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Contact Name
Muhamad Rahman Bayumi
Contact Email
muhamadrahmanbayumi_uin@radenfatah.ac.id
Phone
+6282378221314
Journal Mail Official
journaliebmes_uin@radenfatah.ac.id
Editorial Address
Gedung Fakultas Ekonomi dan Bisnis Islam Lt. 3 Universitas Islam Negeri Raden Fatah
Location
Kota palembang,
Sumatera selatan
INDONESIA
IEB: Journal of Islamic Economics and Business
ISSN : 28298055     EISSN : 2829825X     DOI : https://doi.org/10.19109/ieb
Core Subject : Economy, Science,
Articles that can be published in the Journal are articles from empirical research (quantitative or qualitative approaches), literature studies, or taught studies that are seen as contributing to the development of Islamic Economics and Business, especially with the theme of Islamic Economy, Halal Industry, and Digital Economy, which are carried out individually as well as groups. The primary target audience of this journal are academics, practitioners, postgraduate students, and other professionals interested in Islamic Economics and Business.
Articles 6 Documents
Search results for , issue "Vol 3 No 1 (2024): IEB Journal of Islamic Economics and Business" : 6 Documents clear
MARKETING STRATEGIES AT BCA SYARIAH BANK IN INCREASING THE INTEREST OF THE MILLENNIAL GENERATION IN THE DIGITAL ERA Ratna Kusuma Dewi; Kiagus Arfan
Journal Of Islamic Ekonomic and Business Vol 3 No 1 (2024): IEB Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/p9rtke39

Abstract

BCA Syariah Bank's Marketing Strategy in Increasing the Interest of the Millennial Generation in the Digital Era provides opportunities and challenges for its existence. So Islamic banks must be able to use existing opportunities as best as possible, namely by improving marketing strategies in the digital era by embracing the millennial generation. The aim of this research is to determine the marketing strategy of Islamic banks in increasing the interest of the millennial generation in the digital era and also to determine the inhibiting factors in the marketing strategy carried out. The collection technique is through documentation. Data analysis using qualitative descriptive. The research results show that the marketing strategy of Islamic banks in increasing the interest of the millennial generation in the digital era can be done with a marketing mix strategy, namely creating a condition called bank less (banks without offices), the existence of product innovations that can attract the interest of millennials. namely marriage savings and sacrificial savings (one person one goat), digital banks are able to save costs because they are easy, simple and cheap, promotions by creating creative content competition activities, promotions involving influencers/clerics/artists and promotions involving an active role.
THE PERFORMANCE REPUTATION OF BANK BTPN SYARIAH AND BANK MUAMALAT USES COMPARATIVE ANALYSIS WITH CAMEL AND RGEC MODELS Muhlis; Nursarita
Journal Of Islamic Ekonomic and Business Vol 3 No 1 (2024): IEB Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/fqqk2d35

Abstract

Using CAMEL and RGEC analytical models, this study aims to describe the reputation of BTPN Syariah compared to Muamalat Bank and to ascertain whether the financial performance and reputation of Indonesian Muamalat Banks and BTPN Syariah differ significantly. This study uses a quantitative descriptive method; that is, it describes the health of the Islamic banking industry based on the figures provided. This study shows that (1) the health assessment using CAMEL and RGEC methods leads to very different results. During 2018–2022, the health status of Bank BTPN Syariah using the CAMEL method showed good health status, while the health status of Bank Muamalat Indonesia using both methods showed excellent health status. Using the CAMEL and RGEC analysis models, it was found that there is a significant difference between the financial performance reputation of Bank BTPN Syariah and Bank Muamalat Indonesia. Based on the Mann Whitney U test, it was found that in the column Asymp.Sig. (2-tailed) for the CAMELS and RGEC tests is 0.027 or a probability less than 0.05 (0.027 < 0.05), indicating that there is a difference in the assessment of the level of health.
DISCLOSURE OF BANK MUAMALAT’S CAPITAL ADEQUACY TO SUPPORT SUSTAINABILITY AND STRENGTHENING THE BANKING SYSTEM IN INDONESIA Agus Mahardiyanto; Anniza Citra Prajasari
Journal Of Islamic Ekonomic and Business Vol 3 No 1 (2024): IEB Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/c9b62n54

Abstract

This research aims to determine and analyze the capital adequacy of Bank Muamalat and reveal the adequacy of existing capital for the sustainability and strengthening of the banking system in Indonesia in the future. This research employs a qualitative methodology with a descriptive orientation. The data source in this research uses secondary data obtained from texts, manuscripts, online newspapers and documents, which in this research are the monthly financial reports of the Bank Muamalat company for the 2017-2022 period. The data analysis technique used is a triangulation (combined) technique. The results of this research are that disclosure of capital adequacy has a positive impact on encouraging sustainability and strengthening the existing banking system in Indonesia. Because this will help investors, potential investors and the public to entrust their funds to be managed by Bank Muamalat.
RISK MANAGEMENT IMPLEMENTATION STRATEGY THROUGH DIVERSIFICATION AT BANK MUAMALAT IN INDONESIA Muhammad Rusdi; M. Junestrada Diem; Pamuji
Journal Of Islamic Ekonomic and Business Vol 3 No 1 (2024): IEB Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/5gzx5k62

Abstract

Strategy is of course needed to face risks in every bank, both conventional and sharia banks. One strategy that can be implemented is diversification. Diversification is a financial strategy by placing funds in various investment tools with very different levels of risk and potential profits, and usually this strategy allocates assets. This research examines the strategies used by Bank Muamalat in dealing with/responding to problems that occur. The research results show that one of the strategies carried out by Bank Muamalat is to emphasize its risks through diversification. The financing diversification strategy implemented by Bank Muamalat is to produce healthy financing growth. So that Bank Muamalat makes improvements in end-to-end procedures and maintains the quality of financing by determining risks that will occur. The method used in this research is a qualitative method with a literature study approach. The data used is secondary data, namely data sourced from existing literature and references, such as in journals, scientific papers, encyclopedias and other data sources related to the research topic. Data analysis was carried out in three stages, namely, data reduction, data presentation and verification. This research needs to be carried out because the aim of diversifying is to get as much profit as possible and avoid the threat of loss. Especially at Muamalat Bank, which currently has a lot of competitors, so the bank must be able to manage the losses that it fears will occur in the future. However, of course the strategy carried out is not only diversification, but of course a fairly strong strategy is also needed in Bank Muamalat's risk management. There are things that need to be done, such as identifying risks that will occur, measuring risks that might occur, and how to manage risks that are occurring.
STRATEGY FOR INCREASING PROFITS OF PANIN DUBAI SHARIA BANK IN 2021-2023 Nur Syamsiyah; Ikit
Journal Of Islamic Ekonomic and Business Vol 3 No 1 (2024): IEB Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/zft7c587

Abstract

To maintain stable income or profits, banks need to set strategies to increase net profits every year.The bank will continue to utilize sharia banking services in line with its efforts to further improve and continue to offer attractive products to the public.Descriptive qualitative is a research method that describes data systematically, factually and accurately by exploring deeper depth or meaning. This research aims to observe the strategies that have been implemented by Panin Dubai Syariah bank in its implementation to generate profits for the Company, and find new strategies that can increase and stabilize profits in the future.
FINANCIAL INCLUSION IN STATE SECURITIES TRANSACTIONS AT BCA SYARIAH Ria Agustina; Lemiyana
Journal Of Islamic Ekonomic and Business Vol 3 No 1 (2024): IEB Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/0cmq8833

Abstract

BCA Syari'ah Bank makes efforts to support financial inclusion by collaborating with the Ministry of Finance in Sharia Securities transactions. The research method used by researchers is literature study using secondary data with BCA Syari'ah Bank as the research object. The results obtained are that there are various efforts made by Bank BCA Syari'ah to support financial inclusion and State Sharia Securities have an impact on the economy in Indonesia by increasing the amount of state budget revenue and providing opportunities for the investing community to support domestic development.

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