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Contact Name
Hoiruddin Fathurohman
Contact Email
rifainstitute@gmail.com
Phone
+6285157680377
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Rifainstitute@gmail.com
Editorial Address
Perum Derwati Mas Jl. Derwati Mas, No.20 Rancasari, Ciwastra - Bandung
Location
Kota bandung,
Jawa barat
INDONESIA
ETNIK : Jurnal Ekonomi dan Teknik
Published by Cv.Rifainstitut
ISSN : 28087291     EISSN : 28086694     DOI : https://doi.org/10.54543/etnik.v1i1.9
ETNIK : Jurnal Ekonomi dan Teknik provides a means for ongoing discussion of the relevant issues that fall within the focus and scope of the journal that can be examined empirically. This journal publishes research articles in the Economic History, Applied Economics, Business and Finance, Environmental and Ecological Economics, Islamic Economics, Health Economics, Fiscal Economics, Monetary Economics, Political Economics, Civil Engineering,Electrical Engineering, Informatics Engineering,Craft Engineering,Architecture, Industrial Engineering, Mechanical Engineering, Engineering Education, and, Other related engineering fields. Articles published are the results of research, studies or scientific studies on important and current issues or scientific book reviews.
Arjuna Subject : Umum - Umum
Articles 5 Documents
Search results for , issue "Vol 1 No 1 (2021): ETNIK : Jurnal Ekonomi dan Teknik" : 5 Documents clear
Analisis Pendapatan Margin Murabahah Pada Koprasi Simpan Pinjam dan Pembiayaan Syari'ah Daud Abdul Kholik; Azmi Assidiqi
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 1 (2021): ETNIK : Jurnal Ekonomi dan Teknik
Publisher : Rifa'Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (388.04 KB) | DOI: 10.54543/etnik.v1i1.8

Abstract

This study aims to determine the level of development of murabahah margin income and determine the determination of murabahah financing margins at BMT Tamzis Cimahi Branch. In this study the authors conducted research using descriptive qualitative research methods with a case study approach, namely research conducted in depth about aspects of the social environment including humans in it, either individually, in groups, or in the environment around BMT Tamzis Cimahi branch. The conclusion that can be drawn from this study is that the factors in determining the murabahah margin are based on the ceiling value and financing period and are analyzed using th e 5C + 1S analysis principle including character, capacity, capital, condition, collateral, and sharia and the level of income development in BMT. Tamzis Cimahi branch experienced ups and downs from year to year where it can be seen from 2012 to 2016 the average income was Rp.262,183,200 with a total income of Rp.1,310,916,000 with details in 2013 it decreased by Rp.19,026,000 and decreased again. in 2014 with a total decrease of IDR 184,655,000. however, in 2015 the murabahah contract at BMT Tamzis increased again by Rp. 117,193,000 and in 2016 it increased again from the previous year of Rp. 70,409,000. The determination of the murabahah financing margin at BMT Tamzis undergoes several stages including starting with fundraising, deposit contracts, BMT, financing products, goods and then setting margins to generate income for BMT and 'attayya.
Sistem Informasi Manajemen Asset Berbasis Web Esti Susanti
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 1 (2021): ETNIK : Jurnal Ekonomi dan Teknik
Publisher : Rifa'Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (516.028 KB) | DOI: 10.54543/etnik.v1i1.9

Abstract

This web-based Asset Information System is a system that provides reports on the status of goods, the number of goods, records data on the purchase of goods, makes submissions and complaints of goods, and does not discuss intangible assets or non-monetary assets that can be identified but have no substance. physical assets, Examples of intangible assets are patents, copyrights, and trademarks. Problems that occur in asset processing at PT Telkom Indonesia Tbk The Service Solution Division is currently still using a data processing system in the form of Microsoft Excel. This is less efficient in terms of time, energy, and cost. With the development of technology, it can be used to overcome some of the obstacles faced today, such as by creating a system that helps in managing assets, inventory items, and also borrowing office inventory items to prevent damage, loss, or "ghost items". Web-based system development is used with system modeling, namely UML (Unified Modeling Language), including use case diagrams, activity diagrams, sequence diagrams, and class diagrams. The asset management system development methodology uses a prototype model, PHP programming, and MYSQL database.
Pelatihan Kewirausahaan Dalam Pengembangan Umkm Di Masa Pandemi Fillia Anggita; Zailani Zailani
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 1 (2021): ETNIK : Jurnal Ekonomi dan Teknik
Publisher : Rifa'Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (280.056 KB) | DOI: 10.54543/etnik.v1i1.10

Abstract

As we know, the MSME business is one of the sectors most affected by the COVID-19 outbreak. The impact of the pandemic has resulted in many workers being forced to stay home. During the pandemic, there was a change in the consumption pattern of people's goods and services from offline to online. Many MSME actors have difficulty in achieving the targets that must be achieved when the economy is disrupted. This change in pattern, followed by Micro, Small and Medium Enterprises (MSMEs) in order to survive, and can develop so that they are able to face new normal conditions, Digitalization has become an important necessity, as evidenced by the Large-Scale Social Restriction Period (PSBB) which has increased the utilization of e-learning, eCommerce, digital literacy, delivery requests, and the need for medical/cleaning equipment, however, cannot deny the existence of the problem of digitizing MSMEs. In some remote areas, limited internet access is still an obstacle. The understanding of MSME actors towards technology, limited online marketing, production processes and online market access are still considered not optimal enough. Furthermore, consumers still feel insecure in conducting digital transactions. The purpose of this research is to overcome these problems, and help residents through the program "Entrepreneurship training in developing MSMEs during the pandemic in Nelayan Indah Village" and teaching residents to use digital properly.
Pengaruh Discount Policy Terhadap Tingkat Penjualan Hari Imbrani
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 1 (2021): ETNIK : Jurnal Ekonomi dan Teknik
Publisher : Rifa'Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (300.33 KB) | DOI: 10.54543/etnik.v1i1.11

Abstract

The discount policy applied by the company will affect the level of sales, how the company applies the discount policy and how the sales level increases due to the policy and how much influence the implementation of this discount policy has on the company's sales level. This type of research is descriptive statistics with a correlational approach. The study concludes that discount policy has an effect on increasing sales at PT. Lembang Abadi Indah Bandung by 93%, the remaining 7% is influenced by factors, the magnitude of the significant influence is with a very strong relationship between the two variables, namely 0.965, the relationship is functionally with a linear regression approach, namely Y = 1.650. 267 + 13,687X, the results of the hypothesis test state that Ho is rejected and Ha is accepted because t count (10.335) > t table (4.473).
Strategi Promosi Tabungan iB Maslahah Dalam Meningkatkan Jumlah Nasabah Pipin Priatna; Andri Sutira
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 1 (2021): ETNIK : Jurnal Ekonomi dan Teknik
Publisher : Rifa'Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (253.891 KB) | DOI: 10.54543/etnik.v1i1.12

Abstract

Promotion strategy is the beginning of product introduction to consumers, which is very important because it relates to the benefits that will be obtained by the company. If it is supported by well-structured planning, then the promotion strategy will be very useful. This research is a scientific research with descriptive qualitative research methods, namely research that seeks to decide the division of the current problem based on data, analysis and interpretation, which aims to find theories from the field. The promotional strategy carried out by the Funding Officer for the iB Maslahah Savings product to increase the number of customers, namely: Making offers to campus agencies, schools, and others by picking up the ball. Promotional offers carried out by Funding Officers through social media such as Instagram, WhatsApp and print media such as local newspapers and Bandung radio as well as through the installation of banners located in strategic places. In the promotional strategy for the iB Maslahah savings product at Bank BJB Syariah KCU Bandung, there has been significant growth from the last 3 years with a pick-up and ball promotion strategy as well as through social media Instagram and Whatsapp as well as by installing banners.

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