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Contact Name
Niken Lestari
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jurnal.labatila@gmail.com
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+6282134075363
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jurnal.labatila@gmail.com
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Kantor Fakultas Ekonomi dan Bisnis Islam IAINU Kebumen Jl. Tentara Pelajar No. 55 B Kebumen Jawa Tengah Email: iainufebi@gmail.com / jurnal.labatila@gmail.com Website: http://ejournal.iainu-kebumen.ac.id/index.php/lab 
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INDONESIA
Labatila: Jurnal Ilmu Ekonomi Islam
ISSN : 26146894     EISSN : 26213818     DOI : https://doi.org/10.33507/labatila
Core Subject : Economy,
Jurnal Labatila adalah jurnal kajian ekonomi syariah, lembaga keuangan syariah, dan bisnis syariah. Jurnal Labatila berusaha untuk menyajikan karya ilmiah dalam bentuk tulisan yang mengulas permasalahan perekonomian yang sesuai perspektif syariah. Kajian yang disampaikan dapat berupa kuantitatif maupun kualitatif. Ruang lingkup Labatila terbatas pada Ekonomi Islam, Perbankan dan Keuangan Islam, Manajemen Ekonomi Islam, Hukum Ekonomi Islam, Manajemen Zakat Infaq Shodaqoh dan Wakaf, Kewirausahaan dan Bisnis Islam, Pemasaran Islam, Akuntansi Islam, dll.
Articles 6 Documents
Search results for , issue "Vol 5 No 01 (2021)" : 6 Documents clear
Peran LAZISNU terhadap Kesejahteraan Muallaf pada Masa Pandemi Covid-19 (Studi Kasus di Sorong Papua Barat) Annisa Mangole
LABATILA : Jurnal Ilmu Ekonomi Islam Vol 5 No 01 (2021)
Publisher : Lembaga Penelitian dan Pengembangan Masyarakat IAINU Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (201.803 KB) | DOI: 10.33507/labatila.v4i02.383

Abstract

This study aims to determine the role of LAZISNU in fostering the economy of converts to Sorong, West Papua through the distribution of zakat, infaq, and alms during the Covid-19 pandemic. The research approach used in this study is a descriptive qualitative approach using the case study method. The informants in this study consisted of LAZISNU Sorong management and Muallag administrators who received capital loans during the Covid-19 pandemic. Data collection was carried out by observation, interview and documentation techniques. The results showed that during the Covid-19 pandemic LAZISNU Sorong succeeded in prospering converts through an economic development program where the success of LAZISNU Sorong's economic development was measured by indicators of fulfilling basic needs, additional needs, education, health, economic security, social care and worship.
Bahaya Praktik Riba dan Etika Upaya Pencegahannya Niken Lestari; Adam Surya
LABATILA : Jurnal Ilmu Ekonomi Islam Vol 5 No 01 (2021)
Publisher : Lembaga Penelitian dan Pengembangan Masyarakat IAINU Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (276.991 KB) | DOI: 10.33507/labatila.v4i02.384

Abstract

In the context of providing handling in dealing with the dangers of usury , business ethics or morals in doing business are necessary. Because in doing business it's not only related horizontally, that is, to fellow human beings, but in all business it is also required to have a good relationship vertically vertically. These business ethics include the principles of faith and piety, intentions that are sincere, virtuous, noble, lawful business, fulfilling rights, learning manners and practicing Islamic muammalah, avoiding all transactions that are prohibited by the Shari'a, including riba, and keeping commitments. Ethics in business is really needed for business people, because in doing business we don't only think about profits but more about the common good, so that all parties will feel benefited without exception.
Implementasi Kebijakan Restrukturisasi Pembiayaan UMKM Terdampak Covid-19 dan Manajemen Risiko Force Majeure Pada PT. BPRS Ikhsanul Amal Gombong Mukhsinun Mukhsinun; Sinta Nurikurnia
LABATILA : Jurnal Ilmu Ekonomi Islam Vol 5 No 01 (2021)
Publisher : Lembaga Penelitian dan Pengembangan Masyarakat IAINU Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (228.313 KB) | DOI: 10.33507/labatila.v4i02.385

Abstract

The financing restructuring policy is a policy of providing concessions to customers in making financing installment loans, the aim of which is to help customers who have problems in installment loans. Of course, this has a reason why customers experience credit problems, namely the Covid-19 pandemic. This time the author will conduct research on MSME financing customers with problems due to force majeure or natural disasters due to the Covid-19 Pandemic. This pandemic has greatly affected the economic sector, MSMEs are the most affected because people's activities are limited to leaving the house, resulting in the income of MSME entrepreneurs dropping dramatically. Implementation of a policy of relaxation or restructuring of MSME financing affected by Covid-19 and force majeure risk management carried out by PT. BPRS Ikhsanul Amal Gombong is quite good, the process is fast, only waiting for ± 3 days, the submission process is easy and the policy is very helpful for MSME customers affected by Covid-19. Risk management implemented by PT. BPRS Ikhsanul Amal Gombong, which includes: Prudential Banking Principles (careful), Establishment of Allowance for Earning Assets (PPAP), Intensive Billing, Product Marketing Strategy, Guarantee Binding.
Mekanisme Kerja Dewan Pengawas Syari'ah dan Sistem Pelaporan DPS di BPRS Muhammad Achid Nurseha; Khoirotun Nisatasni
LABATILA : Jurnal Ilmu Ekonomi Islam Vol 5 No 01 (2021)
Publisher : Lembaga Penelitian dan Pengembangan Masyarakat IAINU Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (206.895 KB) | DOI: 10.33507/labatila.v4i02.386

Abstract

This research examines the working mechanism of the Sharia Supervisory Board (DPS) in Islamic banking in Indonesia. This research adopts content-based analytical methods, and legal regulations, descriptive analysis studies related to the research topic. The data used is based on relevant sources and relies on several research journals that have been done previously. The method used in this research is a qualitative approach method. Qualitative research is research that is descriptive in nature and tends to use analysis. The results of the study conclude that the DSN MUI as an institution that issues fatwas can coordinate and equate perceptions with DPS placed in Islamic banks in Indonesia in supervising Islamic banking operations.
Pengaruh Inflasi, Tingkat Suku Bunga, Nilai Tukar, PDB, Bagi Hasil Terhadap Deposito Mudharabah Bank Syariah Bukopin Anniesatun Nurul Aliefah
LABATILA : Jurnal Ilmu Ekonomi Islam Vol 5 No 01 (2021)
Publisher : Lembaga Penelitian dan Pengembangan Masyarakat IAINU Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (471.709 KB) | DOI: 10.33507/labatila.v4i02.387

Abstract

The purpose of this study was to determine the effect of inflation, bank interest rates, exchange rates, GDP and profit sharing rates on the amount of Mudharabah deposits of Bank Syariah Bukopin. The data used in this research is quarterly data for 2008-2015 taken from various sources. This study uses quantitative methods with secondary data and is assisted by the SPSS 20 program. The results of this study indicate that inflation has no effect on mudharabah deposits as indicated by the sig. > α, namely 0.725 > 0.05 and t count -357. The interest rate variable has a negative effect on mudharabah deposits as indicated by the sig. 0.008 < 0.05 and t count -2.943. The profit sharing variable has a significant effect on mudharabah deposits with a sig value. 0.001 <0.05 and the calculated t value is 3.708. The exchange rate variable has no effect on mudharabah deposits with a sig > α value, namely 0.71 > 0.05 and a t count 1.910. The GDP variable has no effect on mudharabah deposits with a sig > α value, namely 0.71 > 0.05 and a t-count value of 1. 906. The R2 value is 0.770 which means that the independent variables in this regression model are able to explain 77.0% of the dependent variable and the remaining variables are explained others that are not included in this model.
Peran Fintech Syari’ah Untuk Pemulihan Ekonomi Masa Pandemi Covid-19 (UMKM di Indonesia) Novita Wulandari; Annisa Mangole
LABATILA : Jurnal Ilmu Ekonomi Islam Vol 5 No 01 (2021)
Publisher : Lembaga Penelitian dan Pengembangan Masyarakat IAINU Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (237.241 KB) | DOI: 10.33507/labatila.v4i02.388

Abstract

The impact of the Covid-19 outbreak has slowed down some business activities. Other institutions are needed that can support the development of MSMEs in the midst of the Covid-19 outbreak, one of which is sharia fintech. This paper aims to describe alternative funding using Islamic Financial Technology (Fintech) for the recovery of MSMEs affected by the Covid-19 Pandemic in Indonesia. The method used in this research is descriptive analysis with a qualitative approach where this approach explains research on a subject. Data sources are secondary data obtained through library research in the form of journals, news articles, and books related to research. The data that has been collected will be classified, then verified whether it is in accordance with the research and then analyzed. The results of the study found that during the Covid-19 Pandemic the turnover of MSMEs decreased and many MSMEs did not have business capital reserves. PT. Ammana can be a solution for community capital, especially MSMEs and Fintech, which can help improve the effectiveness of government financing assistance and as a parameter that shows an increase in public financial literacy, especially MSMEs in accessing financing and financial transactions.

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