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Contact Name
Wardatus Syarifah
Contact Email
syarifah13.ws@gmail.com
Phone
+6285236713552
Journal Mail Official
assyarikahjournal@gmail.com
Editorial Address
Kampus Pusat IDIA Prenduan Pondok Pesantren Al-Amien Prenduan, Sumenep, Jawa Timur Kode Pos 69465
Location
Kab. sumenep,
Jawa timur
INDONESIA
Assyarikah : Journal of Islamic Economic Business
ISSN : -     EISSN : 27752763     DOI : 10.28944
Core Subject : Economy,
Journal of Assyarikah: Journal of Islamic Economic Business is a scientific journal published to support the development of Islamic economics and Islamic finance. Journal of Assyarikah: Journal of Islamic Economics and Islamic Finance will contain articles related to Islamic economic studies in both theoretical and practical studies. Editors receive contributions in the form of articles, scientific works from scientific enthusiasts in the field of Islamic economics and Islamic finance.
Articles 20 Documents
PENGARUH PELATIHAN TERHADAP KINERJA KARYAWAN BANK PEMBIAYAAN RAKYAT SYARIAH BHAKTI SUMEKAR SUMENEP cici' insyiah
Assyarikah: Journal of Islamic Economic Business Vol 1, No 2 (2020): Assyarikah: Journal of Islamic Economic Business
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (435.122 KB) | DOI: 10.28944/assyarikah.v1i2.384

Abstract

Sharia banking is now starting to become a solution, no longer just an alternative to financial problems, as evidenced by the 1998 monetary crisis, Islamic banking remained strong. This is of course supported by the existence of management elements that have been managed well by Islamic banking. The existence of employee performance that continues to increase, and training is part of these management elements, so that the positive stigma of Islamic banking can be endemic to the wider community. The purpose of this study was to determine the effect and magnitude of the effect of training on the performance of employees of BPRS Bhakti Sumekar Sumenep. This study uses a quantitative approach with a simple linear regression analysis technique. The results of the study indicate that there is an effect of training on the performance of employees of BPRS Bhakti Sumekar Sumenep. Based on the results of the coefficient of determination (R2) using SPSS version 18, with the acquisition of R square of 0.129. This means that 12.9% of employee performance is explained through training for employees of BPRS Bhakti Sumekar Sumenep. While the remaining 87.1% can be explained by other factors. From the results of this study, this is caused by, First: The training program cannot be transferred in daily tasks. because the method used in the company is different, this happens because sometimes the training material provided is about conventional banks while this is not in accordance with the BPRS Bhkti Sumekar Sumenep. Second: There is no follow-up regarding the results of the training. The absence of evaluation after the implementation of the training resulted in the ineffectiveness of the results of the training itself, because there was no serious follow-up regarding training in the world of work. This is where the manager's job as a leader must be keen to see and analyze the training program. So that the training provided to employees will be beneficial for employees.
EMPIRICAL STUDY OF CUSTOMER SATISFACTION AND CUSTOMER LOYALTY: THE ROLE OF INNOVATION CAPABILITY AND ETHICAL BEHAVIOR Nurul Hidayati; Zainurrafiqi Zainurrafiqi
Assyarikah: Journal of Islamic Economic Business Vol 1, No 1 (2020): Assyarikah: Journal Of Islamic Economic Business
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (498.127 KB) | DOI: 10.28944/assyarikah.v1i1.212

Abstract

Banking sector need to find the right strategy in providing Customer Satisfaction and increase Customer Loyalty. Based on previous empirical research, this study emphasizes the importance of Innovation Capability and Ethical Behavior as the antecedents of Customer Satisfaction. Data were collected from 200 customers of Bank in Pamekasan regency and analyzed using Structural Equation Model (SEM). The major findings include first, Innovation Capability has significant effect on Customer Satisfaction. Second, Ethical Behavior has significant effect on Customer Satisfaction. Third, Customer Satisfaction has significant effect on Customer Loyalty.
PENGARUH KEPEMIMPINAN TRANSFORMASIONAL TERHADAP KINERJA KARYAWAN DENGAN MOTIVASI KERJA SEBAGAI VARIABEL INTERVENING (SURVEY PADA KARYAWAN PT. MARINAL INDOPRIMA SUMENEP) Moh Herman Djaja; Zainurrafiqi Zainurrafiqi
Assyarikah: Journal of Islamic Economic Business Vol 2, No 1 (2021): Assyarikah
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (512.974 KB) | DOI: 10.28944/assyarikah.v2i1.367

Abstract

In the current era of industry 4.0, the competition for various businesses is increasingly dynamic, for that companies are required to always improve their management so that they can survive and run, so they do not lose in the competition. In order for the company's goals to be achieved, it is necessary to improve the quality of the employee's performance itself, one of the factors that affect employee performance is the leader. A leader who is able to control organizational processes by providing motivation that is able to influence employee performance to achieve organizational goals. The purpose of this study is to determine how much influence transformational leadership has on employee performance through work motivation. This study uses a quantitative method with a descriptive approach. The sample used was 50 respondents, with saturated sampling technique. The type of data used in the form of primary data in the form of questionnaires and secondary data in the form of documents. Analysis of the data used is a path analysis model with SPSS version 21. The results of this study indicate that Transformational Leadership has a positive and significant effect on employee performance. Motivation has a positive and significant effect on employee performance. Transformational Leadership has a positive and significant effect on Motivation, and Transformational Leadership has a positive and significant effect on Employee Performance with Motivation as an intervening variable. 
IMPLEMENTASI AKAD QARDHUL HASAN PADA BANK WAKAF MIKRO ALPEN BAROKAH MANDIRI PRENDUAN Sudianto Sudianto; Ricky Septiana
Assyarikah: Journal of Islamic Economic Business Vol 1, No 2 (2020): Assyarikah: Journal of Islamic Economic Business
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (6001.476 KB) | DOI: 10.28944/assyarikah.v1i2.317

Abstract

Bank Wakaf Mikro merupakan lembaga keuangan yang pendiriannya difasilitasi  langsung oleh Oteritas Jasa Keuangan, Bank Wakaf Mikro merupakan bentuk dari Lembaga Keuangan Mikro Syariah dalam program pemberdayaan masyarakat melalui pendirian LKM Syariah di sekitar pesantren. Tidak dikatakan bank Karena pembiayaan yang dipakai baru qardhul hasan, qardhul hasan merupakan akad yang pokok pembiayaannya bisa dikembalikan atau tidak karna sifat dari qardhul hasan ialah tolong menolong. Artikel ini akan menelaah data secara mendalam agar bisa mengetahui penerapan qardhul hasan pada Bank Wakaf Mikro menggunakan jenis penelitian Kualitatif, dalam teknik pengumpulan data menggunakan teknik observasi, wawancara dan dokumentasi. Hasil dari penelitian di Bank Wakaf Mikro Alpen Barokah Mandiri menunjukkan bahwa pengelolaan akad qardhul hasan telah terlaksana, dibuktikan dengan masyarakat sekitar pondok pesantren terbantu akan adanya pembiayaan qardhul hasan ini.Kata Kunci : implementasi, BWM, Qardhul Hasan
PENENTUAN HARGA JUAL PRODUK DENGAN METODE COST PLUS PRICING DALAM PERSPEKTIF ISLAM Moh Helmi Hidayat
Assyarikah: Journal of Islamic Economic Business Vol 1, No 1 (2020): Assyarikah: Journal Of Islamic Economic Business
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (426.626 KB) | DOI: 10.28944/assyarikah.v1i1.216

Abstract

The rise of the halal life style or the halal lifestyle opens up great opportunities for related business people, especially those in the Al Khudaifi Muslim koko clothing business in Pamekasan Madura. This also provides da'wah opportunities for actors in the Islamic economy. Islam teaches humankind to cooperate in economic activities so that it is mutually beneficial. The variable costing method, the cost of production which is calculated in the calculation of the cost of goods manufactured is only composed of variable production costs, namely raw material costs, direct labor costs, and factory variable overhead costs. The purpose of this study is to determine and analyze the cost plus pricing method in Al-Khudaifi's confectionery business in Pamekasan Madura in Islamic terms and the benefits of implementing cost plus pricing. This study uses descriptive qualitative research methods, namely research that describes data and information based on facts obtained in the field regarding production costs and production prices in the Al-Khudaifi Pamekasan Madura confection business. The results of this study indicate that the calculation of the selling price of Al-Khudaifi -Khudaifi with the cost plus pricing method only takes into account the elements of production costs, while non-production costs are not taken into account. In determining the selling price of the cost plus pricing method, all elements of production costs are calculated to be total costs, after which add a mark up of 15% of the total production. The determination of product prices in the Al-Khudaifi Confection business is not in the context of lowering the market prices that have been established in the community so as not to harm other traders. Suggestions for Al-Khudaifi's confection must be correct in setting the selling price. Competitive selling prices in the market will have an impact on the ups and downs of interest in selling an item. Entrepreneurs need to carry out an evaluation in determining product prices, both old prices and new prices. For business continuity, the business owner considers how to determine the selling price of the product based on cost plus pricing, where the selling price that is determined includes all costs that are budgeted for expenses and the level of profit will be obtained.
INFLASI DALAM PERSPEKTIF EKONOMI SYARIAH: PENDEKATAN KEUANGAN FISKAL DAN MONETER Fitra Azkiya Firdiansyah
Assyarikah: Journal of Islamic Economic Business Vol 2, No 1 (2021): Assyarikah
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (306.022 KB) | DOI: 10.28944/assyarikah.v2i1.371

Abstract

Penelitian ini mencoba menganalisa persoalan inflasi dalam perpektif islam dalam area Pendekatan Keuangan Fiskal Dan Moneter. Sejauh ini inflasi selalu menjadi ukurang yang digunakan dalam berbagai indikator kemajuan perekonomian suatu negara, Maka dari itu Pentingnya dalam memahami Penjabaran Inflasi dalam islam serta mengontrolnya. Penelitian ini bersifat kualitatif merupakan jenis penelitian studi pustaka (library research). Sumber data serta hasil penelitian berupa deskripsi. Hasil Analisis menunjukkan Biaya pendanaan hanya menjadi faktor penekan pergerakan moneter, sehingga yang dibutuhkan adalah mendorong pengembangan kawasan asli dengan kerangka pembagian manfaat daripada biaya pinjaman. Karena dalam skala besar, permintaan moneter masyarakat umum yang dijunjung kerangka Ribawi tidak akan pernah sempurna
EKONOMI, ORANG TUA DAN PENDIDIKAN TINGGI (STUDI PADA PETANI SIWALAN MASYARAKAT DESA PRAGAAN DAYA PRAGAAN SUMENEP) Mujibno Mujibno
Assyarikah: Journal of Islamic Economic Business Vol 1, No 2 (2020): Assyarikah: Journal of Islamic Economic Business
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (363.737 KB) | DOI: 10.28944/assyarikah.v1i2.391

Abstract

The economic status of parents has an important role in influencing children's education. Higher education for children is very urgent, especially in responding to the challenges of this era. As a parent, there is not much that can be done except by providing the best education.The purpose of this study is to identify and describe. First, how is the perception of the palm farmers towards the higher education of their children in Batu Jaran Hamlet, Pragaan Daya Village, Pragaan Sub-District. Second, what factors motivate parents to continue their children's education to college? This study uses a qualitative field research approach, while the methods used are observation, interviews and documentation methods.As for the results of this study, it can be concluded that the perception of palm farmers towards their children's higher education still assumes that the cost of higher education for their children is still expensive while their average income is low. so that the palm farmers, must really take into account the income and expenditure. This is done so that their children can still go to school to the highest level of education.
STRATEGI FUNDRAISING ZAKAT INFAQ SHADAQAH DI LAZISNU DAN LAZISMU DI KABUPATEN PAMEKASAN Iqbal Rafiqi; Maftuhatul Faizah
Assyarikah: Journal of Islamic Economic Business Vol 1, No 1 (2020): Assyarikah: Journal Of Islamic Economic Business
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (547.402 KB) | DOI: 10.28944/assyarikah.v1i1.214

Abstract

In the May-August period of 2018 the amount of LAZISNU Pamekasan Regency was very large, amounting to Rp. 979,154,185.00 while in LAZISMU Pamekasan Regency Rp. 67,624,888.00 plus in 2018 LAZISMU received the 2018 BAZNAS Award as the LAZNAS category with the best fundraising growth. That is what underlies researchers to study more deeply in the form of scientific work in the form of a thesis. This study aims to determine and describe the formulation of fundraising strategies, the implementation of fundraising strategies as well as the supporting and inhibiting factors for the implementation of Zakat Infaq Shadaqah fundraising strategies in LAZISNU and LAZISMU Pamekasan Regency. This study uses a qualitative approach to the type of descriptive research. Sources of data obtained through interviews, observation and documentation. The informants are the governing body, managers, LAZ management and fundraising staff. The findings of this study are Implementation of the fundraising strategy of zakat infaq shadaqah at LAZISNU Pamekasan Regency was carried out in collaboration with other organizations under the auspices of NU, Alfamart throughout Pemekasan, shops, NU coins, donors, rice yields, NU-Cash and through LAZISNU accounts in BRI and BMT Banks NU Mandiri. Whereas in Pamekasan Regency LAZISMU is carried out on direct withdrawal of muzakki funds, donors, coin cans, coin boxes, magazines, brochures as well as maximizing the Sang Surya BMT copling application and SMS notification service and transfer to the LAZISMU BSM account
EFEKTIVITAS IMPLEMENTASI E-BUDGETING DALAM MEWUJUDKAN GOOD GOVERNANCE DENGAN MODEL CIPP (STUDI KASUS PADA KOTA SURABAYA) Iqbal Rafiqi; Nur Hidayah Selviyanti
Assyarikah: Journal of Islamic Economic Business Vol 1, No 2 (2020): Assyarikah: Journal of Islamic Economic Business
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (608.882 KB) | DOI: 10.28944/assyarikah.v1i2.381

Abstract

The EDGI position in Indonesia is in the range of 0.25 – 0.58 (middle-EDGI), this is certainly a demand for the government to find reliable solutions. Along with the development of the industrial era 4.0. This study aims to describe, analyze, determine the effectiveness of the implementation of e-budgeting, its operational processes and how to evaluate the fulfillment of good governance principles with the CIPP method. This study uses descriptive qualitative methods with the aim of identifying, evaluating, and interpreting previous research that is relevant to the topic. This descriptive qualitative is through the assessment of the CIPP model (Context, Input, Process and Product) in realizing good governance which is carried out by planning, conducting (conducting a review) and reporting (reporting). The literature search in this research was started by selecting articles from academic databases. The results of the study indicate that the implementation of e-budgeting in the Surabaya city government is feasible to continue because it has been proven to run effectively when viewed from the nine principles of good governance with the assessment model of four CIPP components. In the first, context, the implementation of e-Budgeting has succeeded in achieving its initial goals, namely budget transparency and accountability. Furthermore, in terms of input, the use of facilities and infrastructure as well as human resources is adequate. In terms of the process, e-Budgeting simplifies and minimizes errors in the RKA preparation process. Also, in terms of output (product), e-Budgeting improves the quality of fulfilling the nine principles of good governance.
ANALISIS PERBANDINGAN AKTIVA TETAP BERDASARKAN PSAK TERHADAP LAPORAN KEUANGAN PT. MARINAL INDOPRIMA Citra Larashati Surya; Fathorrahman Fathorrahman; Alfi Hasaniyah
Assyarikah: Journal of Islamic Economic Business Vol 2, No 1 (2021): Assyarikah
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (282.065 KB) | DOI: 10.28944/assyarikah.v2i1.450

Abstract

Companies in the face of increasingly advanced business developments, a company that is founded must have a goal in order to make the company live in One form of investment is fixed assets that are used in the company's normal activities, researchers conducted a study aimed at comparing the method of depreciation of fixed assets based on PSAK against financial statements at PT. Marinal Indoprima is long term, meaning that the company must maintain its viability in achieving its goals. The research method used is descriptive quantitative research type, and the type of data used is quantitative data sourced from secondary data and primary data as well as data collection procedures through documentation. The results showed that the company has applied the method of depreciation of fixed assets based on PSAK. In its application, the company has distinguished fixed assets and how to obtain them by way of cash or credit purchases and built themselves. And the way the company assesses it considers all the costs incurred by the company to get fixed assets until they are ready for use. Represents the acquisition cost of its fixed assets, for depreciation of its fixed assets the company uses the straight-line method. And the researcher compares with the method of the number of years and the double declining balance method. With the sum of years digits method, the depreciation expense is compared with the straight-line method. Smaller the number of years, whereas with the double-declining balance method compared to by the straight line method. For the termination or disposal of fixed assets must obtain approval from the board of directors and disclosure and reporting is done at the end of the year. 

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