cover
Contact Name
Nafiah
Contact Email
nafiah@insuriponorogo.ac.id
Phone
+6285735682845
Journal Mail Official
jief@insuriponorogo.ac.id
Editorial Address
Kampus Insuri Ponorogo Jln. Batoro Katong No. 32 Ponorogo
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Indonesian Journal of Islamic Economics and Finance
ISSN : -     EISSN : 28081102     DOI : https://doi.org/10.37680/ijief
Core Subject : Economy, Social,
Indonesian Journal of Islamic Economics and Finance E-ISSN (28081102) is a journal wich is biannually issued and publishes new editions in June and December. The journal publisher is Institut Agama Islam Sunan Giri (INSURI) Ponorogo and managed by Departement of Islamic Economics INSURI. The publication of this journal is tightly-peer with a double bind reviewed process using Open Journal System (OJS) for the magazine. The journal can be accessed openly on the website.
Articles 25 Documents
Penerapan Zakat, Infak, Sedekah, dan Wakaf sebagai Strategi Kebijakan Fiskal pada Sharia Microfinance Institution Eny Latifah
Indonesian Journal of Islamic Economics and Finance Vol 1 No 1 (2021)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (204.734 KB) | DOI: 10.37680/ijief.v1i1.841

Abstract

The purpose of this study is to determine the role and function of Zakat, Infak, Sedekah and Waqf as a fiscal policy strategy in the economy of the ummah with the approach of Islamic microfinance institutions. This research method is descriptive qualitative with a case study Approach Whose Data Analysis Uses Data Triangulation.The results showed that zakat, Infak, Sedekah and waqf as fiscal policy strategies are able to develop the economy of the ummah with an approach to financial practices that exist in Islamic microfinance institutions. The provisions for the recipient of ZISWAF funds for personnel or institutions carried out in Islamic Microfinance Institutions are adjusted to the purpose of receiving the funds.
Etika Bisnis Islam dalam Khiyar Jual Beli dengan Sistem Cash on Delivery di Ponorogo Renda Putri Hasanah; Kadenun Kadenun; Nafi'ah Nafi'ah
Indonesian Journal of Islamic Economics and Finance Vol 1 No 1 (2021)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (710.31 KB) | DOI: 10.37680/ijief.v1i1.877

Abstract

This research is motivated by buying and selling second hand cellphones with a cash on delivery system that is rife in the city of Ponorogo. In practice, sellers and sellers offer their wares through the Second Ponorogo HP Buy and Sell Forum group. In their activities, the buyer feels disadvantaged by the seller due to the seller's dishonest and fraudulent attitude regarding the quality and condition of the second hand cellphone being sold. The sale and purchase (COD) cash on delivery earlier has caused confusion and disputes for one of the parties, because of hidden defects. This study uses field research methods (field research) with a qualitative approach. The data used is the Second Ponorogo HP buying and selling forum contract and the khiyar practice of the Second Ponorogo HP buying and selling forum. The data sources for this research are informants who are involved and active in the Second HP Second HP Sale and Purchase Forum Ponorogo. This study resulted in; The sale and purchase contract at the Second Ponorogo HP Buying and Selling Forum was in accordance with Islamic law and Islamic ethics with the fulfillment of the pillars and conditions of sale and purchase. However, the contract was flawed due to the element of fraud on the quality of the cellphone. While in the practice of Khiyar in The Second Ponorogo HP Sale and Purchase Forum is included in the khiyar Majlis, meaning that the buyer and seller have the right to continue or cancel the transaction before leaving the place of transaction. Judging from the percentage, Islamic ethics in the practice of buying and selling above has not been fully implemented.
Kebijakan Ekonomi Khalifah Umar Ibn Khatab Lailun Nurul Khamidiyah; Ahmad Syafi'i SJ; Diyan Putri Ayu
Indonesian Journal of Islamic Economics and Finance Vol 1 No 1 (2021)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (402.979 KB) | DOI: 10.37680/ijief.v1i1.878

Abstract

Economics is an activity that can be said to be the same as human existence on this earth, so that then economic motives arise, namely a person's desire to fulfill his life needs. Economic principles are steps taken to meet needs with certain sacrifices to obtain maximum results. During the reign of Caliph Umar, the issue of zakat was not an issue. Even because there are many people who pay zakat, they can form councils, including military councils, social security for providing wages to employees. In this paper contains three problems. How was the economic condition of the people during the leadership of Caliph Umar, what were the forms of economic policy of Caliph Umar, and how was the influence of Umar's economic policies?. This research uses library research method (library research). The data sources used by the author are mainly primary and secondary sources. Then the author will analyze the data using a descriptive method, which is to determine the interpretation of the data collected in the form of rich words, not numbers. Based on the results of the study, it can be concluded that the economic life of the Islamic community during the reign of Caliph Umar was the majority of economic activities with trade, agriculture, and industry. The policies of Caliph 'Umar bin al-Khathtab in the economic field include: the establishment of baitul mal, land ownership, Zakat, usyur, currency, sodaqah for non-Muslims, classification and allocation of state income. and The influence of 'Umar's economic policy cannot be separated from several factors: 'Umar's concern about economic issues, using deliberation in making every policy that is set, prioritizing the benefit of the people, and 'Umar is a responsible and ascetic person.
Maşlāĥah Mursalah dan Dampak Sosial Ekonomi Revitalisasi Pasar Tradisional Muhammad Arif Maftuhin; Tantin Puspitarini
Indonesian Journal of Islamic Economics and Finance Vol 1 No 1 (2021)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (293.066 KB) | DOI: 10.37680/ijief.v1i1.908

Abstract

Traditional markets are places where traders and buyers meet which are marked by direct transactions and price bargaining. While revitalization is a process to revive something that was previously empowered. The impact of revitalizing traditional markets is in the form of social and economic impacts. Then what about the socio-economic impact of traders and buyers after market revitalization? Then how is the mashlahah review of this impact?. This type of research uses qualitative research, this research will understand the social or economic conditions of the community, which later is expected to be able to become input for the general public and government agencies in carrying out policies regarding the revitalization of traditional markets. From this research, it can be underlined that a policy will certainly lead to a conflict and the impact that accompanies it. Socio-economy is something that cannot be separated from people's lives. The perceived social and economic impacts are both direct and indirect. The social and economic impact that became the topic of the most was when the arrangement of the trading booths was changed and grouped according to the merchandise. In this study, it was shown that the benefit was only felt by some components of the community, then others did not really feel it as a result of the many perceived impacts.
Fikih Muamalah dalam Konteks Pengelolaan Zakat, Infak, dan Sedekah Berbasis Star-Up Kitabisa.com Niya Amalia Insan; Wahyudi Wahyudi
Indonesian Journal of Islamic Economics and Finance Vol 1 No 1 (2021)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (304.598 KB) | DOI: 10.37680/ijief.v1i1.974

Abstract

Generosity in Islam, which includes broad dimensions of goodness such as zakat, infak, alms, and waqf are terms that denote the official form of Islamic philanthropy. Kitabisa.com is a website for online donations and fundraising. This research was conducted using a qualitative method by collecting data through interviews and research on the Kitabisa.com website and comparing the results of the literature study with the reality in the field. Also collect supporting data with issues raised. Based on the results of data analysis, it was concluded that the online-based management of zakat, infak and alms at the Kitabisa.com startup can be accessed by everyone with terms and conditions applicable, while the management of funds is carried out transparently, using fundraising and donation methods. The online management of zakat, infak and alms through the Kitabisa.com startup is in accordance with the Muamalah Fiqh perspective.
Pengaruh Komunikasi Organisasi dan Disiplin Kerja terhadap Kinerja Karyawan pada Kedai Kopi Kulo Samarinda Diah Damaiyanti; Arwin Sanjaya; Adietya Arie Hetami
Indonesian Journal of Islamic Economics and Finance Vol 1 No 2 (2021)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (228.617 KB) | DOI: 10.37680/ijief.v1i2.1078

Abstract

Each company aims to develop the company to its full potential. For goals to be achieved smoothly, leaders need to pay attention to the performance of their employees. The implementation of organizational communication and work discipline will help control all actions and behavior of employees to always comply with the provisions that have become company rules. This study aims to see the effect of communication and work discipline on employee performance at the Kulo coffee shop in Samarinda. Organizational Communication (X1) and Work Discipline (X2) are used as independent variables while Employee Performance (Y) is the dependent variable. The type of research used is quantitative research with a survey research design. The data analysis used multiple linear regression techniques using SPSS version 22. The population in this study were all employees of Kedai Kopi Kulo Samarinda who got 30 employees and the sampling method saturated 30 respondents. The results of this study can be variable communication variables Organization (X1) and Work Discipline (X2) together (simultaneously) have a significant effect on Employee Performance (Y) at the Kulo Coffee Shop in Samarinda. With the work result of 0.650 which is at the level of a strong relationship, the results of the determination are 42.3% of the Employee Performance variable (Y) and the results of the Fount 9.994> Fable 3.35 then Ho is rejected and Ha is accepted, namely between the Work Communication variable (X1) and Work Discipline. (X2) has a positive effect simultaneously on Employee Performance (Y). For the leadership of the Kulo Coffee Shop, they can open discussion forums for employees, such as briefings every time so that the aspirations given by the leadership can be well received by employees. employee discipline level can apply rewards and punishments.
Media Sosial Marketing pada Instagram Shopee Indonesia dan Pengaruhnya terhadap Customer Engagement serta Brand Image Alfira Alfira; Wira Bharata; Arwin Sanjaya
Indonesian Journal of Islamic Economics and Finance Vol 1 No 2 (2021)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (325.187 KB) | DOI: 10.37680/ijief.v1i2.1079

Abstract

The high use of social media in Indonesia today is the reason why social media is widely used as a promotional strategy or what has recently been called Social Media Marketing. One company that uses Social Media Marketing is Shopee Indonesia. With content uploaded through Shopee Indonesia's Instagram, Shopee Indonesia's Social Media Marketing is effective. This can be seen through the high level of engagement on Instagram Shopee Indonesia. The purpose of this study was to determine the effect of Social Media Marketing on Customer Engagement and Band Image on Shopee Indonesia's Instagram account. The method applied in the research is quantitative. The sampling technique used is non-probability sampling. The sampling method used is purposive sampling. Based on the results of the Slovin formula, the researchers distributed questionnaires to 100 Instagram followers of Shopee Indonesia. The analytical technique used is multiple regression analysis followed by path analysis with the help of SPSS 25 software. The results show that Social Media Marketing has a positive and significant effect on Customer Engagement. Social Media Marketing has no significant positive effect on Brand Image. Customer Engagement is found to be a mediator between Social Media Marketing and Brand Image which results have a positive and significant effect. The results also explain that Customer Engagement has a positive and significant effect on Brand Image. Then Brand Image also has a positive and significant effect on Customer Engagement.
Pengaruh Kepuasan Kerja dan Lingkungan Kerja terhadap Keinginan Keluar Karyawan pada Toko Murah Citra Niaga Samarinda Retno Purnamasari; Arwin Sanjaya; Tuti Wediawati
Indonesian Journal of Islamic Economics and Finance Vol 1 No 2 (2021)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (192.272 KB) | DOI: 10.37680/ijief.v1i2.1088

Abstract

The purpose of this study was to examine the effect of job satisfaction and work environment on the turnover intention of the employees of the Citra Niaga Cheap Store Samarinda. The method used is quantitative. Quantitative research methods can be defined based on the philosophy of positivism to study a particular population or sample. This method uses research tools to collect data. Analysis of quantitative or statistical data aims to test the hypothesis that has been determined with a total sample of 83 respondents from all the population of employees of the Citra Niaga Cheap Store Samarinda. The results of hypothesis testing show that the job satisfaction variable partially has a negative and significant effect on the turnover intention variable. This can be seen from the significance value which is smaller than 0.05, which is 0.000. Thus, hypothesis H1 in this study is accepted. The next hypothesis shows that the work environment partially has a positive and significant effect on the turnover intention variable. This can be seen from the significance value which is smaller than 0.05, which is 0.000. Thus, the research hypothesis H2 is declared accepted. The results of the next test are the variables of job satisfaction and work environment which simultaneously affect turnover intention. This can be seen from the significance value which is smaller than 0.05, which is 0.000 and the Fount calculation shows that Fount (34,217) > Fable (2.72) so that Ho is rejected and Ha is accepted. From the results of the partial analysis, it can be concluded that the job satisfaction variable has a negative and significant influence on turnover intention and the work environment variable has a positive and significant influence on turnover intention. Simultaneously, the variables of job satisfaction and work environment affect turnover intention.
Bank Syariah Indonesia dalam Menguatkan Ekonomi Sektor UMKM pada Masa Pandemi Eny Latifah; Fajriyatul Abadiyah; Rifatul Muawanah; Diniyah Sukma
Indonesian Journal of Islamic Economics and Finance Vol 1 No 2 (2021)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (244.037 KB) | DOI: 10.37680/ijief.v1i2.1151

Abstract

This study aims to find out the role of the Indonesian Islamic Bank merger in strengthening the economy in the MSME sector during the pandemic. The research method used is descriptive qualitative research with the type of library research, searching and recording data from various sources that are still related to the topic of the problem so that it becomes a unified whole to conclude. The results showed that the merger of Indonesian Sharia Banks had an important role in strengthening the economy in the MSME sector during the pandemic, namely BSI collaborated with LAZ Bangun Sejahtera Mitra Ummah to create an ISDP Program for entrepreneurial students in the form of providing UKT scholarships, coaching, mentoring, intensive and programmed training. In addition, BSI also collaborates with the well-known e-commerce platform Shopee in the Go Digital MSME program, which is expected by millennial entrepreneurs not only to make varied products at low prices but also to create the best quality brands and be able to take advantage of the development of digital technology for transformation business to the global market (go digital go international).
Perlindungan Nasabah Muslim dalam Transaksi Non-Tunai Perspektif al-Dharuriyyat al-Khamsah Said Abadi
Indonesian Journal of Islamic Economics and Finance Vol 1 No 2 (2021)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (287.855 KB) | DOI: 10.37680/ijief.v1i2.1167

Abstract

This paper attempts to analyze customer protection practices in non-cash transactions in Indonesia and explore the perspective of al-dharuriyyat al-khams on the protection of Muslim customers in non-cash transactions. The trend of non-cash transactions in Indonesia has become increasingly widespread since 2014 when Bank Indonesia socialized the National Non-Cash Movement. However, along with these developments, there are several weaknesses and questions related to customer protection in general and Muslim customers in particular. Some security cases include loss of electronic money cards, failed transactions, sudden decrease in balance and the imposition of additional e-money fees, and several other cases. This type of research is literary research that uses a variety of library information (library research). While the approach used is a qualitative approach which refers to the data normatively. The results of the study conclude: first, the position of consumers/customers in non-cash transactions in Indonesia, even though the legal instruments are quite complete, are practically not sufficient to protect them properly. Second, based on the five principles of maintaining al-dharuriyyat al-khams, namely the protection of religion, soul, mind, lineage and property, it is clear that efforts to protect Muslim customers in non-cash transactions have been carried out but in a security system in transactions, customer data security systems, and socialization of important information related to customers still needs to be improved.

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