of the musyarakah contract, Sharia financial institutions have a mission to fight ignorance, poverty, tyranny, evil, and injustice in economic activities to achieve al-falah (prosperity in this world and the hereafter).

ANALISIS AZAS MANFAAT DAN AKAD PINJAMAN ONLINE DALAM PERSPEKTIF EKONOMI SYARIAH: STUDI LITERATUR Beatrixs Sugi Santoso Putri
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 7 No 2 (2023): Desember 2023
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v7i2.20328

Technological sophistication is overgrowing to make it easier for humans in all their activities. One sector that takes advantage of technological sophistication is financial services. P2P lending refers to the provision of financial services that bring together lenders and loan receivers in the context of engaging into loa and borrowing agreements cia an electronic system that uses the internet network. The ease of the P2P Lending service offered by this online loan is very tempting for users. However, many Muslim people are still unwilling to do so. This study purposes to establish the principle of benefits and online loan agreements from an Islamic economic perspective. This research type is descriptive qualitative research using a systematic literature review. The research data is from 6 journals related to online lending from the perspective of Islamic economics published in 2020-2022. The study results show that online lending, or P2P lending, is a form of financial service utilizing technological sophistication. Online loans are permissible according to Sharia, but with various conditions that do not violate Sharia rules by MUI Fatwa No.117/DSN-MUI/II/2018. The principle of the benefits of giving loans in Islam is permissible to people who need debt to fulfill their needs based on mutual help in good matters. According to the Islamic economy, online loan transactions are classified as accounts payable (Qarḍh). In Islam, qardh is valid if the parties fulfill the conditions and pillars. If one of the conditions and pillars is not fulfilled, the qardh contract becomes invalid. Thus, the debts are considered to have occurred if the pillars and conditions of the debts themselves have been fulfilled.

NON-PERFORMING FINANCING RISK ANALYSIS: AN ISLAMIC RURAL BANK DURING PANDEMIC COVID-19 Laurin Azwita; Rofiul Wahyudi
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 7 No 2 (2023): Desember 2023
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v7i2.20425

One of the problems faced by BPR Syariah in distributing financing is the risk of default. This study aims to analyze the risk of non-performing financing during the Covid-19 pandemic at BPR Syariah BDW. This study uses a qualitative method with a case study approach. The research subjects focused on the head of the marketing department, account officer, and director of BPR Syariah BDW. This research was conducted for two months, from March to April 2021. Data collection used observation techniques, in-depth interviews, and documentation. The research findings show that BPR Syariah BDW during the COVID-19 pandemic has implemented appropriate steps in identifying, measuring, monitoring, and controlling some of the risks faced. Furthermore, BPR Syariah carries out effective internal control, starting from identification to evaluating types of risk.

TINJAUAN MAQÂSID AL-SYARÎ’AH TERHADAP BUDAYA ORGANISASI DAN SUMBER DAYA MANUSIA DALAM KASUS MERGER BANK SYARIAH INDONESIA Rukayah Rukayah
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 7 No 2 (2023): Desember 2023
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v7i2.20443

Post-merger integration will definitely bring up new dynamics or problems in aspects of corporate culture and human resources. The clash of organizational culture conflicts is a critical factor that determines the success or failure of a merger process, therefore, the topic of organizational culture is an important one to study because, from here, the identity of a business organization will be revealed. Implementation of a good organizational culture will definitely be directly proportional to sharia compliance. Two years after the merger, Bank Sharia Indonesia has shown a positive trend towards the company's performance. The problem of this research can be formulated as follows: how is the strategy of Bank Sharia Indonesia in harmonizing organizational culture clashes during mergers, how is the implementation of sharia values (sharia compliance), and how is the review of maqâsid al-syarî'ah in both of these? This study aims to determine the strategy of Bank Sharia Indonesia in harmonizing organizational culture clashes that arise during a merger and how it is implemented in adherence to sharia values. The method used in this research is descriptive-qualitative with a case study approach. The results of this study found BSI strategies for harmonizing organizational culture. First, the BSI founder created the "AKHLAK" work culture, called trustworthy, competent, harmonious, loyal, adaptive, and collaborative, which was applied to all BSI personnel. Secondly, they consolidated before the merger the legal action of the three banks in the merger process; BSI did not lay off any of the HR of the banks participating in the merger.

Hukum dan Eksistensi Jual Beli Crypto untuk Investasi Dalam Perspektif Ekonomi Islam dan Ekonomi Sosial "Studi Literasi dan Komparasi pada Masyarakat" Meriyati; Imamul Arifin; Dimas Fahrul Putra Arismanto; Muhammad Rizal; Mustamiruddin
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 7 No 2 (2023): Desember 2023
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v7i2.20456

In traditional economics, money serves as a universally accepted medium for exchanging goods or services. However, in today's ultramodern economy, cryptocurrencies like Bitcoin have emerged as widely accepted means of payment, wealth accumulation, and value measurement. Despite their potential for simplifying transactions and fostering trade, these digital currencies are viewed cautiously in some contexts. Indonesia, while legalizing Bitcoin and crypto assets, restricts their use as a payment method due to concerns about preserving the value of its national currency and the prevalence of existing e-wallets and mobile banking systems. From an analytical standpoint, investing in cryptocurrencies is recognized as highly volatile, carrying unpredictable risks of value fluctuations. Furthermore, in Islamic Sharia law, such transactions are considered haram lighairihi due to their speculative nature. This research delves into the legal and economic aspects of digital currencies, particularly Bitcoin, highlighting their implications within Indonesia's economic framework while acknowledging their risks and regulatory considerations.Top of Form

ANALISIS KESADARAN HALAL PADA PELAKU USAHA MIKRO KECIL DI SEKITAR KAMPUS UNIVERSITAS TRUNOJOYO MADURA Badrus Zaman; Muhammad Ersya Faraby
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 7 No 2 (2023): Desember 2023
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v7i2.20470

In today's developments, the most common object for business actors is small businesses such as selling food, snacks and others. People need to ensure that the products they consume are halal and their halalness is guaranteed by the government. This research aims to see the results of halal awareness among business actors. micro and small businesses around the Trunojoyo Madura University campus, this research uses qualitative methods because it collects information through interviews, observation, documentation and analysis of informant data with 10 micro and small business actors around the Trunojoyo Madura University campus, thereby producing data analysis and getting appropriate answers with informants, this research data also uses primary and secondary data techniques. The results of the research show the level of halal awareness of micro and small business actors around campus, one of which said that it depends on the flow that a person follows and some of them remain by Islamic law.

ANALISIS STRATEGI PEMASARAN PADA BISNIS JASA TITIP BERDASARKAN PRINSIP-PRINSIP ETIKA BISNIS ISLAM (STUDI KASUS PADA INSTAGRAM @TWINSCOLL_) Nor Alfi Laili; Dony Burhan Noor Hasan
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 7 No 2 (2023): Desember 2023
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v7i2.20484

Online buying and selling has now spread worldwide, with trading systems and types of products being highly diversified. Consequently, proxy shopping services have emerged to facilitate the shopping process for the public. @twinscoll_ is one of the deposit service providers that has been running its business for quite some time. However, there are several reasons that make this proxy shopping business less effective. This research aims to identify and analyze the marketing strategies employed by the deposit service provider @twinscoll_ based on the principles of Islamic business ethics.The research methodology utilized in this study is qualitative, employing interview techniques with online purchasing service providers. Data sources include books, journals, and other references related to this research. This research is conducted due to the identification of some principles that do not align with Islamic business ethics, necessitating a shift in the business model based on Islamic principles. Therefore, this study explores new strategies implemented by the proxy shopping service in introducing or marketing its business without compromising Islamic principles.

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Journal Mail Official
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Kota surabaya,

Jawa timur

INDONESIA