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All Journal Jurnal Promosi Pendidikan Ekonomi Manajer Pendidikan: Jurnal Ilmiah Manajemen Pendidikan Program Pascasarjana Jurnal Edueco Jurnal Ilmiah Wahana Pendidikan Jurnal Pengabdian Masyarakat Berkarya Jurnal Multidisipliner Kapalamada Educational Studies: Conference Series
Reza, Reza
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Transportation Other

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Journal : Jurnal Ilmiah Wahana Pendidikan

 1 
Pengaruh Digital Payment Terhadap Perilaku Konsumtif Mahasiswa Fakultas Keguruan dan Ilmu Pendidika Universitas Mulawarman Irman, Dwi Agust Subriana; Sutrisno, Sutrisno; Reza, Reza
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 8 (2024): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11172077

Abstract

The development of technology and information is now starting to be felt by the number of payment systems, especially digital payments. Initially, digital payments were issued through payment cards in the form of credit cards as a substitute for cash payments. However, digital payments in Indonesia are experiencing changes with the presence of mobile banking or electronic money. As a result, almost all economic activities already use electronic money as a means of payment, so that with the ease of making transactions using digital payments, it is easier for people to spend their money, which will offer a more efficient or consumptive lifestyle. This research aims to determine the influence of Digital Payment on the consumer behavior of FKIP students at Mulawarman University. This research method is descriptive quantitative using data collection techniques through questionnaires. The population in this study was Mulawarman University FKIP students, totaling 6,145 students with a sample size of 98 students. The sampling technique in this research used purposive sampling. The analysis technique used is simple linear regression analysis with the SPSS version 26 application. The results of this research show that from the results of partial test calculations or t tests on Digital Payment, the t count results are 6.742 > t table 1.985 with a significance of 0.000 < 0.05, which means that Digital Payment has a partial and significant effect on the consumer behavior of Mulawarman University FKIP students. The coefficient of determination reached 0.321 or 52.1%, which means that the Digital Payment variable influences the consumptive behavior of Mulawarman University FKIP students. Meanwhile, the remaining 67.9% was influenced by other factors outside this research. Thus the hypothesis (Ha) is accepted and the null hypothesis (H0) is rejected.
Analisis Penggunaan Digital Payment bagi Pelaku UMKM di Kawasan Objek Wisata Belanja Citra Niaga Kota Samarinda Salsabila, Salsabila -; Abu, Ilham; Reza, Reza
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 15 (2024): Jurnal Ilmiah Wahana Pendidikan 
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.13825445

Abstract

Citra Niaga is a trading area that sells handicrafts typical of Samarinda culture and is the central business area for the city of Samarinda. The existence of technological advances in the business world can be utilized by MSME actors in various fields, one of which is the payment system. Digital Payment is a payment process that is done using technology. Currently, people prefer to use online payments, but there are still business actors in citra niaga who have not implemented a digital payment system in their business. The purpose of this study is to identify the causes and impact of the factors of the use of digital payment. This study uses a descriptive type of research with a qualitative approach. Data collection was conducted by interviews with business actors souvenirs or souvenirs typical of East Kalimantan in the area of shopping attractions Citra Niaga Samarinda. There are three data analysis used in this study, namely data reduction, data presentation, and conclusion. The results of the interviews showed that the use of digital payments is very beneficial, considered effective and efficient by informants. They highlight the ease, acceleration, and convenience in digital transactions. Therefore, the use of digital payments significantly increases the effectiveness, efficiency and convenience in the transaction process, as well as providing convenience for all parties involved. Based on the results of the above research, that the business of souvenirs and souvenirs typical of East Kalimantan in the area of shopping attractions Citra Niaga Samarinda has used digital payment in payment transactions. Although digital payments provide great benefits, users also feel anxious because of the risk of fraud. Therefore, service providers need to continuously improve the security and quality of their services to reduce these risks and build user trust.
Analysis of the Socio-Economic Potential of the Community in the Mulawarman Museum Area Wulandari, Mesy Ayu; Reza, Reza; Rahayu, Vitria Puri
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 11 (2024): Jurnal Ilmiah Wahana Pendidikan 
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12876029

Abstract

The low number of visits to the Mulawarman Museum area reduces buying and selling activities, which can hamper local economic growth. The research aims to determine the local socio-economic potential in the Mulawarman Museum area. This type of research was carried out using descriptive research with a qualitative approach, data collection was carried out by conducting interviews with 15 business actors and 3 people in the Mulawarman Museum area. Based on the research results, it shows that there is significant economic potential in the area. Effective sales strategies, such as friendly service, discounts, and product stock additions, have been proven to be able to attract more buyers and increase revenue. Apart from that, social interaction between business actors and customers plays an important role in increasing satisfaction and building better long-term relationships, so this area has the potential for further development. Optimal utilization of social and economic potential in the Mulawarman Museum area can create a positive impact on regional development and improve the welfare of local communities.
Co-Authors abu, ilham Astuti, Ratna Fitri Edwan, Surya Muhammad Ellyawati, Noor Fitriani Fitriani Fitriyani Fitriyani Hasimu, La Herianto, Asfin Indah Permatasari Irman, Dwi Agust Subriana Irmawan, Amin Lifanda, Lifanda Lutfi Saidatus Saniah Mardan, LM Wirya Muhammad Edwan, Surya Nurliyana, Nurliyana Patrisia, Patrisia Piar, Christie Stephanie putri, Ika Adelia Rahayu, Vitria Puri Risnawati Risnawati Riyadi, Riyo Salsabila, Salsabila - Sudarman Sudarman Sutrisno, Sutrisno Toyo, Jama Toyo, Jamal Wulandari, Mesy Ayu