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Evaluasi Kelayakan Pemberian Kredit Oleh PT BPR Artha Sari Kencana Malang Prasetyo, Irawan Budi
Arthavidya Jurnal Ilmiah Ekonomi Vol 20, No 2 (2018)
Publisher : Arthavidya Jurnal Ilmiah Ekonomi

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Abstraction. Credit Evaluation is an important element in lending to debtors. Crediting activities required a good and thorough analysis of all aspects of credit that can support the crediting process, in order to prevent the emergence of a credit risk. The purpose of this study is to determine the feasibility of giving credit made by the PT BPR Artha Sari Kencana Malang. From the result of data analysis using 6C analysis tool that is character, capacity, capital, collateral, condition and compliance stated that most of the debtor deserve credit from PT BPR Artha Sari Kencana Malang. Based on the 6C analysis tool, it was found that eligible credit received 80% (as many as 12 people), while unacceptable credit received 20% (as many as 3 people). Keyword: evaluation, credit

Evaluasi Kelayakan Pemberian Kredit Oleh PT BPR Artha Sari Kencana Malang Prasetyo, Irawan Budi
Arthavidya Jurnal Ilmiah Ekonomi Vol 20 No 2 (2018)
Publisher : Fakultas Ekonomi Universitas Wisnuwardhana

Abstraction. Credit Evaluation is an important element in lending to debtors. Crediting activities required a good and thorough analysis of all aspects of credit that can support the crediting process, in order to prevent the emergence of a credit risk. The purpose of this study is to determine the feasibility of giving credit made by the PT BPR Artha Sari Kencana Malang. From the result of data analysis using 6C analysis tool that is character, capacity, capital, collateral, condition and compliance stated that most of the debtor deserve credit from PT BPR Artha Sari Kencana Malang. Based on the 6C analysis tool, it was found that eligible credit received 80% (as many as 12 people), while unacceptable credit received 20% (as many as 3 people). Keyword: evaluation, credit

Analisis Implementasi Green Banking Dan Kinerja Keuangan Terhadap Profitabilitas Bank Di Indonesia (2016-2019) Diah Anggraini; DWINITA ARYANI; Irawan Budi Prasetyo
JBMI (Jurnal Bisnis, Manajemen, dan Informatika) Vol. 17 No. 2 (2020): JBMI
Publisher : Department of Management FEB Unhas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/jbmi.v17i2.11264

Green banking adalah aktivitas operasional perbankan yang ramah lingkungan. Penelitian ini menganalisis penerapan green banking, dan kinerja keuangan terhadap profitabilitas bank di Indonesia periode 2016-2019. Sampel penelitian menggunakan metode purposive sampling dan di peroleh 9 bank yang sesuai kriteria. Pengujian data menggunakan analisis regresi berganda. Hasil penelitian menunjukkan bahwa kebijakan green banking berpengaruh positif signifikan terhadap profitabilitas, kecukupan modal tidak berpengaruh negatif signifikan terhadap profitabilitas, kredit bermasalah tidak berpengaruh negatif signifikan terhadap profitabilitas, efisiensi bank berpengaruh negatif signifikan terhadap profitabilitas, tingkat likuiditas bank tidak berpengaruh positif signifikan terhadap profitabilitas. Green banking is an environmentally friendly banking operational activity. This study analyzes the implementation of green banking and financial performance to profitability of banks in Indonesia period 2016-2019. The research sample used purposive sampling method and obtained 9 banks that match the criteria. Testing data using multiple regression analysis. The results of this study indicate that green banking policy had a significant positive effect on profitability, capital adequacy had no significant negative effect on profitability, non-performing loans had no significant negative effect on profitability, bank efficiency had a significant negative effect on profitability, the level of bank liquidity had no significant positive effect on profitability.

PEMANFAATAN PLATFORM E-COMMERCE MELALUI MARKETPLACE SEBAGAI UPAYA PENINGKATAN PENJUALAN DAN MEMPERTAHANKAN BISNIS DI MASA PANDEMI (STUDI PADA UMKM MAKANAN DAN MINUMAN DI MALANG) Rina Irawati; Irawan Budi Prasetyo
Jurnal Penelitian Manajemen Terapan (PENATARAN) Vol. 6 No. 2 (2021)
Publisher : Program Studi Manajemen STIE Kesuma Negara Blitar

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Tujuan penelitian ini adalah untuk mengetahui penerapan marketplace dalam upaya meningkatkan penjualan dan mempertahankan bisnis UMKM di masa pandemi. Jenis penelitian deskriptif kualitatif, dengan informan sebanyak 102 UMKM Makanan dan Minuman di Malang yang tergabung dalam marketplace Tokopedia. Hasil penelitian membuktikan bahwa dengan bergabung di Tokopedia, terjadi peningkatan penjualan di atas 50%, transaksi minimal per order Rp 50.000 -100.000, frekuensi transaksi terjadi setiap hari. Selain itu UMKM akan tetap bertahan di marketplace Tokopedia jika bergabung di sana tidak memberi banyak benefit. Mereka akan melakukan evaluasi mengapa hal itu bisa terjadi. UMKM mudah dalam memantau usaha di aplikasi Tokopedia Seller karena fitur-fitur pendukungnya yang telah memadai dan mudah digunakan. Pengelola Tokopedia sangat memperhatikan semua merchant dalam mempertahankan bisnisnya, sehingga terjalin hubungan yang baik antara marketplace dengan merchant UMKM. Dengan berbagai alasan tersebut, membuat para UMKM Makanan dan minuman di Malang yakin bahwa dengan bergabung di marketplace Tokopedia akan membantu mereka mempertahankan bisnis terutama di masa pandemi. Hasil penelitian ini didukung oleh penelitian Andriatie, Hastuti (2020), Artaya, I Putu (2019), Dwijayanti, Andina (2021), Wahyuni, Nuraida (2021) dan Wulandari, Oryz (2021). Kata kunci: E-commerce, Marketplace, UMKM

Pemanfaatan Mesin Jahit High Speed Electric Untuk Peningkatan Industri Kreatif Rajutan (Crochet Goods) di Malang Rina Irawati; Irawan Budi Prasetyo
Jurnal ABM Mengabdi Vol 5 (2018): Desember
Publisher : STIE Malangkucecwara

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MEA era since 2016, the opportunities for the creative industry are widening. In the past 2 years, the creative economy has contributed approximately 7% of Indonesia's GDP. The business potential in the creative industry sector is still widely open to work by business people in Indonesia. Creative industry channels have many types. As one example of this is the knitted business that is now becoming popular, both among adults, adolescents and children. Partners in this PKM are Barkarajuta in Savira, Beji-Municipality of Batu Housing, and Omah Benthelan N & N Collection in Lowokwaru Sub-District Malang. Output targets are: (1) Increasing business productivity both in quality and quantity, by increasing production facilities, (2) Partners understanding and possessing skills and knowledge of accounting records, creative industry business, financial management, and operating accounting software, (3) Making simple accounting software, and (4) Publications to national scientific journals, mass media and IPR. The results of PKM activities provide a significant increase in both partners in the form of increasing the number of new products, product quantity, order quantity and product quality.

Capacity Building Sebagai Upaya Peningkatan Kemampuan Pengurus Lazis Sabilillah di Malang Bunyamin Bunyamin; Siti Munfaqiroh; Yuyuk Liana; Agus Salim; Rina Irawati; Irawan Budi Prasetyo; Edi Sudiarto
Jurnal ABM Mengabdi Vol 8 No 1 (2021): Juli
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31966/jam.v8i1.860

Capacity building merupakan penguatan kapasitas individu, kelompok atau organisasi yang mengembangkan kemampuan, keterampilan, potensi, bakat, dan penguasaan kompetensi individu, kelompok, dan organisasi yang diharapkan mampu bertahan untuk mengatasi tantangan perubahan yang terjadi. Optimalisasi Caracter Building ini dilakukan melalui pelatihan service excellent dan informasi tehnologi di lingkungan pengurus dan relawan Laziz Sabililah. Terdapat dua tahap pelaksanaan kegiatan, yaitu: (1) Melakukan rekruitmen untuk relawan-relawan dalam kegiatan ini dengan tujuan untuk melakukan regenerasi anggota serta menambah jumlah anggota dalam menghadapi kegiatan bulan Ramadhan, dan (2) Pengenalan lingkungan dan pelatihan–pelatihan bagi pengurus Laziz Sabililah yang terdiri dari remaja-remaja masjid untuk meningkatkan kapasitas diri. Output dari kegiatan ini adalah: (1) Kemampuan memberikan pelayanan prima dalam penerimaan zakat sehingga masyarakat merasa puas dan nyaman, dan (2) Peningkatan kemampuan pengurus dalam pengelolaan dana zakat dengan meggunakan kemajuan teknologi informasi dengan lebih maksimal lagi sehingga dana terdebut dapat diserap, dikelola serta disalurkan dengan tepat.

Optimalisasi Lahan Terbuka Hijau Melalui Penanaman Tanaman Hijau Dan Bunga Hias Bunyamin Bunyamin; Siti Munfaqiroh; Yuyuk Liana; Hanif Mauludin; Evi Maria; Dyah Aruning Puspita; Aminul Amin; Edi Sudiarto; Rina Irawati; Irawan Budi Prasetyo; Agussalim Andriansyah
Jurnal ABM Mengabdi Vol 9 No 2 (2022): Desember
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31966/jam.v9i2.1122

Community service activities are a collaboration between STIE Malangkuҁeҁwara Malang and the Sabililah Polyclinic, Malang City. The form of this activity is the use of open land around the Sabililah Polyclinic, Malang City by planting various green plants and various kinds of flowers. The results of the activities of planting green plants and ornamental flowers and pots can provide a beautiful, cool, and beautiful environment for the Sabilillah Polyclinic so that visitors and employees feel more comfortable

Implementasi SWOT Digital Marketing Dalam Meningkatkan Penjualan “Show Bakso Malang” di Era New Normal Irawan Budi Prasetyo; Rina Irawati
Bulletin of Management and Business Vol. 3 No. 1: Maret 2022
Publisher : Universitas Widyagama Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31328/bmb.v3i1.194

Abstract The purpose of this study is to determine the internal environmental factors and external environmental factors that are strengths, weaknesses, opportunities and threats in digital marketing, as well as to identify strategies that can be done to increase sales. The object of the research is the Bakso Show, which is a culinary SME that has just been established in Malang. The type of research is descriptive qualitative research with SWOT analysis technique. The technique of checking the validity of the data is using the triangulation technique. The IFAS weighting result is 0.578 and the EFAS weighting result is 0.4625. Both have positive values. The position of Show Bakso’s SWOT is in quadrant 1, namely Progressive. SWOT analysis produces four strategic perspectives, namely SO (Strength-Opportunities), WO (Weakness-Opportunities), ST (Strength-Threats), and WT (Weakness-Threats). Generally, there are 15 digital marketing strategies that can be implemented to increase sales at Show Bakso.

Analisis Penyebab Kesulitan Keuangan (Financial Distress) pada Bidang Konstruksi di PT Adhitama Global Mandiri Fransisca Aprilia Khancitra Subekti; Irawan Budi Prasetyo
Bulletin of Management and Business Vol. 3 No. 2: Oktober 2022
Publisher : Universitas Widyagama Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31328/bmb.v3i2.212

The purpose of this study is to analyze the internal factors that led to PT. Adhitama Global Mandiri experiencing financial distress (financial distress) and to provide advice and input to the company in order for it to resolve and handle the financial distress condition. The research object under consideration is one of PT. Adhitama Global Mandiri's projects, namely the construction of the Achievement Arena Building, Faculty of Administrative Sciences, Universitas Brawijaya. Financial distress (financial distress) at PT. Adhitama Global Mandiri was caused by (1) cash difficulties, (2) large amounts owed to subcontractors, suppliers, and banks, and (3) company receivables. The analytical technique causing financial distress at PT. Adhitama Global Mandiri is to: (1) generate cash financial statements from the contract value, (2) generate financial reports payable to subcontractors, suppliers, and banks, and (3) generate financial statements of Brawijaya University receivables to PT. Adhitama Global Mandiri.

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT INVESTASI DI PASAR MODAL PADA MAHASISWA EKONOMI DAN BISNIS (Studi Pada Mahasiswa Aktif Sekolah Tinggi Ilmu Ekonomi Malangkuçeçwara Tahun 2021) IRAWAN BUDI PRASETYO; SUSANTI SUSANTI
Jurnal Widya Akuntansi dan Keuangan Vol 5 No 01 (2023): Widya Akuntansi dan Keuangan
Publisher : UNHI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32795/widyaakuntansi.v5i01.2934

The purpose of this study was to determine the effect of investment education, minimum investment capital, perceived return, perceived risk, and social media on investment interest in the capital market among students at the Malangkucecwara College of Economics. This type of research is quantitative research that uses primary data and is generated from the distribution of questionnaires. The population of this study is active students in 2021, Malangkucecwara College of Economics with a sample of 91 students as respondents. The statistical method is multivariate analysis using SmartPLS. The results of this study are investment education factors, minimum investment capital factors, and risk perceptions do not have a significant influence on the variables of interest in investment in the capital market for students of the Malangkucecwara College of Economics. Meanwhile, the perception of return and social media have a significant influence on the variable of interest in investing in the capital market for students of the Malangkucecwara College of Economics.

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