cover
Contact Name
Ach Baiquni
Contact Email
iqtishadia@iainmadura.ac.id
Phone
+6287886353811
Journal Mail Official
iqtishadia@iainmadura.ac.id
Editorial Address
Economics and Islamic Business Faculty, Institut Agama Islam Negeri Madura Jl. Raya Panglegur Km. 04, Pamekasan, East Java
Location
Kab. pamekasan,
Jawa timur
INDONESIA
Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah
ISSN : 23547057     EISSN : 24423076     DOI : https://doi.org/10.19105/iqtishadia.v11i1
Core Subject : Economy,
Publishes mainly focuses on the major problems in the development of Islamic Business and economic areas, such as Islamic economic thoughts, Islamic economic and business, Islamic philanthropy (zakat, infaq, shadaqah, and waqf), halal industry (food tourism, product), Islamic microfinance, Islamic banking and financial institution, Islamic banking management, and Islamic monetary economics.
Articles 166 Documents
Peranan Peer to Peer Lending Syariah terhadap UMKM untuk Pemulihan Ekonomi Pasca Pandemi Covid-19 Ahmad Agus Hidayat; Mugiyati; Siska Arie Novita; Jaudat Iqbal Harris
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.8806

Abstract

Pengaruh Pengaruh Upah Minimum, Pertumbuhan Ekonomi, Indeks Pembangunan Manusia, Dan Belanja Modal Terhadap Kemiskinan Kabupaten/Kota di Jawa Timur Tahun 2017 s/d 2021: KEMISKINAN Ali Mauludi AC; Fadllan; Fitri Nur Rahmawati
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 1 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i1.8945

Abstract

This study aims to determine the effect of minimum wages, economic growth, HDI, and capital spending on poverty in East Java districts/cities in 2017 s/d 2021. Using a quantitative approach, this research uses multiple linear analysis methods assisted by Eviews 12. Secondary data of this research sourced from the Central Bureau of Statistics, Directorate General of Fiscal Balance, Ministry of Finance, as well as other sources. This research shows the results that the minimum wage partially has a significant positive effect, while the HDI, economic growth, and capital expenditure variables have a significant negative effect on poverty in districts/cities in East Java. In addition, together the variables of minimum wages, economic growth, HDI, and capital expenditures have a significant influence on poverty in districts/cities in East Java with an effect of 99.3%
Comparative Analysis of the Financial Performance of Bank NTB Syariah Before and After Conversion Bhahari Abdul Abdul gani; Riris Aishah Prasetyowati
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.10099

Abstract

Bank NTB Syariah officially converted on 28 September 2018. The conversion had a positive impact but did not guarantee to improve the bank's financial performance after the conversion. The purpose of the study was to identify differences in the performance of financial ratios of liquidity, solvency, and profitability of Bank NTB Syariah before and after the conversion. Secondary data used from the financial statements of Bank NTB Syariah for the period of the third quarter of 2014 to the second quarter of 2022. Wilcoxon Signed Rank Test was used to identify whether there is a significant difference in the performance of financial ratios of Bank NTB Syariah before and after the conversion. The results obtained show that the NPF, CAR, ROA, ROE, BOPO and NOM ratios have significant differences before and after the conversion, while the FDR and DER ratios show no significant difference.
Perempuan Pekerja Dalam Perspektif Maqoshid Ekonomi Islam Di Komunitas PEKKA Fena Ulfa Aulia; Yayuk Basuki
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.10156

Abstract

Perempuan dikenal dengan makhluk lemah dan harus dilindungi. Pada umumnya pencari nafkah merupakan tanggung jawab laki-laki. Sebagai seorang janda kepala keluarga dan ibu rumah tangga keluarga pra sejahtera, perempuan harus bekerja.Sebagai pihak yang rentan akan fitnah, dalam bekerja harus tetap memperhatikan maqashid ekonomi Islam. Penelitian ini bertujuan untuk menganalisis peran perempuan pekerja dalam sudut pandang maqashid ekonomi Islam. Penelitian ini merupakan penelitian deskriptif. Data penelitian berupa hasil wawancara dengan teknik analisis data penarikan kesimpulan. Hasil penelitian menunjukkan bahwa perempuan pekerja yang tergabung dalam Komunitas PEKKA memiliki peran ganda sebagai peran domestik sekaligus peran publik dengan tetap mematuhi maqashid ekonomi Islam seperti hifzdud-din (menjaga agama), hifzdun-nafs (menjaga jiwa), hifzdul-aql (menjaga akal), hifzdun-nasl (menjaga keturunan), dan hifzdul-mal (menjaga harta).
Analisis Vertikal Dan Horizontal Pada Era Covid - 19 Terhadap Income Perusahaan (Studi Kasus Pada PT. Garuda Indonesia, Tbk) Nuzulul Qurnaini; Moh. Ilham Huzein Pratama
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.10370

Abstract

Analisis vertikal dan horizontal terhadap income perusahaan pada era pandemi covid – 19 (Studi kasus PT. Garuda Indonesia Tbk, Periode 2018 – 2020). Transportasi merupakan pemindahan manusia atau barang dengan menggunakan wahana yang digerakkan oleh manusia atau mesin. Transportasi memudahkan manusia untuk melakukan segala kegiatan sehari – harinya. Perusahaan transportasi udara memiliki peluang yang lebih luas dikarenakan dapat menjangkau hingga ke luar negeri. PT. Garuda Indonesia Tbk merupakan salah satu nama maskapai penerbangan terkemuka di Indonesia dan pertama kali mengudara pada tahun 1940-an hingga saat ini. Kebijakan “physical distancing” selama masa pandemi covid – 19 Garuda Indonesia mengalami penurunan pendapatan (income). Pada Penelitian ini menggunakan objek PT. Garuda Indonesia, Tbk, bertujuan untuk mengetahui kinerja keuangan perusahaan terhadap income perusahaan pada saat masa pandemi covid – 19 periode 2018 – 2020. Jenis Penelitian yang digunakan adalah deskriptif kuantitatif. Sedangkan populasi pada Penelitian ini adalah seluruh laporan keuangan yang dipublikasikan oleh perusahaan dan sampel pada penelitian ini adalah laporan keuangan tahun 2018 – 2020 yang dipublikasikan oleh perusahaan. Teknik pengumpulan data menggunakan metode dokumentasi dan teknik analisis data pada penelitian ini menggunakan metode vertikal dan horizontal. Berdasarkan hasil dan analisis vertikal dan horizontal maka dapat disimpulkan bahwa kondisi keuangan PT. Garuda Indonesia Tbk Periode 2018 – 2020 dalam keadaan kurang optimal dan bersifat fluktuatif dikarenakan Beban lebih tinggi dibandingkan penjualan. Hal ini mempengaruhi pendapatan (income) perusahaan. Saran Untuk PT. Garuda Indonesia Perusahaan harus memperbaiki kinerja keuangannya dengan memperhatikan tingkat profitabilitas dan efisiensinya.
Investigating the Effect of Halal Awareness on Purchase Decision for Halal Products in Indonesia: A Metadata Analysis Syaakir Sofyan; A. Syathir Sofyan; Nur Syamsu; Abdurrahman Mansyur
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.10388

Abstract

The purpose of this study was to examine the development of research on the influence of halal awareness on purchasing decisions for halal products in Indonesia. The method used is meta-analysis by reviewing 9 studies published in 2018-2023 with the help of the OpenMEE application. The results of this study indicate that there is a positive influence from halal awareness on purchase decisions with a p-value obtained of 0.002 and an estimated value of 0.404, which indicates that the strength of the relationship is in the weak category. It was also found that the most significant average effect size was in the halal cosmetics subgroups with a fairly high estimated value so that it was concluded that halal consumer awareness was more visible in the halal cosmetic industry type.
Forecasting Money Flow in East Java Using The Generalized Space-Time Autoregressive With Exogenous Variable Method Reza Mubarak; R. Agoes Kamaroellah; Suhartono Suhartono
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.10462

Abstract

The forecast is more accurate when involving an exogen, for example, the generalized spatio temporal autoregressive (GSTAR) model with exogenous variables (GSTARX). This study aims to obtain appropriate statistical values to identify autoregressive orders for time dependencies and order effects with exogenous variables such as Eid al-Fitr and the consumer price index (CPI) in the GSTARX model. Additionally, this study seeks to obtain a GSTARX model suitable for forecasting. The case study is the inflows and outflows in four locations in East Java. The simulation results show that the statistical values for identifying VAR order for time dependencies use the matrix partial cross-correlation function (MPCCF). Meanwhile, effect orders from exogenous variables in the two-level GSTARX model show CCF at level one. In addition, GLS (general least squares) produces a more efficient estimator than the OLS (ordinary least squares). The results of the case study show that the two-level GSTAR model forming inflow and outflow data are GSTARX (31) and GSTARX ([1,3]1) respectively. In addition, the comparison of forecast accuracy shows that, in general, the smallest root mean square error (RMSE) value in the two-level GSTARX model is the inverse distance weight.
Analisis Potensi Ekonomi terhadap PAD Sektor Pariwisata Kabupaten Tulungagung di Masa Transisi Covid-19 Sri Rizqi Wahyuningrum; Pera Wibowo Putro; Dian Ratri Wulandari
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 1 (2024): In Progress
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i1.10475

Abstract

Pandemi Covid-19 telah menyebabkan penurunan pertumbuhan ekonomi di seluruh wilayah Indonesia. Pemerintah mengambil tindakan tegas dengan memberlakukan social distancing, karantina kesehatan maupun pembatasan gerak masyarakat yang mengakibatkan pelarangan kunjungan wisatawan ke objek wisata. Hal tersebut berlaku di seluruh wilayah Indonesia tanpa terkecuali Kabupaten Tulungagung. Kebijakan yang telah di berlakukan pemerintah semenjak awal tahun 2020 membuat Sektor Pariwisata mengalami kelumpuhan. Dalam RPJMD kabupaten Tulungagung sektor pariwisata merupakan salah satu prioritas pembangunan. Pemerintah Kabupaten Tulungagung harus berani mengambil langkah untuk menangani kondisi ini dengan melakukan pengkajian ulang terhadap perencanaan di sektor pariwisata. Penelitian ini bertujuan untuk mengetahui potensi ekonomi sektor pariwisata di Kabupaten Tulungagung selama masa pandemi Covid 19 yang terdiri dari jumlah wisatawan dan PDRB perkapita serta memberikan rekomendasi strategi kebijakan kepada Pemerintah Kabupaten Tulungagung yang dapat dilakukan pada masa pandemi covid-19. Metode penelitian yang digunakan dalam penelitian ini adalah pendekatan Kuantitatif dengan metode deskriptif. Hasil analisis menunjukkan bahwa Jumlah wisatawan berpengaruh positif dan signifikan terhadap PAD sektor pariwisata, sedangkan untuk PDRB perkapita berpengaruh positif dan tidak siginifikan terhadap PAD sektor pariwisata. Namun kedua Variabel independen secara simultan berpengaruh terhadap variabel dependen.[ The Covid-19 pandemic has caused a decline in economic growth in all regions of Indonesia. The government took firm action by imposing social distancing, health quarantine and restrictions on people's movements which resulted in banning tourist visits to tourist objects. This applies in all regions of Indonesia without exception. The policies that have been enforced by the government since early 2020 have paralyzed the tourism sector. In the Tulungagung district RPJMD the tourism sector is one of the development priorities. The Tulungagung Regency Government must have the courage to take steps to deal with this condition by conducting a review of planning in the tourism sector. This study aims to determine the economic potential of the tourism sector in Tulungagung Regency during the Covid 19 pandemic which consists of the number of tourists and PDRB per capita and to provide policy strategy recommendations to the Tulungagung Regency Government that can be carried out during the Covid-19 pandemic. The research method used in this study is a quantitative approach with descriptive methods. The results of the analysis show that the number of tourists has a positive and significant effect on the tourism sector's PAD, while per capita PDRB has a positive and insignificant effect on the tourism sector's PAD. But the two independent variables simultaneously affect the dependent variable.]
New Waqf Paradigm: Integration of Islamic Commercial Finance and Islamic Social Finance Syamsuri; Penta Syahifah Dena; Yaumi Sa'adah; Fuadah Binti Johari
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 1 (2024): In Progress
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i1.10758

Abstract

This paper discusses critiques of Indonesia's commercially-based waqf management and recommends solutions to improve waqf management to be more in line with Islamic principles and provide broader benefits to society. Criticism of commercial waqf management which includes waqf funds, lack of transparency and non-compliance with sharia principles. This paper underscores the importance of changing the paradigm of waqf management to integrate Islamic Social Finance (ISF) and Islamic Commercial Finance (ICF) to achieve Islamic economic goals that include social benefits and general welfare. By using normative types of research and conceptual approaches. This integration is expected to create a more inclusive and stable financial system and help overcome social and economic problems in Indonesia. In addition, this paper also discusses the basic principles in waqf management and the important role of waqf in the development of Islamic society. Through the implementation of productive commercial-based waqf, it is expected to improve the overall welfare of Muslims and make a positive contribution to sustainable development in Indonesia. Keywords: Waqf Management, Integration of Islamic Commercial Finance, Islamic Social Financial, Waqf Social-Productive Model.
Application of Fiqh Principles in Shopee E-Commerce On the Shopee Barokah Feature in Abbas Arfan's Thoughts Zaydan Muhammad; Umrotul Khasanah
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 1 (2024): In Progress
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i1.11077

Abstract

According to Musthafa al-Zarqa, Qawaidul Fiqhiyah are the basics of general and concise fiqh in the form of laws containing general sharia laws regarding various legal events that fall within the scope of these rules. The benefit of having qawaidul fiqhiyah is to provide more practical guidance derived from the text and spirit of the original text, namely the Koran and Al Hadith, which were generalized very carefully by previous scholars by paying attention to various fiqh cases that have occurred, so that the results are now easy to apply to the public. wide. Fiqh rules are not only used in ubudiyah, but in the muamalah kulliyah aspect there are also fiqh rules. The application of fiqh rules follows the development of economic transactions, one of which is at Shopee Barokah. With qualitative research methods and a descriptive approach, analysis and data collection uses the five principles of jurisprudence by Dr Abbas Arfan. The results of this research are that shopee barokah is in accordance with the five principles of fiqh, including the principles of Taba'dul al-Mana'fi in the Islamic transaction menu, the principles of equality and justice in the ZISWAF menu and shopee sharing food, the principles of pleasure and consent in every transaction at shopee barokah, the principle of honesty in the menu of halal raw materials and halal shopee food, as well as the principles of goodness and piety in the Qibla menu, prayer schedules and the Qur 'an Keywords: Shopee Barokah, Contemporary Fiqh Rules, Economic transactions