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ANANTO TRIWIBOWO
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International Journal of Islamic Economics (IJIE)
Published by Institut Agama Islam Negeri Metro Lampung
ISSN : 26862131     EISSN : 26862166     DOI : https://doi.org/10.32332/ijie.v6i01
Core Subject : Economy,
Economics, Econometrics & Finance
International Journal of Islamic Economics accepts manuscripts whose topics are in range of economic fields and employs standard economics analysis tools focusing on issues pertaining to Philosophy of Islamic Economics, Islamic Economic Thought, Islamic Economics and Contemporary Issues and Islamic philanthropy (zakat, waqf, sadaqah, and infaq). The topics might be an observation of current economic phenomena that highlights the problem of conventional economic system.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 62 Documents
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ANALYSIS OF THE FINANCIAL MANAGEMENT AND LITERATION INFLUENCE ON THE FAMILY WELFARE LEVEL (CASE STUDY ON MUSLIMAH WITH TEACHER'S PROFESSION IN SELONG DISTRICT) Diah Zikrina Mulyarti; Yaser Taufik Syamlan
Jurnal Internasional Ekonomi Islam Vol 1 No 02 (2019): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v1i02.1806

Abstract

The purpose of this research is to determine wether the financial management variable and financial literacy affect family welfare of muslimah teachers at Selong. 221 repondents were used as the sample in this research. the answers of those respondents were submitted using questionnaire with multinominal logistic regression as the method used to process the data. this research use two independent variable which is financial management variable and financial literacy variable and one dependent variable which is family welfare. the result of this research stated that financial management variable (X1) affect family welfare of muslimah teacher at Selong sub-district while financial literacy variable (X2) wasn’t.
The Role of the Waste Bank at Islamic Boarding Scholl Darussalam Blokagung in Supporting the Achievement of SDGs Pillars. Nadiya El Madaniya; Rakhmawati Listyarini
Jurnal Internasional Ekonomi Islam Vol 6 No 01 (2024): International Journal of Islamic Economics (IJIE)
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v6i01.8977

Abstract

Introduction: Sustainable Development (SDGs) is a big agenda compiled by the United Nations, with 17 goals, one of which is reducing waste. The waste problem is currently serious. The more people who are active, the more waste is generated. The solution to handling the waste problem must be good management. One of them is the waste bank program. The waste bank is a program that utilizes sorted waste. The waste bank system is like the bank system, but what is stored is dry waste that can be recycled. Objectives: This study aims to see the role of Islamic boarding in supporting SDG achievement through waste management programs. In addition, the purpose of this study is the impact of a waste bank on the Islamic boarding school environment. Method: This study uses a qualitative approach. The discussion of this research is based on the results of observations and interviews with waste bank management. Results: The results of this study are positive, indicating that the existence of a waste bank at least helps and supports sustainable development and that this waste bank activity provides an example to students of how to manage waste properly and correctly. However, the obstacle is that not all students are aware of this. So, the impact of waste bank activity has been running until now but is not too significant. Implications: To help and contribute to the enforcement of SDGs, this research is expected to have an impact on the management of waste bank management not only for Islamic boarding schools but also for other educational institutions by utilizing the surrounding environment and the students in it.
Cash Waqf As Source Of Funding For Financial Technology Startups Siti Nurjanah; Uswatun Hasanah
Jurnal Internasional Ekonomi Islam Vol 3 No 01 (2021): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v3i1.3467

Abstract

Productive management of cash waqf can be used as a new strategy to alleviate poverty and create prosperity for the community if it is managed properly and properly and can support economic stability. Cash waqf opens up unique opportunities to create investment to provide religious services, educational services and social services. Cash waqf is very potential but not popular, causing the role of cash waqf not yet optimal. Cash waqf in Indonesia has been legalized by national law and MUI. This is a positive opportunity to develop the economy, education and become a better instrument of community welfare, but there is still little understanding of the importance of cash waqf for development so that a stimulus is needed so that cash waqf management can be developed productively supported by financial technology, in the economic era 4.0 the majority of the use of digitizing economy, endowment money is used as capital for businesses, especially for companies with the ultimate goal of business empowerment community for are generally SMEs and companies startup through platform crowdfunding.
The Effect of Radio Broadcasting, Nganggung Traditional, Local Influencer, and Education to Sharia Financial Literation’s Level of Central Bangka’s Society Yaser Taufik Syamlan; Riyan Erwinsyah
Jurnal Internasional Ekonomi Islam Vol 4 No 02 (2022): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v4i02.5403

Abstract

This research was conducted to see the influence of Radio Broadcasts, Traditional Singing, Local Influencers, and Education on the Level of Islamic Financial Literacy in the People of Central Bangka. This type of research is a quantitative study using the regression analysis model. To measure the dependent variable indicators the ordinal scale is used (0-1), and the independent variables are using the Likert scale (1-4). The results of this study indicate that the results of simultaneous testing show that all variables have a significant effect on Islamic financial literacy. This can be seen from the results of the Chi-Square test. However, in the significance test, one of the variables was not significant, namely education, only 3 variables had a significant effect, namely radio broadcasts, local influencers, and culture (nganggung). Based on these statistical results, it can be understood that through radio broadcasts with sharia economic programs, the public gets important information about this matter. Likewise, influential figures such as traditional leaders, community leaders, and religious leaders who have adequate sharia economic insight will contribute to increasing sharia economic literacy. Through the Nganggung Culture, the community will receive this information more quickly.
Analysis of the Influence of the Marketing Mix on Consumer Purchasing Decisions Using the Structural Equation Modeling Method Kuliman Kuliman; Sri Kemala; Diah Permata; Almasdi Almasdi; Nurul Huda Aina Fitri
Jurnal Internasional Ekonomi Islam Vol 5 No 02 (2023): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v5i02.7865

Abstract

This study aims to determine the effect of the 7P marketing mix, namely product, price, location, promotion, people, physical evidence, and process on Budiman Swalayan Jembes’s consumers that affect their decision-making when purchasing at Budiman Swalayan Jembes. This study uses the Structural Equation Modeling (SEM) method with the Smart PLS version 3.0 program. The data used in this study are data obtained from respondents totaling 155 people through filling out questionnaires. Data analysis conducted in this study is an evaluation of the measurement model (outer model), evaluation of the structural model (inner model) and hypothesis testing. The results of this study indicate that of the seven variables studied, three of them influence consumer purchasing decisions. The three variables that influence consumer purchasing decisions of Budiman Swalayan Jembes are product variables, price variables and location variables. As for the other four variables, namely the promotion variable, the people variable, the physical evidence variable and the process variable, the analysis shows that there is no influence on consumer purchasing decisions at Budiman Swalayan Jembes.
Empowerment of Productive Zakat for the Welfare of the Poor in Bandar Lampung City Anggoro Sugeng; Asmi Trisna Puspita
Jurnal Internasional Ekonomi Islam Vol 4 No 01 (2022): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v4i01.5167

Abstract

Zakat is one of the pillars of Islam that must be fulfilled by every Muslim. The distribution of zakat is still mostly consumptive and a small part is productive. This study aims to examine the distribution mechanism of productive zakat at BAZNAS Bandar Lampung City as well as to see the effectiveness of productive zakat to alleviate poverty which is equipped with the type of business run by Mustahiq. Collecting data in this study using interview techniques. The interviewees were the III Chairman of BAZNAS Bandar Lampung City, staff and Mustahiq in the Sukarame area of Bandar Lampung. The results of this study indicate that the Mechanism of Productive Zakat Distribution at BAZNAS Bandar Lampung City begins with Looking for Muzakki, Determining Mustahiq, Field Surveys, Providing Business Capital and the final goal is Mustahiq Mandiri. Meanwhile, the increase in Welfare of Mustahiq was felt directly by the respondents after the existence of venture capital from BAZNAS Bandar Lampung City. This is indicated by an increase in income compared to before. Most of the recipients of Revolving Business Capital have businesses in the form of food stalls and a small number have businesses as furniture and furniture craftsmen, craftsmen of shopping bags from used rope materials and other businesses.
The Implementation of Wakalah Contract by Multifinance Companies in Indonesia Rachmawaty Rachmawaty; Kartika Dian Pandaya; Alshamma Jamal Mohammed Al Azab
Jurnal Internasional Ekonomi Islam Vol 1 No 01 (2019): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v1i01.1577

Abstract

The purpose of this paper is to discuss Wakalah contract which is one of the Islamic banking contracts. Therefore, our main study is the implementation of Wakalah in Indonesia. Wakalah in Indonesia has special reference which is Multifinance company (MFC). MFC is an entity of non-bank financial institution conducts business activities to finance goods or services.Therefore, this research is going to discuss how Wakalah is practiced in Indonesia, where Islamic banks appoint MFC as an agent to do service for end user “customer” on behalf of the bank. Consequently, the objective of this paper is to discuss the implementation of Wakalah with Mudharabah and Wakalah with Murabahah by MFC in Indonesia in terms of operation, the potential risks that might be occur and shariah issues in terms of ownership and fee. However, there are particular areas in terms of operation that MFC should improve, as well as, banks have to be aware of its operational way of conducting agreement so banks mitigate any kind of risks or negligence.
THE ROLE OF ISLAMIC FINANCIAL INSTITUTIONS IN SOCIAL INTERMEDIARY SERVICES : EVIDENCE IN METRO CITY Fitri Kurniawati
Jurnal Internasional Ekonomi Islam Vol 2 No 01 (2020): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v2i01.2309

Abstract

Islamic financial institutions are expected to be able to implement their roles as financial intermediaries and social intermediaries. But what happened in the city of Metro, the dominance of the contract on the practice of Islamic financial institutions only felt the benefits for the upper middle class. Besides that, innovative products that have not been able to reach the majority of the community are not optimal yet, where in the aggregate most of them are Muslims. So that the presence of Islamic financial institutions is considered the same as conventional, because it has not been able to answer the fundamental problems of society. Due to the limitations of researchers, the Islamic financial institutions that will be examined in this study are some Baitul Maal Wat Tamwil in Metro City. This research was conducted to analyze the strategies, procedures and product development of Islamic financial institutions in their role of social intermediation. Research is a field research with a descriptive analytical approach. Data collected using interview and documentation methods. Primary data was obtained from Islamic financial institutions (BMT) as social intermediaries in the community, namely the management and members of BMT. Secondary data were obtained from journals, research reports, books and articles. The analysis technique begins with data collection and reduction, data presentation and conclusion drawing. The results of this study are the role of Islamic financial institutions in social intermediation, namely as an intermediary that connects the aghniya and dhu'afa. The implementation procedure does not directly get commercial financing, but educational services using the tabarru agreement 'with social funds. Product development strategy, namely: establishing a special division in Islamic financial institutions and collaborating with social institutions around.
Customer Perception and Price Sensitivity: A Study of Muslim Consumers Behavior on Shopee Nurfitriani Nurfitriani; Moh Agus Nugroho
Jurnal Internasional Ekonomi Islam Vol 5 No 01 (2023): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v5i01.7620

Abstract

The surge in online shopping is on the rise, yet engaging in online selling comes with challenges. Vendors utilizing online platforms like Shopee must grasp the factors that sway buying choices. This becomes crucial as they strive to encourage consumers to purchase products they cannot physically interact with. While numerous investigations have been conducted, there exists an untouched area about Shopee consumers in Palu City. Previous research has revealed that both pricing and customer reviews have an impact on purchase decisions. Conversely, some studies negate their influence. Hence, the present study endeavors to elucidate the extent to which pricing and customer reviews shape the purchasing determinations of Shopee consumers, specifically in Palu City. This research sheds light on the subject by employing a questionnaire-based survey method and utilizing the SPSS software for analysis. Findings indicate that both factors, taken together or individually, wield a notable influence on the purchasing judgments made by Shopee consumers in Palu City. Given that purchasing choices stand as a metric for gauging marketing achievements, the insights from this study are anticipated to offer valuable guidance to digital marketplace sellers when devising their marketing strategies.
The Role of the Amil Zakat Institution to Help Communities Affected by Covid-19 Fauzul Hanif Noor Athief; Darlin Rizki; Nihayatul Masthuroh; Khaira Gina Yuda Jakti
Jurnal Internasional Ekonomi Islam Vol 5 No 01 (2023): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v5i01.5292

Abstract

The emergence of the Covid-19 pandemic has an impact on the community's economy. The purpose of this research is to find out and explain the active role of amil zakat institutions in collecting and distributing funds. This research was conducted at the Mizan Amanah Solo and Solopeduli institutions. This researcher is a type of qualitative descriptive research. Data collection was carried out by interviewing institutional administrators and communities affected by the pandemic, documentation from journals, books, reports, magazines and so on which were deemed informative. Furthermore, the data obtained was analyzed descriptively to answer the research objectives. The results of this study indicate that the amil zakat institutions Mizan amanah and Solopeduli play an active role in various programs to help communities affected by the pandemic in Surakarta. During the pandemic, the collection of zakat funds at the Mizan Amanah and Solopeduli institutions was carried out online because the average solo community uses social media. The amil zakat institution sells various programs to donors to help and empower communities affected by Covid-19. Mizan Amanah and Solopeduli channeled funds by going directly to the community, with the priority of the community that Mizan Amanah prioritized, namely orphans and the poor, while Solopeduli used the Had Kifayah guidelines. It is important to note that the impact of channeling zakat funds during a pandemic may vary depending on the local context, the scale of disbursement, and the effectiveness of the programs being implemented.

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