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All Journal Ikonomika : Jurnal Ekonomi dan Bisnis Islam Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Jurnal E-Bis: Ekonomi Bisnis Journal of Management - Small and Medium Enterprises (SME's)
Ronaldo, Reza
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences

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Impact Of Indonesian Islamic Bank To Build Growth Premium Income Of Shari’a Insurance Company In Indonesia Market Ronaldo, Reza; Meilia, Maya; Alaaraj, Hasan
IKONOMIKA Vol 3, No 2 (2018)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v3i2.3480

Abstract

In 2017 the Indonesian Islamic Bank contributes premium income to Shari’a Insurance in Indonesia amounting to 1.8 billion rupiah. There are 5 (five) Islamic Banks in Indonesia that contribute premiums to national Shari’a Insurance. The big five Islamic Banks in Indonesia are; Bank Mandiri Shari’a (BMS), Bank Muamalat Indonesia (BMI), Bank Negara Indonesia Shari’a (BNIS), Bank Rakyat Indonesia Shari’a (BRIS) and Bank Mega Shari’a. With increasing income of the National Shari’a Bank, it is expected to have an increasingly income of Shari’a National. Indonesian Islamic Banks give significant contribution to the growth of Shari’a Insurance premiums in Indonesia. While other Shari’a financial instruments in Indonesia such as Shari’a BPR, Leasing Shari’a are not so large, so they have not provided significant premium contributions to National Shari’a Insurance. If other Islamic Financial Instruments can accelerate market share, then of course it will be able to provide additional premiums that are not small to Shari’a Insurance in Indonesia. This research is expected to be further developed in order to increase the income of Islamic banks in Indonesia while at the same time growing national Shari’a Insurance Premium Income. Keywords : Islamic Bank, Sharia Insurance and Takaful.
Peran Pemasaran Digital Dalam Mengembangkan Bisnis Syariah Di Era Digital Sari, Yessi Avita; Ronaldo, Reza
Jurnal E-Bis Vol 8 No 1 (2024): Vol. 8 No.1 2024
Publisher : Politeknik Piksi Ganesha Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37339/e-bis.v8i1.1555

Abstract

Perkembangan zaman dan kompleksitas bisnis mendorong perusahaan untuk mengelola hubungan pelanggan dan meningkatkan daya saing melalui pemasaran digital sejalan dengan pengembangan bisnis syariah. Penelitian ini mengeksplorasi peran pemasaran digital dalam bisnis syariah di era digital, dengan tujuan memahami dinamika pemasaran, fokus pada implementasi bisnis syariah, dan dampaknya terhadap kepercayaan konsumen. Metode penelitian menggunakan pendekatan kualitatif deskriptif dengan studi kepustakaan. Hasil penelitian menunjukkan bahwa platform seperti YouTube, Facebook, dan Instagram memiliki dampak besar dalam meningkatkan visibilitas dan mencapai audiens luas. Implementasi bisnis syariah membawa nilai-nilai keadilan, transparansi, dan integritas dalam pemasaran, menciptakan lingkungan bisnis yang patuh terhadap syariah. Kesimpulan penelitian menegaskan bahwa pemasaran digital efektif untuk pengembangan bisnis syariah jika diimplementasikan sesuai prinsip-prinsip Islam, dengan keberhasilan tergantung pada keselarasan inovasi digital, nilai bisnis syariah, dan kepatuhan terhadap etika Islam, yang membangun kepercayaan konsumen dan mendukung pertumbuhan bisnis di era digital.
Pengaruh kredibilitas merek terhadap word of mouth melalui customer satisfaction dan customer loyalty pada Mirota Kampus Yogyakarta Syarkani, Yofi; Cakranegara, Pandu Adi; Ronaldo, Reza; Ahmaddien, Iskandar
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. 9 (2022): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (247.996 KB) | DOI: 10.32670/fairvalue.v4i9.1614

Abstract

The development of the retail business has become very competitive due to offline and online competition. Business owners must provide the best service to customers because the dynamic behavior of customers encourages them to try other brands if their needs are not met. Because the number of competitors continues to increase and companies must have a good positioning and power to retain their customers and provide a positive word of mouth. The purpose of this study was to determine the effect of Brand Credibility on Word of Mouth through Customers and Customer Loyalty as Intervening at Mirota, Yogyakarta Campus. The design of this research is a causal study using hypotheses. The sampling technique used in this research is non-probability purposive sampling. The analysis technique uses Partial Least Square (PLS) - Structural Equation Modeling (SEM). Respondents were taken from 230 customers of Mirota Yogyakarta Campus in Yogyakarta with certain characteristics. The results show that Customer and Customer Loyalty is an intervention between Word of Mouth Brand Credibility, there is an effect of Brand Credibility on Customer goals and Customer Loyalty, there is an influence of Customer and Customer Loyalty on Word of Mouth, and there is an influence of Customer and Customer Loyalty on Word of Mouth. . Other results show that there is an influence of Customers on Customer Loyalty.
THE PERCEPTION OF SECURITY AND RISK, EASE OF USE, AND BENEFITS ARE THE DETERMINING FACTORS IN ADOPTING A DIGITAL WALLET Karsim, Karsim; Rini, Rini; Ronaldo, Reza; Anam, Syaiful; Judijanto, Loso
Journal of Management Small and Medium Enterprises (SMEs) Vol 17 No 2 (2024): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v17i2.17027

Abstract

The COVID-19 era is an event that transitions all human activities in all parts of the world. This has an impact on various aspects including health, economic, and social aspects. All activities are carried out indoors and limit contact outside the room to avoid COVID-19, from social distancing to working from home. The implementation of this system makes people more 'literate' in technology. One of them is in the economic sector, where people have started using non-cash payment transactions. Because of this phenomenon, researchers analyzed the perception of security and risk, and benefits as the determining factors of in adopting the digital wallet. This research uses interviews and direct observation. The data collection was carried out on 15 respondents, people who have a high interest in the use of digital wallets. The results show that perceived security, ease of use, and benefits are the main factors in digital wallet adoption. Users prefer platforms with security features such as encryption and two-factor authentication. Perceived risks, such as data loss, can be mitigated with good education. Ease of use through an intuitive interface increases user satisfaction. Benefits such as ease of payment and financial incentives are strong motivators. To increase adoption, providers should focus on security, convenience, and clear communication of benefits. Keywords: Digital Wallet; Security and Risk; Benefits
Co-Authors Ahmaddien, Iskandar Alaaraj, Hasan Basrowi, B. Cakranegara, Pandu Adi Judijanto, Loso Karsim, Karsim Meilia, Maya RINI RINI SARI, YESSI AVITA Syaiful Anam Syarkani, Yofi