cover
Contact Name
M. Syam'un Rosyadi
Contact Email
syamrosyadi@gmail.com
Phone
+6282132668282
Journal Mail Official
jies@feunhasy.ac.id
Editorial Address
Jl. Irian Jaya No. 55 Tebuireng Jombang 61471 jawa timur Indonesia
Location
Kab. jombang,
Jawa timur
INDONESIA
JIES: Journal of Islamic Economics Studies
ISSN : -     EISSN : 27237591     DOI : -
Core Subject : Religion, Economy,
Jies fokus pada masalah utama dalam pengembangan ilmu ekonomi dan bisnis Islam dalam bentuk pemikiran/ide konseptual dan hasil penelitian meliputi: Filantropi Islam (Zakat, Infaq, Shodaqoh dan Wakaf) Manajemen Rantai Pasokan Halal Etika Bisnis dan Kewirausahaan Islami Perbankan dan Keuangan Islam Sumber Daya Manusia Islam Pemasaran Islami
Articles 51 Documents
Pengaruh CAR, FDR, NPF, BOPO dan BI Rate Terhadap Profitabilitas (Studi pada PT.Bank Syariah Bukopin) Sumarmi Sumarmi; Imam Sopingi; Tri Sudarwanto
JIES : Journal of Islamic Economics Studies Vol. 1 No. 3 (2020): October
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v1i3.195

Abstract

This study aims to examine the effect of CAR, FDR, NPF, BOPO, and BI Rate variables on ROA in Bukopin Sharia Bank for the period of 2009-2018. The data used in this study were obtained from Bukopin Sharia Bank Quarterly Publication Financial Reports for the period 2009-2018 and BI. The number of samples used in this study were 40 data. The results showed that, CAR had a positive and significant effect on ROA, FDR had no effect on ROA, NPF had no effect on ROA, BOPO had a significant negative effect on ROA, and the BI Rate variable had no effect on ROA. The predictive ability of the five variables at ROA is 98.9%, and 1.1% is influenced by other factors outside the research model. The results of this study are expected to be able to become a guideline for the management of Bukopin Sharia Bank in managing the bank.
Implementasi Akad Murabahah dalam Pembiayaan Produktif pada KSPPS BMT NU Jombang: Implementasi Akad Murabahah dalam Pembiayaan Produktif pada KSPPS BMT NU Jombang muhammad Andika; M. Syam'un Rosyadi
JIES : Journal of Islamic Economics Studies Vol. 1 No. 3 (2020): October
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v1i3.239

Abstract

Akad murabahah sebagai pembiayaan mendominasi di lembaga keuangan syariah. Akan tetapi dalam praktiknya terdapat masalah salah satunya berkaitan dengan penerapan dan waktu pelaksanaan akad tersebut. Tujuan penelitian mengetahui Implementasi Akad Murabahah dalam Pembiayaan Produktif yang dilakukan oleh KSPPS BMT NU Jombang beserta penerapan prinsip-prinsip syariah yang ada didalamnya. Pendekatan penelitian menggunakan pendekatan deskriptif kualitatif yang bersifat naturalistik, pada kondisi yang alamiah pada objek yang apa adanya dan tidak dimanipulasi. Hasil menunjukan implementasi akad murabahah dalam pembiayaan produktif pada KSPPS BMT NU Jombang adalah menggunakan akad murabahah bil wakalah. Penerapan tersebut dilakukan melalui dua tahap yaitu tahap awal dan tahap akhir. Sedangkan dalam penerapan prinsip-prinsip syariah terdapat penerapan yang sesuai dan ada yang tidak sesuai dengan prinsip syariah dan secara garis besar dapat disimpulkan bahwa pelaksanaan akad murabahah bil wakalah yang dilakukan oleh KSPPS BMT NU Jombang belum sesuai dengan ketentuan peraturan Fatwa Dewan Syariah Nasional Nomor 04/DSN-MUI/IV/2000 tentang Murabahah.
Etika Bisnis Islam Menurut Imam Al-Haddad Khoirul Muzaki Wahyudi
JIES : Journal of Islamic Economics Studies Vol. 1 No. 3 (2020): October
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v1i3.240

Abstract

Penelitian ini bertujuan untuk mengetahui pemikiran Imam Al-Haddad tentang etika bisnis Islam dan relevansinya terhadap perkembangan etika bisnis Islam. Pendekatan penelitian yang digunakan dalam penelitian adalah pendekatan ontologi dan aksiologi studi tokoh. Adapun jenis penelitian yang digunakan adalah jenis penelitian studi pustaka. Hasil yang didapatkan dalam penelitian ini adalah etika bisnis Islam menurut Imam Al-Haddad terbagi menjadi dua sifat, yaitu etika yang bersifat wajib dan etika yang bersifat sunah. Adapun relevansi pemikiran Imam Al-Haddad terhadap perkembangan etika bisnis Islam adalah menyadari pentingnya belajar ilmu hukum Allah, tata cara niat ala Imam Al-Haddad, dan pentingnya memperkuat dan memperbaiki keyakinan pebisnis dalam berbisnis.
Analisis Penyelesaian Tindakan Side Streaming pada Pembiayaan Murabahah dalam Perspektif Fikih Muamalah di BRISyariah KC Jombang Azmil Futihatul Rizqiyah
JIES : Journal of Islamic Economics Studies Vol. 1 No. 3 (2020): October
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v1i3.251

Abstract

This research aims to analize the completion of side streaming actions on murabahah financing at BRISyariah KC Jombang and its review of fiqh muamalat. The method of this research used fiqheconomic approach with descriptive normative data analysis. Data field finding about the completion of side streaming were analyzed with refers to fiqh muamalat law. The results showed that the completion of side streaming actions on murabaha financing at BRISyariah was carried out in a persuasive way with administrative control. In the fiqh muamalat study, side streaming made a contract into fasakh. The solution of fasakh contract due to the side streaming is by changing the contract or re-contract. Practically, the completion of side streaming at BRISyariah KC Jombang has not fully accordance with fiqh muamalat because there is still not achieving the purpuso of the contract.
Peran Baitul Maal Wa Tamwil (BMT) Usaha Gabungan Terpadu (UGT) Sidogiri Dalam Pemberdayaan Pedagang Mikro Elya Zuliana; Ahmad Ajib Ridlwan; Masyhudan Dardiri
JIES : Journal of Islamic Economics Studies Vol. 2 No. 1 (2021): February
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v2i1.252

Abstract

Capital is one of the problems faced by micro traders. The presence of BMT is a solution for those who need capital assistance to develop a business, so it needs a direct role from BMT. This study aims to determine the financing mechanism in BMT UGT Sidogiri Cabang Jombang and to know the role of BMT UGT Sidogiri Cabang Jombang in empowering micro traders. The research method used is descriptive analysis method. Data collection techniques used are observation, interviews, and documentation. The results of this study indicate that 1) the financing mechanism in BMT UGT Sidogiri Cabang Jombang is very easy and fast by going through several stages, namely the applicant proposes financing by meeting the requirements, then analysis and survey will be carried out. After submission in acc, the next stage is he contract process and the disbursement process. 2) The role of BMT UGT Sidogiri Cabang Jombang in empowering micro traders is by providing capital assistance through financing. In addition to financing, BMT UGT Sidogiri Cabang Jombang also provides financing but has not been maximized, namely only as an initiative in the form of providing motivations to traders.
Implementasi Pengelolaan Dana Infaq Dalam Meningkatkan Kesejahteraan Masyarakat Jombang (Studi Kasus Lembaga Sosial Pesantren Tebuireng “LSPT”) Rochmatul Chuswinta; M. Syam'un Rosyadi
JIES : Journal of Islamic Economics Studies Vol. 1 No. 3 (2020): October
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v1i3.253

Abstract

Infaq is the giving of a portion of assets that can be issued to anyone for public purposes. This study aims to determine how the management of infaq funds at LSPT in the welfare of the peo[le of jombang. This research is a field research using a qualitative descriptive approach. The result showed that the implementation of infaq fund management at LSPT was very good, but the LSPT planning management was not optimal in the economic program. The implementation of infaq fund management at LSPT in the welfare of the people of Jombang has greatly benefited the people of Jombang, but service and funds channeled by LSPT, these funds are not only from a material perpective but also from a spiritual perpective through education and preache, as well as from a social perpective through health programs and social and humanitarian programs.
Analisis Kelayakan Pembiayaan Mudharabah di BMT Bina Ummat Sejahtera Cabang Cukir May Nor Azita; Ahmad Ajib Ridlwan; Athi Hidayati
JIES : Journal of Islamic Economics Studies Vol. 2 No. 1 (2021): February
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v2i1.255

Abstract

This research is motivated by the large number of prospective members applying for financing at the Cukir Branch of BMT BUS, one of which is mudharabah financing. Of course, of the many who proposed this financing, there are some obstacles, there are financing that is not easy, doubtful and stuck or said to be with financing problems. The purpose of this research is to identify the procedure for providing mudharabah financing as well as the feasibility of mudharabah financing along with the implementation of the 5C principle which is carried out at the Cukir Branch Branch Bus BMT. This research uses qualitative research using primary information taken using observations and interviews which are used to obtain information on mudharabah financing at the BMT Bus Cukir Branch and for secondary information research documentation: library research, Internet library books and overwriting the profile of BMT Bis. The research results show that in carrying out the mudharabah financing procedure at the BMT Bus Cukir Branch, it is very correct to carry out the 5C principle carefully to prospective members and likewise the feasibility of mudharabah financing to practice the 5C principle but for prospective members who have long and honestly met the needs of the BMT Bus Branch Cukir only analyzes using Capacity, Capital and Collateral.
Analisis Faktor yang Mempengaruhi Keputusan Nasabah Melakukan Take Over Pembiayaan Pensiun : (Studi Kasus Bank Syariah Mandiri KCP Krian) Ahmad Zubadar Oktorifal Diansyah son haji
JIES : Journal of Islamic Economics Studies Vol. 2 No. 1 (2021): February
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v2i1.316

Abstract

Nasabah memilih take over pembiayaan pensiun karena prinsip syariah namun di perkembangannya terjadi perdebatan atas teori tersebut pada sekelompok peneliti. Tujuan riset ini untuk mengetahui aspek syariah, tingkat margin, kualitas layanan dan faktor yang dominan dalam nasabah melakukan take over pembiayaan pension pada Bank Syariah Mandiri KCP Krian. Riset ini menggunakan proses kuantitatif menggambarkan data berupa angka. Pengumpulan data penelitian ini cara kuesioner. Populasi riset berjumlah 16 nasabah pembiayaan pension dan sampel 15 responden. Penyelidikan dalam riset ini dalah asumsi klasik dan analisis regresi berganda. Hasil menunjukan bahwa aspek syariah berpengaruh terhadap keputusan nasabah dengan nilai thitung (3,661)>ttable (2,35), tingkat margin tidak berpengaruh terhadap kepuasan nasabah dengan nilai thitung (-0,317)<ttabel (2,35), kualitas layanan berpengaruh terhadap keputusan nasabah dengan nilai thitung (2,931)>ttabel (2,35) dan variabel yang dominan dari ketiga variabel adalah aspek syariah dengan nilai (3,661)
Analisis Pengelolaan Dana Zakat Produktif Untuk Meningkatkan Kesejahteraan Umkm (Studi Kasus LAZISNU Jombang) Umi Rosyidah; Achmad Ajib Ridlwan; M. Syam'un Rosyadi
JIES : Journal of Islamic Economics Studies Vol. 2 No. 2 (2021): Juny
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v2i2.319

Abstract

Pengelolaan dana zakat produktif bertujuan untuk menaikkan energi guna zakat yang berdampak pada kesejahteran UMKM serta pemecahan kemiskinan. Fenomena yang ditemui dalam praktiknya merupakan akad dalam zakat produktif di LAZISNU Jombang memakai akad Qordhun Hasan. Riset ini bertujuan buat mengenali gimana pengelolaan dana zakat produktif yang diterapkan oleh LAZISNU Jombang serta gimana tinjauan dalam maqāṣid asy- syarīah terhadap manajemen pengelolaan dana zakat produktif di LAZISNU Jombang. Tipe riset ini merupakan penelitian kualitatif lapangan. Pengumpulan informasi yang digunakan dalam studi ini ialah obserbasi, wawancara, serta dokumentasi. Hasil penelitian ini menampilkan bahwa pemberian dana zakat produktif terhadap mustahik mempengaruhi terhadap kenaikan kesejahteraan mustahik. Pemberian dana zakat produktif sanggup membagikan usaha baru untuk mustahik yang di naungi oleh LAZISNU Jombang serta pengaruhi pemasukan mustahik. maqāṣid asy- syarīah bisa dijadikan standar acuan dalam pengelolaan dana zakat produktif. Perihal ini bisa berhubungan dengan dengan proses penyaluran dana zakat produktif memakai akad Qordhul Hasan sebagimana ulasan modal usaha. Kata Kunci: Zakat produktif, Kesejateraan, Maqāṣid asy-syarīah
Faktor – Faktor Yang Berdampak Terhadap Pendapatan Margin Murabahah Pada Bank BRI Syariah Periode 2012 - 2019 Ahmad Fatkhur Rizqi; Masyhudan Dardiri
JIES : Journal of Islamic Economics Studies Vol. 2 No. 1 (2021): February
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v2i1.327

Abstract

This study objective to  examine factor the impact income margin Murabahah in islamic banking Indonesia. Multiple   linier  regreson  analysis, coefficient of  determination, hypotesis testing and the classical   assumption  is the analyctic tool in this research. The islam bank in indonesia are the populaton in this study,   while . The sampling of this resarch is the bank BRI syariah in Indonesia by using saturated sampling method. The result show that, (1) the Murabahah Financing has a partial impact on the Murabahah margin income (2) the third party funds have a partial impact on the Murabahah margin income in BRI syariah, (3) the BI Rate has a partial impact on the Murabahah margin income in BRI syariah, and (4) the operational cost have a partial impact on Murabahah margin income in BRI syariah, while Variabel Murabahah Financing, Third Party Funds, BI Rate, and Operational Cost have a simultaneous impact on Murabahah margin income. The result of the coefficient of determination on the ajusted R Square value is 0.834, which means that the variable Murabahah Financing, Third Party Funds, BI Rate and Operational Cost impact Murabahah margin income by 83.4% Keywords : Murabahah margin, third party funds, BI Rate, biaya opearsional