cover
Contact Name
Peni Haryanti
Contact Email
-
Phone
+628569937050
Journal Mail Official
feunhasybisei@gmail.com
Editorial Address
Jl. Irian Jaya No. 55 Tebuireng Jombang Jawa Timur 61471
Location
Kab. jombang,
Jawa timur
INDONESIA
BISEI: Jurnal Bisnis dan Ekonomi Islam
ISSN : 27238172     EISSN : 25412671     DOI : -
Core Subject : Economy, Social,
Bisei fokus pada masalah utama dalam pengembangan ilmu ekonomi dan bisnis Islam dalam bentuk pemikiran/ide konseptual dan hasil penelitian meliputi: Manajemen Akuntansi Filantropi Islam (Zakat, Infaq, Shodaqoh dan Wakaf) Manajemen Rantai Pasokan Halal Etika Bisnis dan Kewirausahaan Islami Perbankan dan Keuangan Islam Sumber Daya Manusia Islam Pemasaran Islami
Articles 65 Documents
Faktor Ekonomi yang Mempengaruhi Minat Konsumen Untuk Menggunakan Sistem Pembangkit Listrik Tenaga Surya (PLTS) Atap di Kota Palembang Frastuti, Melia; Royda
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 5 No 02 (2020): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v5i02.1122

Abstract

The purpose of this study is to determine whether there is an influence of economic factors that affect people's interest in using the Solar Roofing Power Generation System (PLTS) in Palembang. Data analysis methods used are qualitative and quantitative, with primary and secondary data sources in the form of questionnaires and interviews. The population in this study were all consumers of PT. PLN in the city of Palembang which has power> 2200 VA. Sampling using the Slovin formula obtained as many as 400 respondents, the sampling technique using proportionate stratified random sampling with the location of rayon into sub-populations. The results showed that there was a significant influence between economic factors on people's interest in using the PLTS Roof system with Sig 0,000.
Analisis Pengaruh Dana Pihak Ketiga (DPK), Non Performing Financing (NPF), Bi Rate, dan Capital Adequacy Ratio (CAR) Terhadap Penyaluran Pembiayaan Pada Bank Umum Syariah di Indonesia Periode 2011-2015 Saba, Sabarudin
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 6 No 01 (2021): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v6i01.1488

Abstract

Abstrack: The aims of this research are to analyze the influence of Third Party Fund (DPK), Non Performing Financing (NPF), the BI Rate and Capital Adequacy Ratio (CAR) partially and simultaneously to the Distribution Financing Islamic Banks in Indonesia 2011-2015. The population in this research is all Islamic Banks in Indonesia in Period 2011-2015. This research uses purposive sampling method. The amount of sample in this research is 5 (five) Islamic Banks. The analysis model uses panel data reggresion model and analysis techniques techniques to the hypothesis uses Ftest,t-test, and R2 test.The results in this research in Third Party Fund (DPK) partially has positive andsignificant effect to Financing Distribution of Islamic Banks in Indonesia in Period 2011-2015, Ratio of Non-Performing Financing (NPF) partially negative and not significant to Distribution Financing Islamic Banks in Indonesia in Period 2011-2015, BI Rate is partially positive and significant to FinancingDistribution of Islamic Banks in Indonesia period 2011-2015, and the ratio of Capital Adequacy ratio (CAR) partially negative and significant to FinancingDistribution of Islamic Banks in Indonesia 2011-2015 , Simultaneously ThirdParty Fund (DPK), Non Performing Financing (NPF), the BI Rate and Capital Adequacy Ratio (CAR) have significant effect to Financing Distribution of Islamic Banks in Indonesia 2011-2015.
Optimalisasi Investasi Dana Haji Melalui Sukuk dan Deposito Bank Syariah Terhadap Pengembangan Dana Haji Di Indonesia Periode 2016 - 2019 Safitriawati, Tita; Fauziah Ulfah, Indar; Widayati, Neneng
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 6 No 01 (2021): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v6i01.1570

Abstract

Abstract: Development of Hajj funds in Indonesia for the 2016-2019 period. This research uses a descriptive method by analyzing data taken from secondary data directly to the BPKH website and literature study. The data analysis technique used is data collection, data reduction, data display, verification, and concluding. The results of this study indicate that the optimization of investment in hajj funds through Sukuk and Islamic bank deposits has increased from year to year so that it can increase financing in organizing Hajj. In 2018, referring to PP. 5 In 2018, BPKH plans to differentiate Hajj fund investments in gold (5%), direct investment (15%), and other investments (10%). Besides, the proportion of placement of funds in savings/time deposits decreased to 50% and placements in Sukuk to 20%. Then, in 2020, the proportion of placement of funds in savings/time deposits will again decrease to only 30% and transfer this proportion to Sukuk and direct investment.
Analisis Pengaruh Profitabilitas Dan Kebijakan Dividen Terhadap Nilai Perusahaan Dengan Kapitalisasi Pasar Sebagai Variabel Moderasi (Studi Pada Perusahaan yang Tercatat di Indeks JII70 Periode 2017-2019) Haris Setiawan, Achmad; Nanang Choiruddin, Muhammad
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 6 No 01 (2021): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v6i01.1571

Abstract

Abstract: This study aims to find the effect of profitability and dividend policy on firm value with market capitalization as a moderating variable for companies listed on the JII70 Index for the 2017-2019 period. This research is a quantitative research type with a sample population of 104 companies listed in the JII70 Index listed on the Indonesia Stock Exchange in the 2017-2019 period. Furthermore, purposive sampling was carried out to obtain 34 companies that fit the criteria. The results obtained in this study indicate that there is a significant influence between profitability and market capitalization on firm value, only dividend policy has no significant effect on firm value. Meanwhile, the MRA test shows that market capitalization is not able to partially moderate the relationship between profitability and dividend policy on firm value.
Analisis Pengaruh Partisipasi Anggaran Dan Informasi Asimetri Terhadap Senjangan Anggaran (Budgetary Slack) Pada Perguruan Tinggi Swasta Di Kabupaten Pamekasan Oktaviana Dewi, Ika
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 6 No 01 (2021): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v6i01.1572

Abstract

Abstract: Someone's involvement in budgeting will create a budgetary slack. This article aims to analyze the effect of budgetary participation and information asymmetry on budgetary slack. This type of research includes quantitative research, the focus of which will be directed at budgetary participation and information asymmetry in private universities in Pamekasan. Furthermore, the data were analyzed using statistical tests such as data quality tests, classical assumption tests and hypothesis testing. The results showed that the first hypothesis was accepted, which means that there was a significant influence between budgetary participation and budgetary slack. For the second hypothesis it is also accepted that there is a significant influence between information asymmetry on budgetary slack. The third hypothesis is tested simultaneously, the results are budgetary participation and information asymmetry together can create a larger budgetary slack.
Resiko Transaksi Bisnis Syariah Baitul Maal Wat Tamwil Studi Kasus Produk Pembiayaan Majid Toyyibi, Abdul; Mawardi, Imam
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 6 No 01 (2021): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v6i01.1573

Abstract

Abstract: In BMT, risk is identical with financing and risk is like an enemy that cannot be abandoned, must be fought and watched out for. Fighting and being wary of is meant so that there is an analysis process in accordance with applicable regulations carried out by certain parties such as BMT for policy purposes in determining the results of the analysis of financing. Then from here used the type and approach is qualitative by looking at case studies or events in the field until from the results of interviews and documentation, data analysis is carried out so that the data can be accounted for the validity of the data. From this research, it was found that BMT has tips to avoid high risk, at least there are preventive actions as a reference for generating a financing that indicates a risk.
Nilai-Nilai Etika Bisnis Islam Sebagai Pondasi Pengembangan PT. Bank Syariah Indonesia (Perspektif Hukum Islam dan Global Compact) El Muna, Naily
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 6 No 01 (2021): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v6i01.1574

Abstract

Abstract: This study portrays the efforts of Islamic banking to motivate employees in familiarizing the values ​​of Islamic business ethics. The development of Islamic banking has experienced significant growth. A survey by the financial services authority (OJK) stated that the assets of the Islamic banking industry increased 14 times from Rp. 21.5 trillion in 2005 to Rp. 296, 2 trillion in 2015. Islamic Banking I should implement the values ​​of Islamic Business Ethics (EBI) in accordance with Islamic law. These values ​​are divine values, balance (justice), freedom and responsibility. Researchers used a qualitative approach to normative juridical case studies. The findings and theories were built using snowball sampling, which is the process of searching for data from and according to needs. Data collection was carried out by: interviews, observation, and documentation. Data analysis used: data reduction, data presentation, drawing conclusions. The results of this study include: (1) EBI habituation process: (a) As a spirit, (b) There is an emotional bond, the equality of managers, and users of customer funds, (c) The principle of the object is halal, mutual acceptance, needs, habits, and existential, (d) Being accounted for in a balanced manner in the form of scope of work, (2) The process of familiarizing EBI with employees in accordance with Islamic law.
Dampak PPKM Darurat Jawa-Bali Terhadap Pelaku Usaha Coffee Shop Pada Masa Pendemi Covid-19 Di Kecamatan Wonocolo Kota Surabaya Janah, Miftakhul; Istigfarina, Ulfah; Lamiah, Ni`matul; Faizur Rohman, Moh
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 6 No 2 (2021): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v6i2.1841

Abstract

Abstract: This study aims to determine the impact of the implementation of restrictions on community activities or the Java-Bali emergency PPKM which is an effort from the government to overcome the spread of the covid-19 virus during the current pandemic. The impact of the implementation of this community restriction is very large and is felt by many people, starting from employees, students, and activities that are usually carried out in person/face to face are now carried out online. This impact is also felt by coffee shop business actors in the Wonocolo sub-district, Surabaya. Judging from the reduced sales turnover and the lack of visitors, some of them have to close temporarily, some have to close permanently. This research was conducted with a qualitative descriptive method through the research object of a coffee shop located in the Wonocolo district of Surabaya, the data collection technique used interviews with informants and observations to one of the coffee shops in the Wonocolo district of Surabaya. Keywords: Covid-19 Pandemic, PPKM, Coffee Shop Businesses
Penerapan Penetapan Jaza`ul Ihsan Pada Kontrak Pembiayaan Al-Qardhul Hasan Perspektif Ekonomi Islam Tri Puspita Sari, Rina; Muhajir, Muhajir
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 6 No 2 (2021): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v6i2.1943

Abstract

The journal entitled "The Application of Determination of Jaza'ul Ihsan on Al-Qardhul Hasan Financing Contracts with an Islamic Economic Perspective" is motivated by a draft contact in the application of financing for al-qardhul hasan products in several Islamic Financial Institutions, especially in KSPPS BMT NU in East Java which includes: contains the request for a jaza'ul ihsan fee (reciprocity) which is set at the beginning of the contract when the customer wants a loan with the product, so that at the time of repayment, the customer using the al-qardhul hasan product is required to pay off the loan fee according to the loan nominal and added with jaza'ul ihsan in accordance with the agreement in the contract. This study aims to analyze the application of the determination of jaza'ul ihsan to al-qardhul hasan financing contracts associated with several explanations, rules and opinions of experts on Islamic Economics in the hope of being a problem solving of every contract issue, especially in al-qarhul hasan financing products. The methodology or approach used in this paper uses a library research method or approach, while data collection is carried out by reviewing several books, journal and documents (both printed or electronic) as well as from several types of information or data sources that have been collected. relevant to the study. The results of this study conclude that the determination of jaza'ul ihsan on the al-qardhul hasan financing contract is contrary to the aims and objectives of al-qardhul hasan in Islamic Economics because the term al-qardhul hasan is not in fiqh muamalah but the rules are equated with will qard (debt). ) both in the provisions and rules described in the Qur'an, hadith or opinions of madhhabs and Islamic economists. Keywords: Jaza'ul ihsan, al-qardhul hasan product, financing contract, Islamic Economics
Pengaruh Rasio NPL, LDR, NIM, BOPO, dan CAR Terhadap Profitabilitas Bank BUMN di Indonesia Yulianah; Seno Aji, Tony
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 6 No 2 (2021): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v6i2.2040

Abstract

Abstract: This study intends to examine the effect of the ratio of NPL, LDR, NIM, BOPO and CAR on Profitability (ROA) in Indonesian State-Owned Banks. The sample taken in this study is a saturated sample, that is, all of the population of these banks are sampled, namely Bank Mandiri, Bank Rakyat Indonesia, Bank Tabungan Negara, and Bank Negara Indonesia with a period of 2016-2020 quarters I to IV. The analysis technique used is panel data regression using Eviews 10 software. The results state that simultaneously NPL, LDR, NIM, BOPO, and CAR have an effect on ROA with an effect of 99.2%. While partially the NPL and NIM variables affect ROA in a positive direction, the BOPO variable affects ROA in a negative direction, the LDR and CAR variables do not affect ROA at state-owned banks in Indonesia. Keywords: NPL, LDR, NIM, BOPO, CAR, ROA