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Contact Name
Harun Alrasyid
Contact Email
perbankansyariah_feb@unisma.ac.id
Phone
+6282140804137
Journal Mail Official
perbankansyariah_feb@unisma.ac.id
Editorial Address
Jl. Mayjen Haryono No.193, Dinoyo, Kec. Lowokwaru, Kota Malang, Jawa Timur 65144
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Kota malang,
Jawa timur
INDONESIA
Islamic Economics and Finance Journal
Published by Universitas Islam Malang
ISSN : -     EISSN : 27454266     DOI : https://doi.org/10.33474/laswq
Core Subject : Economy, Science, Social,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences
The scope of El-Aswaq are limited to islamic economics, islamic banking and finance, islamic economic management, islamic economics law, management Zakat, Infaq, Shodaqoh, and Waqf, islamic entrepreneurship and business, islamic economics thought, islamic insurance, islamic accounting
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 7 Documents
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Search results for , issue "Vol. 2 No. 2 (2021): El-Aswaq" : 7 Documents clear
PENGARUH LABEL HALAL, KUALITAS PRODUK DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN PADA PRODUK MINUMAN SARI APEL DI DESA ANDONOSARI Alifiyatul Fitriyah; Noor Shodiq Askandar; Afifuddin Afifuddin
El-Aswaq: Islamic Economics and Finance Journal Vol. 2 No. 2 (2021): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

This study aims to determine the effect of partial and simultaneous halal label, productquality and price on consumer purchasing decisions on apple cider beverage productsin Andonosari village. This research is a quantitative research. The method used to testthe hypothesis is to use an instrument test, normality test, classical assumption test,multiple linear regression analysis and hypothesis testing with simultaneous test (Ftest), coefficient of determination (R2) and partial test (t test). The sample in this studywas 52 respondents with the provisions that each respondent is a consumer of AppleSari beverage products who reside in the Andonosari Village area and consumers whoknow and have consumed Apple Sari beverage products. The data used is primary dataobtained directly through consumer questionnaires on apple cider beverage products inAndonosari village. The results showed that the halal label, product quality and pricehad an effect either partially or simultaneously on purchasing decisions on apple ciderdrink products in Andonosari village. The results of the research on the hypothesis,show that the halal label has a positive and significant effect on purchasing decisions,product quality has a positive and significant effect on purchasing decisions, and pricehas a positive and significant effect on purchasing decisions.
PENGARUH INFLASI DAN NILAI TUKAR TERHADAP PROFITABILITAS BANK UMUM SYARIAH YANG LISTING DI OJK TAHUN 2016-2020 Asniza Afhami; Maslichah Maslichah; Harun Alrasyid
El-Aswaq: Islamic Economics and Finance Journal Vol. 2 No. 2 (2021): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

This study aims to determine the effect of inflation and exchange rates on theprofitability of Islamic Commercial Banks listed at OJK in 2016-2020. The analyticalmethod used in this research is multiple linear regression analysis. for hypothesis testingusing SPSS. The results of this study indicate that 1) the inflation variable has asignificant negative effect on profitability (Y). 2) the exchange rate variable has no effecton profitability (Y). while the inflation and exchange rate variables affect profitability.
Pengaruh Persepsi Bagi Hasil, Promosi, Dan Kualitas Pelayanan Perbankan Syariah Terhadap Minat Nasabah Dalam Menggunakan Tabungan Mudharabbah (Studi Kasus Pada Mahasiswa UNISMA) Berliana Farah Annisa; Noor Shodiq Askandar; Afifudin Afifudin
El-Aswaq: Islamic Economics and Finance Journal Vol. 2 No. 2 (2021): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

This study aims to determine the effect of perceptions of profit sharing, promotion,and service quality on customer interest in using mudharabbah savings. Thepopulation in this study were students majoring in Islamic banking, FEB UNISMA,2017, 2018, and 2019 totaling 252 people. The number of samples in this study usedpurposive sampling. The analytical tool used is multiple linear regression analysisusing SPSS 25. The results of this study indicate that the variables for profit sharing(X1), promotion (X2), and service quality (X3) have a significant positive effectsimultaneously on customer interest (Y).
Analisis Penerapan Prinsip-Prinsip Syariah Pada Akad Tabarru di Produk Asuransi Syariah ( Studi Kasus Asuransi Prudential Cabang Sampang ) Laylati Alifatul Mutmainah; Dwiyani Sudaryanti; Harun Al Rasyid
El-Aswaq: Islamic Economics and Finance Journal Vol. 2 No. 2 (2021): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

This study was used to determine the analysis of sharia principles in the insurance PrudentialIndonesia Sampang branch. This research includes qualitative methods, with interview anddocumentation data collection techniques. The principles applied to Prudential insurance in theSampang branch are: 1) mutual assistance, 2) justice, 3) trustworthiness, 4) willingness, 5)monotheism, 6) prohibition of usury, 7) prohibition of maysir, 8) prohibition of gharar. With theresults of Prudential Indonesia Insurance, the Sampang Branch has implemented shariaprinciples in accordance with the DSN-MUI Fatwa No.21/DSN-MUI/X/2001 concerning generalguidelines for sharia insurance, DSN-MUI Fatwa. The mechanism for managing tabarru' fundsat Prudential Indonesia's Sampang Branch is in accordance with DSN-MUI Fatwa NO. 53/DSNMUI/III/2006 concerning tabarru' contracts in sharia insurance, DSN-MUI Fatwa No. 81/DSNMUI/III /2011 Regarding the refund of tabarru' for insurance participants who quit before theend of the agreement period.
Determinan Minat Membayar Zakat Pada Baznas Kota Malang Muhammad Yusup Hasyim Asngari; Maslichah Maslichah; Junaidi Junaidi
El-Aswaq: Islamic Economics and Finance Journal Vol. 2 No. 2 (2021): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

Penelitian ini bertujuan untuk mengetahui determinan minat membayar zakat pada baznas kota malang. Sampel diambil menggunakan metode rumus slovin. Jenis data yang digunakan dalam penelitian ini menggunakan teknik analisis regresi linier berganda. Hasil analisis data mengindikasikan bahwa pada ketika yang sama akibat transparansi instansi, akuntabilitas, pemahaman dan kesadaran bakal minat menunaikan zakat di pasar-pasar Kota Malang. Sebagian, akibat transparansi kelembagaan, akuntabilitas, pemahaman dan kesadaran dominan positif terhadap minat menunaikan zakat di baseban Kota Malang.
Determinan Minat Masyarakat Menggunakan Layanan Syariah Link Aja Silahuddin Silahuddin; Maslichah Maslichah; Junaidi Junaidi
El-Aswaq: Islamic Economics and Finance Journal Vol. 2 No. 2 (2021): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

This study aims to analyze and determines the determinants of public interestin using sharia Link Aja service. This study belongs to quantitative associativeresearch. The sampling technique was carried out using the Slovin formula. Therewere 100 respondents from the Malang City community who only use sharia Link Ajaservice. The data was analysed by using multiple linear regression analysis usingSPSS 14. The results showed that the perceived usefulness variable (X1) had apositive and significant effect on interest in using (Y), the perceived trust variable(X2) had a positive and significant effect on interest in using (Y), subjective normvariable (X3) had a positive and significant effect on interest in using (Y).
Pengaruh Halal Awareness dan Sertifikasi Halal pada Produk Kecantikan MS Glow terhadap Minat Beli Muslim Millennial Venisa Ayu Syafira; Nur Diana; Harun Al Rasyid
El-Aswaq: Islamic Economics and Finance Journal Vol. 2 No. 2 (2021): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

This study aims to determine the effect of halal awareness and halal certification onMS Glow beauty product on purchase intention of Muslim Millennial. This type ofresearch is quantitative research. Sampling was done by using the non probabilitysampling with accidental sampling method. There are 102 respondents who areMuslim Millennial in Malang and using MS Glow beauty product. The analytical toolused is Multiple Linear Regression Analysis using SPSS 25. The result showed thatthe variable Halal Awareness (X1) had a positive and partially significant effect onpurchase intention (Y), halal certification (X2) had positive and significant effect onpartial to purchase intention (Y).

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