cover
Contact Name
Azmi Assidiqi
Contact Email
Azmi.assidiqi158@gmail.com
Phone
+6285157680377
Journal Mail Official
Rifainstitute@gmail.com
Editorial Address
Perum Derwati Mas Jl. Derwati Mas 1, No. 20, Kec. Rancasari, Kota Bandung, Jawa Barat, Indonesia. Kode Pos 40292
Location
Kota cirebon,
Jawa barat
INDONESIA
ETNIK : Jurnal Ekonomi dan Teknik
ISSN : 28087291     EISSN : 28086694     DOI : https://doi.org/10.54543/etnik.v1i1.9
ETNIK : Jurnal Ekonomi dan Teknik provides a means for ongoing discussion of the relevant issues that fall within the focus and scope of the journal that can be examined empirically. This journal publishes research articles in the Economic History, Applied Economics, Business and Finance, Environmental and Ecological Economics, Islamic Economics, Health Economics, Fiscal Economics, Monetary Economics, Political Economics, Civil Engineering,Electrical Engineering, Informatics Engineering,Craft Engineering,Architecture, Industrial Engineering, Mechanical Engineering, Engineering Education, and, Other related engineering fields. Articles published are the results of research, studies or scientific studies on important and current issues or scientific book reviews.
Arjuna Subject : Umum - Umum
Articles 186 Documents
Analisis Pendapatan Margin Murabahah Pada Koprasi Simpan Pinjam dan Pembiayaan Syari'ah Daud Abdul Kholik; Azmi Assidiqi
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 1 (2021): ETNIK : Jurnal Ekonomi dan Teknik
Publisher : Rifa'Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (388.04 KB) | DOI: 10.54543/etnik.v1i1.8

Abstract

This study aims to determine the level of development of murabahah margin income and determine the determination of murabahah financing margins at BMT Tamzis Cimahi Branch. In this study the authors conducted research using descriptive qualitative research methods with a case study approach, namely research conducted in depth about aspects of the social environment including humans in it, either individually, in groups, or in the environment around BMT Tamzis Cimahi branch. The conclusion that can be drawn from this study is that the factors in determining the murabahah margin are based on the ceiling value and financing period and are analyzed using th e 5C + 1S analysis principle including character, capacity, capital, condition, collateral, and sharia and the level of income development in BMT. Tamzis Cimahi branch experienced ups and downs from year to year where it can be seen from 2012 to 2016 the average income was Rp.262,183,200 with a total income of Rp.1,310,916,000 with details in 2013 it decreased by Rp.19,026,000 and decreased again. in 2014 with a total decrease of IDR 184,655,000. however, in 2015 the murabahah contract at BMT Tamzis increased again by Rp. 117,193,000 and in 2016 it increased again from the previous year of Rp. 70,409,000. The determination of the murabahah financing margin at BMT Tamzis undergoes several stages including starting with fundraising, deposit contracts, BMT, financing products, goods and then setting margins to generate income for BMT and 'attayya.
Sistem Informasi Manajemen Asset Berbasis Web Esti Susanti
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 1 (2021): ETNIK : Jurnal Ekonomi dan Teknik
Publisher : Rifa'Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (516.028 KB) | DOI: 10.54543/etnik.v1i1.9

Abstract

This web-based Asset Information System is a system that provides reports on the status of goods, the number of goods, records data on the purchase of goods, makes submissions and complaints of goods, and does not discuss intangible assets or non-monetary assets that can be identified but have no substance. physical assets, Examples of intangible assets are patents, copyrights, and trademarks. Problems that occur in asset processing at PT Telkom Indonesia Tbk The Service Solution Division is currently still using a data processing system in the form of Microsoft Excel. This is less efficient in terms of time, energy, and cost. With the development of technology, it can be used to overcome some of the obstacles faced today, such as by creating a system that helps in managing assets, inventory items, and also borrowing office inventory items to prevent damage, loss, or "ghost items". Web-based system development is used with system modeling, namely UML (Unified Modeling Language), including use case diagrams, activity diagrams, sequence diagrams, and class diagrams. The asset management system development methodology uses a prototype model, PHP programming, and MYSQL database.
Pelatihan Kewirausahaan Dalam Pengembangan Umkm Di Masa Pandemi Fillia Anggita; Zailani Zailani
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 1 (2021): ETNIK : Jurnal Ekonomi dan Teknik
Publisher : Rifa'Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (280.056 KB) | DOI: 10.54543/etnik.v1i1.10

Abstract

As we know, the MSME business is one of the sectors most affected by the COVID-19 outbreak. The impact of the pandemic has resulted in many workers being forced to stay home. During the pandemic, there was a change in the consumption pattern of people's goods and services from offline to online. Many MSME actors have difficulty in achieving the targets that must be achieved when the economy is disrupted. This change in pattern, followed by Micro, Small and Medium Enterprises (MSMEs) in order to survive, and can develop so that they are able to face new normal conditions, Digitalization has become an important necessity, as evidenced by the Large-Scale Social Restriction Period (PSBB) which has increased the utilization of e-learning, eCommerce, digital literacy, delivery requests, and the need for medical/cleaning equipment, however, cannot deny the existence of the problem of digitizing MSMEs. In some remote areas, limited internet access is still an obstacle. The understanding of MSME actors towards technology, limited online marketing, production processes and online market access are still considered not optimal enough. Furthermore, consumers still feel insecure in conducting digital transactions. The purpose of this research is to overcome these problems, and help residents through the program "Entrepreneurship training in developing MSMEs during the pandemic in Nelayan Indah Village" and teaching residents to use digital properly.
Pengaruh Discount Policy Terhadap Tingkat Penjualan Hari Imbrani
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 1 (2021): ETNIK : Jurnal Ekonomi dan Teknik
Publisher : Rifa'Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (300.33 KB) | DOI: 10.54543/etnik.v1i1.11

Abstract

The discount policy applied by the company will affect the level of sales, how the company applies the discount policy and how the sales level increases due to the policy and how much influence the implementation of this discount policy has on the company's sales level. This type of research is descriptive statistics with a correlational approach. The study concludes that discount policy has an effect on increasing sales at PT. Lembang Abadi Indah Bandung by 93%, the remaining 7% is influenced by factors, the magnitude of the significant influence is with a very strong relationship between the two variables, namely 0.965, the relationship is functionally with a linear regression approach, namely Y = 1.650. 267 + 13,687X, the results of the hypothesis test state that Ho is rejected and Ha is accepted because t count (10.335) > t table (4.473).
Strategi Promosi Tabungan iB Maslahah Dalam Meningkatkan Jumlah Nasabah Pipin Priatna; Andri Sutira
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 1 (2021): ETNIK : Jurnal Ekonomi dan Teknik
Publisher : Rifa'Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (253.891 KB) | DOI: 10.54543/etnik.v1i1.12

Abstract

Promotion strategy is the beginning of product introduction to consumers, which is very important because it relates to the benefits that will be obtained by the company. If it is supported by well-structured planning, then the promotion strategy will be very useful. This research is a scientific research with descriptive qualitative research methods, namely research that seeks to decide the division of the current problem based on data, analysis and interpretation, which aims to find theories from the field. The promotional strategy carried out by the Funding Officer for the iB Maslahah Savings product to increase the number of customers, namely: Making offers to campus agencies, schools, and others by picking up the ball. Promotional offers carried out by Funding Officers through social media such as Instagram, WhatsApp and print media such as local newspapers and Bandung radio as well as through the installation of banners located in strategic places. In the promotional strategy for the iB Maslahah savings product at Bank BJB Syariah KCU Bandung, there has been significant growth from the last 3 years with a pick-up and ball promotion strategy as well as through social media Instagram and Whatsapp as well as by installing banners.
Pengaruh Financial Ratio dan Corporate Governance terhadap Financial Distress Perbankan Syariah Indonesia Periode 2013 – 2019 Rizky Syaepullah; Eko Atmadji
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 2 (2021): ETNIK : Jurnal Ekonomi dan Teknik
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Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (416.038 KB) | DOI: 10.54543/etnik.v1i2.15

Abstract

Profitability and financing efficiency are the main indicators of changes in macroeconomic conditions. In theperiod 2015 – 2018, Islamic banking has not shown positive numbers in profitability and financing efficiency. This shows that the overall development of Islamic banking has not been able to maintain the level of financial health of the company. If Islamic banking cannot maintain the level of financial soundness, then the potential for Islamic banking to experience bankruptcy conditions begins with financial distress conditions becoming greater. This study aims to analyze the effect of financial ratio variables such as financial ratio variables, namely operating costs of operating income, capital adequacy ratio and current ratio and is focused on corporate governance consisting of the board of commissioners and the board of directors that affect financial distress in Islamic banking. Samples were selected by purposive sampling method as many as 14 sharia banks listed on the Indonesia Stock Exchange with a data collection period of 2013 – 2019. The data used is secondary data. Data analysis uses fixed effect model estimation and classic assumption test. The results showed that the variable financial ratio and corporate governance simultaneously affect the condition of financial distress. The conclusion of the study is that the board of directors does not have a significant positive effect on financial distress, but the capital adequacy ratio and current ratio have a significantly positive effect on financial distress. While the operational costs of operating income and the board of commissioners have a significant negative effect on financial distress conditions
Pentingnya Motivasi Dalam Menumbuhkan Minat Berwirausaha Dewi Purwaningsih
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 2 (2021): ETNIK : Jurnal Ekonomi dan Teknik
Publisher : Rifa'Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (158.503 KB) | DOI: 10.54543/etnik.v1i2.16

Abstract

Strong motivation in running a business is needed in addition to the intentions and enthusiasm that exist in an entrepreneur. With a strong motivation can encourage entrepreneurs to start a business well to achieve the target to be determined. This study aims to explain and explain the importance of motivation in growing interest in entrepreneurship. The method used in this study is a qualitative approach method with descriptive analytical and explanatory studies as well as data collection through literature studies, literature / and related documentation related to the importance of motivation in growing interest in entrepreneurship. High motivation in a person will encourage the entrepreneur to carry out all activities and activities in entrepreneurship. With the existing motivation will arise the will and interest of entrepreneurs to run their business in order to continue to grow and achieve the goals that have been set.
Sistem Informasi Penerimaan Siswa Baru Berbasis Web pada SMK Muhammadiyah 7 Jakarta Lupi Rahman; Deni Murdiani
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 2 (2021): ETNIK : Jurnal Ekonomi dan Teknik
Publisher : Rifa'Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (628.942 KB) | DOI: 10.54543/etnik.v1i2.17

Abstract

The problem that often occurs in the implementation of new student admissions is the delay in time from the decision holder who is in charge of distributing new student admission circulars that are not on time while prospective students have come to school and are ready to register, in the admission process they still use the form. in paper form so that prospective students are required to come to school and fill out data, there is no system capable of assisting the admissions process, and files used for registration are sometimes lost when they are needed to check student data. In order to create an adequate system that is able to overcome the problems that occur, it is necessary to create a system that can overcome the process of accepting new students quickly and according to the planned schedule. penelitian This provides a solution by reviewing some of the theory and field observations in order to design new admissions information system based on web. The application development methodology that the author uses is the SDLC (System Develop Life Cycle) method with the waterfall process model until the testing stage. The programming language used is PHP and utilizes the MySQL database as a database server. This New Student Admissions information system provides information in the form of registration activities for new prospective students, verification of registration requirements, and announcement of written test results for all prospective new students who register at SMK Muhammadiyah 7. This New Student Admission application provides convenience in carrying out the Admission process. New Students, especially for prospective new students who are outside Jakarta, or for prospective new students who are quite far from the location of SMK Muhammadiyah 7
Meningkatkan Pendapatan Melalui Daur Ulang Limbah Masyarakat Nur Indah Pratami; Zailani Zailani
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 2 (2021): ETNIK : Jurnal Ekonomi dan Teknik
Publisher : Rifa'Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (230.516 KB) | DOI: 10.54543/etnik.v1i2.18

Abstract

The problem of garbage is a classic problem that repeatedly faced by the surrounding residents, especially in the Village of Peace. Because of the amount and level of danger, waste, especially plastic waste composed of chemicals, is difficult to decompose so that it is dangerous for the environment, so it is necessary to process waste to turn plastic waste into something useful. Based on surveys in the peaceful village area, North Binjai people still mostly do not have a fixed income. The implementation of the results of plastic bottle waste treatment into liquid hand soap packaging products in Damai Village was carried out to raise awareness of residents and provide ideas on how to increase their income. In addition, it can minimize pollution, so that the residents of The Peace Village can be more concerned about environmental cleanliness. The methods used in the program of utilizing plastic waste as packaging products are divided into two, namely the stage of exposure or explanation and the stage of practice to the community. Through training and mentoring the manufacture of hand washing soap and the utilization of plastic bottle waste, residents get insight into business opportunities that can be created through these creative ideas, and residents are already able to make liquid hand soap that can be sold. Through the training program on making hand soap in Damai Village, it is hoped that it can be an alternative to the use of plastic bottle waste which can be a product that can help improve the economy of the surrounding community.
Pengaruh Biaya Produksi Dan Biaya Operasional Terhadap Laba Perusahaan Farmasi Di Indonesia Pada Kurun Waktu 2016 - 2018 Anshori Budiono; Nofriandi Nofriandi; Tuti Herawati; Zaharuddin Zaharuddin; Supriyadi Supriyadi
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 2 (2021): ETNIK : Jurnal Ekonomi dan Teknik
Publisher : Rifa'Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (624.675 KB) | DOI: 10.54543/etnik.v1i2.19

Abstract

Consumer goods have direct demand characteristics, meaning that consumers are the determinants of purchasing consumer goods. On the other hand, the pricing of consumer goods is determined by retailers, not by producers. Under these conditions, the production and operational costs for producing goods must be as small as possible so that the retailer's selling price to the public can be accepted by consumers.The purpose of this study is to see the effect of increasing production costs and operating costs of pharmaceutical companies in Indonesia in the period 2016 to 2018. The research method is carried out by processing quarterly data on production costs, operating costs, and net income of two pharmaceutical companies in Indonesia during that period. The linearity test of the relationship was carried out by Spearman, Kendall, and Pearson correlation analysis. Meanwhile, to get the relationship, multiple regression was carried out using the Ordinary Least Square and Weighted Least Square methods From the data analysis, using the OLS method, the coefficient values ??of the increase in production costs and operating costs are 0.393 and 0.002. Meanwhile, the WLS method obtained the coefficient values ??of 0.382 and 0.010. This study concludes that there is a potential for increasing profits which is dominated by production factors. In this case, there is the potential to increase the company's profit by increasing production capacity.

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