cover
Contact Name
Firdha Aksari Anindyntha
Contact Email
firdhaaksari@umm.ac.id
Phone
+6282231878288
Journal Mail Official
jofei@umm.ac.id
Editorial Address
Jl. Raya Tlogomas 246 Malang, Indonesia, 65144 Phone 0341-460318 Department of Economic Development, Faculty of Economics and Business, University of Muhammadiyah Malang
Location
Kota malang,
Jawa timur
INDONESIA
Journal of Financial Economics & Investment
ISSN : 29872820     EISSN : 28089413     DOI : https://doi.org/10.22219/jofei.v2i1.19441
Core Subject : Economy,
including financial economics, banking finance, corporate finance, public sector finance, international finance, Islamic finance, financial risk management and analysis, financial accounting and reporting, investment education, investment behavior, public sector investment, private sector investment, portfolio and trade optimization, investment management.
Articles 45 Documents
ANALISIS FAKTOR INTERNAL DAN EKSTERNAL PENENTU PEMBIAYAAN MURABAHAH PADA PERBANKAN SYARIAH DI INDONESIA Nikmatur Rohmah; Idah Zuhroh
Journal of Financial Economics & Investment Vol. 1 No. 1 (2021): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (870.767 KB) | DOI: 10.22219/jofei.v1i1.17270

Abstract

Murabahah financing is the agreement to buy and sell goods between the bank and the customer at the price of the acquisition plus the profit margin agreed by both parties, where the sharia bank buys the goods needed by the customer and then To the customer in question. This research aims to analyse internal and external factors determining the Murabahah financing on Sharia banking in Indonesia. The data used in this study is secondary data of I-IV in the period of 2013-2018, which is sourced from the Financial Services Authority and World Bank official website. Data analysis techniques use a regression analysis of data panels with the help of Statistics software program Eviews9. The results showed that the Capital Adequacy Ratio (CAR), Third Party Fund (DPK), Non Performing Financing (NPF) and inflation simultaneously affected the murabahah financing on Sharia banking in Indonesia with the value of F-count ( 185.5056) > F-table (2.42). The result of T test shows that CAR has no effect on Murabahah financing, then DPK, NPF and inflation partially have a significant positive influence on financing murabahah on sharia banking in Indonesia.
PENGARUH NILAI TUKAR, INFLASI DAN PRODUK DOMESTIK BRUTO TERHADAP NERACA TRANSAKSI BERJALAN Sintya Bella Artha Mevia
Journal of Financial Economics & Investment Vol. 1 No. 2 (2021): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1204.203 KB) | DOI: 10.22219/jofei.v1i2.17787

Abstract

In theory, if the exchange rate depreciates and inflation falls, the current account balance will increase. However, the exchange rate in 2012, 2013 and 2018 depreciated and inflation in 2012 and 2018 fell but current transactions also fell. Likewise, inflation in 2017 rose but current transactions also rose. This study uses a quantitative approach using secondary data through Bank Indonesia and the Central Statistics Agency. With the results of sig. The t-statistic test is 0.89 > 0.05 and the t-count value is 1.744 < t table (2,015). This is not in accordance with the hypothesis. The inflation variable has a negative and significant relationship to the current account balance in Indonesia. With the results of the t-statistics test with a negative value of t-count is -3.025 < t table (2.015) with a sign value. of 0.02 < 0.05. The gross domestic product variable has a negative and significant relationship to the current account balance in Indonesia. the results of the t-statistics test with a tcount of -3.231 < t table (2,015) with a sig value. of 0.04 < 0.05. This is in accordance with the hypothesis that the exchange rate has a positive but not significant effect on the current account balance. Inflation and gross domestic product have a negative and significant effect on Indonesia's current account balance.
PENGARUH FINANCIAL TECHNOLOGY TERHADAP PENDAPATAN USAHA KECIL DAN MENENGAH DI DESA LANDUNGSARI KECAMATAN DAU KABUPATEN MALANG Nurvenia Nurvenia; Mohammad Faisal Abdullah
Journal of Financial Economics & Investment Vol. 1 No. 3 (2021): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (826.039 KB) | DOI: 10.22219/jofei.v1i3.17788

Abstract

This study aims to find out the Effect of Financial Tehnology on Small BusinessIncome. The  type of data used in this study is a type of Primary data that is qualitative and quantitative. Sampling techniques      using  purposive sampling  techniques  with  a total of    50  respondents.   The  data  analysis technique used  is the Multiple Linear  Regression  method.  The results in  this   study  are   partially    Digital Payments positively  and  significantly affect the income  of  small  businesses  in the village of Landungsari  Subdistrict  Dau  Malang,    Financial Management  has a  positive  and  significant effect on the income  of  small  businesses  in  the village  landungsari  Subdistrict Dau  Malang. Then simultaneously, Digital Payments and Financial Management  has  positively and  significantly  affect the income  of  small  businesses  in the village  of Landungsari Subdistrict  Dau Malang.
ANALISIS PENGARUH VARIABEL MAKRO EKONOMI TERHADAP KINERJA KEUANGAN PERUSAHAAN FOOD AND BEVERAGE YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2016-2020 Ganis Dwiky Damayanti; Mohammad Faisal Abdullah; Happy Febrina Hariyani
Journal of Financial Economics & Investment Vol. 1 No. 1 (2021): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (934.801 KB) | DOI: 10.22219/jofei.v1i1.17790

Abstract

This research aims to determine effect of macroeconomic variables consisting of inflation, interest rates, and exchange rates on the financial performance of food and beverage company issuers on the Indonesia Stock Exchange. Moreover, the financial variable was measured by Return On Equity (ROE). The population in this research is the issuers of the food and beverage company on the Indonesia Stock Exchange during the period 2016-2020 that is as many as 27 issuers. The sample selection is done by using purposive sampling method and obtained a sample of 19 issuers. This research uses panel data regression. The results of the research concluded that macroeconomic variables consisting of inflation, interest rates, and exchange rates Simultaneously, had a significant effect on company performance. Partially inflation and exchange rates have a significant negative effect. Meanwhile, interest rate have no significant negative effect on the financial performance of companies in the food and beverage company issuers on the Indonesia Stock Exchange
PENGARUH BAGI HASIL, INFLASI, DAN BI RATE TERHADAP SIMPANAN DANA PIHAK KETIGA PADA BANK UMUM SYARIAH Dyana Ramadhani; Mohammad Faisal Abdullah
Journal of Financial Economics & Investment Vol. 1 No. 2 (2021): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (842.428 KB) | DOI: 10.22219/jofei.v1i2.17794

Abstract

This study aims to determine the effect of profit sharing, inflation, and bi rate on deposits of third party Islamic banks. The population used in this study is all Islamic banks registered in Bank Indonesia and Otoritas Jasa Keuangan. The sample in this study used the census method as many as 14 Islamic banks. The data analysis used multiple linear analysis method. The results in this study partially the profit sharing variable and the BI Rate have a significant effect on deposits and third parties, the inflation variable has a negative and insignificant effect on deposits of third party funds. Simultaneously the variables for profit sharing, BI Rate, and inflation have a significant effect on third party funds deposits.
DAMPAK KREDIT PT PNM MEKAAR TERHADAP KINERJA USAHA ULTRA MIKRO DI KECAMATAN BATU Bunga Adelia Mayangsari; Idah Zuhroh; Syamsul Hadi
Journal of Financial Economics & Investment Vol. 1 No. 1 (2021): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (661.182 KB) | DOI: 10.22219/jofei.v1i1.17795

Abstract

This study aims to analyze the performance of ultra micro businesses after obtaining venture capital financing from PT. Permodalan Nasional Madani (PNM). Judging from the performance and impact felt by ultra micro entrepreneurs in Batu District, after receiving financing from PT. PNM. This study uses primary data, with a simple regression analysis tool. The results showed that the financing program from PNM Mekaar had an impact on increasing capital, increasing turnover, increasing operating profits and increasing assets. However, this does not affect the increase in the workforce and the increase in business branches of ultra micro entrepreneurs in Batu District.
PENGARUH HARGA, PROMOSI, DAN KEMUDAHAN BERTRANSAKSI TERHADAP MINAT MENGGUNAKAN LAYANAN MOBILE PAYMENT GO-PAY SELAMA PANDEMI Rhofita Elva Yolanda; Mohammad Faisal Abdullah
Journal of Financial Economics & Investment Vol. 1 No. 1 (2021): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (885.652 KB) | DOI: 10.22219/jofei.v1i1.17798

Abstract

In 20220 the global society being together dealing with the Covid-19 virus which the WHO later declared this virus to be of international concern because it was considered a public health emergency. As a result, many people prefer to do activities from home, one of them is doing shopping transaction activities. In this advanced modern era, people don’t need to be difficult to leave the home to shop, because there is much application that provides online buying and selling service, one of wich is the Gojek application wich has the Go-Pay feature. this research is quantitative research using the method of multiple linear regression analysis cross-sections which was analyzed by sPSS 16.0. the result of this study indicates that simultaneously the variable of price has not significant, than promotion, and ease of transaction has a significant effect on interest in using Go-Pay mobile payments. The coefficient of determination (R2) shows that 34.4 percent f the interest in using Go-Pay mobile payments and the remaining 66.6 percent is explained by other variables not examined. When viewed partially, promotion and ease of transaction have a significant effect on interest in using Go-Pay mobile payments, while price doesn't significantly affect interest in using Go-Pay mobile payments.
PENGARUH KREDIT USAHA RAKYAT (KUR) TERHADAP PERKEMBANGAN USAHA MIKRO (STUDI PADA NASABAH BANK RAKYAT INDONESIA UNIT KESAMBEN KABUPATEN BLITAR) Devi Vela Maslikhah; Idah Zuhroh; Syamsul Hadi
Journal of Financial Economics & Investment Vol. 1 No. 1 (2021): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (652.437 KB) | DOI: 10.22219/jofei.v1i1.18183

Abstract

Penelitian ini bertujuan untuk mendeskripsikan profil KUR BRI Kesamben dan mengetahui pengaruh KUR terhadap perkembangan usaha mikro di Dusun Sanan Kecamatan Kesamben Kabupaten Blitar. Dalam penelitian ini menggunakan metode kuantitatif dan menggunakan data primer, 21 sampel pengusaha mikro dan dianalisis menggunakan regresi linear sederhana. Hasil penelitian menunjukkan bahwa sektor usaha KUR BRI Kesamben meliputi: sektor pertanian, perdagangan, pertambangan, industri pengolahan minyak, gas dan air, jasa pendidikan, dan jasa kesehatan. Dalam analisis SWOT yang terdiri dari Strenght (Kekuatan), Weakness (Kelemahan), Opportunities (Peluang), dan Threats (Ancaman). Untuk dapat menentukan strategi yang akan dijalankan maka BRI memanfaatkan kekuatan serta peluang yang dimiliki. Dengan hasil analisis regresi linear sederhana, KUR berdampak signifikan terhadap kinerja pengusaha mikro yang ditinjau dari aspek asset, omzet penjualan, dan pendapatan.
ANALISIS PENGARUH TINGKAT SUKU BUNGA, NILAI TUKAR DAN INFLASI TERHADAP HARGA SAHAM PERBANKAN PADA TAHUN 2011-2020 Huda Mulya Muslimin; Arfida Boedirochminarni; Dwi Susilowati
Journal of Financial Economics & Investment Vol. 1 No. 2 (2021): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (722.222 KB) | DOI: 10.22219/jofei.v1i2.18741

Abstract

The purpose of this study is to reaffirm the effect of interest rates, exchange rates and inflation on banking stock prices in 2011-2020 and to strengthen the results of previous studies. The data sources for this research were obtained from the official website of Bank Indonesia, the Central Bureau of Statistics, and the Indonesia Stock Exchange. The population in this study were 45 banks. The research sample used was purposive sampling technique. The analysis technique used is a quantitative technique, then it is estimated by means of a qualitative test of the influence of the variables both simultaneously and partially and using a panel data regression model test, classical assumptions, linear data panel analysis to the coefficient of determination r-square. The results showed that the results of the separate test showed a positive and significant effect on the interest rate variable, then the exchange rate variable obtained a positive and significant effect while the inflation variable had a negative and insignificant effect. This is because if inflation occurs, the price will decrease so that inflation must continue to increase and in such a way that there are no fluctuations in order to stabilize inflation.
PENGARUH BI RATE, INFLASI DAN KURS TUKAR TERHADAP PERFORMA LIKUIDITAS PERBANKAN KONVENSIONAL DI MASA PANDEMI COVID-19 Rizqi Dwi Aditya; Happy Febrina Hariyani
Journal of Financial Economics & Investment Vol. 1 No. 2 (2021): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1130.564 KB) | DOI: 10.22219/jofei.v1i2.18751

Abstract

The liquidity ratio is a metric that measures a bank’s capacity to meet short-term obligations and repay money disbursed when they are due. The goal of this study is to examine the performance of conventional banking liquidity during the covid-19 pandemic, as well as the impact of the BI rate, inflation and exchange rate variables on conventional banking liquidity. Secondary data from public reports on the websites of the Financial Services Authority (OJK), Bank Indonesia (BI), the Central Statistics Agency (BPS), and the Ministry of Trade from the first quarter of 2020 to the first quarter of 2021 was used in this study. Method The analysis used in this study uses panel data regression analysis. The result of this research is that the BI rate variable has a positive and significant effect on liquidity. Inflation and Exchange Rate variables have a negative and significant effect on liquidity.