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Zulfikar Bagus Pambuko
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cakrawala@ummgl.ac.id
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The Faculty of Islamic Studies, Universitas Muhammadiyah Magelang Jl. Bambang Soegeng KM. 5, Mertoyudan Magelang, Central Java, Indonesia, 56172
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Cakrawala: Jurnal Studi Islam
Published by Universitas Muhammadiyah Magelang
ISSN : 18298931     EISSN : 25500880     DOI : https://doi.org/10.31603/cakrawala
Core Subject : Religion, Economy, Humanities,
Religion Humanities Economics, Econometrics & Finance
CJSI is a scientific journal of Islamic studies managed by Universitas Muhammadiyah Magelang, Indonesia. This journal is issued twice a year and it is a tool for Indonesian researchers, academics, and practitioners who are interested to channel their thoughts and findings. This journal should cover Islam both as a textual tradition with its own historical integrity and as a social reality which was dynamic and constantly changing. However, with the higher interest in the research of Islamic studies, since 2021, the journal open the widest possible access for overseas researchers to contribute and share their findings. CJSI invite researchers to contribute ideas on the main scope of Islamic Law; Islamic Economics and Business; Zakah, Waqf, and Islamic Social Finance; Quranic and Hadith Studies; Islamic Philosophy; Islamic Thought and Literature; Islam and Peace; Science and Civilization in Islam; Islam in Local; and Islam and Gender.
Arjuna Subject : Seni dan Humaniora - Studi Agama
Articles 5 Documents
 1 
Search results for , issue "Vol 16 No 1 (2021)" : 5 Documents clear
Settlement of Non-Performing Financing without Collateral: An Analytical Study on Islamic Rural Banks Riduwan Riduwan; Dwi Santosa Pambudi; Muhammad Alfian Lukluk Firdausi; Nurul Huda
Cakrawala: Jurnal Studi Islam Vol 16 No 1 (2021)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (339.275 KB) | DOI: 10.31603/cakrawala.3983

Abstract

Financing through Islamic banks carries a high risk of not being paid according to the contract's terms. As a result, Islamic banks must adhere to a stricter prudence standard. This research looks at the problem-solving model of non-collateral financing, which is influenced by both internal and external factors and carries a higher risk because the client lacks a material legal bond. The research sample consisted of 30 Indonesian Islamic Rural Banks' (BPRS) directors and commissioners. Questionnaires and in-depth interviews were used to collect data, which was then analyzed using content analysis techniques. The findings of this study show that the non-performing financing settlement model is implemented with early business assistance and then followed by financing relaxation. If no solution is found or the client declares bankruptcy, they may be released with a write-off using reserve funds from the account of writing off accounts receivable or social funds.
Moral Hazard in Market Activities: A Textual and Contextual Perspective Review of Hadith Agus Miswanto
Cakrawala: Jurnal Studi Islam Vol 16 No 1 (2021)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (582.631 KB) | DOI: 10.31603/cakrawala.4222

Abstract

The purpose of this research is to analyze at the moral hazard of market activity in the Prophet's hadith. The market is a place where traders can engage in economic activity in order to make a profit. Some traders are forced to compromise their morality due to profit motivation. This is a qualitative descriptive research. This study employs the hermeneutic method, which entails examining the text and context in order to fully comprehend the prophet's hadith. The findings of this study show that Allah despises the market, which is an expression of the prophet's feelings about the types of market activity carried out by traders that are prohibited by Shari'a. Usury, gharar, and maisir are examples of traders' moral hazard behavior, which causes injustice and harm to third parties.
The Relevance of Akhlaqi Sufism to Economic Behavior: Thoughts of Shaykh Abdul Qodir Al-Jailani Muhammad Arief Hidayat; Asyari Hasan
Cakrawala: Jurnal Studi Islam Vol 16 No 1 (2021)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (337.877 KB) | DOI: 10.31603/cakrawala.4299

Abstract

Sufism and economics are not the same thing. Sufism, according to popular belief, only teaches moral beliefs toward God and has nothing to do with the world, whereas economic behavior, on the other hand, is a worldly activity that has nothing to do with God. This is a huge oversight that humans are currently making, particularly in economic activities. As a result, the relevance of Sheikh Abdul Qodir Al-Sufism Jailani's thought to economic behavior is discussed in this study. This study will take a qualitative approach with a literature review. Sufism is very relevant to be applied and becomes a motive in economic activities, according to the findings of this study. The three concepts of Al-Jaelani, takhalli tahalli tajalli, will be the driving force of Islamic business ethics, directing good economic activities and bringing closer the concept of work as worship, for good in this world and hereafter.
Leaders and Leadership: An Overview of Abdul Rani Mahmud's Thoughts Muhamad Tisna Nugraha; Muhammad Rahmatullah
Cakrawala: Jurnal Studi Islam Vol 16 No 1 (2021)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (388.937 KB) | DOI: 10.31603/cakrawala.4445

Abstract

From the perspective of an Islamic scholar from Pontianak, Abdul Rani Mahmud (1912 – 1993 AD), this study aims to reveal the character values that should be attached to leaders in carrying out their roles, duties, and functions. The main source for this study is a typed text by Abdul Rani Mahmud, which was analyzed using a qualitative method. According to the findings of this study, a leader is someone who genuinely wants to be the mouthpiece of the people he leads, and who sincerely wants to be able to fight for what has become a common goal and benefit. A leader's leadership character should include eight characteristics: 1) intelligence (fathonah), 2) trustworthiness, 3) fairness, 4) honesty (shidiq), 5) hard work (ikhtiar), 6) religiosity, 7) responsibility, and 8) populism.
Theological Stage of Islamic Studies in the West Aisyah Mawar Octavia; Isa Anshori
Cakrawala: Jurnal Studi Islam Vol 16 No 1 (2021)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (428.506 KB) | DOI: 10.31603/cakrawala.4497

Abstract

Islamic studies is a distinct field of study in the West, particularly in Europe, that is both complex and integral to the larger intellectual current. Even in its early stages, Islamic studies became inextricably linked to political currents in Western countries, giving rise to the term 'orientalism.' The purpose of this research is to consider a variety theological stage that have occurred in the development of Islamic studies in the West. This study reveals that there are three stages in Western-style Islamic studies, namely theological, political, and scientific stages, through a review of the literature. In the West, the study of Islam begins with the paradigm that Islam is a religion that can be studied from any perspective and with such freedom. The issue of dar al-Islam versus dar al-harb, understanding the text and sources of basic and contextual principles, understanding and application of governance Islamic courts (Usul al-Fiqh), the concept of Islam as a universal religion, and ijtihad issues are among the theological issues and Islamic legislation related to the issue of European Muslim identity.

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