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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Journal of Business & Banking Jurnal Ekonomi & Studi Pembangunan Jurnal Ekonomi Syariah Teori dan Terapan Al-Muzara'ah Al Maal: Journal of Islamic Economics and Banking International Journal of Zakat (IJAZ)
Salahuddin El Ayyubi
IPB University
Religion Economics, Econometrics & Finance Social Sciences Other

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Journal : Jurnal Ekonomi

 1 
IMPACT OF PROFIT-LOSS SHARING FINANCING ON POVERTY ALLEVIATION OF SHRIMP FARMERS IN TULANG BAWANG REGENCY (CASE STUDY: KEMITRAAN BUMIDIPA) Shofiyanto, Shofiyanto; Findi, Muhammad; Ayyubi, Salahuddin El
Jurnal Ekonomi & Studi Pembangunan JESP Volume 18 Nomor 2, Oktober 2017
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.18.2.4036

Abstract

This research aimed to describe the core values of Kemitraan Bumidipa as sharia microfinance program that applies profit-loss sharing scheme, to elaborate the main obstacles that might cause the failure of the program, to analyze the effectivity of its financing, and to analyze the impact of financing on poverty alleviation of shrimp farmers in Rawajitu Timur District, Tulang Bawang Regency. Descriptive analysis, qualitative analysis and poverty indices are used as the analysis methods. The result shows that, on the one hand, the core values of Kemitraan Bumidipa are the real profit sharing system, professional financial services, and the investment guarantee model for its financing. On the other hand, the risks faced by the program are the the unstable environment of shrimp farming, technical problems, the shrimp’s price fluctuation, and moral hazard behavior. According to effectivity analysis, overall this program has been effective. Based on poverty indices result, sen index of farmers increase after becoming members of Kemitraan Bumidipa as the result of the failure of farmers’ cultivation. As recommendation, it should be a supervision mechanism to prevent the members from moral hazard act and it’s neccessary for further research particularly related to the unstable environment of shrimp farming and the fluctuation of shrimp’s price.
Co-Authors A. Anditta Almira Dyah Mahiswari Arien Rosetika Henni Eka Saputri Herdiana Puspitasari Khalifah Muhamad Ali Lukytawati Anggraeni Muhammad Findi Alexandi Muhammad Izet Budiansyah Nana Rodiana Nunung Nuryartono Nydia Novira Amalia Prawito Hudoro Ranti Wiliasih Sausan Anggi Anggraini Shofiyanto, Shofiyanto Syifa Fauziah Widyastutik